{"id":64226,"date":"2025-02-02T11:43:22","date_gmt":"2025-02-02T11:43:22","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/investing\/cpf-savings-in-2025-top-up-to-ma\/"},"modified":"2025-02-02T11:43:22","modified_gmt":"2025-02-02T11:43:22","slug":"cpf-savings-in-2025-top-up-to-ma","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=64226","title":{"rendered":"CPF Savings In 2025. Top Up to MA."},"content":{"rendered":"


\n<\/p>\n

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If you are part of my YouTube community, you might have seen the photos I shared on my latest CPF numbers.<\/span><\/p>\n

Here they are for those who are not in the know,<\/span><\/p>\n

<\/span><\/a><\/div>\n


<\/span><\/p>\n

<\/span><\/a><\/div>\n


<\/span><\/p>\n

I was fortunate that I was able to take advantage of higher yielding T-bills to grow my CPF savings at a faster clip in the last couple of years.<\/span><\/p>\n

However, with the difference being very little in recent months, I have decided to simply leave the CPF OA money untouched for the time being.<\/span><\/p>\n

I have just done a $4,000 Top Up to my CPF MA to hit the prevailing BHS in 2025.<\/span><\/p>\n

Decided to do it now as January is going to be a busy month and I fear I might forget to do it later on.<\/span><\/p>\n


<\/span>
\n
<\/span> <\/p>\n

Updated:<\/span><\/p>\n

<\/span><\/a><\/div>\n


<\/span><\/p>\n

This Top Up will make 4% per annum risk free and will generate more interest income to pay for my medical insurance.<\/span><\/p>\n

Of course, if we are still gainfully employed, doing this would also allow us to enjoy income tax relief.<\/span><\/p>\n

We are fortunate to have the CPF system in Singapore.<\/span><\/p>\n

We should take full advantage of our membership.<\/span><\/p>\n

If AK can do it, so can you!<\/b><\/span><\/p>\n

Published earlier in the day:<\/b><\/span><\/p>\n

4Q 2024 passive income. Prep for 2025.\u00a0<\/span><\/a><\/p>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"

If you are part of my YouTube community, you might have seen the photos I shared on my latest CPF numbers. Here they are for those who are not in the know, I was fortunate that I was able to take advantage of higher yielding T-bills to grow my CPF savings at a faster clip […]<\/p>\n","protected":false},"author":1,"featured_media":64227,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[96],"tags":[25362,10953,213],"dealstore":[],"offerexpiration":[],"class_list":["post-64226","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing","tag-cpf","tag-savings","tag-top"],"yoast_head":"\nCPF Savings In 2025. 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