{"id":64657,"date":"2025-02-02T17:10:26","date_gmt":"2025-02-02T17:10:26","guid":{"rendered":"https:\/\/peraltafinancing.com\/adventure\/covid-insurance-for-trekking-and-mountaineering\/"},"modified":"2025-02-02T17:10:26","modified_gmt":"2025-02-02T17:10:26","slug":"covid-insurance-for-trekking-and-mountaineering","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=64657","title":{"rendered":"Covid Insurance for Trekking and Mountaineering"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div id=\"\">\n<p class=\"entry-meta\">Published <time class=\"entry-time\">February 2022<\/time> by <span class=\"entry-author\"><a href=\"https:\/\/www.cutlunchadventures.com\/author\/emma_huffamhotmail-com\/\" class=\"entry-author-link\" rel=\"author\"><span class=\"entry-author-name\">Emma<\/span><\/a><\/span>. Updated <time class=\"entry-modified-time\">July 2023<\/time>.<\/p>\n<\/div>\n<div>\n<p>This article covers Covid insurance for trekking and mountaineering expeditions. For more information on insurance for trekking and mountaineering, see our other posts<\/p>\n<p><strong>Disclaimer: <\/strong>This is general information based on our research. Insurers have made frequent changes to their policies over the last few years as they keep re-assessing the risks posed by Covid. As always, you should read the latest policy fine print and consider your own personal requirements.<\/p>\n<h2 class=\"wp-block-heading has-vivid-purple-color has-text-color\" id=\"h-travel-insurance-for-covid\">Travel Insurance for Covid<\/h2>\n<p>Travel insurance that includes Covid cover costs more and is limited. Some insurers don\u2019t cover anything Covid-related at all. Of those that do, in general:<\/p>\n<p class=\"has-black-color has-light-green-cyan-background-color has-text-color has-background\">\u2713 <strong>Insurers are likely to provide cover if you or your travel companion test positive for Covid<\/strong><\/p>\n<ul class=\"wp-block-list\">\n<li>E.g. if you test positive to Covid during your trip. NOTE: while some policies used to cover you if you\u2019re identified as a close contact of anyone else, many have since removed this. Some insurers may also cover you if you test positive before your trip and need to amend or cancel. But also check any wording that excludes cover for Covid within, say, the first 72 hours after purchase.<\/li>\n<li>Cover generally includes overseas medical costs and evacuation. Some insurers also cover quarantine and cancellation costs, with limits on the amount of cover.<\/li>\n<li>Covid cover is typically included in most plans now, rather than just the higher level plans<\/li>\n<\/ul>\n<p><strong>Companies that specialise in remote rescue<\/strong> (<a href=\"https:\/\/www.globalrescue.com\/\">Global Rescue<\/a> and <a href=\"https:\/\/redpointtravelprotection.com\/plan\/ripcord\/\">Ripcord<\/a>) say that they treat Covid like any other illness, although the policy wording is unclear because they also exclude contagious diseases. Ultimately it\u2019s at their sole discretion.<\/p>\n<p><strong>But check the rules<\/strong> as they can be unreasonable e.g. in 2023 we heard of a travel insurer who required a trekker to have a Covid PCR test before helicopter evacuation could be arranged. But of course it\u2019s impossible to get a PCR test when you\u2019re in a remote area!<\/p>\n<p class=\"has-white-color has-vivid-red-background-color has-text-color has-background\">\u2717 <strong>Insurers <strong>are unlikely to cover you for Covid-related changes which apply to everyone and which impact your travel \u2013 in your home or destination country<\/strong><\/strong><\/p>\n<p>Insurers say it\u2019s impossible to price these risks e.g.