{"id":327530,"date":"2025-12-02T10:50:57","date_gmt":"2025-12-02T10:50:57","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/insurance\/writ-petition-denied-effectively-confirming-that-covid-19-may-cause-covered-physical-damage-under-some-insurance-policies\/"},"modified":"2025-12-02T10:50:57","modified_gmt":"2025-12-02T10:50:57","slug":"writ-petition-denied-effectively-confirming-that-covid-19-may-cause-covered-physical-damage-under-some-insurance-policies","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=327530","title":{"rendered":"Writ Petition Denied, Effectively Confirming That Covid-19 May Cause Covered Physical Damage Under Some Insurance Policies"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<p>Writ Petition Denied, Effectively Confirming That Covid-19 May Cause Covered Physical Damage Under Some Insurance Policies<\/p>\n<div itemprop=\"description articleBody\">\n<p>On November 4, 2025, the Supreme Court of Nevada <a target=\"_blank\" title=\"Order denying petition for writ of mandamus\" rel=\"noopener\" href=\"\/\/www.hunton.com\/hunton-insurance-recovery-blog\/assets\/htmldocuments\/89236_835254_Order%20Denying%20Petition%20for%20Writ%20of%20Mandamus.pdf\">denied<\/a> a petition for a writ of mandamus filed by insurers seeking to challenge denial of their partial summary judgment motion on the issue of whether Covid-19 may cause \u201cdirect physical loss, damage or destruction\u201d of property under an all-risk insurance policy that includes affirmative coverage for loss caused by infectious disease.<\/p>\n<p>In denying the insurers\u2019 motion, the district court held that explicit coverage for infectious disease evidences a material difference from policies that do not include such an explicit coverage. Under a narrower policy, the Supreme Court of Nevada held, along with myriad courts nationwide, that infectious diseases do not physically affect property in a way that meets what insurers contend to be the threshold to trigger coverage. <em>See, e<\/em>.g., <a target=\"_blank\" title=\"Starr Surplus Lines Ins. Co. v. Eighth Jud. Dist. Ct.\" rel=\"noopener\" href=\"\/\/www.hunton.com\/hunton-insurance-recovery-blog\/assets\/htmldocuments\/23-30109%20-%20Starr%20Surplus%20Lines%20Ins.%20Co.%20v.%20Eighth%20Jud.%20Dist.%20Ct.%20-%20September%2014%202023%20Opinion.pdf\"><em>Starr Surplus Lines Ins. Co. v. Eighth Jud. Dist. Ct<\/em><\/a>. Unlike the insurance policy in <em>Starr Surplus<\/em>, the district court explained that policies like those sold to Bloomin\u2019 Brands evidently afford coverage for infectious or contagious disease because, by endorsement, they extend that coverage to instances that do not require any \u201cdirect physical loss, damage or destruction\u201d of property.<\/p>\n<p>The Nevada Supreme Court rejected the insurers\u2019 petition that challenged the district court\u2019s decision finding, among other things, that \u201cthere does not appear to be a need to clarify an important issue of law relating to its earlier <em>Starr Surplus<\/em> decision.\u201d That reasoning effectively confirms the distinction between policies with and without disease coverage. The ruling allows the coverage lawsuit, first filed in 2020, to finally proceed in the trial court.<\/p>\n<p>Bloomin\u2019 Brands is represented in this litigation by Hunton Andrews Kurth LLP insurance recovery partner Michael S. Levine and associates Andrew S. Koelz and S. Alice Weeks.<\/p>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Writ Petition Denied, Effectively Confirming That Covid-19 May Cause Covered Physical Damage Under Some Insurance Policies On November 4, 2025, the Supreme Court of Nevada denied a petition for a writ of mandamus filed by insurers seeking to challenge denial of their partial summary judgment motion on the issue of whether Covid-19 may cause \u201cdirect [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":327531,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[94],"tags":[125544,23593,13547,14926,11039,15113,11034,27923,20553,13992,47571],"dealstore":[],"offerexpiration":[],"class_list":["post-327530","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","tag-confirming","tag-covered","tag-covid19","tag-damage","tag-denied","tag-effectively","tag-insurance","tag-petition","tag-physical","tag-policies","tag-writ"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Writ Petition Denied, Effectively Confirming That Covid-19 May Cause Covered Physical Damage Under Some Insurance Policies - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=327530\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Writ Petition Denied, Effectively Confirming That Covid-19 May Cause Covered Physical Damage Under Some Insurance Policies - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"Writ Petition Denied, Effectively Confirming That Covid-19 May Cause Covered Physical Damage Under Some Insurance Policies On November 4, 2025, the Supreme Court of Nevada denied a petition for a writ of mandamus filed by insurers seeking to challenge denial of their partial summary judgment motion on the issue of whether Covid-19 may cause \u201cdirect [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fivemor.com\/?p=327530\" \/>\n<meta property=\"og:site_name\" content=\"Som2ny Network\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-02T10:50:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/12\/206142.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/fivemor.com\/?p=327530#article\",\"isPartOf\":{\"@id\":\"https:\/\/fivemor.com\/?p=327530\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371\"},\"headline\":\"Writ Petition Denied, Effectively Confirming That Covid-19 May Cause Covered Physical Damage Under Some Insurance Policies\",\"datePublished\":\"2025-12-02T10:50:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/fivemor.com\/?p=327530\"},\"wordCount\":320,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/fivemor.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/?p=327530#primaryimage\"},\"thumbnailUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/12\/206142.png\",\"keywords\":[\"Confirming\",\"Covered\",\"COVID19\",\"Damage\",\"Denied\",\"effectively\",\"insurance\",\"Petition\",\"Physical\",\"Policies\",\"writ\"],\"articleSection\":[\"Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/fivemor.com\/?p=327530#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/fivemor.com\/?p=327530\",\"url\":\"https:\/\/fivemor.com\/?p=327530\",\"name\":\"Writ Petition Denied, Effectively Confirming That Covid-19 May Cause Covered Physical Damage Under Some Insurance Policies - Som2ny Network\",\"isPartOf\":{\"@id\":\"https:\/\/fivemor.