{"id":69752,"date":"2025-02-05T14:38:29","date_gmt":"2025-02-05T14:38:29","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/insurance\/old-national-bank-physician-mortgage\/"},"modified":"2025-02-05T14:38:29","modified_gmt":"2025-02-05T14:38:29","slug":"old-national-bank-physician-mortgage","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=69752","title":{"rendered":"Old National Bank Physician Mortgage"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div wp_automatic_readability=\"92.740993995997\">\n<section id=\"\" class=\"article-module article-module--content-area  \" wp_automatic_readability=\"75.841924398625\">\n<p><a id=\"1\"\/><br \/>\u00a0<\/p>\n<h2>What is Old National Bank?<\/h2>\n<p><span style=\"font-weight: 400;\">Old National Bank, formally known as Old National Bancorp, is headquartered in Evansville, Indiana. Established in 1834 and initially serving the financial needs of local residents and merchants, Old National has grown substantially over the decades.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Throughout its history, Old National has successfully navigated through numerous economic challenges, including the Panic of 1837 and the Great Depression following the 1929 Wall Street crash. Despite these hurdles, the bank has remained robust, expanding its reach and services significantly after World War II.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In recent years, Old National announced a <\/span><a href=\"https:\/\/ir.oldnational.com\/news\/press-releases\/default.aspx\"><span style=\"font-weight: 400;\">merger with First Midwest Bank<\/span><\/a><span style=\"font-weight: 400;\"> in June 2021, which was completed in February 2022. This merger formed a major entity with <\/span><a href=\"https:\/\/ir.oldnational.com\/news\/press-releases\/default.aspx\"><span style=\"font-weight: 400;\">roughly $48 billion in assets<\/span><\/a><span style=\"font-weight: 400;\">, dual headquarters in Evansville and Chicago, and expanded access to banking centers. Following a partnership with CapStar Bank in 2024, Old National\u2019s assets <\/span><a href=\"https:\/\/ir.oldnational.com\/news\/press-releases\/default.aspx\"><span style=\"font-weight: 400;\">increased to $53 billion<\/span><\/a><span style=\"font-weight: 400;\">, reinforcing its position as a significant player in the banking sector.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Today, Old National stands as the sixth largest commercial bank headquartered in the Midwest and ranks among the top 30 U.S. banks. With a strong community focus, Old National\u2019s team members actively participate in local initiatives, contributing over 57,000 volunteer hours to more than 1,500 organizations in 2023 alone. The bank\u2019s commitment to ethical banking, financial education, and inclusive practices has earned it numerous accolades, reflecting its dedication to exceeding client expectations and supporting the communities it serves.<\/span><\/p>\n<p>\u00a0<\/p>\n<p><noscript><iframe loading=\"lazy\" title=\"Physician Mortgages Have Features That Conventional Mortgages Can&#039;t Compete With\" width=\"840\" height=\"473\" src=\"https:\/\/www.youtube.com\/embed\/deGN87oeEUk?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/noscript><\/p>\n<p><a id=\"2\"\/><br \/>\u00a0<\/p>\n<h2>Old National Bank\u2019s Physician Mortgage<\/h2>\n<p><span style=\"font-weight: 400;\">Old National Bank caters extensively to healthcare professionals, offering tailored financial solutions that align with their unique needs. For physicians, dentists, and professors, Old National provides specialized <\/span><a href=\"https:\/\/app.leveragerx.com\/app\/mortgage-form\/new\/loan-info\"><span style=\"font-weight: 400;\">Physician Mortgage<\/span><\/a><span style=\"font-weight: 400;\"> solutions. These include <\/span><a href=\"https:\/\/www.oldnational.com\/personal\/home-loans\/mortgage-for-professionals\/\"><span style=\"font-weight: 400;\">up to 100% financing<\/span><\/a><span style=\"font-weight: 400;\"> for primary residences with no private mortgage insurance required, addressing the distinctive financial situations faced by medical and academic professionals. Additionally, the bank\u2019s comprehensive services span across retail and commercial banking, including wealth management, investment services, and more specialized financing options like tax-exempt direct purchases and syndicated transactions.