{"id":38086,"date":"2025-01-20T13:18:25","date_gmt":"2025-01-20T13:18:25","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/finance\/how-to-make-money-in-donald-trumps-america\/"},"modified":"2025-01-20T13:18:25","modified_gmt":"2025-01-20T13:18:25","slug":"how-to-make-money-in-donald-trumps-america","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=38086","title":{"rendered":"How to Make Money in Donald Trump&#8217;s America"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>The American Dream comes with a steep price tag these days.<\/p>\n<p>Inflation is pummeling our gas and grocery budgets. High interest rates are eroding our buying power and high-interest debt is <a href=\"https:\/\/money.com\/debt-statistics-crisis-growing\/\">sinking our credit<\/a>. Our savings accounts are alarmingly low and our mortgage payments are egregiously high \u2014 and don\u2019t even get us started on the <a href=\"https:\/\/money.com\/things-getting-more-expensive-2025\/\">price of eggs<\/a>.<\/p>\n<p>Our collective balance sheet feels pretty off-kilter at the moment, and no matter where you stand politically, the transition from one contentious presidency to another only adds to the unease.<\/p>\n<div class=\"component inline image margin-32-tb align-img align-none\">\n<div class=\"image-wrapper\">\n<div class=\"component lazy-image  &#10;                                   no-upscale &#10;                                  &#10;                                  &#10;                                  \" data-high-density=\"true\" data-src=\"https:\/\/money.com\/wp-content\/uploads\/2025\/01\/Inauguration-Cover-2025.png?quality=60\" data-alt=\"Money Digital Cover for February 2025. The Everyperson's Guide to Making Money in Trump's American\" data-title=\"\" data-shop-image=\"false\" data-width=\"800\" data-height=\"700\" data-tracking-zone=\"image\">\n<p>                              <noscript><\/p>\n<div class=\"inner-container\">\n                                  <img decoding=\"async\" src=\"https:\/\/money.com\/wp-content\/uploads\/2025\/01\/Inauguration-Cover-2025.png?quality=60\" alt=\"Money Digital Cover for February 2025. The Everyperson's Guide to Making Money in Trump's American\" title=\"\"\/>\n                                <\/div>\n<p>                              <\/noscript><\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>Maybe you voted for Donald Trump, hoping his policies will let average Americans loosen their purse strings. Maybe you didn&#8217;t, and economic uncertainty is just one of many anxieties clanging around your subconscious. Maybe you checked out one or two election cycles ago and simply want to get through the day.<\/p>\n<p>The point is, regardless of how you feel about our 47th president \u2014 terrified, emboldened, apathetic \u2014 your wallet is probably feeling the squeeze. And the smartest thing you can do right now is get your money right.<\/p>\n<p>Below, you\u2019ll find a guide to navigating your finances in an era of Trump 2.0, crafted by Money\u2019s expert editorial team. Much of what you\u2019ll read here is rooted in the same guidance we\u2019ve been sharing for over five decades, tweaked for today\u2019s challenges.<\/p>\n<p>Nobody knows what the next four years will bring, but chances are, they&#8217;ll be just as bumpy as the last. Build a stronger future for yourself, and the cultures and communities you care about, with this as your roadmap.<\/p>\n<p><em><strong>\u2014 Kristen Bahler<\/strong> <\/em><\/p>\n<h2><strong>Trim your spending<\/strong><\/h2>\n<div class=\"component inline image margin-32-tb\">\n<div class=\"image-wrapper\">\n<div class=\"component lazy-image  &#10;                                   no-upscale &#10;                                  &#10;                                  &#10;                                  \" data-high-density=\"true\" data-src=\"https:\/\/money.com\/wp-content\/uploads\/2025\/01\/News-Inauguration-Spending.jpg?quality=60\" data-alt=\"Photo-collage of Donald Trump and someone taking money out of wallet\" data-title=\"\" data-shop-image=\"false\" data-width=\"800\" data-height=\"280\" data-tracking-zone=\"image\">\n<p>                              <noscript><\/p>\n<div class=\"inner-container\">\n                                  <img decoding=\"async\" src=\"https:\/\/money.com\/wp-content\/uploads\/2025\/01\/News-Inauguration-Spending.jpg?quality=60\" alt=\"Photo-collage of Donald Trump and someone taking money out of wallet\" title=\"\"\/>\n                                <\/div>\n<p>                              <\/noscript><\/p>\n<div class=\"image-wrap-container clearfix\">\n<p>Olive Burd \/ Money; Getty Images<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>With a new administration taking office and inflation starting to ease, now is the time to rethink where your money is going.