{"id":7055153,"date":"2026-09-02T22:49:36","date_gmt":"2026-09-02T22:49:36","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/insurance\/insurance-for-second-homes-abroad\/"},"modified":"2026-09-02T22:49:36","modified_gmt":"2026-09-02T22:49:36","slug":"insurance-for-second-homes-abroad","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=7055153","title":{"rendered":"Insurance for Second Homes Abroad"},"content":{"rendered":"


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Last Updated on July 14, 2026 by Laurie Edwards<\/a><\/p>\n

Insurance for Second Homes Abroad<\/strong><\/p>\n

Staying in an overseas holiday home can be the perfect way to switch off and get away from everyday life. Often located in areas of outstanding natural beauty, by the sea, or in picturesque towns or villages, a holiday home abroad is a luxury worth investing in. But what happens when you need to leave your property vacant for long periods, or it is exposed to extreme weather conditions?<\/p>\n

Taking out second home insurance abroad can present challenges if you don\u2019t speak the local language and are not completely familiar with the location you have chosen for your holiday home. That\u2019s why Boshers Insurance offers Overseas Holiday Home Insurance<\/a>, specifically designed for UK-based second homeowners whose property is in Europe.<\/p>\n

There are a few factors to consider around the usage of your property and how you pay for your policy when you\u2019re arranging your overseas second home insurance.<\/p>\n

Where is your policy held?<\/strong><\/p>\n

Boshers Insurance has access to a range of UK insurers who can insure overseas holiday homes at the appropriate level, according to your usage of the property and property type. All insurance costs and sums insured are in British currency (GBP) which means you don\u2019t have to pay your insurance from an overseas bank account or be at the mercy of exchange rates.<\/p>\n

\u00a0<\/strong>What usage does your policy cover?<\/strong><\/p>\n

Owning a property abroad is an exciting investment, whether it\u2019s a personal retreat, a family getaway, or an income-generating asset. At Boshers Insurance, we can provide Overseas Holiday Home Insurance<\/a> designed to protect you for the different ways you may use your property, including the following:<\/p>\n

If your overseas property is used primarily as a second home, we can arrange Building Insurance and Contents Insurance<\/a> which provides robust cover for your assets, even when your property is unoccupied for extended periods.<\/p>\n

If your holiday home is left empty between visits, it can be vulnerable to risks such as storm damage, water damage (escape of water), theft, or unnoticed structural and repair issues. We can source cover that offers financial protection for your property during vacant periods as well as when your home is in use, providing you with assurance and peace of mind that your property is covered, even when you\u2019re not there.<\/p>\n