{"id":316285,"date":"2025-11-24T19:27:42","date_gmt":"2025-11-24T19:27:42","guid":{"rendered":"https:\/\/peraltafinancing.com\/american-history\/marshall-sterling-insurance-company-origins\/"},"modified":"2025-11-24T19:27:42","modified_gmt":"2025-11-24T19:27:42","slug":"marshall-sterling-insurance-company-origins","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=316285","title":{"rendered":"Marshall &#038; Sterling Insurance Company \u2013 Origins"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>By Bill<\/p>\n<p>By Bill Kleppel<\/p>\n<p>Marshall + Sterling is a diversified insurance company with 36 locations throughout the United States and The Virgin Islands. Did you know this agency has been part of our community for 160 years?<\/p>\n<p><img loading=\"lazy\" data-recalc-dims=\"1\" decoding=\"async\" class=\"lazyload aligncenter size-full wp-image-39158\" src=\"https:\/\/poklib.org\/wp-content\/uploads\/2025\/10\/Marshall-logo.png\" alt=\"Marshall &amp; Sterling logo\" width=\"1102\" height=\"451\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271102%27%20height%3D%27451%27%20viewBox%3D%270%200%201102%20451%27%3E%3Crect%20width%3D%271102%27%20height%3D%27451%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/Marshall-logo.png?resize=200%2C82&amp;quality=79&amp;ssl=1 200w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/Marshall-logo.png?resize=400%2C164&amp;quality=79&amp;ssl=1 400w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/Marshall-logo.png?resize=600%2C246&amp;quality=79&amp;ssl=1 600w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/Marshall-logo.png?resize=768%2C314&amp;quality=79&amp;ssl=1 768w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/Marshall-logo.png?resize=800%2C327&amp;quality=79&amp;ssl=1 800w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/Marshall-logo.png?fit=1102%2C451&amp;quality=79&amp;ssl=1 1102w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1102px) 100vw, 1102px\"\/><\/p>\n<p>Their headquarters is a large, yet unobtrusive brick building down at 110 Main Street. As a business entity, it doesn\u2019t generate much notoriety or fanfare, and seems to be underneath the radar of social media exposure\u2026 It is an insurance company after all. Their longevity and success seem to depend on these qualities, and that\u2019s very commendable.<\/p>\n<div id=\"attachment_39159\" style=\"width: 1101px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" data-recalc-dims=\"1\" decoding=\"async\" aria-describedby=\"caption-attachment-39159\" class=\"lazyload size-full wp-image-39159\" src=\"https:\/\/poklib.org\/wp-content\/uploads\/2025\/10\/Marshall-Sterling-building.jpg\" alt=\"Marshall &amp; Sterling building\" width=\"1091\" height=\"829\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271091%27%20height%3D%27829%27%20viewBox%3D%270%200%201091%20829%27%3E%3Crect%20width%3D%271091%27%20height%3D%27829%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/Marshall-Sterling-building.jpg?resize=200%2C152&amp;quality=88&amp;ssl=1 200w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/Marshall-Sterling-building.jpg?resize=400%2C304&amp;quality=88&amp;ssl=1 400w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/Marshall-Sterling-building.jpg?resize=600%2C456&amp;quality=88&amp;ssl=1 600w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/Marshall-Sterling-building.jpg?resize=768%2C584&amp;quality=88&amp;ssl=1 768w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/Marshall-Sterling-building.jpg?resize=800%2C608&amp;quality=88&amp;ssl=1 800w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/Marshall-Sterling-building.jpg?fit=1091%2C829&amp;quality=88&amp;ssl=1 1091w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1091px) 100vw, 1091px\"\/><\/p>\n<p id=\"caption-attachment-39159\" class=\"wp-caption-text\">Marshall &amp; Sterling building<\/p>\n<\/div>\n<p>However, the origin stories behind its founders are fascinating and far from being dull! Their beginnings involve manufacturing guns, hardware, and sporting goods; building horse drawn carriages, making a lot of money, an inheritance squabble, and a family shooting.