<\/p>\n<p>Time-tested <a href=\"https:\/\/money.com\/how-to-save-money\/\">savings advice<\/a> \u2014 make a budget and cut back on nonessentials \u2014 still applies. But this year, one strategy stands out: Pay close attention to how and where the products you buy are made.<\/p>\n<p>President-elect Trump has threatened sweeping tariffs on imports, particularly on goods from China. While the exact plans remain unclear, the experts who spoke to Money agree that <a href=\"https:\/\/money.com\/what-to-buy-before-trump-tariffs\/\">tariffs will drive up prices for everyday Americans<\/a>, especially for consumer tech, household goods and apparel. Knowing where your products are made can help you avoid costly increases by choosing alternatives not affected by new tariffs.<\/p>\n<p>This habit of looking closer at your purchases \u2014 and questioning whether you need them at all \u2014 has another major perk: It\u2019s a first step toward more ethical consumption.<\/p>\n<p>Aligning your spending with your values can give you a sense of power and agency, says <a href=\"https:\/\/money.com\/changemakers\/tanja-hester\/\">Tanja Hester<\/a>, author of Wallet Activism. \u201cIt\u2019s very reasonable as an individual to ask, \u2018Okay, but what can I do?\u2019\u201d she says. Aside from political activism, \u201ca big part of what each of us can do really has to do with our financial choices.\u201d<\/p>\n<p>Mindful spending doesn\u2019t have to cost more. Often, it starts with buying less stuff. When you truly need something, whether it&#8217;s a home appliance or your next winter fit, consider buying used or choosing local options. These small changes can help you stay on budget and honor what matters most to you.<\/p>\n<p>In 2025, trimming your spending isn\u2019t just about saving money \u2014 it\u2019s also about making smarter, more intentional choices that align with your values.<\/p>\n<p><strong><em>\u2014 Adam Hardy<\/em><\/strong><\/p>\n<h3><strong>Read more: <\/strong><\/h3>\n<h2><strong>Get a fat raise <\/strong><\/h2>\n<div class=\"component inline image margin-32-tb\">\n<div class=\"image-wrapper\">\n<div class=\"component lazy-image  &#10;                                   no-upscale &#10;                                  &#10;                                  &#10;                                  \" data-high-density=\"true\" data-src=\"https:\/\/money.com\/wp-content\/uploads\/2025\/01\/News-Inauguration-Jobs.jpg?quality=60\" data-alt=\"Photo-collage of woman working\" data-title=\"\" data-shop-image=\"false\" data-width=\"800\" data-height=\"280\" data-tracking-zone=\"image\">\n<p>                              <noscript><\/p>\n<div class=\"inner-container\">\n                                  <img decoding=\"async\" src=\"https:\/\/money.com\/wp-content\/uploads\/2025\/01\/News-Inauguration-Jobs.jpg?quality=60\" alt=\"Photo-collage of woman working\" title=\"\"\/>\n                                <\/div>\n<p>                              <\/noscript><\/p>\n<div class=\"image-wrap-container clearfix\">\n<p>Olive Burd \/ Money; Getty Images<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>Talking about pay can feel taboo, but it shouldn\u2019t.<\/p>\n<p>Communicating with your boss about what you earn \u2014 and advocating for what you want to earn \u2014 is a crucial part of getting the salary you deserve. The problem? A striking number of employees \u2014 nearly 40%, according to a <a href=\"https:\/\/www.flexjobs.com\/blog\/post\/2-in-5-workers-never-asked-for-raise\" target=\"_blank\">recent survey<\/a> \u2014 have never (as in, ever) asked for a raise.