{"id":7040996,"date":"2026-08-17T18:15:08","date_gmt":"2026-08-17T18:15:08","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/finance\/how-cash-like-assets-perform-in-a-stocks-and-shares-isa-members\/"},"modified":"2026-08-17T18:15:08","modified_gmt":"2026-08-17T18:15:08","slug":"how-cash-like-assets-perform-in-a-stocks-and-shares-isa-members","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=7040996","title":{"rendered":"How cash-like assets perform in a stocks and shares ISA [Members]"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div id=\"post-101233\">\n<div class=\"headline_area\">\n<p>\n\t\t\t\t\t\t<span class=\"post_author_intro\">by<\/span> <span class=\"post_author\">The Accumulator<\/span><br \/>\n\t\t\t\t\t\t<span class=\"post_date_intro\">on<\/span> <span class=\"post_date\" title=\"2026-08-11\">August 11, 2026<\/span>\n\t\t\t\t\t<\/p>\n<\/p><\/div>\n<div class=\"post_content\">\n<div class=\"memberful-global-teaser-content\">\n<p><span class=\"drop_cap\">I<\/span> don\u2019t know about you but I breathed a sigh of relief when the <a href=\"https:\/\/www.gov.uk\/government\/publications\/fiscal-events-2026-factsheets\/isa-reform-2027-anti-circumvention-rules-factsheet\" target=\"_blank\" rel=\"noreferrer noopener\">cash-like asset rules<\/a> for stocks and shares ISAs were <a href=\"https:\/\/monevator.com\/weekend-reading-parched-country-hears-more-about-the-cash-isa-changes-nobody-asked-for-oh-and-another-pm\/\" target=\"_blank\" rel=\"noreferrer noopener\">announced<\/a>. They were nowhere near as bad as I feared.<\/p>\n<p><a href=\"https:\/\/monevator.com\/money-market-funds\/\" target=\"_blank\" rel=\"noreferrer noopener\">Money market funds<\/a> (MMFs) are the only investment HMRC has defined as a cash-like asset.<\/p>\n<\/div>\n<div class=\"memberful-global-marketing-content\">\n<div class=\"box\"><em>This article can be read by selected Monevator members. Please see our <a href=\"https:\/\/monevator.com\/membership\" target=\"_blank\" rel=\"noopener\">membership plans<\/a> and consider joining! Already a member? <a href=\"https:\/\/monevator.memberful.com\/auth\/sign_in\" target=\"_blank\" rel=\"noopener\">Sign in here<\/a>.<\/em><\/div>\n<\/div><\/div>\n<div class=\"text_box monevator-end-of-post-social\">\n<div class=\"social social-right\">\n<ul>\n<li class=\"social-regular\"><a class=\"social-email\" href=\"mailto:?subject=Monevator: &quot;How cash-like assets perform in a stocks and shares ISA [Members]&quot;&amp;body=I thought you might want to read this article: &quot;https:\/\/monevator.com\/how-cash-like-assets-perform-in-a-stocks-and-shares-isa-members\/&quot;\" title=\"Email a link to this post\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/monevator.com\/wp-content\/thesis\/skins\/classic-r\/images\/email_button.png\"\/><\/a><\/li>\n<li class=\"social-print\"><a href=\"https:\/\/monevator.com\/how-cash-like-assets-perform-in-a-stocks-and-shares-isa-members\/print\/\" title=\"Print this post\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/monevator.com\/wp-content\/thesis\/skins\/classic-r\/images\/print_button.png\"\/><\/a><\/li>\n<\/ul>\n<\/div><\/div>\n<\/p><\/div>\n<p><script>(function(d, s, id) {\n  var js, fjs = d.getElementsByTagName(s)[0];\n  if (d.getElementById(id)) return;\n  js = d.createElement(s); js.id = id;\n  js.src = \"\/\/connect.facebook.net\/en_GB\/sdk.js#xfbml=1&version=v2.6\";\n  fjs.parentNode.insertBefore(js, fjs);\n}(document, 'script', 'facebook-jssdk'));<\/script><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>by The Accumulator on August 11, 2026 I don\u2019t know about you but I breathed a sigh of relief when the cash-like asset rules for stocks and shares ISAs were announced. They were nowhere near as bad as I feared. Money market funds (MMFs) are the only investment HMRC has defined as a cash-like asset. