{"id":83083,"date":"2025-02-12T02:05:52","date_gmt":"2025-02-12T02:05:52","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/finance\/upstart-holdings-inc-upst-q4-2024-earnings-call-transcript\/"},"modified":"2025-02-12T02:05:52","modified_gmt":"2025-02-12T02:05:52","slug":"upstart-holdings-inc-upst-q4-2024-earnings-call-transcript","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=83083","title":{"rendered":"Upstart Holdings, Inc. (UPST) Q4 2024 Earnings Call Transcript"},"content":{"rendered":"


\n<\/p>\n

\n

Upstart Holdings, Inc. (NASDAQ:UPST<\/a><\/span>) Q4 2024 Earnings Call Transcript February 11, 2025 4:30 PM ET<\/p>\n

Company Participants<\/strong><\/p>\n

Sonya Banerjee – Investor Relations
Dave Girouard – Co Founder and Chief Executive Officer
Sanjay Datta – Chief Financial Officer<\/p>\n

Conference Call Participants<\/strong><\/p>\n

Kyle Peterson – Needham
Simon Clinch – Redburn Atlantic
Peter Christiansen – Citi
Ramsey Assal – Barclays
Dan Dolev – Mizuho
David Scharf – JMP Securities
Vincent Caintic – BTIG
John Hecht – Jefferies
Reggie Smith – J.P. Morgan
James Faucette – Morgan Stanley
Matt O’Neill – FT Partners
Rob Wildhack – Autonomous<\/p>\n

Operator<\/strong><\/p>\n

Good afternoon. And welcome to the Upstart Fourth Quarter and Full Year 2024 Earnings Conference Call. [Operator Instructions] Later, we will conduct a question-and-answer session and instructions will be given at that time. As a reminder, this conference call is being recorded. I would like to turn the call over to Sonya Banerjee Head of Investor Relations. Please go ahead, Sonya.<\/p>\n

Sonya Banerjee<\/strong><\/p>\n

Thank you. Welcome to the Upstart earnings call for the fourth quarter and full year 2024. With us on today’s call are Dave Girouard, Our CEO and Co-Founder and Sanjay Datta, our CFO.<\/p>\n

During today\u2019s call, we will make forward-looking statements, which include statements about our outlook and business strategy. These statements are based on our expectations and belief as of today, and are subject to a variety of risks, uncertainties, and assumptions. Actual results may differ materially as a result of various risk factors that have been described in our SEC filings.<\/p>\n

We assume no obligation to update any forward-looking statements as a result of new information or future events, except as required by law. Our discussion will include non-GAAP financial measures which are not a substitute for our GAAP results.<\/p>\n

Reconciliations of our historical GAAP to non-GAAP results can be found<\/p>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"

Upstart Holdings, Inc. (NASDAQ:UPST) Q4 2024 Earnings Call Transcript February 11, 2025 4:30 PM ET Company Participants Sonya Banerjee – Investor RelationsDave Girouard – Co Founder and Chief Executive OfficerSanjay Datta – Chief Financial Officer Conference Call Participants Kyle Peterson – NeedhamSimon Clinch – Redburn AtlanticPeter Christiansen – CitiRamsey Assal – BarclaysDan Dolev – MizuhoDavid […]<\/p>\n","protected":false},"author":1,"featured_media":78301,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[93],"tags":[1254,12829,11632,20358,41337,41336],"dealstore":[],"offerexpiration":[],"class_list":["post-83083","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-call","tag-earnings","tag-holdings","tag-transcript","tag-upst","tag-upstart"],"yoast_head":"\nUpstart Holdings, Inc. 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