{"id":54031,"date":"2025-01-28T21:12:54","date_gmt":"2025-01-28T21:12:54","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/real-estate\/how-can-i-buy-a-home-before-selling-my-current-one-huntsville-real-estate\/"},"modified":"2025-01-28T21:12:54","modified_gmt":"2025-01-28T21:12:54","slug":"how-can-i-buy-a-home-before-selling-my-current-one-huntsville-real-estate","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=54031","title":{"rendered":"How can I buy a home before selling my current one? | Huntsville Real Estate"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<p>\n<iframe loading=\"lazy\" title=\"How can I buy a home before selling my current one?\" width=\"840\" height=\"473\" src=\"https:\/\/www.youtube.com\/embed\/pmOa3z3iEQ8?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/p>\n<\/figure>\n<p>Looking to buy a new home before selling your current one? While it might seem daunting, accessing your home equity to facilitate this move is very doable. Here are four ways to make it happen:<\/p>\n<p>First up, consider a home equity line of credit, or HELOC. Essentially, it\u2019s a second mortgage allowing you to tap into your home\u2019s value without selling. Just be prepared \u2014 it takes a bit longer to secure than a traditional mortgage, so get it sorted before house hunting. With a HELOC, you can typically borrow up to 85% of your home\u2019s equity, giving you ample funds to secure your new dream home. Once you\u2019ve moved in, you can take your time selling your old place and repay the HELOC with the proceeds.<\/p>\n<p>Another option is a bridge loan. This short-term solution uses your equity as collateral, offering up to 80% of both your old and new home\u2019s value. Keep in mind, they often come with higher interest rates and are best suited for those with excellent credit and ample equity. However, if you\u2019re in a time crunch and need quick access to funds for your new purchase, a bridge loan can be a lifeline. Just be sure to work closely with your real estate agent to expedite the selling process of your old home.<\/p>\n<p>Next, is the third-party buying service route. Companies like Homelight or Knock can advance your funds based on your home\u2019s equity, enabling them to purchase your new home with an all-cash offer. Once you sell your old place, you can buy back your new home from them. It\u2019s a convenient option, but do note there are fees involved. However, the advantage of making an all-cash offer can make your bid more competitive, especially in a hot market.<\/p>\n<p>And last but definitely not least is the Immediate Sale option through Amanda Howard Sotheby\u2019s International Realty. With this option, we\u2019ll assess your home and provide you with an \u201cas is\u201d cash offer within just one business day! Imagine being at the closing table in 10-14 days \u2014 no repairs, no showings, no hassle! Simply give us a call at 256.799.9000 or request your offer <a href=\"https:\/\/www.amandahowardrealestate.com\/immediate-sale-program\/\">online<\/a> and we\u2019ll conduct a complimentary, in-person assessment of your home and present you with a competitive cash offer right away. Plus, you get to choose your desired closing date and move according to your schedule. Rest assured, we\u2019ll evaluate your home \u201cas is\u201d and deliver an offer within as little as 24 hours. In most cases, we can wrap up the entire process in less than 2 weeks.\u00a0<\/p>\n<p>If you have any questions, feel free to reach out to the Amanda Howard Sotheby\u2019s International Realty team at 256.799.9000.<\/p>\n<\/p><\/div>\n<p><script> \n!function(f,b,e,v,n,t,s){if(f.fbq)return;n=f.fbq=function(){n.callMethod? \nn.callMethod.apply(n,arguments):n.queue.push(arguments)};if(!f._fbq)f._fbq=n; \nn.push=n;n.loaded=!0;n.version='2.0';n.queue=[];t=b.createElement(e);t.async=!0; \nt.src=v;s=b.getElementsByTagName(e)[0];s.parentNode.insertBefore(t,s)}(window, \ndocument,'script','\/\/connect.facebook.net\/en_US\/fbevents.js');\nfbq('init', '930791740274876'); \nfbq('track', \"PageView\");<\/script><script>(function() { \nvar _fbq = window._fbq || (window._fbq = []); \nif (!