<\/p>\n<ul class=\"wp-block-list\">\n<li>government rule changes such as lockdowns, border closures, travel bans, entry\/quarantine requirements<\/li>\n<li>airline changes such as boarding eligibility due to Covid<\/li>\n<li>expedition rule changes or cancellation due to Covid<\/li>\n<\/ul>\n<h2 class=\"wp-block-heading has-vivid-purple-color has-text-color\" id=\"what-s-the-risk-if-you-travel-without-covid-insurance\">What\u2019s the risk if you travel without Covid insurance?<\/h2>\n<p>Whether you have Covid insurance or not, you always have the risk of your trip being cancelled or curtailed due to an external factor such as government, airline or expedition company changes as a result of Covid. If you\u2019re identified as a close contact, most insurers will exclude this too.<\/p>\n<p>But if you catch Covid or are a close contact you\u2019d still risk:<\/p>\n<ul class=\"wp-block-list\">\n<li>the cost of your expedition if you can\u2019t go<\/li>\n<li>and having to pay overseas medical and quarantine expenses if it\u2019s during your trip<\/li>\n<li>if you\u2019re an essential healthcare worker, including a pharmacist, nurse, doctor or paramedic, make sure you\u2019re covered if your leave gets cancelled due to a COVID-19 outbreak.<\/li>\n<\/ul>\n<h2 class=\"wp-block-heading has-vivid-purple-color has-text-color\" id=\"how-to-minimise-the-risk-of-covid-disrupting-your-expedition\">How to minimise the risk of Covid disrupting your expedition<\/h2>\n<h3 class=\"wp-block-heading\" id=\"h-1-be-smart-with-bookings\">1. Be smart with bookings<\/h3>\n<ul class=\"wp-block-list\">\n<li>Buy flexible airline tickets with minimal cancellation and amendment costs<\/li>\n<li>Fly straight through (without stopovers in transit countries), while different entry and quarantine rules still apply and could easily change<\/li>\n<li>Try and fly all the way on the same airline to keep things simple<\/li>\n<li>Travel with a reputable expedition company<\/li>\n<li>Ensure insurance policy can be cancelled if not needed ie your trip doesn\u2019t proceed<\/li>\n<\/ul>\n<h3 class=\"wp-block-heading\" id=\"2-be-healthy\">2. Be healthy<\/h3>\n<ul class=\"wp-block-list\">\n<li>Be fully vaccinated if you can otherwise ensure you understand the rules for unvaccinated travellers (on the flight, in your transit and destination countries, on your expedition)<\/li>\n<li>Practice good hygiene<\/li>\n<li>Limit too many social activities before you leave home<\/li>\n<li>Limit contact with people once on the trip, especially in crowded places<\/li>\n<li>Take with you:\n<ul class=\"wp-block-list\">\n<li>medications for headaches, sore throats and cold\/flu<\/li>\n<li>rapid antigen tests<\/li>\n<li>a selection of facemasks (e.g. N95, disposable, reusable etc)<\/li>\n<li>hand sanitiser<\/li>\n<li>consider taking wetwipes to clean surfaces en route eg your tray table on the plane, or at destination\/hotel<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3 class=\"wp-block-heading\" id=\"3-be-across-the-rules\">3. Be across the rules<\/h3>\n<p>e.g. proof of vaccinations, PCR tests, proof of Covid insurance for medical expenses etc<\/p>\n<ul class=\"wp-block-list\">\n<li>check travel restrictions and rules for transit and destination countries\n<ul class=\"wp-block-list\">\n<li>these sites are a useful quick reference however you can\u2019t guarantee that they\u2019re completely up-to-date, so check the advisories of the individual countries to get the latest rules before you go<\/li>\n<\/ul>\n<\/li>\n<li>Check your own government\u2019s travel advisory e.g. <a href=\"https:\/\/www.smarttraveller.gov.au\">SmartTraveller (Australia)<\/a> which may also include requirements you must meet before you travel home e.g. an online travel