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Auto theft across Canada continues to be a serious and costly issue, with annual losses estimated at up to $900 million. Even though many vehicle manufacturers have introduced improved security features and Canadian vehicle owners are becoming more aware of theft prevention options, auto theft<\/a>\u00a0remains a significant issue.<\/p>\n To once again try to stay ahead of this nationwide concern, CAA Insurance Company has released its updated High Theft Auto List for 2026.<\/strong> If you currently own one of these vehicles or are planning to buy one, it\u2019s important to understand how this update could impact your coverage.<\/p>\n The updated High Theft Risk Premium Surcharge applies:<\/p>\n The surcharge applies to eligible 2022 model year vehicles and newer<\/strong> that have been identified as having a higher risk of theft.<\/p>\n CAA\u2019s updated list applies to vehicles from the 2022 model year or newer<\/strong>. The following models are now classified as high theft and will be subject to a surcharge:<\/p>\n In addition, the surcharge also applies to:<\/p>\n High-demand and large SUVs and crossovers make up the majority of the list. These vehicles are often targeted because:<\/p>\n No vehicle is completely theft-proof; however, taking preventative measures can help reduce the risk of theft. Some of the most common tips include:<\/p>\n Changes take effect July 1, 2026, for both new and active policies. If your vehicle is on the High Theft Risk list, or you plan to purchase one, you must understand how the surcharge can affect your premiums. This high-theft surcharge does not reflect your driving history; rather, the elevated theft risk associated with the make and model.<\/p>\n Have questions? At Duliban Insurance Brokers, we are here to help answer any questions you have about the surcharge, the high-theft vehicle list, and approved anti-theft devices. Contact us today to start the conversation<\/a>!<\/p>\n<\/p><\/div>\nEffective July 1, 2026<\/h2>\n
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Which Vehicles Are on the High Theft List<\/h3>\n
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Why are these vehicles included?<\/h3>\n
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How can you help protect your vehicle?<\/h3>\n
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What This Means for Your Car Insurance<\/h3>\n