<\/p>\n<p>Joseph H. Marshall and the Sterlings\u2019 were deeply ensconced in Poughkeepsie society before their ultimate success with insurance.<\/p>\n<p><strong><u>Joseph H. Marshall<\/u><\/strong><\/p>\n<p>Joseph H. Marshall was born on Main Street in 1825 (at the eventual site where Schwartz Wholesale Tobacconist Company was housed at 313 Main Street). He grew up in Salt Point, New York, and married Sarah D. Ricketson of Poughkeepsie in 1845. They moved to western New York and attempted to work a farm for several years before returning to Salt Point\u2026 It became apparent that farming just wasn\u2019t in Joseph\u2019s blood.<\/p>\n<p>Upon returning, he tried his hand at building carriages and wagons under the employ of John W. Frederick. He learned the trade quickly and became successful at it. In 1857, Joseph teamed up with John Brooks to form their first carriage-making business.<\/p>\n<div id=\"attachment_39160\" style=\"width: 610px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" data-recalc-dims=\"1\" decoding=\"async\" aria-describedby=\"caption-attachment-39160\" class=\"lazyload size-full wp-image-39160\" src=\"https:\/\/poklib.org\/wp-content\/uploads\/2025\/10\/369-71-New-Carriage-Firm-7-Mar-1857.jpg\" alt=\"New carriage firm ad\" width=\"600\" height=\"291\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27600%27%20height%3D%27291%27%20viewBox%3D%270%200%20600%20291%27%3E%3Crect%20width%3D%27600%27%20height%3D%27291%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/369-71-New-Carriage-Firm-7-Mar-1857.jpg?resize=200%2C97&amp;quality=88&amp;ssl=1 200w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/369-71-New-Carriage-Firm-7-Mar-1857.jpg?resize=400%2C194&amp;quality=88&amp;ssl=1 400w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/369-71-New-Carriage-Firm-7-Mar-1857.jpg?fit=600%2C291&amp;quality=88&amp;ssl=1 600w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 600px) 100vw, 600px\"\/><\/p>\n<p id=\"caption-attachment-39160\" class=\"wp-caption-text\"><em>Poughkeepsie Eagle<\/em>; February 1857<\/p>\n<\/div>\n<p>He soon bought out Brooks and continued the store under his own name, but Joseph seemed restless and felt the need to broaden his horizons even more. In 1864, he started a side career selling insurance. By 1871, Joseph\u2019s manufacturing days were officially over, and his decades long run as a prominent insurance agent in town had begun.<\/p>\n<p>As a local citizen, Joseph was heavily involved in several societies and lodges throughout Poughkeepsie. He also entered the 21<sup>st<\/sup> Regiment State Militia during the Civil War, rising to the rank of lieutenant. Joseph was an alderman for his ward, and a choirmaster in the Washington Street M.E. Church, where he played the organ as well.<\/p>\n<div id=\"attachment_39161\" style=\"width: 362px\" class=\"wp-caption alignleft\"><img loading=\"lazy\" data-recalc-dims=\"1\" decoding=\"async\" aria-describedby=\"caption-attachment-39161\" class=\"lazyload size-full wp-image-39161\" src=\"https:\/\/poklib.org\/wp-content\/uploads\/2025\/10\/369-71-Joseph-H.-Marshall-Co.-1860s.jpg\" alt=\"Poughkeepsie City Directory\" width=\"352\" height=\"600\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27352%27%20height%3D%27600%27%20viewBox%3D%270%200%20352%20600%27%3E%3Crect%20width%3D%27352%27%20height%3D%27600%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/369-71-Joseph-H.-Marshall-Co.-1860s.jpg?resize=200%2C341&amp;quality=88&amp;ssl=1 200w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/369-71-Joseph-H.-Marshall-Co.-1860s.jpg?fit=352%2C600&amp;quality=88&amp;ssl=1 352w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 352px) 100vw, 352px\"\/><\/p>\n<p id=\"caption-attachment-39161\" class=\"wp-caption-text\">Poughkeepsie City Directory<\/p>\n<\/div>\n<div id=\"attachment_39162\" style=\"width: 276px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" data-recalc-dims=\"1\" decoding=\"async\" aria-describedby=\"caption-attachment-39162\" class=\"lazyload size-full wp-image-39162\" src=\"https:\/\/poklib.org\/wp-content\/uploads\/2025\/10\/J.H.