declaration<\/li>\n<li>Check airline requirements\n<ul class=\"wp-block-list\">\n<li>Note that some airlines have offered free insurance for Covid but check the fineprint as to what exactly is covered<\/li>\n<\/ul>\n<\/li>\n<li>Check your expedition requirements relating to Covid<\/li>\n<\/ul>\n<h2 class=\"wp-block-heading has-vivid-purple-color has-text-color\" id=\"useful-covid-resources\">Useful Covid resources<\/h2>\n<p><a href=\"https:\/\/www.forbes.com\/sites\/karlaalindahao\/2020\/11\/18\/covid-19-travel-checklist-what-you-need-to-know-before-you-go\/\">What to know before you go<\/a><\/p>\n<p><a href=\"https:\/\/worldtravelprotection.com\/travel-assist\/coronavirus-security-risks\/\">An interesting perspective on travel security risks of Covid<\/a>\u00a0<\/p>\n<p>For the really serious:<\/p>\n<h4 class=\"wp-block-heading\" id=\"australian-based-resources\">Australian-based resources<\/h4>\n<p>Covid Travel planning<\/p>\n<p>Covid and Travel insurance<\/p>\n<h2 class=\"wp-block-heading has-vivid-purple-color has-text-color\" id=\"h-for-more-information\">For more information<\/h2>\n<p>For more information on insurance for trekking and mountaineering, see our other posts<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" data-attachment-id=\"11863\" data-permalink=\"https:\/\/www.cutlunchadventures.com\/covid-insurance-for-trekking-and-mountaineering\/feature-image-covid-insurance-for-trekking-and-mountaineering\/\" data-orig-file=\"https:\/\/www.cutlunchadventures.com\/wp-content\/uploads\/Feature-Image-Covid-Insurance-for-Trekking-and-Mountaineering.jpg\" data-orig-size=\"800,800\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Feature Image \u2013 Covid Insurance for Trekking and Mountaineering\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.cutlunchadventures.com\/wp-content\/uploads\/Feature-Image-Covid-Insurance-for-Trekking-and-Mountaineering-300x300.jpg\" data-large-file=\"https:\/\/www.cutlunchadventures.com\/wp-content\/uploads\/Feature-Image-Covid-Insurance-for-Trekking-and-Mountaineering.jpg\" src=\"https:\/\/sp-ao.shortpixel.ai\/client\/to_auto,q_lossy,ret_img,w_800,h_800\/https:\/\/www.cutlunchadventures.com\/wp-content\/uploads\/Feature-Image-Covid-Insurance-for-Trekking-and-Mountaineering.jpg\" alt=\"Helicopter rescue - Covid Insurance for Trekking and Mountaineering\" class=\"wp-image-11863\" srcset=\"https:\/\/sp-ao.shortpixel.ai\/client\/to_auto,q_lossy,ret_img,w_800\/https:\/\/www.cutlunchadventures.com\/wp-content\/uploads\/Feature-Image-Covid-Insurance-for-Trekking-and-Mountaineering.jpg 800w, https:\/\/sp-ao.shortpixel.ai\/client\/to_auto,q_lossy,ret_img,w_300\/https:\/\/www.cutlunchadventures.com\/wp-content\/uploads\/Feature-Image-Covid-Insurance-for-Trekking-and-Mountaineering-300x300.jpg 300w, https:\/\/sp-ao.shortpixel.ai\/client\/to_auto,q_lossy,ret_img,w_150\/https:\/\/www.cutlunchadventures.com\/wp-content\/uploads\/Feature-Image-Covid-Insurance-for-Trekking-and-Mountaineering-150x150.jpg 150w, https:\/\/sp-ao.shortpixel.ai\/client\/to_auto,q_lossy,ret_img,w_768\/https:\/\/www.cutlunchadventures.com\/wp-content\/uploads\/Feature-Image-Covid-Insurance-for-Trekking-and-Mountaineering-768x768.jpg 768w, https:\/\/sp-ao.shortpixel.ai\/client\/to_auto,q_lossy,ret_img,w_600\/https:\/\/www.cutlunchadventures.com\/wp-content\/uploads\/Feature-Image-Covid-Insurance-for-Trekking-and-Mountaineering-600x600.jpg 600w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\"\/><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" data-attachment-id=\"11863\" data-permalink=\"https:\/\/www.cutlunchadventures.com\/covid-insurance-for-trekking-and-mountaineering\/feature-image-covid-insurance-for-trekking-and-mountaineering\/\" data-orig-file=\"https:\/\/www.cutlunchadventures.com\/wp-content\/uploads\/Feature-Image-Covid-Insurance-for-Trekking-and-Mountaineering.jpg\" data-orig-size=\"800,800\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Feature