{"id":41434,"date":"2025-01-22T15:46:26","date_gmt":"2025-01-22T15:46:26","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/real-estate\/housing-prices-and-interest-rates\/"},"modified":"2025-01-22T15:46:26","modified_gmt":"2025-01-22T15:46:26","slug":"housing-prices-and-interest-rates","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=41434","title":{"rendered":"Housing prices and interest rates"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>This is a good time to buy a home if you can pay cash. Higher interest rates have slowed home sales and have made housing even more unaffordable. While it is true that rates were higher in the 1980s it is also true that houses were less expensive as compared with household income.<\/p>\n<p>Current rates are more than 7%. If I were a home buyer I would wait until the president reduces interest rates before buying a home. Sure loans can be refinanced but that is an added expense. A change in circumstances, such as a job loss, can mean a borrower won\u2019t qualify for a new home loan.<\/p>\n<figure id=\"attachment_27332\" class=\"thumbnail wp-caption aligncenter\" style=\"width: 910px\"><a href=\"https:\/\/www.stpaulrealestateblog.com\/images\/2025\/01\/interest-rates.jpg\" rel=\"lightbox[27331]\"><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-27332\" src=\"https:\/\/www.stpaulrealestateblog.com\/images\/2025\/01\/interest-rates.jpg\" alt=\"Interest rate chart\" width=\"900\" height=\"473\" srcset=\"https:\/\/www.stpaulrealestateblog.com\/images\/2025\/01\/interest-rates.jpg 900w, https:\/\/www.stpaulrealestateblog.com\/images\/2025\/01\/interest-rates-500x263.jpg 500w, https:\/\/www.stpaulrealestateblog.com\/images\/2025\/01\/interest-rates-768x404.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\"\/><\/a><figcaption class=\"caption wp-caption-text\">Mortgage Interest Rate Chart \u2013 Freddie Mac<\/figcaption><\/figure>\n<div class=\"printfriendly pf-button pf-button-content pf-alignleft\">\n                    <a href=\"#\" rel=\"nofollow\" onclick=\"window.print(); return false;\" title=\"Printer Friendly, PDF &amp; Email\"><br \/>\n                    <img decoding=\"async\" class=\"pf-button-img\" src=\"https:\/\/cdn.printfriendly.com\/buttons\/printfriendly-button.png\" alt=\"Print Friendly, PDF &amp; Email\" style=\"width: 112px;height: 24px;\"\/><br \/>\n                    <\/a>\n                <\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>This is a good time to buy a home if you can pay cash. Higher interest rates have slowed home sales and have made housing even more unaffordable. While it is true that rates were higher in the 1980s it is also true that houses were less expensive as compared with household income. Current rates [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29188,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[99],"tags":[13350,11290,26036,11567,11291],"dealstore":[],"offerexpiration":[],"class_list":["post-41434","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate","tag-housing","tag-interest","tag-mortgage-finance","tag-prices","tag-rates"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Housing prices and interest rates - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=41434\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Housing prices and interest rates - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"This is a good time to buy a home if you can pay cash. Higher interest rates have slowed home sales and have made housing even more unaffordable. While it is true that rates were higher in the 1980s it is also true that houses were less expensive as compared with household income. 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