{"id":66486,"date":"2025-02-03T18:55:00","date_gmt":"2025-02-03T18:55:00","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/investing\/january-2025-savings-plus-other-updates\/"},"modified":"2025-02-03T18:55:00","modified_gmt":"2025-02-03T18:55:00","slug":"january-2025-savings-plus-other-updates","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=66486","title":{"rendered":"January 2025 Savings, plus other updates"},"content":{"rendered":"


\n<\/p>\n

\n

January seems to have just whizzed by.<\/p>\n

Work\u2019s been really busy, causing me to miss a few evening gym sessions but other than that, I\u2019ve been attending regularly so feeling good.<\/p>\n

Had a good catch up plus nice meal out with friends after we escaped from an Escape Room<\/a> (with 15 mins to spare!). We\u2019ve done a few of these now and I think we\u2019ve only failed one so we have a good team!<\/p>\n

Anyway, how did my numbers look for the first month of 2025?<\/p>\n

\"\"<\/a><\/p>\n

I saved 22.9%<\/strong> of my net salary.\u00a0 The above includes \u00a325.11<\/strong> from doing Prolific surveys.<\/p>\n

Shares and Investment Trusts<\/strong><\/p>\n

\n

No new investments, I just topped up existing ones.<\/p>\n

Current share\/IT portfolio can be found here<\/a>.<\/p>\n

(Entire portfolio here<\/a>)<\/p>\n

Future Fund\u00a0<\/strong><\/p>\n

Can\u2019t deny it but Trump helped pushed me past the \u00a3300k milestone, with my FF sitting at \u00a3304,267.25 <\/strong>by the end of the month!\u00a0 \u00a0However, things are already looking a bit shaky, with recent US tariffs being announced causing the markets to wobble, so I won\u2019t celebrate too much but still, what a great start to the year!<\/p>\n

\"\"<\/a><\/p>\n<\/div>\n

Dividends and Other Income<\/strong><\/p>\n

\n

A decent start to the year for dividends:<\/p>\n<\/div>\n

\n

\"\"<\/a><\/p>\n

I received \u00a3432.14<\/strong>, of which \u00a3403.39 <\/strong>was from my ISAs, the rest from my SIPPs. All dividends were reinvested.<\/p>\n

This month\u2019s dividends would have been enough to cover the monthly cost of my groceries, TV licence, broadband, mobile, council tax, water bill, energy bills and gym membership. Pretty much everything other than my mortgage so this is the average I am aiming for.<\/p>\n

Here\u2019s what my ISA income dividend graph looks like:<\/p>\n

\n

\"\"<\/a><\/p>\n

Goals Update<\/strong><\/p>\n<\/div>\n

\n

Here\u2019s how I did this first month:<\/p>\n

\"\"<\/a>Not a lot to see yet \u2013 note I didn\u2019t start at zero with my Emergency Funds goal, there was a carry-over from last year, but this is the most I\u2019ve put towards emergency funds in a single month in a long time.<\/p>\n<\/div>\n

What Else?<\/strong><\/p>\n

\n

Not a lot else really. I again left it til the last minute to do my self-assessment tax return so will definitely try to be more organised this year.<\/p>\n

Anyway, hope your January was a good one.<\/p>\n

Oh and for those who celebrated it, Happy Chinese New Year last week! Kung Hei Fat Choi and hope the year of the Snake is a happy, healthy and prosperous one!<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"

January seems to have just whizzed by. Work\u2019s been really busy, causing me to miss a few evening gym sessions but other than that, I\u2019ve been attending regularly so feeling good. Had a good catch up plus nice meal out with friends after we escaped from an Escape Room (with 15 mins to spare!). We\u2019ve […]<\/p>\n","protected":false},"author":1,"featured_media":66487,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[96],"tags":[3805,10953,12572],"dealstore":[],"offerexpiration":[],"class_list":["post-66486","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing","tag-january","tag-savings","tag-updates"],"yoast_head":"\nJanuary 2025 Savings, plus other updates - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=66486\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"January 2025 Savings, plus other updates - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"January seems to have just whizzed by. 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