{"id":7047480,"date":"2026-08-25T15:38:34","date_gmt":"2026-08-25T15:38:34","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/real-estate\/how-and-when-should-i-get-one\/"},"modified":"2026-08-25T15:38:34","modified_gmt":"2026-08-25T15:38:34","slug":"how-and-when-should-i-get-one","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=7047480","title":{"rendered":"How and When Should I Get One?"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<h2>How can I get a property value estimate?<\/h2>\n<p>There are many ways to get a property value estimate, from a ballpark figure to a more detailed report. Below are the most common ways that value is typically determined:<\/p>\n<h3>Home Value Estimator (HVE) or Automated Valuation Model (AVM)<\/h3>\n<p>Online <a href=\"https:\/\/www.homelight.com\/blog\/free-online-home-value-estimators-compared\/\">home value estimators<\/a> are available on various websites such as Zillow, Trulia, and HomeLight. The <a href=\"https:\/\/www.homelight.com\/blog\/automated-valuation-model-free\/\">automated valuation model<\/a> typically uses a combination of user data and public transaction records to estimate a home value. This method will usually give you a value range for your house based on that information. HomeLight\u2019s <a href=\"https:\/\/www.homelight.com\/home-value-estimator\">estimation<\/a> will also compare a no-obligation cash offer through our <a href=\"https:\/\/www.homelight.com\/simple?utm_content=8390349296_89560055647_c_e__9033617__402118003326&amp;utm_campaign=8390349296&amp;%7Bremtag%7D&amp;Cj0KCQjw_7KXBhCoARIsAPdPTfi7nlKZHy7Q6o143HnDfb4tVuuISC_zXztmcK29dDPrmhofOQU9hzAaAlE-EALw_wcB&amp;utm_source=google&amp;utm_medium=cpc&amp;utm_term=homelight%20simple%20sale&amp;gclid=Cj0KCQjw_7KXBhCoARIsAPdPTfi7nlKZHy7Q6o143HnDfb4tVuuISC_zXztmcK29dDPrmhofOQU9hzAaAlE-EALw_wcB\">Simple Sale<\/a> platform, estimating what you might receive if you place your home on the open market using a top real estate agent.<\/p>\n<p>Allen says knowing the agent option is important because online home value estimators have limitations. They lack the ability to physically see your house, along with any upgrades you\u2019ve done, whereas an agent can physically walk through your home. He recommends scheduling a comparative market analysis for more detailed information.<\/p>\n<h3>Comparative market analysis (CMA)<\/h3>\n<p>A <a href=\"https:\/\/www.homelight.com\/blog\/how-do-i-get-a-comparative-market-analysis\/\">comparative market analysis<\/a>, also known as a CMA, is typically done by a real estate agent who compares your property with similar homes in your neighborhood. Factors that agents consider are location, total square footage, number of bedrooms, condition, and any amenities, such as a neighborhood golf course.<\/p>\n<p>Some agents will charge a fee of approximately <a href=\"https:\/\/www.homelight.com\/blog\/how-much-does-a-comparative-market-analysis-cost\/\">$100 to $200<\/a> to do a CMA report. Other agents will provide a CMA for free as it\u2019s considered a way to market their services to potential clients.<\/p>\n<p>When an agent uses different <a href=\"https:\/\/www.homelight.com\/blog\/comps-for-my-house\/\">comps<\/a> (short for comparables), they compare your home with recently sold homes in the neighborhood that have similar qualities.<\/p>\n<h3>Professional appraisal<\/h3>\n<p>Professional appraisers, who are state-licensed, typically <a href=\"https:\/\/www.homelight.com\/blog\/should-i-get-an-appraisal-before-selling-my-house\/\">conduct an appraisal<\/a> by walking through a home, which can sometimes take up to two hours, depending on its size. Appraisers measure the house and take photos to document their findings for the appraisal that is ultimately certified.<\/p>\n<p>In their analysis, appraisers will perform a visual property evaluation, consider <a href=\"https:\/\/www.homelight.com\/blog\/how-hard-is-it-to-sell-a-house-in-a-flood-zone\/\">flood zones<\/a>, and compare features of similar houses. However, they differ from a <a href=\"https:\/\/www.homelight.com\/blog\/how-home-inspection-works\/\">home inspector<\/a> and do not tend to go underneath the house or climb ladders to examine the roof, although they will visually consider shingle condition and other factors that can impact value.<\/p>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>How can I get a property value estimate? There are many ways to get a property value estimate, from a ballpark figure to a more detailed report. Below are the most common ways that value is typically determined: Home Value Estimator (HVE) or Automated Valuation Model (AVM) Online home value estimators are available on various [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7047481,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[99],"tags":[192280],"dealstore":[],"offerexpiration":[],"class_list":["post-7047480","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate","tag-how-is-home-value-calculated"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How and When Should I Get One? - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=7047480\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How and When Should I Get One? - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"How can I get a property value estimate? 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