<\/p>\n<p>That needs to change in 2025. The winds may have shifted from the extraordinary leverage workers had a few years ago, but signs still point to a healthy job market: More than 6 in 10 companies plan to hire for new roles in the first half of the year, according to research from <a href=\"https:\/\/press.roberthalf.com\/2024-12-12-Hiring-Plans-on-the-Rise-More-than-6-in-10-U-S-Companies-Plan-to-Add-New-Positions-in-the-First-Half-of-2025\" target=\"_blank\">Robert Half<\/a>. And with <a href=\"https:\/\/money.com\/raises-salary-budgets-in-2025\/\">wages on the rise<\/a>, companies are still putting more of their budget toward raises than they were pre-pandemic. Put simply: now\u2019s the time to be bold.<\/p>\n<p>\u201cIt\u2019s a bit of a new year, new budget[s] post-election,\u201d says Dawn Fay, operational president at Robert Half. Employees should use that to their advantage.<\/p>\n<p>How can you make sure you\u2019re one of the employees taking home a bigger check? \u201cThe simplest answer is, do a good job,\u201d Fay says \u2014 and take notes.<\/p>\n<p>Get into the habit of regularly jotting down your wins, she says, from exceeding goals and volunteering for new projects to mentoring younger employees. You\u2019ll also want to arm yourself with research about what pay is typical for roles like yours. Then, she says, rehearse what you want to say so you\u2019re calm and confident.<\/p>\n<p>Historically, the surest way to get a big pay bump has been to move jobs. That\u2019s still true in 2025, though the gap has shrunk recently, according to payroll provider ADP. Whether you\u2019re a long-time employee or a new hire, have a plan B if your desired salary isn\u2019t in the budget. That could mean asking for financial perks (like a bonus or childcare reimbursement) or lifestyle improvements (like flexible hours or remote work).<\/p>\n<p>\u201cMost companies are willing to negotiate,\u201d Cortney Holt, senior manager of talent at the career site Glassdoor <a href=\"https:\/\/money.com\/dollar-scholar-job-interview-salary-negotiation\/\">told Money<\/a> last year. \u201cBut you\u2019ll never know unless you ask.\u201d<\/p>\n<p><strong>\u2014 <em>Kaitlin Mulhere <\/em><\/strong><\/p>\n<h3><strong>Read more: <\/strong><\/h3>\n<h2><strong>Make the most of an uncertain housing market<\/strong><\/h2>\n<div class=\"component inline image margin-32-tb\">\n<div class=\"image-wrapper\">\n<div class=\"component lazy-image  &#10;                                   no-upscale &#10;                                  &#10;                                  &#10;                                  \" data-high-density=\"true\" data-src=\"https:\/\/money.com\/wp-content\/uploads\/2025\/01\/News-Inauguaration-Housing.jpg?quality=60\" data-alt=\"Photo-collage of a house and Donald Trump\" data-title=\"\" data-shop-image=\"false\" data-width=\"800\" data-height=\"280\" data-tracking-zone=\"image\">\n<p>                              <noscript><\/p>\n<div class=\"inner-container\">\n                                  <img decoding=\"async\" src=\"https:\/\/money.com\/wp-content\/uploads\/2025\/01\/News-Inauguaration-Housing.jpg?quality=60\" alt=\"Photo-collage of a house and Donald Trump\" title=\"\"\/>\n                                <\/div>\n<p>                              <\/noscript><\/p>\n<div class=\"image-wrap-container clearfix\">\n<p>Olive Burd \/ Money; Getty Images<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>If you\u2019ve been patiently waiting for the right moment to buy a house, this year could bring the breakthrough you hoped for.<\/p>\n<p>New jobs, growing families and other life events are driving homeowners to loosen their grip on sought-after housing stock, giving buyers more options (and negotiating power). With mortgage rates expected to decrease slowly throughout the year, homeownership will finally be within reach for buyers who\u2019ve been anxiously waiting on the sidelines.<\/p>\n<p>It won\u2019t be smooth sailing for everyone. Home prices could increase by as much as 4% this year, according to housing experts, and even if mortgage rates dip, they\u2019ll likely remain above 6% for the better part of the year.