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A couple facing health challenges in Mesa, AZ<\/a>, have lost their home to foreclosure<\/a> after their homeowners association sued over an initial debt of less than $1,000.<\/p>\n Toby Newton<\/strong> purchased the four-bedroom home in East Mesa for $475,000 in 2022. But in 2024, Newton lost his job and was diagnosed with diabetes. He struggled to pay his bills, including his HOA assessments, which came out to around $170 a quarter. All told, Newton owed $977 in HOA fees and interest.<\/p>\n Newton says he knew he was falling behind and reached out to the HOA in 2024 to set up a payment plan, offering to pay $50 a month toward the principal. His offer was denied, so he countered first with an offer to pay $133.70 each month, and then with a $200-a-month payment plan.<\/p>\n