{"id":7043314,"date":"2026-08-21T17:54:10","date_gmt":"2026-08-21T17:54:10","guid":{"rendered":"https:\/\/peraltafinancing.com\/airline\/inkind-dining-app-how-it-works-why-i-love-it-and-my-experience\/"},"modified":"2026-08-21T17:54:10","modified_gmt":"2026-08-21T17:54:10","slug":"inkind-dining-app-how-it-works-why-i-love-it-and-my-experience","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=7043314","title":{"rendered":"InKind Dining App: How It Works, Why I Love It, And My Experience"},"content":{"rendered":"


\n<\/p>\n

\n

In this post I\u2019d like to take an in-depth look at InKind, which is a dining rewards program that lets you pay participating restaurant bills through the app and earn a minimum of 20% back in the form of InKind Cash. You can also purchase InKind Cash with promotional bonuses and discounts, making it possible to save considerably more than 20%. <\/p>\n

InKind currently has thousands of participating restaurants, bars, and cafes, across the United States, and I find them to largely be very high quality. If you\u2019re new to InKind, you can even get $25 off your first meal of $50+ by using a referral link<\/a>.<\/p>\n

For some background, I started using InKind nearly two years ago, and since then, I\u2019ve consistently used this at least once or twice per week for dining out, and have had nothing but great experiences. I can\u2019t believe it took me so long to download this app, so I\u2019d like to share my experience, for anyone who may not be familiar.<\/p>\n

I find this to be significantly more rewarding than your typical airline or hotel dining program. It\u2019s also super straightforward to use, and has virtually no restrictions in terms of when you can dine, what you can order, etc. I love the simplicity of it.<\/p>\n

InKind referral code: If you\u2019re new to InKind, follow this link to get $25 off<\/a> your first dining experience of $50+<\/strong><\/p>\n

What is the InKind dining app?<\/h2>\n

On the most basic level, InKind is a free app that offers a 20% discount (or more) at over 8,000 restaurants around the United States. The participating restaurants<\/a> are primarily in major cities, from Chicago, to Los Angeles, to Miami, to New York, to San Francisco. So if you live in a smaller market, unfortunately this app probably isn\u2019t for you, unless you\u2019re traveling.<\/p>\n

<\/p>\n

\"\"
InKind dining app<\/figcaption><\/figure>\n

What impresses me about InKind is that the restaurants on the list are actually largely high quality and popular, unlike with many other dining rewards programs, which basically try to incentivize you to eat at crappy restaurants. <\/p>\n

For example, I live in Miami, and several of the restaurants participating on InKind are ones I\u2019d frequent anyway, from Chug\u2019s Diner, to Ghee, to KYU, to Michael\u2019s Genuine, to Otto & Pepe, to Phuc Yea, just to name some. Even some of the more popular \u201cclubby\u201d restaurants are on the list, like Sparrow Italia.<\/p>\n

\"\"
Chug\u2019s Diner in Coconut Grove, Florida<\/figcaption><\/figure>\n

I also find it interesting that InKind\u2019s business model is different than that of most other dining rewards programs. With most other dining rewards programs, the dining network simply takes a percentage of the bill in exchange for offering guests rewards for using a particular credit card.<\/p>\n

InKind, meanwhile, seems to work more closely with restaurants, and has a different business relationship, whereby it provides financing to restaurants. The idea is that ordinarily when private equity firms invest in restaurants, they take a huge stake. Instead, InKind provides capital to restaurants, in exchange for dining credits.<\/p>\n

It\u2019s a very interesting business model. Obviously I can\u2019t speak to it from the perspective of a restaurant owner, but I appreciate the concept that InKind is going for. The company isn\u2019t simply skimming a percentage off each transaction under the guise of sending new diners to restaurants, but it\u2019s a closer partnership than that (which is also why the restaurant network is smaller).<\/p>\n