<\/p>\n<p>There\u2019s also, of course, lots of uncertainty about the impact the Trump administration will have on the housing market, and the U.S. economy as a whole. Some proposals from the campaign trail, like creating tax incentives for builders and scaling back on construction codes and regulations, could further improve the market\u2019s inventory shortage. Other proposals, like tariffs on imported goods and mass deportations, could set the market back even further. Import taxes on lumber, appliances and other building materials could increase the cost of housing. And since roughly 30% of construction laborers in the U.S. are immigrants, progress on much-needed new inventory could be delayed if even a small portion of the labor pool is expelled.<\/p>\n<p>If you plan to buy a home this year, your best bet is to be financially prepared \u2014 no matter the economic outlook. Taking steps to improve your credit score, reducing high-interest debt and saving up for a sizable down payment will allow you to take advantage of opportunities when they arise.<\/p>\n<p><strong><em>\u2013 Leslie Cook<\/em><\/strong><\/p>\n<div class=\"ca-pcu-inline content-width has-ad-icon  mg-show-widget-ad-border  money-embed-ca\" data-pcu-render-at-=\"2025-01-20T12:00:30Z\" id=\"ap59937-ww\">\n<div id=\"ap59937-ww-indicator\">\n<div id=\"ap59937-ww-indicator-wrapper\"><span id=\"ap59937-ww-text\">Ads by Money. We may be compensated if you click this ad.<\/span><span id=\"ap59937-ww-label\">Ad<\/span><span id=\"ap59937-ww-icon\"><img loading=\"lazy\" decoding=\"async\" alt=\"Ads by Money disclaimer\" height=\"16\" src=\"data:image\/png;base64,R0lGODlhAQABAAD\/ACwAAAAAAQABAAACADs=\" width=\"16\" data-lazy-src=\"https:\/\/s3.money.com\/prd\/image\/image\/15240\/163e573e-202a-466a-b8b8-93da65db2b13.png\"\/><\/span><\/div>\n<\/div>\n<\/div>\n<h3><strong>Read more: <\/strong><\/h3>\n<h2><strong>Save for a stress-free retirement<\/strong><\/h2>\n<div class=\"component inline image margin-32-tb\">\n<div class=\"image-wrapper\">\n<div class=\"component lazy-image  &#10;                                   no-upscale &#10;                                  &#10;                                  &#10;                                  \" data-high-density=\"true\" data-src=\"https:\/\/money.com\/wp-content\/uploads\/2025\/01\/News-Inauguration-Retirement.jpg?quality=60\" data-alt=\"Photo-collage of seniors holding hands\" data-title=\"\" data-shop-image=\"false\" data-width=\"800\" data-height=\"280\" data-tracking-zone=\"image\">\n<p>                              <noscript><\/p>\n<div class=\"inner-container\">\n                                  <img decoding=\"async\" src=\"https:\/\/money.com\/wp-content\/uploads\/2025\/01\/News-Inauguration-Retirement.jpg?quality=60\" alt=\"Photo-collage of seniors holding hands\" title=\"\"\/>\n                                <\/div>\n<p>                              <\/noscript><\/p>\n<div class=\"image-wrap-container clearfix\">\n<p>Olive Burd \/ Money; Getty Images<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>As we enter a new presidential era, many Americans will benefit from provisions passed in the last one. Several parts of the <a href=\"https:\/\/money.com\/retirement-changes-2025-secure-act\/\">SECURE 2.0 Act<\/a>, a major retirement savings law signed by Joe Biden in late 2022, are taking effect in 2025.<\/p>\n<p>Account holders between the ages of 60 and 63 snag the biggest perks here: Through a new \u201csuper\u201d catch-up 401(k) contribution, they can put away the largest maximum annual contribution ever: a whopping $34,750. But 401(k) auto-enrollment and coverage for part-time employees are expanding, too, and a new federal database recently launched to help people find their lost and forgotten retirement benefits.<\/p>\n<p>These policies build upon <a href=\"https:\/\/money.com\/retirement-saving-changes-secure-act\/\">a slate of changes<\/a> that aim to make saving smoother for the 4.1 million Americans expected to retire this year. SECURE 2.0 has enabled employers to match workers\u2019 student loan payments in a 401(k), 403(b) or SIMPLE individual retirement account; loosened restrictions around hardship withdrawals; encouraged companies to create pension-linked emergency savings accounts and more. In December, Congress passed a separate law <a href=\"https:\/\/money.com\/social-security-fairness-act-passes\/\">expanding Social Security benefits<\/a> for millions of people with pensions. Oh, and did we mention Trump has proposed eliminating taxes on <a href=\"https:\/\/money.com\/trump-end-taxes-on-social-security-benefits\/\">Social Security income<\/a>?