-Marshall-Insurance-1884.jpg\" alt=\"1860\u2019s J.H. Marshall Insurance ad \u2013 Poughkeepsie Eagle 1884\" width=\"266\" height=\"600\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27266%27%20height%3D%27600%27%20viewBox%3D%270%200%20266%20600%27%3E%3Crect%20width%3D%27266%27%20height%3D%27600%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/J.H.-Marshall-Insurance-1884.jpg?resize=200%2C451&amp;quality=88&amp;ssl=1 200w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/J.H.-Marshall-Insurance-1884.jpg?fit=266%2C600&amp;quality=88&amp;ssl=1 266w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 266px) 100vw, 266px\"\/><\/p>\n<p id=\"caption-attachment-39162\" class=\"wp-caption-text\">1860\u2019s J.H. Marshall Insurance \u2013 <em>Poughkeepsie Eagle<\/em> 1884<\/p>\n<\/div>\n<p>His amiable and trustworthy nature made him very popular and well liked in town. People also relied on his expertise and knowledge regarding insurance. He stayed on top of the industry\u2019s advancements, which were changing and becoming more complicated by the day. Joseph branched out to do business with larger insurance firms in New York City to bolster his standing with his clientele. He had certainly found his calling.<\/p>\n<p><strong><u>The Sterling Family<\/u><\/strong><\/p>\n<div id=\"attachment_39163\" style=\"width: 610px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" data-recalc-dims=\"1\" decoding=\"async\" aria-describedby=\"caption-attachment-39163\" class=\"lazyload size-full wp-image-39163\" src=\"https:\/\/poklib.org\/wp-content\/uploads\/2025\/10\/DCHS-West-Sterling-cu-mf.jpg\" alt=\"West &amp; Sterling at 340 Main St. in 1869; (William C. Sterling center of sidewalk, William Platt in doorway, Elisha Sterling to his right) \u2013 Photo courtesy of the Dutchess County Historical Society.\" width=\"600\" height=\"415\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27600%27%20height%3D%27415%27%20viewBox%3D%270%200%20600%20415%27%3E%3Crect%20width%3D%27600%27%20height%3D%27415%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/DCHS-West-Sterling-cu-mf.jpg?resize=200%2C138&amp;quality=88&amp;ssl=1 200w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/DCHS-West-Sterling-cu-mf.jpg?resize=400%2C277&amp;quality=88&amp;ssl=1 400w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/DCHS-West-Sterling-cu-mf.jpg?fit=600%2C415&amp;quality=88&amp;ssl=1 600w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 600px) 100vw, 600px\"\/><\/p>\n<p id=\"caption-attachment-39163\" class=\"wp-caption-text\">West &amp; Sterling at 340 Main St. in 1869; (William C. Sterling center of sidewalk, William Platt in doorway, Elisha Sterling to his right) \u2013 Photo courtesy of the Dutchess County Historical Society.<\/p>\n<\/div>\n<p>Active for many years at 340 Main Street, the Sterling family sold hardware, sporting goods, and ran a gun shop. Elisha Sterling first went into business with William B. West during the 1860\u2019s. When the elder West dropped dead in 1879, Elisha\u2019s sons, William (\u201cW.C.\u201d) and Graham, were already working and eager to take his place.<\/p>\n<div id=\"attachment_39164\" style=\"width: 357px\" class=\"wp-caption alignleft\"><img loading=\"lazy\" data-recalc-dims=\"1\" decoding=\"async\" aria-describedby=\"caption-attachment-39164\" class=\"lazyload size-full wp-image-39164\" src=\"https:\/\/poklib.org\/wp-content\/uploads\/2025\/10\/340-Elisha-Sterling-Sterling-Co.-15-Dec-1876.jpg\" alt=\"Elisha Sterling; 1870\u2019s\" width=\"347\" height=\"600\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27347%27%20height%3D%27600%27%20viewBox%3D%270%200%20347%20600%27%3E%3Crect%20width%3D%27347%27%20height%3D%27600%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/340-Elisha-Sterling-Sterling-Co.-15-Dec-1876.jpg?resize=200%2C346&amp;quality=88&amp;ssl=1 200w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/340-Elisha-Sterling-Sterling-Co.