\"\"
Chug\u2019s Diner breakfast<\/figcaption><\/figure>\n

How does the InKind dining app save you money?<\/h2>\n

There are so many ways that the InKind app can save you money for dining at a participating restaurant. At a minimum, you should look at it as receiving 20% off your bill, though potentially you can get a much better return than that. Let me go through each of the ways you can save.<\/p>\n

<\/p>\n

Get a $25 refer a friend credit on your first meal<\/h3>\n

InKind has a refer a friend program<\/a>. When you\u2019re referred by an existing user<\/a>, you\u2019ll get $25 off a bill of $50 or more, to use at a participating restaurant. Similarly, the friend who refers you can get a credit as well, which is typically $25-50.<\/p>\n

\"\"
InKind dining app refer a friend program<\/figcaption><\/figure>\n

You can find my refer a friend link here<\/a>, and others are welcome to leave their link in the comments section as well.<\/p>\n

\"\"
InKind dining app refer a friend code<\/figcaption><\/figure>\n

Get 20% off at InKind restaurants<\/h3>\n

If you\u2019re going to pay with your card linked to your InKind account, then you can always receive 20% off your meal, with no maximum savings. That 20% back comes in the form of credits you can use toward future dining at InKind restaurants.<\/p>\n

Note that you don\u2019t receive the 20% back on tips, fees, or portions of the bill covered by discounts or paid with InKind Cash. This credit expires two months after the calendar month in which it\u2019s earned. So if you earn credit on September 15, it would be valid through November 30. The oldest accrued credit is always used first for redemptions.<\/p>\n

Buy InKind Cash at a discount<\/h3>\n

The InKind dining app also lets you purchase InKind Cash at a discount. The exact offers vary over time, but in my account I\u2019ve seen the opportunity to buy a $312 InKind dining credit for $250, or an $8,700 dining credit for $6,000. As you can tell, this offers anywhere from a 25% to 45% bonus.<\/p>\n

If you go this route, then you won\u2019t earn the 20% back, but instead you potentially get a larger discount. Of course you should only use this if you frequent restaurants that are part of the InKind network, so I don\u2019t recommend taking advantage of this if you\u2019re just trying out the app.<\/p>\n

<\/p>\n

\"\"
InKind dining app discounts on credits<\/figcaption><\/figure>\n

For example, I decided to buy the $312 credit for $250, since I know I\u2019ll spend that at participating restaurants.<\/p>\n

\"\"
InKind dining app discounts on credits<\/figcaption><\/figure>\n

Often there are additional promotions where you can buy credits with an even higher percentage bonus or discount, so keep an eye out for that. The base credit purchased never expires, while the bonus credit purchased this way expires after three years.<\/p>\n

Keep an eye out for other InKind promotions & offers<\/h3>\n

Beyond the above, InKind often has other promotions you can take advantage of, so it\u2019s worth keeping an eye out for those. For example, sometimes there are promotions with Amex Offers<\/a> and SimplyMiles<\/a>, which can be stacked with the above.<\/p>\n

Furthermore, InKind often emails members with targeted and other limited time promotions. For example, I\u2019ve had offers for an extra 10% back if I make two InKind transactions at the same restaurant within a month, or targeted promotions for larger savings at specific restaurants. <\/p>\n

If you go directly to the website of a participating InKind restaurant, you may also see a pop-up offering savings of a certain amount for dining at that restaurant. The catch is that this can\u2019t be combined with the refer a friend offer, so while it can at times be lucrative, it doesn\u2019t offer the same flexibility. <\/p>\n

Lastly, Costco often sells InKind credit at a discount. Typically you can buy $100 in InKind credit for $69.99, and sometimes it\u2019s even cheaper than that.<\/p>\n

How does the InKind dining app work at restaurants?<\/h2>\n

All of that sounds great, but what\u2019s it like using the InKind dining app at when you\u2019re actually at the restaurant? Is there confusion from the servers? Do they roll their eyes? Well, that\u2019s what delights me the most about the experience.<\/p>\n