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7040997,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[93],"tags":[25859,203429,31006,3883,18535,14371,11046],"dealstore":[],"offerexpiration":[],"class_list":["post-7040996","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-assets","tag-cashlike","tag-isa","tag-members","tag-perform","tag-shares","tag-stocks"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How cash-like assets perform in a stocks and shares ISA [Members] - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=7040996\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How cash-like assets perform in a stocks and shares ISA [Members] - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"by The Accumulator on August 11, 2026 I don\u2019t know about you but I breathed a sigh of relief when the cash-like asset rules for stocks and shares ISAs were announced. They were nowhere near as bad as I feared. Money market funds (MMFs) are the only investment HMRC has defined as a cash-like asset. [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fivemor.com\/?p=7040996\" \/>\n<meta property=\"og:site_name\" content=\"Som2ny Network\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-17T18:15:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/08\/Cash-vs-money-market-vs-short-gilts_bills_real-return-1901_2026-v3.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1042\" \/>\n\t<meta property=\"og:image:height\" content=\"849\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/fivemor.com\/?p=7040996#article\",\"isPartOf\":{\"@id\":\"https:\/\/fivemor.com\/?p=7040996\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371\"},\"headline\":\"How cash-like assets perform in a stocks and shares ISA [Members]\",\"datePublished\":\"2026-08-17T18:15:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/fivemor.com\/?p=7040996\"},\"wordCount\":90,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/fivemor.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/?p=7040996#primaryimage\"},\"thumbnailUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/08\/Cash-vs-money-market-vs-short-gilts_bills_real-return-1901_2026-v3.png\",\"keywords\":[\"Assets\",\"cashlike\",\"ISA\",\"Members\",\"Perform\",\"shares\",\"Stocks\"],\"articleSection\":[\"Finance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/fivemor.com\/?p=7040996#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/fivemor.com\/?p=7040996\",\"url\":\"https:\/\/fivemor.com\/?p=7040996\",\"name\":\"How cash-like assets perform in a stocks and shares ISA [Members] - Som2ny Network\",\"isPartOf\":{\"@id\":\"https:\/\/fivemor.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/fivemor.com\/?p=7040996#primaryimage\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/?p=7040996#primaryimage\"},\"thumbnailUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/08\/Cash-vs-money-market-vs-short-gilts_bills_real-return-1901_2026-v3.png\",\"datePublished\":\"2026-08-17T18:15:08+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/fivemor.com\/?p=7040996#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/fivemor.com\/?p=7040996\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/?p=7040996#primaryimage\",\"url\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/08\/Cash-vs-money-market-vs-short-gilts_bills_real-return-1901_2026-v3.png\",\"contentUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/08\/Cash-vs-money-market-vs-short-gilts_bills_real-return-1901_2026-v3.png\",\"width\":1042,\"height\":849},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/fivemor.com\/?p=7040996#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/fivemor.com\/?bp_activities=1\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How cash-like assets perform in a stocks and shares ISA [Members]\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/fivemor.com\/#website\",\"url\":\"https:\/\/fivemor.com\/\",\"name\":\"Som2ny Network\",\"description\":\"Daily Deals\",\"publisher\":{\"@id\":\"https:\/\/fivemor.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/fivemor.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/fivemor.com\/#organization\",\"name\":\"Som2ny Network\",\"url\":\"https:\/\/fivemor.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png\",\"contentUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png\",\"width\":300,\"height\":86,\"caption\":\"Som2ny Network\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/fivemor.com\"],\"url\":\"https:\/\/fivemor.com\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How cash-like assets perform in a stocks and shares ISA [Members] - Som2ny Network","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fivemor.com\/?p=7040996","og_locale":"en_US","og_type":"article","og_title":"How cash-like assets perform in a stocks and shares ISA [Members] - Som2ny Network","og_description":"by The Accumulator on August 11, 2026 I don\u2019t know about