<\/span><\/p>\n<\/section>\n<p><!-- .article-module article-module--content-area --><\/p>\n<section id=\"\" class=\"article-module article-module--content-area  \" wp_automatic_readability=\"55.643250688705\">\n<p><a id=\"3\"\/><br \/>\u00a0<\/p>\n<h2>Is an Old National Bank Loan Right for You?<\/h2>\n<h3>Eligibility Criteria<\/h3>\n<p><span style=\"font-weight: 400;\">At Old National, the focus is on catering to the unique needs of healthcare professionals, including physicians, dentists, and professors. Whether you are a first-time homebuyer or looking to refinance, Old National offers a variety of tailored options. Key criteria include your professional status and the stage of your career, such as if you have completed your residency or fellowship, or if you are employed by or joining a medical practice.<\/span><\/p>\n<h3>Loan Amount and Down Payment Options<\/h3>\n<p><span style=\"font-weight: 400;\">Old National\u2019s Professional Mortgage provides <\/span><a href=\"https:\/\/www.oldnational.com\/personal\/home-loans\/mortgage-for-professionals\/\"><span style=\"font-weight: 400;\">up to 100% financing<\/span><\/a><span style=\"font-weight: 400;\"> for primary residences for eligible borrowers, which includes doctors, dentists, and professors, among others. This means you can purchase your home with no private mortgage insurance required, making it easier to get started with homeownership. <\/span><a href=\"https:\/\/www.oldnational.com\/personal\/home-loans\/mortgage-for-professionals\/\"><span style=\"font-weight: 400;\">Loan amounts can reach up to $2,000,000<\/span><\/a><span style=\"font-weight: 400;\">, depending on your qualifications and the type of loan you choose .<\/span><\/p>\n<h3>Interest Rates and Repayment Terms<\/h3>\n<p><span style=\"font-weight: 400;\">The bank offers both fixed and adjustable-rate mortgages, allowing you to choose the option that best suits your financial situation and future plans. For those who prefer stability and predictability in their monthly payments, a fixed-rate mortgage might be the right choice. Conversely, an adjustable-rate mortgage (ARM) could be suitable if you anticipate a future increase in earnings or plan to move or refinance before the rate adjusts.<\/span><\/p>\n<hr\/>\n<h2\/>\n<\/section>\n<p><!-- .article-module article-module--content-area --><\/p>\n<section id=\"\" class=\"mortgage-form mortgage-calculator \">\n<div class=\"container is-flex\">\n<div class=\"mortgage-form__image\">\n            <picture class=\"attachment-full size-full\" decoding=\"async\"><source type=\"image\/webp\" data-lazy-srcset=\"https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-scaled.jpg.webp 2048w, https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-300x200.jpg.webp 300w, https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-1024x683.jpg.webp 1024w, https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-768x512.jpg.webp 768w, https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-1536x1024.jpg.webp 1536w\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%202048%201365'%3E%3C\/svg%3E\" data-lazy-sizes=\"(max-width: 2048px) 100vw, 2048px\"\/><img loading=\"lazy\" width=\"2048\" height=\"1365\" src=\"data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%202048%201365'%3E%3C\/svg%3E\" alt=\"two story cottage on Lake Michigan\" decoding=\"async\" data-lazy-srcset=\"https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-scaled.jpg 2048w, https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-300x200.jpg 300w, https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-1024x683.jpg 1024w, https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-768x512.jpg 768w, https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-1536x1024.jpg 1536w\" data-lazy-sizes=\"(max-width: 2048px) 100vw, 2048px\" data-lazy-src=\"https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-scaled.jpg\"\/>\n<\/picture>\n<noscript><picture class=\"attachment-full size-full\" decoding=\"async\"><source type=\"image\/webp\" srcset=\"https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-scaled.jpg.webp 2048w, https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-300x200.jpg.webp 300w, https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-1024x683.jpg.webp 1024w, https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-768x512.jpg.webp 768w, https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-1536x1024.jpg.webp 