{"id":7072277,"date":"2026-10-02T03:08:24","date_gmt":"2026-10-02T03:08:24","guid":{"rendered":"https:\/\/fivemor.com\/?p=7072277"},"modified":"2026-10-02T03:08:24","modified_gmt":"2026-10-02T03:08:24","slug":"the-best-credit-card-welcome-bonuses-of-october-2026","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=7072277","title":{"rendered":"The best credit card welcome bonuses of October 2026"},"content":{"rendered":"


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If you haven’t evaluated your credit card portfolio<\/a><\/span> lately, now is a great time to do so.<\/p>\n

Twice a month, we update this list to feature top welcome bonuses from cards that made the cut for our best credit cards<\/a><\/span> list. Consider bookmarking this page and checking back regularly for the latest bonuses.<\/p>\n

Earning new card bonuses is the fastest way to accumulate a stash of points and miles, so if you’re working on building up your travel rewards balance, it’s likely that one of the options below might be a good fit for you.<\/p>\n

Since many issuers have restrictions<\/a><\/span> on how often you can earn a bonus on a card, it’s important to time your application for when there’s a solid offer. Also, higher bonuses<\/a><\/span> don’t always stick around for long, so if you’re considering one of these offers<\/a><\/span>, you’ll want to hop on it sooner rather than later.<\/p>\n

If you’re not ready to add a higher-end card, consider these great starter cards<\/a><\/span> or even one with a 0% introductory annual percentage rate<\/a><\/span>.<\/p>\n

The best rewards card offers of October 2026<\/h2>\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Card<\/strong><\/th>\nWelcome offer<\/strong><\/th>\nWelcome offer value*<\/strong><\/th>\nAnnual fee <\/strong><\/th>\n<\/tr>\n<\/thead>\n
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<\/p>\n

Find out your offer and see if you are eligible for as high as 300,000 bonus points after spending $20,000 on purchases in the first three months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)<\/p>\n

<\/span><\/div>\n<\/td>\n

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Up to $6,000<\/span><\/p>\n<\/td>\n

<\/tr>\n
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<\/p>\n

Earn 200,000 bonus points after spending $30,000 on purchases in the first six months from account opening.<\/p>\n

<\/span><\/div>\n<\/td>\n

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$4,100<\/span><\/p>\n<\/td>\n

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$795<\/span><\/p>\n<\/td>\n<\/tr>\n

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Find out your offer and see if you are eligible for as high as 200,000 bonus points after spending $15,000 on purchases in the first three months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)<\/span><\/p>\n<\/td>\n

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Up to $4,000<\/span><\/p>\n<\/td>\n

<\/tr>\n
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Find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $12,000 on purchases in the first six months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)<\/span><\/p>\n<\/td>\n

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Up to $3,500<\/span><\/p>\n<\/td>\n

<\/tr>\n
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Earn 200,000 bonus miles after spending $20,000 on purchases in the first six months of card membership. Offer ends Nov. 4.<\/span><\/p>\n<\/td>\n

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$2,400<\/span><\/p>\n<\/td>\n

<\/tr>\n
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Earn 100,000 bonus points after you spend $6,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

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$2,050<\/span><\/p>\n<\/td>\n

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$795<\/span><\/p>\n<\/td>\n<\/tr>\n

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<\/p>\n

Find out your offer and see if you are eligible for as high as 100,000 bonus points after spending $8,000 on purchases in the first six months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)<\/p>\n

<\/span><\/div>\n<\/td>\n

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Up to $2,000<\/span><\/p>\n<\/td>\n

<\/tr>\n
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For a limited time, earn 125,000 bonus miles after spending $15,000 on purchases in the first five months from account opening.<\/span><\/p>\n<\/td>\n

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$1,813<\/span><\/p>\n<\/td>\n

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$695<\/span><\/p>\n<\/td>\n<\/tr>\n

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Earn up to 115,000 bonus points: 75,000 bonus points after spending $4,000 on purchases in the first three months from account opening, plus an additional 40,000 bonus points after spending $20,000 on purchases in the first 12 months from account opening.<\/span><\/p>\n<\/td>\n

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Up to $1,725<\/span><\/p>\n<\/td>\n

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$195<\/span><\/p>\n<\/td>\n<\/tr>\n

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Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening, plus receive a $300 credit to use on hotel and vacation rentals booked through Capital One Travel in the first cardholder year.<\/span><\/p>\n<\/td>\n

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$1,688 (including the Capital One Travel credit)<\/span><\/p>\n<\/td>\n