you but I breathed a sigh of relief when the cash-like asset rules for stocks and shares ISAs were announced. They were nowhere near as bad as I feared. Money market funds (MMFs) are the only investment HMRC has defined as a cash-like asset. [&hellip;]","og_url":"https:\/\/fivemor.com\/?p=7040996","og_site_name":"Som2ny Network","article_published_time":"2026-08-17T18:15:08+00:00","og_image":[{"width":1042,"height":849,"url":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/08\/Cash-vs-money-market-vs-short-gilts_bills_real-return-1901_2026-v3.png","type":"image\/png"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/fivemor.com\/?p=7040996#article","isPartOf":{"@id":"https:\/\/fivemor.com\/?p=7040996"},"author":{"name":"admin","@id":"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371"},"headline":"How cash-like assets perform in a stocks and shares ISA [Members]","datePublished":"2026-08-17T18:15:08+00:00","mainEntityOfPage":{"@id":"https:\/\/fivemor.com\/?p=7040996"},"wordCount":90,"commentCount":0,"publisher":{"@id":"https:\/\/fivemor.com\/#organization"},"image":{"@id":"https:\/\/fivemor.com\/?p=7040996#primaryimage"},"thumbnailUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/08\/Cash-vs-money-market-vs-short-gilts_bills_real-return-1901_2026-v3.png","keywords":["Assets","cashlike","ISA","Members","Perform","shares","Stocks"],"articleSection":["Finance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/fivemor.com\/?p=7040996#respond"]}]},{"@type":"WebPage","@id":"https:\/\/fivemor.com\/?p=7040996","url":"https:\/\/fivemor.com\/?p=7040996","name":"How cash-like assets perform in a stocks and shares ISA [Members] - Som2ny Network","isPartOf":{"@id":"https:\/\/fivemor.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/fivemor.com\/?p=7040996#primaryimage"},"image":{"@id":"https:\/\/fivemor.com\/?p=7040996#primaryimage"},"thumbnailUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/08\/Cash-vs-money-market-vs-short-gilts_bills_real-return-1901_2026-v3.png","datePublished":"2026-08-17T18:15:08+00:00","breadcrumb":{"@id":"https:\/\/fivemor.com\/?p=7040996#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fivemor.com\/?p=7040996"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/?p=7040996#primaryimage","url":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/08\/Cash-vs-money-market-vs-short-gilts_bills_real-return-1901_2026-v3.png","contentUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/08\/Cash-vs-money-market-vs-short-gilts_bills_real-return-1901_2026-v3.png","width":1042,"height":849},{"@type":"BreadcrumbList","@id":"https:\/\/fivemor.com\/?p=7040996#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fivemor.com\/?bp_activities=1"},{"@type":"ListItem","position":2,"name":"How cash-like assets perform in a stocks and shares ISA [Members]"}]},{"@type":"WebSite","@id":"https:\/\/fivemor.com\/#website","url":"https:\/\/fivemor.com\/","name":"Som2ny Network","description":"Daily Deals","publisher":{"@id":"https:\/\/fivemor.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fivemor.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/fivemor.com\/#organization","name":"Som2ny Network","url":"https:\/\/fivemor.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/#\/schema\/logo\/image\/","url":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png","contentUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png","width":300,"height":86,"caption":"Som2ny Network"},"image":{"@id":"https:\/\/fivemor.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png","caption":"admin"},"sameAs":["https:\/\/fivemor.com"],"url":"https:\/\/fivemor.com\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts\/7040996","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7040996"}],"version-history":[{"count":0,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts\/7040996\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/media\/7040997"}],"wp:attachment":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7040996"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=7040996"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=7040996"},{"taxonomy":"dealstore","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fdealstore&post=7040996"},{"taxonomy":"offerexpiration","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fofferexpiration&post=7040996"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}