1536w\" sizes=\"(max-width: 2048px) 100vw, 2048px\"\/><img loading=\"lazy\" width=\"2048\" height=\"1365\" src=\"https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-scaled.jpg\" alt=\"two story cottage on Lake Michigan\" decoding=\"async\" srcset=\"https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-scaled.jpg 2048w, https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-300x200.jpg 300w, https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-1024x683.jpg 1024w, https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-768x512.jpg 768w, https:\/\/www.leveragerx.com\/wp-content\/uploads\/2024\/05\/shutterstock-60037694-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2048px) 100vw, 2048px\"\/>\n<\/picture>\n<\/noscript>        <\/div>\n<p><!-- .mortgage-form__image --><\/p>\n<div class=\"mortgage-form__content\">\n<h2 class=\"mortgage-form__title\">Physician Mortgage Calculator<\/h2>\n<div class=\"mortgage-form__form\">\n<div class=\"calcContainer\" wp_automatic_readability=\"6\">\n<div class=\"calcSub\" wp_automatic_readability=\"7\">\n                        <!-- \n\n<div class=\"calcHeading\">Calculate your Monthly Payment<\/div>\n\n --><\/p>\n<p>\n                            <button type=\"button\" class=\"calcButton\" id=\"btnCalculate\">Calculate<\/button>\n                        <\/p>\n<p>                        <!-- .error --><\/p>\n<p class=\"calcAnswer\">\n                            <b>Total Loan Amount:<\/b> <span id=\"loanAmount\"\/><br \/>\n                            <br \/><b>Total Monthly Payment:<\/b> <span id=\"outMonthly\"\/>\n                        <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p><!-- .mortgage-form__form -->\n        <\/div>\n<p><!-- .mortgage-form__content -->\n    <\/div>\n<p><!-- .container is-flex --><br \/>\n<\/section>\n<p><!-- .module --><\/p>\n<section id=\"\" class=\"article-module article-module--content-area  \" wp_automatic_readability=\"67.150065019506\">\n<p><a id=\"4\"\/><br \/>\u00a0<\/p>\n<h2>Pros and Cons of Old National Bank Physician Mortgage<\/h2>\n<h3>Pros<\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tailored Financial Solutions: Old National Bank offers specialized Professional Mortgage options designed specifically for healthcare professionals, including physicians, dentists, and professors. These solutions cater to your unique financing needs, allowing you to purchase your primary residence with <\/span><a href=\"https:\/\/www.oldnational.com\/personal\/home-loans\/mortgage-for-professionals\/\"><span style=\"font-weight: 400;\">up to 100% financing<\/span><\/a><span style=\"font-weight: 400;\"> and no private mortgage insurance required.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Flexible Loan Terms: You have the choice between fixed and adjustable-rate mortgages, providing flexibility based on your financial situation and future plans. This includes 100% financing for purchase transactions up to $750,000 and <\/span><a href=\"https:\/\/www.oldnational.com\/personal\/home-loans\/mortgage-for-professionals\/\"><span style=\"font-weight: 400;\">loan amounts that can reach up to $2,000,000<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Eligibility for Various Professionals: The bank\u2019s mortgage options are available not just to physicians but also to dentists, veterinarians, and professors, acknowledging the diverse needs within the medical and academic communities.<\/span><\/li>\n<\/ul>\n<h3>Cons<\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Geographical Limitation: Old National Bank\u2019s services are <\/span><a href=\"https:\/\/www.bankrate.com\/mortgages\/reviews\/old-national-bank\/\"><span style=\"font-weight: 400;\">primarily concentrated in the Midwest<\/span><\/a><span style=\"font-weight: 400;\">. This regional focus might limit accessibility for potential borrowers located outside this area.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Special Programs Primarily for Community and Heroes: While Old National offers favorable terms through its Community Experts and Heroes Program, these benefits are targeted at a specific group of professionals and first responders, which might not encompass all potential borrowers.