<\/p>\n<p>There\u2019s a lot happening, and it should all motivate you to start preparing for your golden years ASAP. Whether that means consulting a financial planner, joining the record-high number of <a href=\"https:\/\/money.com\/401k-millionaires-record-high-2024\/\">401(k) millionaires<\/a> or making this the year you actually open a Roth IRA, put in the work now. You\u2019ll thank yourself later.<\/p>\n<p><strong><em>\u2014 Julia Glum<\/em><\/strong><\/p>\n<h3><strong>Read more: <\/strong><\/h3>\n<h2><strong>Tap into alternative investments<\/strong><\/h2>\n<div class=\"component inline image margin-32-tb\">\n<div class=\"image-wrapper\">\n<div class=\"component lazy-image  &#10;                                   no-upscale &#10;                                  &#10;                                  &#10;                                  \" data-high-density=\"true\" data-src=\"https:\/\/money.com\/wp-content\/uploads\/2025\/01\/News-Inauguration-Stocks.jpg?quality=60\" data-alt=\"Photo-collage of hand pointing at stock graph\" data-title=\"\" data-shop-image=\"false\" data-width=\"800\" data-height=\"280\" data-tracking-zone=\"image\">\n<p>                              <noscript><\/p>\n<div class=\"inner-container\">\n                                  <img decoding=\"async\" src=\"https:\/\/money.com\/wp-content\/uploads\/2025\/01\/News-Inauguration-Stocks.jpg?quality=60\" alt=\"Photo-collage of hand pointing at stock graph\" title=\"\"\/>\n                                <\/div>\n<p>                              <\/noscript><\/p>\n<div class=\"image-wrap-container clearfix\">\n<p>Olive Burd \/ Money; Getty Images<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>When gauging the incoming administration\u2019s impact on traditional investments, the only certainty is uncertainty. Take, for example, Trump\u2019s expected tariffs. Those would adversely impact consumer prices, most experts agree, but how they would materialize in the stock market is less clear. And while his plans to boost the economy by <a href=\"https:\/\/money.com\/stock-market-predictions-for-2025\/\">deregulating the financial sector<\/a> are bullish, the effect could be stymied if the Federal Reserve shifts its interest rate policy.<\/p>\n<p>In spite of his \u201cdrill, baby, drill\u201d mantra, energy stocks are facing a difficult year as the oil and gas industry grapples with record-high production and waning demand. And despite rubbing elbows with Elon Musk, Mark Zuckerberg and other Silicon Valley bigwings, Trump\u2019s anticipated antitrust agenda could see the breakup of tech monopolies \u2014 a sector that\u2019s overdue for a price correction.<\/p>\n<p>Enter alternative assets. Expect gold to continue its <a href=\"https:\/\/money.com\/gold\/\">historic run<\/a> as geopolitical instability \u2014 perhaps aggravated by a president who\u2019s expressed interest in annexing Canada, Greenland and the Panama Canal \u2014 drives up the <a href=\"https:\/\/money.com\/how-trump-could-impact-gold-prices\/\">price of precious metals<\/a> even further. If inflation begins to tick up, that\u2019s also good news for gold. (Investors can get exposure with the physical metal itself, but also with <a href=\"https:\/\/money.com\/who-owns-the-worlds-biggest-gold-mines\/\">gold mining stocks<\/a> and <a href=\"https:\/\/money.com\/everything-you-need-to-know-about-gold-etfs\/\">gold ETFs<\/a>.)<\/p>\n<p>On the crypto front, Trump\u2019s <a href=\"https:\/\/money.com\/trump-vs-harris-on-crypto\/\">deregulatory platform<\/a> \u2014 including support for bitcoin mining and opposition to the development of central bank digital currencies \u2014 has been a catalyst for the alternative asset class. Last month, the price of bitcoin <a href=\"https:\/\/money.com\/bitcoin-price-100k-milestone\/\">crossed $100,000<\/a> for the first time, and the cryptocurrency is up around 40% since Election Day. Investors who are more comfortable with equity markets can gain exposure through spot bitcoin ETFs like the iShares Bitcoin Trust ETF (IBIT) or the VanEck Bitcoin ETF (HODL), both of which are up over 101% in the past year and likely to continue rallying under Trump.