{"id":87787,"date":"2025-02-14T13:52:28","date_gmt":"2025-02-14T13:52:28","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/investing\/kepler-portfolio-review-13-february-2025\/"},"modified":"2025-02-14T13:52:28","modified_gmt":"2025-02-14T13:52:28","slug":"kepler-portfolio-review-13-february-2025","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=87787","title":{"rendered":"Kepler Portfolio Review: 13 February 2025"},"content":{"rendered":"


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\"Kepler<\/p>\n

Molalla River with Mt Hood in the distance.<\/em><\/p>\n<\/div>\n

Kepler is the small portfolio up for review this morning.\u00a0 The owner is rebuilding this portfolio as it looks like all educational expenses are in the rear view mirror.\u00a0 As readers will see in the following update, this portfolio is finally coming into balance.\u00a0 In other words, the various assets are closing in on the target percentages.<\/p>\n

With inflation on the rise and unwarranted tariffs in the offing, expect bonds to dip and real estate to rise.\u00a0 While I don\u2019t intend to alter the asset allocations, the 14% set up with bonds will most likely not offer much help for the overall return.\u00a0 At least this is the expectation over the next six to 12 months.<\/p>\n

Kepler Asset Allocation<\/strong><\/p>\n

The goal is to keep each asset class within one percentage point of the target.\u00a0 Asset classes outside this target range to the downside are:\u00a0 U.S. Bonds (BND), International Bonds (BNDX), and Developed International Equities (VEA).\u00a0 There is sufficient cash to bring all three asset classes back into balance and limit orders are in place to do so.\u00a0 QQQ is above target and will be allowed to continue to run without any interference.\u00a0 This is to reduce the chance of adding to the tax burden.<\/p>\n

For larger portfolios (> $100,000) the target goal is reduced to 0.5% target limits.<\/p>\n

Check the yield column to see which Exchange Traded Funds (ETF) are throwing off the highest dividends.<\/p>\n

\"Kepler<\/p>\n

Kepler Recommended Rebalancing<\/strong><\/p>\n

The purple arrow points to the number of shares on order to bring the various asset classes closer to target.\u00a0 The Kepler is fast closing in on being in balance.<\/p>\n

If new money is added before the next update I plan to increase the number of shares of VNQ and VNQI as these two ETFs should benefit from the anticipated inflation increase.<\/p>\n

\"Kepler<\/p>\n

Kepler Performance Data<\/strong><\/p>\n

The following data comes from the commercial portfolio tracking program, Investment Account Manger<\/a><\/strong><\/em><\/span>.\u00a0 As mentioned on the blog many times, serious investors accurately track their portfolio and benchmark the same.\u00a0 Otherwise one is running on self-deception.<\/p>\n

The Kepler is an example of a portfolio under-performing its benchmark, AOR.\u00a0 And it is woefully behind the S&P 500 (SPY).<\/p>\n

\"Kepler<\/p>\n

Kepler Risk Ratios<\/strong><\/p>\n

The Kepler has been using the Asset Allocation investment model for less than one year.\u00a0 The anniversary will arrive this coming April.\u00a0 Over the past 10.5 months the Jensen Alpha increased, but tailed off this winter.\u00a0 The next year will be a good test of the Asset Allocation model.\u00a0 The good risk news is that the slope of the Jensen is positive.<\/p>\n

It will be interesting to see how the Copernicus, Schrodinger and other asset allocation portfolios behave during what portends to be a period of chaos.<\/p>\n

\"Kepler<\/p>\n

Comments and questions are encouraged.<\/p>\n

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Molalla River with Mt Hood in the distance. Kepler is the small portfolio up for review this morning.\u00a0 The owner is rebuilding this portfolio as it looks like all educational expenses are in the rear view mirror.\u00a0 As readers will see in the following update, this portfolio is finally coming into balance.\u00a0 In other words, […]<\/p>\n","protected":false},"author":1,"featured_media":87788,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[96],"tags":[3843,42951,9162,3749],"dealstore":[],"offerexpiration":[],"class_list":["post-87787","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing","tag-february","tag-kepler","tag-portfolio","tag-review"],"yoast_head":"\nKepler Portfolio Review: 13 February 2025 - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=87787\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kepler Portfolio Review: 13 February 2025 - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"Molalla River with Mt Hood in the distance. Kepler is the small portfolio up for review this morning.\u00a0 The owner is rebuilding this portfolio as it looks like all educational expenses are in the rear view mirror.\u00a0 As readers will see in the following update, this portfolio is finally coming into balance.\u00a0 In other words, […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fivemor.com\/?p=87787\" \/>\n<meta property=\"og:site_name\" content=\"Som2ny Network\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-14T13:52:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/02\/Mt-Hood-Molalla-River.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/fivemor.com\/?p=87787#article\",\"isPartOf\":{\"@id\":\"https:\/\/fivemor.com\/?p=87787\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371\"},\"headline\":\"Kepler Portfolio Review: 13 February 2025\",\"datePublished\":\"2025-02-14T13:52:28+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/fivemor.com\/?p=87787\"},\"wordCount\":491,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/fivemor.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/?p=87787#primaryimage\"},\"thumbnailUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/02\/Mt-Hood-Molalla-River.jpg\",\"keywords\":[\"February\",\"Kepler\",\"Portfolio\",\"review\"],\"articleSection\":[\"Investing\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/fivemor.com\/?p=87787#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/fivemor.com\/?p=87787\",\"url\":\"https:\/\/fivemor.com\/?p=87787\",\"name\":\"Kepler Portfolio Review: 13 February 2025 - 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