{"id":7027639,"date":"2026-08-05T00:09:14","date_gmt":"2026-08-05T00:09:14","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/real-estate\/how-much-money-do-you-lose-selling-a-house-as-is\/"},"modified":"2026-08-05T00:09:14","modified_gmt":"2026-08-05T00:09:14","slug":"how-much-money-do-you-lose-selling-a-house-as-is","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=7027639","title":{"rendered":"How Much Money Do You Lose Selling a House ‘As Is’?"},"content":{"rendered":"


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Estimating how much you\u2019ll make in an as-is transaction can help you decide whether it\u2019s worth making a few updates or simply selling the home in its current condition and moving on quickly.<\/span><\/p>\n

Renovate first vs. sell as-is: Side-by-side net proceeds example<\/h2>\n

If you\u2019re debating whether to fix up your home or sell it as-is, the real decision comes down to the bottom line. Renovations can significantly increase your sale price, but they also require upfront cash and extra time before closing. Here\u2019s a simplified example to show how the numbers might compare.<\/span><\/p>\n

Let\u2019s say your home is currently worth about $410,000 and needs about $25,000 in repairs. Once the repairs are completed, the home might be worth about $435,000.<\/span><\/p>\n\n\n\n\n\n\n\n\n
Category<\/b><\/td>\nSell as is<\/b><\/td>\nRenovate first<\/b><\/td>\n<\/tr>\n
Estimated sale price<\/b><\/td>\n($435,000 x .70) \u2013 $25,000 = $279,500<\/span><\/td>\n$410,000<\/span><\/td>\n<\/tr>\n
Repair costs<\/b><\/td>\n0<\/span><\/td>\n$4,100 (1% of the sale price)<\/span><\/td>\n<\/tr>\n
Agent commissions<\/b><\/td>\n0*<\/span><\/td>\n$12,300 (3% of the sale price)<\/span><\/td>\n<\/tr>\n
Closing costs<\/b><\/td>\n0*<\/span><\/td>\n$6,150 (1.5% of the sale price)<\/span><\/td>\n<\/tr>\n
Estimated net proceeds<\/b><\/td>\n$279,500<\/span><\/td>\n$387,450<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

*When selling as-is to an investor, they typically cover most or all closing costs, and there are no agent commissions involved.<\/span><\/i><\/p>\n

In this example, selling as-is to an investor results in roughly $279,500 in proceeds after applying the <\/span>70% rule<\/span><\/a> investors typically use to account for repairs, costs, and profit. Meanwhile, renovating and selling on the open market, even after paying for <\/span>fixes<\/span><\/a>, <\/span>Realtor fees<\/span><\/a>, and <\/span>closing costs<\/span><\/a>, nets about $387,450, or $100,000 more than the as-is sale.\u00a0<\/span><\/p>\n

While renovating takes some upfront money and time, it could pay off with a much bigger return than an investor offer.<\/span><\/p>\n

\u00bbLearn more:<\/i><\/b> Don\u2019t guess which selling strategy pays off most. Use the Home Cash Offer Comparison Calculator to compare selling as-is versus making repairs and see which option could put more money in your pocket.<\/span><\/i><\/p>\n