<\/p>\n<p>Financial advisors recommend allocating no more than 5\u201310% of your overall portfolio to alternative investments like gold and crypto. But for now, there\u2019s more clarity on those two asset classes\u2019 projected near- and medium-term performances than there is for any of the stock market\u2019s 11 sectors. With the unpredictability of Trump\u2019s policies, the performance of traditional asset classes have a more cloudy future, and as a result, alts may be able to post outsized gains.<\/p>\n<p><strong><em>\u2014 Jordan Chussler <\/em><\/strong><\/p>\n<h3><strong>Read more: <\/strong><\/h3>\n<h2><strong>Protect your assets<\/strong><\/h2>\n<div class=\"component inline image margin-32-tb\">\n<div class=\"image-wrapper\">\n<div class=\"component lazy-image  &#10;                                   no-upscale &#10;                                  &#10;                                  &#10;                                  \" data-high-density=\"true\" data-src=\"https:\/\/money.com\/wp-content\/uploads\/2025\/01\/News-Inauguration-Insurance-1.jpg?quality=60\" data-alt=\"Photo-collage of a car\" data-title=\"\" data-shop-image=\"false\" data-width=\"800\" data-height=\"280\" data-tracking-zone=\"image\">\n<p>                              <noscript><\/p>\n<div class=\"inner-container\">\n                                  <img decoding=\"async\" src=\"https:\/\/money.com\/wp-content\/uploads\/2025\/01\/News-Inauguration-Insurance-1.jpg?quality=60\" alt=\"Photo-collage of a car\" title=\"\"\/>\n                                <\/div>\n<p>                              <\/noscript><\/p>\n<div class=\"image-wrap-container clearfix\">\n<p>Olive Burd \/ Money; Getty Images<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>Desperation over rising rates is driving more people to skip insuring the biggest assets they own. But this is one trend you shouldn\u2019t join in 2025, no matter your financial situation.<\/p>\n<p>Double-digit growth in home insurance premiums has driven down the number of uninsured homes in the U.S. \u2013 to more than 6 million, according to the Consumer Federation of America, which represents more than 7% of all homes. <a href=\"https:\/\/money.com\/car-insurance-cost-aaa-2024\/\">Car insurance<\/a> has also risen in cost \u2014 over the last few years, experts say, the average payment has gone up by about 25%. In some states, premiums are up by more than 50%.<\/p>\n<p>Resist all temptation to join either uninsured group, even if rates rise further, as some analysts predict. A home that lacks insurance exposes its owners to everything from forced-place insurance by their mortgage lender to liability lawsuits, foreclosure and homelessness. Driving without insurance also comes with financial peril, including the risk of fines and a suspended license if you\u2019re caught \u201cdriving naked\u201d \u2013 industry lingo for taking the wheel without insurance.<\/p>\n<p>Instead of eliminating vital coverage, take steps to reduce its cost. Weigh the financial loss you could bear in the event of losing your wheels or your home, and adjust your deductible to that amount, thus reducing your premiums. Then, shop around for coverage \u2014 prices vary significantly between carriers \u2014 and consider bundling your home and auto insurance for a discount.<\/p>\n<p><strong>\u2014 <em>Paul Reynolds<\/em><\/strong><\/p>\n<div class=\"ca-pcu-inline content-width has-ad-icon    money-embed-ca\" data-pcu-render-at-=\"2025-01-20T12:00:30Z\" id=\"ap7894-ww\">\n<div id=\"ap7894-ww-indicator\">\n<div id=\"ap7894-ww-indicator-wrapper\"><span id=\"ap7894-ww-text\">Ads by Money. We may be compensated if you click this ad.