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$95<\/span><\/p>\n<\/td>\n<\/tr>\n

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<\/p>\n

Up to $1,400 (including Bilt Cash)<\/p>\n

Up to $100 of Bilt Cash earned rolls over to the next year.<\/em><\/p>\n

<\/span><\/div>\n<\/td>\n

<\/tr>\n
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<\/p>\n
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Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

<\/span><\/div>\n<\/td>\n

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$395<\/span><\/p>\n<\/td>\n<\/tr>\n

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Earn 200,000 bonus points after spending $5,000 on purchases in the first three months from account opening.<\/span><\/p>\n<\/td>\n

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$1,200<\/span><\/p>\n<\/td>\n

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$350<\/span><\/p>\n<\/td>\n<\/tr>\n

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<\/p>\n
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Apply and find out if your welcome offer is as high as 80,000 bonus miles, plus earn a $250 statement credit after spending $3,000 on purchases in the first six months of card membership. You may not be eligible for the maximum offer amount. Offer ends Nov. 4.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

<\/span><\/div>\n<\/td>\n

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<\/p>\n
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Up to $1,210, including the value of the statement credit<\/p>\n<\/div>\n<\/div>\n<\/div>\n

<\/span><\/div>\n<\/td>\n

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$0 introductory annual fee for the first year, then $150 (see rates and fees<\/a><\/span>)<\/span><\/div>\n<\/td>\n<\/tr>\n
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<\/p>\n
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Earn 180,000 bonus points after spending $3,000 on purchases in the first three months from account opening.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

<\/span><\/div>\n<\/td>\n

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$150<\/span><\/p>\n<\/td>\n<\/tr>\n

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Earn 200,000 bonus points after spending $6,000 on purchases in the first six months of card membership. Offer ends Jan. 13, 2027.<\/span><\/p>\n<\/td>\n

\n<\/tr>\n
\n\n\n<\/tr>\n
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Earn 130,000 bonus points and a free night reward after spending $3,000 on purchases in the first six months of card membership. Offer ends Jan. 13, 2027.<\/span><\/p>\n<\/td>\n

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$520 (not including the free night reward)<\/span><\/p>\n<\/td>\n

<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

*The welcome offer value is determined using TPG’s <\/em>October 2026 valuations<\/a><\/span> and is not provided by, nor reviewed by, the issuer.<\/em><\/p>\n

The Business Platinum Card from American Express<\/h2>\n

Best for<\/strong>: Frequent business travelers who can maximize premium travel perks and statement credits.<\/p>\n

This business card<\/a><\/span> stands out not only for its extremely valuable welcome offer but also for travel perks that can easily cover its $895 annual fee.<\/p>\n

Cardmembers enjoy automatic Gold status<\/a><\/span> in both the Hilton Honors<\/a><\/span> and Marriott Bonvoy<\/a><\/span> loyalty programs (enrollment required), along with some of the best lounge access<\/a><\/span> perks of any business card out there for eligible cardmembers.<\/p>\n

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Reward your inbox with the TPG Daily newsletter<\/p>\n

Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n

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By signing up, you will receive newsletters and promotional content and agree to our Terms of Use<\/a> and acknowledge the data practices in our Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n

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\"American<\/div>
THE POINTS GUY<\/figcaption><\/figure>\n

As far as earning rates go, cardmembers earn 5 points per dollar spent on flights and prepaid hotels booked on amextravel.com and 2 points per dollar spent on eligible purchases in select business categories and eligible purchases of $5,000 or more (on up to $2 million of these purchases per calendar year, then 1 point per dollar spent).<\/p>\n

To learn more, read our full review of the American Express Business Platinum<\/a><\/span>.<\/p>\n

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Find out your offer and see if you are eligible for as high as 300,000 bonus points after spending $20,000 on purchases in the first three months of card membership. Welcome offers vary, and you may not be eligible for an offer.<\/strong><\/p>\n

Apply here: The Business Platinum Card from American Express<\/a><\/span><\/b><\/p>\n

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Chase Sapphire Reserve for Business<\/h2>\n

Best for<\/strong>: High-spending business owners who want premium travel perks and strong rewards on travel and advertising.<\/p>\n

The Sapphire Reserve for Business is a solid choice for high-spending business owners who can maximize valuable statement credits<\/a><\/span> and get the most out of the card’s high earning rates.<\/p>\n

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\"Chase<\/div>
THE POINTS GUY<\/figcaption><\/figure>\n

These earning rates include:<\/p>\n