<\/span><\/li>\n<\/ul>\n<p><a id=\"5\"\/><br \/>\u00a0<\/p>\n<h2>Alternatives to Old National Bank Physician Mortgage<\/h2>\n<h3>Truist<\/h3>\n<p><span style=\"font-weight: 400;\">Truist provides a physician loan program tailored specifically for new and established medical professionals. For residents, interns, and fellows, you can access <\/span><span style=\"font-weight: 400;\">up to $1 million with low down payment requirements<\/span><span style=\"font-weight: 400;\">. Practicing doctors and dentists, within the first 15 years of their practice, benefit from 100% financing on loans up to $1 million, 95% financing on up to $1.5 million, and 89.99% financing on up to $2 million. Importantly, Truist does not require private mortgage insurance (PMI) for these loans, and the program supports both purchase and refinance transactions. Learn More:<\/span> <a href=\"https:\/\/www.leveragerx.com\/physician-mortgage-loans\/truist-review\/\"><span style=\"font-weight: 400;\">Review of Truist Physician Loan<\/span><\/a><\/p>\n<h3>First Horizon Bank<\/h3>\n<p><span style=\"font-weight: 400;\">First Horizon Bank offers a medical professional mortgage with notably flexible terms. You can enjoy <\/span><span style=\"font-weight: 400;\">0% down payment on loans up to $750,000<\/span><span style=\"font-weight: 400;\"> and low down payment options on higher loan amounts. To qualify, you must have or open a First Horizon checking account and maintain a minimum credit score of 680. Additionally, you can close on a home if you have a signed offer for a job starting within 180 days, making it a practical option for soon-to-be-employed medical professionals. Learn More: <\/span><a href=\"https:\/\/www.leveragerx.com\/physician-mortgage-loans\/first-horizon-review\/\"><span style=\"font-weight: 400;\">First Horizon Physician Mortgage Review<\/span><\/a><\/p>\n<h3>Regions Bank<\/h3>\n<p><span style=\"font-weight: 400;\">Regions\u2019 Doctor Mortgage Program is designed to cater to the needs of residents, fellows, practicing doctors, and dentists. This program is attractive as it does not require PMI and <\/span><span style=\"font-weight: 400;\">does not include student loans in your debt-to-income ratio <\/span><span style=\"font-weight: 400;\">calculation<\/span><span style=\"font-weight: 400;\">. You can obtain 100% financing on mortgages up to $750,000, or opt for a 5% down payment on loans up to $1 million. Regions also provides several mortgage calculators to aid in assessing your borrowing and home-buying capabilities. Learn More: <\/span><a href=\"https:\/\/www.leveragerx.com\/physician-mortgage-loans\/regions\/\"><span style=\"font-weight: 400;\">Regions Bank Physician Mortgage Review<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><br \/><a id=\"6\"\/><br \/>\u00a0<\/p>\n<h2>Key Takeaways<\/h2>\n<p><span style=\"font-weight: 400;\">Old National Bank offers a comprehensive range of services tailored to medical professionals, including <\/span><a href=\"https:\/\/ir.oldnational.com\/news\/press-releases\/default.aspx\"><span style=\"font-weight: 400;\">up to 100% financing<\/span><\/a><span style=\"font-weight: 400;\"> for primary residences without the need for private mortgage insurance, making it an attractive option for physicians, dentists, and professors. The bank\u2019s Professional Mortgage options are specifically designed to meet the unique financial needs of these professionals, providing both fixed and adjustable-rate mortgage options.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To see your options from Old National and other physician mortgage lenders, work with a broker like LeverageRx \u2013 <\/span><a href=\"https:\/\/app.leveragerx.com\/app\/mortgage-form\/new\/loan-info\"><span style=\"font-weight: 400;\">click here to see your options<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<\/section>\n<p><!-- .article-module article-module--content-area --><\/p>\n<section id=\"\" class=\"article-module article-module--faqs \">\n<div class=\"faqs__list\">\n<div class=\"faq__item\" wp_automatic_readability=\"9.5\">\n<div class=\"faq__question\">\n                            <button><br \/>\n                                1. Do physicians receive lower mortgage rates than others?                                <span><br \/>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"9.307\" height=\"4.653\" viewbox=\"0 0 9.307 4.653\">\n                                        <path id=\"icon-dropdown-arrow\" d=\"M1789.472,41.435l-4.653,4.653-4.653-4.653Z\" transform=\"translate(-1780.165 -41.435)\" fill=\"#34475b\"\/>\n                                    <\/svg><\/p>\n<p>                                <\/span><br \/>\n                            <\/button>\n                        <\/div>\n<div class=\"faq__answer\" wp_automatic_readability=\"14\">\n<p>No, physicians do not receive lower mortgage rates than the general public. However, physician mortgage loan programs, also known as doctor mortgage loans, are appealing because they often do not require a down payment or primary mortgage insurance (PMI). This can significantly reduce the initial costs associated with buying a home.<\/p>\n<\/div><\/div>\n<p><!-- .faq__item --><\/p>\n<div class=\"faq__item\" wp_automatic_readability=\"8\">\n<div class=\"faq__question\">\n                            <button><br \/>\n                                2. How does a physician loan differ from a conventional loan?                                <span><br \/>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"9.307\" height=\"4.653\" viewbox=\"0 0 9.307 4.653\">\n                                        <path id=\"icon-dropdown-arrow\" d=\"M1789.472,41.435l-4.653,4.653-4.653-4.653Z\" transform=\"translate(-1780.165 -41.435)\" fill=\"#34475b\"\/>\n                                    <\/svg><\/p>\n<p>                                <\/span><br \/>\n                            <\/button>\n                        <\/div>\n<div class=\"faq__answer\" wp_automatic_readability=\"11\">\n<p>A physician loan is similar to a conventional loan but offers much more lenient requirements specifically for doctors and other medical professionals. These loans typically feature lower interest rates and do not require private mortgage insurance fees, making them particularly advantageous for those in the medical field.<\/p>\n<\/div><\/div>\n<p><!-- .faq__item --><\/p>\n<div class=\"faq__item\" wp_automatic_readability=\"10\">\n<div class=\"faq__question\">\n                            <button><br \/>\n                                3. Are mortgage bankers currently facing financial difficulties?                                <span><br \/>\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"9.307\" height=\"4.653\" viewbox=\"0 0 9.307 4.653\">\n                                        <path id=\"icon-dropdown-arrow\" d=\"M1789.472,41.435l-4.653,4.653-4.653-4.653Z\" transform=\"translate(-1780.165 -41.435)\" fill=\"#34475b\"\/>\n                                    <\/svg><\/p>\n<p>                                <\/span><br \/>\n                            <\/button>\n                        <\/div>\n<div class=\"faq__answer\" wp_automatic_readability=\"15\">\n<p>Yes, mortgage bankers have been facing financial challenges recently. Throughout 2022 and into the first half of 2023, the average mortgage lender incurred losses on every mortgage originated. In the first quarter of this year, the average loss per loan was $1,972, which improved to $534 per loan in the second quarter.<\/p>\n<\/div><\/div>\n<p><!-- .faq__item -->\n                            <\/div>\n<p><!-- .faqs__list --><\/p>\n<\/section>\n<p><!-- .article-module article-module--faqs -->\n            <\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>\u00a0 What is Old National Bank? Old National Bank, formally known as Old National Bancorp, is headquartered in Evansville, Indiana. Established in 1834 and initially serving the financial needs of local residents and merchants, Old National has grown substantially over the decades. Throughout its history, Old National has successfully navigated through numerous economic challenges, including [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":69753,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[94],"tags":[2331,11008,5306,31083],"dealstore":[],"offerexpiration":[],"class_list":["post-69752","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","tag-bank","tag-mortgage","tag-national","tag-physician"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Old National Bank Physician Mortgage - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=69752\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Old National Bank Physician Mortgage - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"\u00a0 What is Old National Bank? Old National Bank, formally known as Old National Bancorp, is headquartered in Evansville, Indiana. Established in 1834 and initially serving the financial needs of local residents and merchants, Old National has grown substantially over the decades. 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