_fbq.loaded) { \nvar fbds = document.createElement('script'); \nfbds.async = true; \nfbds.src=\"https:\/\/connect.facebook.net\/en_US\/fbds.js\"; \nvar s = document.getElementsByTagName('script')[0]; \ns.parentNode.insertBefore(fbds, s); \n_fbq.loaded = true; \n} \n})(); \nwindow._fbq = window._fbq || []; \nwindow._fbq.push(['track', '6028290950885', \n{'value':'0.00','currency':'USD'}]); \n<\/script><script>\n  !function(f,b,e,v,n,t,s)\n  {if(f.fbq)return;n=f.fbq=function(){n.callMethod?\n  n.callMethod.apply(n,arguments):n.queue.push(arguments)};\n  if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';\n  n.queue=[];t=b.createElement(e);t.async=!0;\n  t.src=v;s=b.getElementsByTagName(e)[0];\n  s.parentNode.insertBefore(t,s)}(window, document,'script',\n  'https:\/\/connect.facebook.net\/en_US\/fbevents.js');\n  fbq('init', '1606213486319931');\n  fbq('track', 'PageView');\n<\/script><script type=\"text\/javascript\" id='bt_pt-components-js-extra'>\n\/* <![CDATA[ *\/\nvar bt_data = {\"listings\":null,\"account\":{\"Offices\":[{\"_ID\":250,\"Name\":\"Huntsville Location\",\"MLS\":\"123000\",\"Phone\":\"256.799.9000\",\"Fax\":\"\",\"Address1\":\"315-A Franklin Street\",\"Address2\":\"\",\"City\":\"Huntsville\",\"State\":\"AL\",\"PostalCode\":\"35801\",\"Website\":\"\",\"PhotoUrl\":\"\"}],\"SocialSettings\":[{\"Name\":\"Facebook\",\"Url\":\"https:\\\/\\\/www.facebook.com\\\/AmandaHowardRE\\\/\",\"TenantID\":99},{\"Name\":\"RSS\",\"Url\":\"http:\\\/\\\/www.amandahowardrealestate.com\\\/feed\\\/\",\"TenantID\":99},{\"Name\":\"Instagram\",\"Url\":\"https:\\\/\\\/www.instagram.com\\\/amandahowardsir\\\/\",\"TenantID\":99},{\"Name\":\"Youtube\",\"Url\":\"https:\\\/\\\/www.youtube.com\\\/user\\\/AHRealEstate\\\/featured\",\"TenantID\":99}],\"TimeZoneID\":2,\"Website\":\"AmandaHowardRealEstate.com\",\"CompanyName\":\"Amanda Howard Sotheby's International Realty\",\"LegalName\":\"Amanda Howard Sotheby's International Realty\",\"OfficeMLS\":\"OfficeMLS=123000,123002,123003\",\"ServiceArea\":\"Huntsville\",\"EmailAddress\":\"bouncedemail@boomtownroi.com\",\"WebPhoneNumber\":\"(256) 799-9000\",\"PhoneNumber\":\"(256) 799-9000\",\"FaxNumber\":\"\",\"Street\":\"315-A Franklin Street\",\"City\":\"Huntsville\",\"State\":\"AL\",\"ZipCode\":\"35801\",\"CraigsListArea\":\"hsv\",\"GoogleCode\":\"UA-18018757-1,UA-18018757-2\",\"AdwordsConversion\":\"1006909969\",\"AdwordsSignupLabel\":\"nF3aCN_73wEQkfSQ4AM\",\"AdwordsLeadLabel\":\"JsNACNf83wEQkfSQ4AM\",\"GMapKey\":\"AIzaSyDkI4WEplhhwG1bR2HLTOCxQ1-UgRR82Sg\",\"TagLine\":\"\",\"SubTagLine\":\"\",\"ThemeName\":\"Hawkeye\",\"HomeIntroHtml\":\"\",\"HomeMetaKeywords\":\"\",\"HomeMetaDescription\":\"\",\"HomeImageUrl\":\"homepage.jpg\",\"DefaultMapLat\":34.7128,\"DefaultMapLng\":-86.5902,\"DefaultMapZoom\":12,\"OnStageServer\":false,\"HideStreet\":0,\"GuestUnbranded\":false,\"QuickSearchField\":\"CustomArea\",\"ShowListingAreaOnPS\":false,\"ShowCountyOnPS\":true,\"AgentExportLeads\":false,\"IsCustomMapPin\":false,\"IsDiscountBroker\":false,\"ShowOpenHouse\":true,\"EmailDomain\":\"AmandaHowardRealEstate.com\",\"CancelDate\":\"0001-01-01T00:00:00\",\"LaunchDate\":\"2010-09-14T00:00:00\",\"CraigsListOffices\":\"47200\",\"CraigsListAgents\":\"\",\"CraigsListUseCityForCampaign\":false,\"CraigsListFooter\":\"\",\"RegisterNoAutoLender\":false,\"CraigsListMLS\":\"933896,457773,691076,650429\",\"AdWordsProjected\":0,\"HomeGainProjected\":0,\"AllowListingComments\":true,\"AllowAgentComments\":true,\"FacebookAPI\":\"1622030231370057\",\"BrowserTitle\":\"Huntsville Real Estate :: Amanda Howard Real Estate\",\"HomeWhereClause\":\"\",\"CraigsListLinkBehaviorID\":0,\"ShowSchoolSearch\":true,\"ShowSchoolDistrictSearch\":false,\"AllowAutoEAlert\":true,\"EAlertLocationType\":\"\",\"AllowAgentEAlertOverride\":false,\"CustomScript\":\"<!-- Client Provided August 5 2015 -->\\r\\n<!-- Google Code for Remarketing Tag --> \\r\\n<!-------------------------------------------------- \\r\\nRemarketing tags may not be associated with personally identifiable \\r\\ninformation or placed on pages related to sensitive categories. 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