<\/p>\n

When using InKind to pay, you don\u2019t need to make a reservation in any particular way, there are no restrictions on what days or times you can dine, and you don\u2019t even need to let the server know when you\u2019re seated that you\u2019ll be paying with InKind.<\/p>\n

There\u2019s not even any confusion, since you actually pay the bill on your end, without even interacting with the server. That\u2019s because all InKind restaurants use the Toast platform for payments, so it\u2019s all connected pretty nicely on the backend. <\/p>\n

For example, one of my most recent InKind meals was at Ghee Indian Kitchen. At the conclusion of the meal, I was presented with a check, so I pulled up Ghee Indian Kitchen on the InKind app\u2026<\/p>\n

\"\"
InKind dining app payment process<\/figcaption><\/figure>\n

\u2026and then clicked the \u201cPay Bill\u201d button.<\/p>\n

\"\"
InKind dining app payment process<\/figcaption><\/figure>\n

The app asked to enter the check number, which was clearly visible on the check.<\/p>\n

\"\"
InKind dining app payment process<\/figcaption><\/figure>\n

I was then asked how much I wanted to tip. Note that the gratuity will always be charged to your card on file, and will not be taken from any balance you may have.<\/p>\n

\"\"
InKind dining app payment process<\/figcaption><\/figure>\n

I had two options for how to pay. I could either use my existing InKind balance (which I acquired with a 35% bonus), or I could pay with my linked credit card, and receive 20% back, in the form of InKind credit.<\/p>\n

\"\"
InKind dining app payment process<\/figcaption><\/figure>\n

I competed that all on my phone, and a minute later our server showed up, and said we were all set, without me even having to mention that I paid through InKind. It honestly couldn\u2019t have been more seamless, and that matches every experience I\u2019ve had with InKind. <\/p>\n

<\/p>\n

Since I had purchased the credit for 35% off, I ended up saving around $43 on the $123.58 total. Alternatively, if I had gone for the 20% back, I would\u2019ve received around $25 in credit to use toward a future dining experience.<\/p>\n

Which credit card should you use with InKind?<\/h2>\n

Another great thing about InKind is that all purchases are categorized as dining for the purposes of credit card rewards, based on my experience. So whether you\u2019re paying for your meal with a linked card or buying InKind credits, I\u2019ve always had InKind purchases earn me credit card bonus points for dining. <\/p>\n

I recommend using a card that maximizes your return on dining spending<\/a>, as you don\u2019t have to forgo any credit card rewards by using this program.<\/p>\n

\"\"
InKind dining app credit card transaction<\/figcaption><\/figure>\n

Bottom line<\/h2>\n

I\u2019ve now consistently been using the InKind dining app for nearly two years, and it has saved me a lot of money. Personally, I like this a lot more than most of the dining rewards programs out there. While InKind doesn\u2019t have the largest network of restaurants, I find them to overwhelmingly be good quality.<\/p>\n

With InKind, you can save at least 20% every time you dine at a participating restaurant. Unlike some other dining programs, there are no restrictions on when you dine, and there are no reservations requirements.<\/p>\n

The best part is that you can save way more than 20%, by using an InKind refer a friend link<\/a>, taking advantage of the additional once monthly savings, and even by buying credits in advance.<\/p>\n

If you live in a major city that has restaurants you like that participate in InKind, then using the app is a no-brainer. There are several restaurants on the list that I frequent, so I use this consistently.<\/p>\n

If you\u2019ve used the InKind dining app, what was your experience like?<\/strong><\/p>\n<\/p><\/div>\n\n","protected":false},"excerpt":{"rendered":"

In this post I\u2019d like to take an in-depth look at InKind, which is a dining rewards program that lets you pay participating restaurant bills through the app and earn a minimum of 20% back in the form of InKind Cash. 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