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While Miami<\/a> continues to attract deep-pocketed transplants<\/a> and institutional capital<\/a> from across the globe, beneath the surface, the city’s housing market is failing on two key fronts: new construction and affordability.<\/p>\n Dotted with palm trees and bristling with amenity-rich luxury condominium towers<\/a>, “Magic City” earned the dubious distinction of being 1 of 13 major U.S. metros to receive an F grade in the newly released 2026 Realtor.com\u00ae Metro Report Cards<\/a>.<\/p>\n Out of a possible 100 points, Miami earned an overall score of just 29, weighted down by a lackluster affordability component score of 18.9, combined with a slightly better homebuilding component score of 39.1.<\/p>\n