Image \u2013 Covid Insurance for Trekking and Mountaineering\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.cutlunchadventures.com\/wp-content\/uploads\/Feature-Image-Covid-Insurance-for-Trekking-and-Mountaineering-300x300.jpg\" data-large-file=\"https:\/\/www.cutlunchadventures.com\/wp-content\/uploads\/Feature-Image-Covid-Insurance-for-Trekking-and-Mountaineering.jpg\" src=\"https:\/\/sp-ao.shortpixel.ai\/client\/to_auto,q_lossy,ret_img,w_800,h_800\/https:\/\/www.cutlunchadventures.com\/wp-content\/uploads\/Feature-Image-Covid-Insurance-for-Trekking-and-Mountaineering.jpg\" alt=\"Helicopter rescue - Covid Insurance for Trekking and Mountaineering\" class=\"lazyload wp-image-11863\" srcset=\"https:\/\/sp-ao.shortpixel.ai\/client\/to_auto,q_lossy,ret_img,w_800\/https:\/\/www.cutlunchadventures.com\/wp-content\/uploads\/Feature-Image-Covid-Insurance-for-Trekking-and-Mountaineering.jpg 800w, https:\/\/sp-ao.shortpixel.ai\/client\/to_auto,q_lossy,ret_img,w_300\/https:\/\/www.cutlunchadventures.com\/wp-content\/uploads\/Feature-Image-Covid-Insurance-for-Trekking-and-Mountaineering-300x300.jpg 300w, https:\/\/sp-ao.shortpixel.ai\/client\/to_auto,q_lossy,ret_img,w_150\/https:\/\/www.cutlunchadventures.com\/wp-content\/uploads\/Feature-Image-Covid-Insurance-for-Trekking-and-Mountaineering-150x150.jpg 150w, https:\/\/sp-ao.shortpixel.ai\/client\/to_auto,q_lossy,ret_img,w_768\/https:\/\/www.cutlunchadventures.com\/wp-content\/uploads\/Feature-Image-Covid-Insurance-for-Trekking-and-Mountaineering-768x768.jpg 768w, https:\/\/sp-ao.shortpixel.ai\/client\/to_auto,q_lossy,ret_img,w_600\/https:\/\/www.cutlunchadventures.com\/wp-content\/uploads\/Feature-Image-Covid-Insurance-for-Trekking-and-Mountaineering-600x600.jpg 600w\" data-sizes=\"(max-width: 800px) 100vw, 800px\"\/><\/figure>\n<\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Published February 2022 by Emma. Updated July 2023. This article covers Covid insurance for trekking and mountaineering expeditions. For more information on insurance for trekking and mountaineering, see our other posts Disclaimer: This is general information based on our research. Insurers have made frequent changes to their policies over the last few years as they [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":64658,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11760],"tags":[15043,11034,28351,9412],"dealstore":[],"offerexpiration":[],"class_list":["post-64657","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-adventure","tag-covid","tag-insurance","tag-mountaineering","tag-trekking"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Covid Insurance for Trekking and Mountaineering - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=64657\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Covid Insurance for Trekking and Mountaineering - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"Published February 2022 by Emma. Updated July 2023. This article covers Covid insurance for trekking and mountaineering expeditions. For more information on insurance for trekking and mountaineering, see our other posts Disclaimer: This is general information based on our research. 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Updated July 2023. This article covers Covid insurance for trekking and mountaineering expeditions. For more information on insurance for trekking and mountaineering, see our other posts Disclaimer: This is general information based on our research. 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