{"id":7043951,"date":"2026-08-22T14:44:18","date_gmt":"2026-08-22T14:44:18","guid":{"rendered":"https:\/\/peraltafinancing.com\/recipes\/category-a-b\/beer\/as-one-chapter-draws-to-a-close-a-new-one-will-soon-be-beginning\/"},"modified":"2026-08-22T14:44:18","modified_gmt":"2026-08-22T14:44:18","slug":"as-one-chapter-draws-to-a-close-a-new-one-will-soon-be-beginning","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=7043951","title":{"rendered":"As one chapter draws to a close, a new one will soon be beginning"},"content":{"rendered":"


\n<\/p>\n

\n
<\/a><\/div>\n

It\u2019s been a very strange summer so far, and certainly nothing
\nlike the summer I was expecting. To start with 2026<\/b> is set to break all records
\nfor high temperatures, with five heatwaves so far, and a distinct lack of rain.
\nThe heat hasn\u2019t been good for working outside, although the combination of high
\ntemperatures and lack of rainfall has meant very little, if anything, is
\ngrowing in the garden. I\u2019d more or less given up on it anyway, as the ritual of
\nnightly watering was becoming a losing battle. <\/p>\n

<\/a><\/div>\n

We\u2019ve had some welcome rain over the past two days, but it\u2019s
\nnowhere near enough to bring the garden back to life, although with a holiday
\nlooming in two weeks\u2019 time, the garden will have to look after itself, anyway.
\nClimate considerations aside there\u2019s major life decision looming up on the
\nhorizon and it\u2019s one that I\u2019m starting to embrace, and indeed welcome with open
\narms. I\u2019m almost halfway through my 72nd<\/sup> year <\/b>and I\u2019m
\nreally starting to feel it, so there\u2019s one area of my life that I really need
\nto let go of. I\u2019m talking here about retirement and abandoning\u00a0 my career as
\na scientist-safety professional.\u00a0
<\/a><\/a><\/p>\n

\u00a0I\u2019d been thinking about letting go of my ties with the world
\nof work, and had already taken the first tentative steps of exploring the
\nfinancial options open to me, once that all important monthly pay cheque stops
\ncoming in. Something happened though, along the way to prompt me to speed up
\nthe process of letting go, and it wasn\u2019t so much the feeling tired and lacking
\nin energy, but rather a chain of random events that appeared out of the blue,
\nwhich have been sufficient to persuade me that it\u2019s time to go.
<\/a><\/p>\n

<\/a><\/div>\n

I\u2019m not going to go into too much detail, primarily because
\nit wouldn\u2019t mean much to those unaffected anyway, so without giving too
\nmuch away there have been a few changes in the structure and set-up of the
\ncompany I have worked for over the past 20 years<\/b> that have suddenly changed it
\nfrom being a nice place to work, to one where the opposite is now the case. People talk about dynamics in society, and on a much more
\nlocal level, dynamics within the workplace, and a few recent changes that have
\ntaken place have completely altered those carefully constructed building
\nblocks, that hold the whole thing together. I\u2019m talking here about the glue,
\nthat connects the various strands that make an organisation function in a
\ncertain way, and that ultimately make it successful and also a decent place
\nto be employed at.<\/p>\n

<\/a><\/div>\n

The changes I\u2019m referring to seem at odds to what I\u2019ve been talking
\nabout above, but basically the company is losing two key people who I both
\nrespect and admire to the extent that I can call them friends.\u00a0The crazy thing
\nis that one of them, like me, was navigating the same pension maze necessary to
\nprovide that vital income, to see him into retirement, and through the other
\nside. The other person is younger, but no longer wishes to work for a company, where the carefully constructed dynamic, that held a key part of the
\norganisation together, has been shattered.<\/p>\n

\u00a0<\/p>\n

<\/a><\/div>\n

I’m not particularly looking forward to my return from my holiday, especially as those two key colleagues won’t be there, and this is why I\u2019m speeding up the wheels that
\nI\u2019d already set in motion for a tidy and ordered retirement. But onwards and upwards, and with an eye to the future, I’ve accrued a reasonable \u201cpension pot\u201d
\n<\/i><\/b>over the years, and will be looking at Pension Drawdown<\/b>, to supplement my State Pension.\u00a0<\/b><\/p>\n

<\/a><\/div>\n

\u00a0<\/b>This is because despite my early introduction to the world of work, lucrative\u00a0Final Salary Pension Schemes\u00a0<\/b>were being withdrawn, even then, as companies and other organisations just couldn’t afford to maintain them.\u00a0So, that\u2019s where I am, as we head into the final week of August,<\/b>
\nand is why you find me in a contemplative and reflective mood. On the plus
\nside, it\u2019s raining quite heavily, at the moment, which is further good news
\nfollowing on from some early showers, and long may it continue \u2013 at least for a
\nwhile. As for my impending retirement, I shall keep you informed as to how
\nthings are progressing. <\/p>\n

\u00a0<\/p>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"

It\u2019s been a very strange summer so far, and certainly nothing like the summer I was expecting. To start with 2026 is set to break all records for high temperatures, with five heatwaves so far, and a distinct lack of rain. 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