{"id":7058241,"date":"2026-09-06T06:25:07","date_gmt":"2026-09-06T06:25:07","guid":{"rendered":"https:\/\/peraltafinancing.com\/uncategorized\/earn-up-to-5-canadian-tire-money-at-tim-hortons-by-linking-triangle-rewards-and-tims-rewards\/"},"modified":"2026-09-06T06:25:07","modified_gmt":"2026-09-06T06:25:07","slug":"earn-up-to-5-canadian-tire-money-at-tim-hortons-by-linking-triangle-rewards-and-tims-rewards","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=7058241","title":{"rendered":"Earn up to 5% Canadian Tire Money at Tim Hortons by Linking Triangle Rewards and Tims Rewards"},"content":{"rendered":"


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Canadian Tire<\/strong> and Tim Hortons<\/strong> have linked their loyalty programs. As of September 2, 2026, Triangle Rewards and Tims Rewards members can connect their accounts and earn up to 5% in Canadian Tire Money (CT Money) on eligible Tim Hortons purchases, on top of the Tims Rewards points they already collect.<\/p>\n

The partnership was first announced on September 15, 2025 with a promise of a launch “later in 2026”, and it’s now live for anyone willing to spend two minutes linking accounts.<\/p>\n

Honestly, the headline number oversells it a little for most people, since only one of the three earning tiers comes from simply scanning your barcode. Let me walk through how the 5% is built, who actually gets there, and why this partnership is a bigger deal for Canadian Tire than for your coffee budget.<\/p>\n

Two Programs, One Barcode<\/h2>\n

You don’t need a Triangle\u00ae<\/sup> credit card to take part. A free Triangle Rewards membership linked to a Tims Rewards account earns the base 2% on its own, and the credit card only comes into play for the remaining 3%.<\/p>\n

Once your accounts are linked, every eligible purchase you scan for Tims Rewards at a participating Tim Hortons restaurant also earns CT Money. The CT Money comes in addition to your Tims Rewards points, not instead of them, so your usual earning in the Tims app doesn’t change.<\/p>\n

The flow only runs in one direction at launch. You earn CT Money at Tim Hortons, but linking doesn’t let you earn Tims Rewards points at Canadian Tire, and it doesn’t let you spend CT Money on a double-double.<\/p>\n

\"Tims<\/figure>\n

How the Earning Works<\/h2>\n

The 5% is a stack of three separate rates, and each one has its own condition. Canadian Tire’s announcement<\/a> lays them out like this.<\/p>\n\n\n\n\n\n\n\n\n
What you do at Tim Hortons<\/th>\nCT Money earned<\/th>\nCalculated on<\/th>\n<\/tr>\n<\/thead>\n
Scan your Tims Rewards barcode with linked accounts<\/td>\n2%<\/td>\nEligible purchases, before tax<\/td>\n<\/tr>\n
Scan and pay with a Triangle\u00ae<\/sup> credit card<\/td>\nAdditional 2%<\/td>\nTotal purchase, after tax<\/td>\n<\/tr>\n
Scan & Pay in the Tims app with a Triangle\u00ae<\/sup> credit card as the payment method<\/td>\nAdditional 1%<\/td>\nEligible purchases, before tax<\/td>\n<\/tr>\n
Maximum<\/strong><\/td>\nUp to 5%<\/strong><\/td>\nPlus your usual Tims Rewards points<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Linking your accounts and scanning your Tims Rewards barcode is worth 2% on its own. That’s the piece every linked member gets, no credit card required.<\/p>\n

Paying with a Triangle\u00ae<\/sup> credit card adds another 2%, and this is the one tier calculated on the after-tax total rather than the pre-tax subtotal, so it’s worth a touch more than the number suggests. Any card in the Triangle family qualifies, from the no-fee Triangle\u00ae<\/sup> Mastercard\u00ae<\/sup> up to the Triangle\u00ae<\/sup> World Elite Mastercard\u00ae<\/sup>.<\/p>\n

The final 1% is the fussiest. You only get it when a Triangle\u00ae<\/sup> credit card is set as your payment method for Scan & Pay inside the Tims app, so tapping the physical card at the counter caps you at 4%.<\/p>\n

\"How
Tim Hortons lays out the three tiers that build the 5%.<\/figcaption><\/figure>\n

For context, the base Triangle Rewards rate at Canadian Tire’s own stores is 0.4% in CT Money, which makes 2% to 5% on coffee a striking figure by this program’s standards.<\/p>\n

A few purchases don’t count toward the pre-tax tiers. Canadian Tire’s terms exclude catering orders, Smile Cookies, bottled drinks, specialty items, and merchandise.<\/p>\n

Not every restaurant participates either, with hospital, airport, and university locations called out as the usual exceptions. There’s also a minimum spend of 10 cents before tax, which even a single Timbit clears.<\/p>\n

One restriction is worth being clear about. CT Money earned at Tim Hortons is only redeemable at Canadian Tire Corporation banners, and Tims Rewards points are still only good at Tim Hortons. The participating banners are:<\/p>\n