{"id":75796,"date":"2025-02-08T12:50:19","date_gmt":"2025-02-08T12:50:19","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/insurance\/5-winter-driving-mistakes-that-may-increase-your-premium-3\/"},"modified":"2025-02-08T12:50:19","modified_gmt":"2025-02-08T12:50:19","slug":"5-winter-driving-mistakes-that-may-increase-your-premium-3","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=75796","title":{"rendered":"5 Winter Driving Mistakes That May Increase Your Premium"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div><span class=\"entry-meta\">Article originally posted <time class=\"entry-time\" itemprop=\"datePublished\" datetime=\"February 2, 2025\">February 2, 2025<\/time> on <span class=\"entry-author\"><span class=\"entry-author-name\"><a href=\"https:\/\/www.insuranceneighbor.com\/5-winter-driving-mistakes-that-may-increase-your-premium\" target=\"_blank\">www.insuranceneighbor.com<span class=\"screen-reader-text\">(opens in new tab)<\/span><\/a><\/span><\/span><\/span><\/p>\n<style><![CDATA[img#bf_image-67a7530b69c99 {\n\twidth: 1600px;\n}@media screen and (max-width: 768px) {\n\timg#bf_image-67a7530b69c99 {\n\t\twidth: 100vw;\n\t}\n}]]><\/style>\n<p><img loading=\"lazy\" decoding=\"async\" data-opt-src=\"https:\/\/mlxwx3bywoz1.i.optimole.com\/w:1600\/h:900\/q:auto\/f:best\/https:\/\/www.danburris.com\/wp-content\/uploads\/sites\/2939\/2025\/02\/February-2.jpg\" id=\"bf_image-67a7530b69c99\" alt=\"Wet and dreary country road surrounded by trees\" title=\"February 2\" class=\"alignnone\" src=\"data:image\/svg+xml,%3Csvg%20viewBox%3D%220%200%201600%20900%22%20width%3D%221600%22%20height%3D%22900%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Crect%20width%3D%221600%22%20height%3D%22900%22%20fill%3D%22transparent%22%2F%3E%3C%2Fsvg%3E\" width=\"1600\" height=\"900\"\/><\/p>\n<p><span style=\"font-weight: 400\">Yesterday was Car Insurance Day. The first of February has been set aside as the annual day to be thankful for the peace of mind your auto insurance provides\u2014and to focus on the importance of safe driving. As we face the last several weeks of winter, it is the perfect time for an insurance policy review to check that your policy still meets your needs. Safe driving is the best strategy to keep your premiums as low as possible.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400\">Not Clearing All the Snow Off Your Vehicle<\/span><\/h2>\n<p><span style=\"font-weight: 400\">While you may be tempted to quickly sweep the snow off the windshield when you are in a hurry to get somewhere, failing to clear the snow from the top or front of your car can have disastrous consequences. Sudden stops, starts, or turns can result in snow from your roof sliding down and covering your front or back window or the snow on the hood of your car sliding upwards, dangerously obscuring your view.<\/span><\/p>\n<h2><span style=\"font-weight: 400\">Staying Bundled Up While Driving<\/span><\/h2>\n<p><span style=\"font-weight: 400\">Brr\u2014it\u2019s cold outside! You need to wear layers when you are outdoors and need to stay warm. While you need warm clothing outside, wearing mittens and a thick coat in the driver\u2019s seat can be a liability, reducing your ability to grip the wheel and control the car. Bulky snow boots can make it hard to feel the pedal position and wide boots can make pressing one pedal at a time difficult. Leave your bulky winter clothes in the back seat and use the car\u2019s heating system to stay warm when driving.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400\">Driving Too Fast for Weather Conditions<\/span><\/h2>\n<p><span style=\"font-weight: 400\">The posted speed limit is the maximum speed under <\/span><i><span style=\"font-weight: 400\">normal<\/span><\/i><span style=\"font-weight: 400\"> conditions. Remember that snow, ice, and other winter weather hazards can add minutes, if not hours, to your travel time. Always head out with time to spare. Fast driving in snowy, icy, or rainy conditions or exceeding the speed limit in winter conditions puts you and others at risk should the vehicle go out of control. If you cause a crash by driving unsafely in winter weather conditions, it signals to your policy provider that you are a higher-risk driver; your insurance premium will increase.<\/span><\/p>\n<h2><span style=\"font-weight: 400\">Following Too Closely on Slippery Roads<\/span><\/h2>\n<p><span style=\"font-weight: 400\">Tailgating and following another car too closely is always illegal. When the roads are icy, braking requires even more distance. Tailgating is more than unpleasant to your fellow drivers; it is dangerous driving behavior that can lead to a fender-bender or worse. In good weather, the rule is to leave three seconds of roadway space between you and the vehicle ahead. In winter road conditions, coming to a complete stop takes even longer. You will need five to eight seconds to stop on snowy roads and 10 to 14 seconds on ice. Adjust your driving, leaving a longer distance between your vehicle and the vehicle ahead. Stay safe and keep your insurance rates lower.<\/span><\/p>\n<h2><span style=\"font-weight: 400\">Lack of Vehicle Winter Maintenance Check<\/span><\/h2>\n<p><span style=\"font-weight: 400\">When the cold hits, it is time to get your car\u2019s tires, brakes, and wipers checked for damage and replaced if needed. It\u2019s much better to fix problems ahead of time than to discover them when navigating through a howling storm. Regular car maintenance can extend the life of your vehicle and improve its performance in rough weather.<\/span><\/p>\n<h2><span style=\"font-weight: 400\">Stay Safe This Winter with Car Insurance You Can Trust<\/span><\/h2>\n<p><span style=\"font-weight: 400\">No one can predict every hazard, but it pays to be prepared. Now is the time of year to review your insurance and ensure coverage. Talk with one of our agents today to see what new policies are available with better coverage at a lower cost. We are happy to review your current policy and help you have greater peace of mind, knowing you have the coverage you need.<\/span><\/p>\n<p><span class=\"entry-footer\"><span class=\"entry-meta\"><span class=\"entry-categories\">Filed Under: <a href=\"https:\/\/www.danburris.com\/category\/personal-insurance\" rel=\"category tag\">Personal Insurance<\/a><\/span><span class=\"divider\"> | <\/span><span class=\"entry-categories\">Tagged With: <a href=\"https:\/\/www.danburris.com\/tag\/auto-insurance\" rel=\"category tag\">Auto Insurance<\/a>, <a href=\"https:\/\/www.danburris.com\/tag\/car-insurance\" rel=\"category tag\">Car Insurance<\/a><\/span><\/span><\/span><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Article originally posted February 2, 2025 on www.insuranceneighbor.com(opens in new tab) Yesterday was Car Insurance Day. The first of February has been set aside as the annual day to be thankful for the peace of mind your auto insurance provides\u2014and to focus on the importance of safe driving. As we face the last several weeks [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":67841,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[94],"tags":[650,11096,13668,565,222],"dealstore":[],"offerexpiration":[],"class_list":["post-75796","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","tag-driving","tag-increase","tag-mistakes","tag-premium","tag-winter"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Winter Driving Mistakes That May Increase Your Premium - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=75796\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Winter Driving Mistakes That May Increase Your Premium - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"Article originally posted February 2, 2025 on www.insuranceneighbor.com(opens in new tab) Yesterday was Car Insurance Day. 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