A friend sent me a headline this week about the 30 year US government bond yield reaching its highest level since 2007. Her question was simple: what does this mean for where I should put my money? I thought it was a good question, because the search for yield is getting interesting again as long term bond yields in Singapore and the US have moved higher. So if you have money sitting in cash today, the choices are widening. Do you keep it in something short term and liquid, lock in a yield for longer, or take more risk to earn a higher income? For me, the starting point is still what I need the money to do. This is where I come back to our Four Pots of Wealth, with each pot serving a different purpose. For my Liquidity Pot, I want the money to be there when I…