<\/span><span id=\"ap7894-ww-label\">Ad<\/span><span id=\"ap7894-ww-icon\"><img loading=\"lazy\" decoding=\"async\" alt=\"Ads by Money disclaimer\" height=\"16\" src=\"data:image\/png;base64,R0lGODlhAQABAAD\/ACwAAAAAAQABAAACADs=\" width=\"16\" data-lazy-src=\"https:\/\/s3.money.com\/prd\/image\/image\/15240\/163e573e-202a-466a-b8b8-93da65db2b13.png\"\/><\/span><\/div>\n<\/div>\n<\/div>\n<h3><strong>Read more: <\/strong><\/h3>\n<h2><strong>Polish your paper trail<\/strong><\/h2>\n<div class=\"component inline image margin-32-tb\">\n<div class=\"image-wrapper\">\n<div class=\"component lazy-image  &#10;                                   no-upscale &#10;                                  &#10;                                  &#10;                                  \" data-high-density=\"true\" data-src=\"https:\/\/money.com\/wp-content\/uploads\/2025\/01\/News-Inauguration-Debt-Credit-1.jpg?quality=60\" data-alt=\"Photo-collage of credit cards and money with Donald Trump's face on it\" data-title=\"\" data-shop-image=\"false\" data-width=\"800\" data-height=\"280\" data-tracking-zone=\"image\">\n<p>                              <noscript><\/p>\n<div class=\"inner-container\">\n                                  <img decoding=\"async\" src=\"https:\/\/money.com\/wp-content\/uploads\/2025\/01\/News-Inauguration-Debt-Credit-1.jpg?quality=60\" alt=\"Photo-collage of credit cards and money with Donald Trump's face on it\" title=\"\"\/>\n                                <\/div>\n<p>                              <\/noscript><\/p>\n<div class=\"image-wrap-container clearfix\">\n<p>Olive Burd \/ Money; Getty Images<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>There\u2019s no reason for you not to know exactly what\u2019s in your credit history: You can pull one <a href=\"https:\/\/money.com\/free-weekly-credit-reports-permanent\/\">free credit report<\/a> from each of the three major credit bureaus weekly using AnnualCreditReport.com. And because those reports are used to generate your credit scores, which lenders rely upon to determine your worthiness as a borrower, it\u2019s crucial to monitor them.<\/p>\n<p>Don\u2019t like what you see? Make improving your credit a 2025 pet project. After you\u2019ve checked your credit report for errors and addressed any inaccuracies, try reducing your utilization ratio, downgrading a little-used card or <a href=\"https:\/\/money.com\/credit-card-for-child-authorized-user\/?xid=moneyrss\">becoming an authorized user<\/a> on someone else\u2019s account. Take the time to understand <a href=\"https:\/\/money.com\/dollar-scholar-annual-fee\/\">what your annual fees go toward<\/a> and re-evaluate whether your current cache of cards makes sense for your life.<\/p>\n<p>You\u2019re not alone \u2014 although income growth has helped lessen the sting for many borrowers, the U.S. is pretty firmly in a debt crisis \u2014 and you\u2019re certainly not powerless, especially when it comes to arming yourself with information. In 2025, this means keeping an eye on the news coming out of Congress, which is gearing up for a battle over expiring Tax Cuts and Jobs Act provisions that could impact your wallet for years to come. Might we suggest <a href=\"https:\/\/money.com\/subscribe\/\">subscribing to Money\u2019s daily newsletter<\/a> for the latest on this and other key issues? Just an idea.<\/p>\n<p><strong><em>\u2014 Julia Glum<\/em><\/strong><\/p>\n<h3><strong>Read more: <\/strong><\/h3>\n<\/p><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>The American Dream comes with a steep price tag these days. Inflation is pummeling our gas and grocery budgets. High interest rates are eroding our buying power and high-interest debt is sinking our credit. Our savings accounts are alarmingly low and our mortgage payments are egregiously high \u2014 and don\u2019t even get us started on [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":38087,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[93],"tags":[2708,2709,832,11678],"dealstore":[],"offerexpiration":[],"class_list":["post-38086","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-america","tag-donald","tag-money","tag-trumps"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Make Money in Donald Trump&#039;s America - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=38086\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Make Money in Donald Trump&#039;s America - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"The American Dream comes with a steep price tag these days. 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