{"id":350405,"date":"2025-12-19T00:24:04","date_gmt":"2025-12-19T00:24:04","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/finance\/repeatedly-choosing-easy-but-boring-my-money-blog\/"},"modified":"2025-12-19T00:24:04","modified_gmt":"2025-12-19T00:24:04","slug":"repeatedly-choosing-easy-but-boring-my-money-blog","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=350405","title":{"rendered":"Repeatedly Choosing Easy but Boring \u2014 My Money Blog"},"content":{"rendered":"


\n<\/p>\n

\n

\"\"<\/p>\n

Michael Burry, of \u201cBig Short\u201d fame, recently shut down his hedge fund and started a Substack<\/a> with an educational goal. I enjoy following his musings because he\u2019s not afraid to say what he thinks, even if I often don\u2019t agree (or have any idea what he\u2019s obliquely referring to). He recently posted a \u201cfoundational\u201d article that is supposed to show his thinking process, with a familiar beginning:<\/p>\n

\n

For those that do not trust anything analog, since 1990, there have been over 750 replacements in the S&P 500 Index. Google\u2019s Gemini 3 Pro swears by it. Claude Max agrees.<\/p>\n

Gemini 3 Pro and Claude Max further propose that 45% of the top 20 names in the 1999 NASDAQ 100 ended up bankrupt or acquired after a >75% loss. This checks out, my conference room says.<\/p>\n

Capital is always fighting to be recycled.<\/p>\n

Thusly, you now carry the knowledge that most investors are best off in an index \u2013 and have no need to invest in individual stocks.<\/p>\n

If one is rather young and has 50-70 years left, then one absolutely should be almost entirely invested in common stock indices, preferably the S&P 500 or the Nasdaq 100 or both. Live life, touch grass, achieve real things, automatically reinvest dividends, and let the compounding of the Index Gods do the work. Maybe not this very day, but over time, this is the way for most.<\/p>\n

Of course, some of us just do\u2026not\u2026want\u2026easy.<\/p>\n

For them, well, their God gave them GameStop.<\/p>\n<\/blockquote>\n

He then goes very deep into how he analyzed GameStop and through skill and smarts, of course made some nice returns on the trade.<\/p>\n

This is the central humblebrag of professional investors. *You* should index, but here\u2019s what *I* do instead. <\/p>\n

This also relates to the central struggle for all individual investors. If you are a motivated person who studies investing with an honest and open mind, you realize that you probably shouldn\u2019t really be actively trading. But if you are a motivated person who studies investing, you probably think you are in the tiny minority that can make money reliably with actively trading. Smart enough to turn off \u201ceasy\u201d mode.<\/p>\n

The other problem with \u201ceasy\u201d is that it is usuually boring and often slow. Meanwhile, your Robinhood app or equivalent will happily sell you:<\/p>\n

    \n
  • Crypto, including memecoins that have zero utility.<\/li>\n
  • Gambling, err \u201cPrediction markets\u201d on this weekend\u2019s NFL game.<\/li>\n
  • \u201cDividend\u201d ETFs with a crazy 12% yield that some think will last forever.<\/li>\n
  • Aggressive options that can lose all your money within days.<\/li>\n
  • \u201cBoomer candy\u201d ETFs that promise stock-like upside with zero downside.<\/li>\n
  • Index \u201cPlus\u201d. Index with extra ketchup. Index minus the ketchup. Just 25 basis points extra!<\/li>\n<\/ul>\n

    I spend a lot of my own time doing just this \u2013 reading such interesting ideas across various corners of the investing world but repeatedly convincing myself to pick \u201ceasy\u201d. Doing nothing, over and over again.<\/p>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"

    Michael Burry, of \u201cBig Short\u201d fame, recently shut down his hedge fund and started a Substack with an educational goal. I enjoy following his musings because he\u2019s not afraid to say what he thinks, even if I often don\u2019t agree (or have any idea what he\u2019s obliquely referring to). He recently posted a \u201cfoundational\u201d article […]<\/p>\n","protected":false},"author":1,"featured_media":350406,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[93],"tags":[3767,31336,12563,281,832,57211],"dealstore":[],"offerexpiration":[],"class_list":["post-350405","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-blog","tag-boring","tag-choosing","tag-easy","tag-money","tag-repeatedly"],"yoast_head":"\nRepeatedly Choosing Easy but Boring \u2014 My Money Blog - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=350405\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Repeatedly Choosing Easy but Boring \u2014 My Money Blog - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"Michael Burry, of \u201cBig Short\u201d fame, recently shut down his hedge fund and started a Substack with an educational goal. 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