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/fivemor.com\/?p=327530#primaryimage\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/?p=327530#primaryimage\"},\"thumbnailUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/12\/206142.png\",\"datePublished\":\"2025-12-02T10:50:57+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/fivemor.com\/?p=327530#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/fivemor.com\/?p=327530\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/?p=327530#primaryimage\",\"url\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/12\/206142.png\",\"contentUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/12\/206142.png\",\"width\":1000,\"height\":500},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/fivemor.com\/?p=327530#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/fivemor.com\/?bp_activities=1\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Writ Petition Denied, Effectively Confirming That Covid-19 May Cause Covered Physical Damage Under Some Insurance Policies\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/fivemor.com\/#website\",\"url\":\"https:\/\/fivemor.com\/\",\"name\":\"Som2ny Network\",\"description\":\"Daily Deals\",\"publisher\":{\"@id\":\"https:\/\/fivemor.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/fivemor.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/fivemor.com\/#organization\",\"name\":\"Som2ny Network\",\"url\":\"https:\/\/fivemor.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png\",\"contentUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png\",\"width\":300,\"height\":86,\"caption\":\"Som2ny Network\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/fivemor.com\"],\"url\":\"https:\/\/fivemor.com\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Writ Petition Denied, Effectively Confirming That Covid-19 May Cause Covered Physical Damage Under Some Insurance Policies - Som2ny Network","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fivemor.com\/?p=327530","og_locale":"en_US","og_type":"article","og_title":"Writ Petition Denied, Effectively Confirming That Covid-19 May Cause Covered Physical Damage Under Some Insurance Policies - Som2ny Network","og_description":"Writ Petition Denied, Effectively Confirming That Covid-19 May Cause Covered Physical Damage Under Some Insurance Policies On November 4, 2025, the Supreme Court of Nevada denied a petition for a writ of mandamus filed by insurers seeking to challenge denial of their partial summary judgment motion on the issue of whether Covid-19 may cause \u201cdirect [&hellip;]","og_url":"https:\/\/fivemor.com\/?p=327530","og_site_name":"Som2ny Network","article_published_time":"2025-12-02T10:50:57+00:00","og_image":[{"width":1000,"height":500,"url":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/12\/206142.png","type":"image\/png"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/fivemor.com\/?p=327530#article","isPartOf":{"@id":"https:\/\/fivemor.com\/?p=327530"},"author":{"name":"admin","@id":"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371"},"headline":"Writ Petition Denied, Effectively Confirming That Covid-19 May Cause Covered Physical Damage Under Some Insurance Policies","datePublished":"2025-12-02T10:50:57+00:00","mainEntityOfPage":{"@id":"https:\/\/fivemor.com\/?p=327530"},"wordCount":320,"commentCount":0,"publisher":{"@id":"https:\/\/fivemor.com\/#organization"},"image":{"@id":"https:\/\/fivemor.com\/?p=327530#primaryimage"},"thumbnailUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/12\/206142.png","keywords":["Confirming","Covered","COVID19","Damage","Denied","effectively","insurance","Petition","Physical","Policies","writ"],"articleSection":["Insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/fivemor.com\/?p=327530#respond"]}]},{"@type":"WebPage","@id":"https:\/\/fivemor.com\/?p=327530","url":"https:\/\/fivemor.com\/?p=327530","name":"Writ Petition Denied, Effectively Confirming That Covid-19 May Cause Covered Physical Damage Under Some Insurance Policies - Som2ny Network","isPartOf":{"@id":"https:\/\/fivemor.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/fivemor.com\/?p=327530#primaryimage"},"image":{"@id":"https:\/\/fivemor.com\/?p=327530#primaryimage"},"thumbnailUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/12\/206142.png","datePublished":"2025-12-02T10:50:57+00:00","breadcrumb":{"@id":"https:\/\/fivemor.com\/?p=327530#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fivemor.com\/?p=327530"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/?p=327530#primaryimage","url":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/12\/206142.png","contentUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/12\/206142.png","width":1000,"height":500},{"@type":"BreadcrumbList","@id":"https:\/\/fivemor.com\/?p=327530#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fivemor.com\/?bp_activities=1"},{"@type":"ListItem","position":2,"name":"Writ Petition Denied, Effectively Confirming That Covid-19 May Cause Covered Physical Damage Under Some Insurance Policies"}]},{"@type":"WebSite","@id":"https:\/\/fivemor.com\/#website","url":"https:\/\/fivemor.com\/","name":"Som2ny Network","description":"Daily Deals","publisher":{"@id":"https:\/\/fivemor.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fivemor.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/fivemor.com\/#organization","name":"Som2ny Network","url":"https:\/\/fivemor.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/#\/schema\/logo\/image\/","url":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png","contentUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png","width":300,"height":86,"caption":"Som2ny Network"},"image":{"@id":"https:\/\/fivemor.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png","caption":"admin"},"sameAs":["https:\/\/fivemor.com"],"url":"https:\/\/fivemor.com\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts\/327530","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=327530"}],"version-history":[{"count":0,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts\/327530\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/media\/327531"}],"wp:attachment":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=327530"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=327530"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=327530"},{"taxonomy":"dealstore","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fdealstore&post=327530"},{"taxonomy":"offerexpiration","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fofferexpiration&post=327530"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}