-15-Dec-1876.jpg?fit=347%2C600&amp;quality=88&amp;ssl=1 347w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 347px) 100vw, 347px\"\/><\/p>\n<p id=\"caption-attachment-39164\" class=\"wp-caption-text\">Elisha Sterling; 1870\u2019s<\/p>\n<\/div>\n<div id=\"attachment_39165\" style=\"width: 610px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" data-recalc-dims=\"1\" decoding=\"async\" aria-describedby=\"caption-attachment-39165\" class=\"lazyload size-full wp-image-39165\" src=\"https:\/\/poklib.org\/wp-content\/uploads\/2025\/10\/340-Sterlings-Gun-Shop-1867.jpg\" alt=\"West &amp; Sterling City Directory Ad; 1867\" width=\"600\" height=\"447\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27600%27%20height%3D%27447%27%20viewBox%3D%270%200%20600%20447%27%3E%3Crect%20width%3D%27600%27%20height%3D%27447%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/340-Sterlings-Gun-Shop-1867.jpg?resize=200%2C149&amp;quality=88&amp;ssl=1 200w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/340-Sterlings-Gun-Shop-1867.jpg?resize=400%2C298&amp;quality=88&amp;ssl=1 400w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/340-Sterlings-Gun-Shop-1867.jpg?fit=600%2C447&amp;quality=88&amp;ssl=1 600w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 600px) 100vw, 600px\"\/><\/p>\n<p id=\"caption-attachment-39165\" class=\"wp-caption-text\">West &amp; Sterling City Directory Ad; 1867<\/p>\n<\/div>\n<p>In May of 1885, people were shocked when Elisha popped his clogs at the age of 57; a fever, then chest congestion, and then death, all in a matter of a couple of days. His eldest son, W.C., took the reins of the business, and along with his brother, Graham, would become even more successful than their father.<\/p>\n<div id=\"attachment_39166\" style=\"width: 572px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" data-recalc-dims=\"1\" decoding=\"async\" aria-describedby=\"caption-attachment-39166\" class=\"lazyload size-full wp-image-39166\" src=\"https:\/\/poklib.org\/wp-content\/uploads\/2025\/10\/Sterling-Directory-ads-1888.jpg\" alt=\"Poughkeepsie City Directory; 1888\" width=\"562\" height=\"600\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27562%27%20height%3D%27600%27%20viewBox%3D%270%200%20562%20600%27%3E%3Crect%20width%3D%27562%27%20height%3D%27600%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/Sterling-Directory-ads-1888.jpg?resize=200%2C214&amp;quality=88&amp;ssl=1 200w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/Sterling-Directory-ads-1888.jpg?resize=400%2C427&amp;quality=88&amp;ssl=1 400w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/Sterling-Directory-ads-1888.jpg?fit=562%2C600&amp;quality=88&amp;ssl=1 562w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 562px) 100vw, 562px\"\/><\/p>\n<p id=\"caption-attachment-39166\" class=\"wp-caption-text\">Poughkeepsie City Directory; 1888<\/p>\n<\/div>\n<p>It was apparent that the brothers liked money, and did very well for themselves. From the years 1886 to 1891, on the top of almost every page of the Poughkeepsie City Directory, was an advertisement for their company. W.C. had a lavish office in the Johnston Building at 333 Main Street and continued to build the store\u2019s stature and prestige.<\/p>\n<div id=\"attachment_39167\" style=\"width: 610px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" data-recalc-dims=\"1\" decoding=\"async\" aria-describedby=\"caption-attachment-39167\" class=\"lazyload size-full wp-image-39167\" src=\"https:\/\/poklib.org\/wp-content\/uploads\/2025\/10\/340-4V171LD24-WC-Sterling-at-Johnston-Bldg-333.jpg\" alt=\"W. C. Sterling (seated) in his office at the Johnston Building \u2013 333 Main St; 1888\" width=\"600\" height=\"457\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27600%27%20height%3D%27457%27%20viewBox%3D%270%200%20600%20457%27%3E%3Crect%20width%3D%27600%27%20height%3D%27457%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/340-4V171LD24-WC-Sterling-at-Johnston-Bldg-333.jpg?resize=200%2C152&amp;quality=88&amp;ssl=1 200w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/340-4V171LD24-WC-Sterling-at-Johnston-Bldg-333.jpg?resize=400%2C305&amp;quality=88&amp;ssl=1 400w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/340-4V171LD24-WC-Sterling-at-Johnston-Bldg-333.jpg?fit=600%2C457&amp;quality=88&amp;ssl=1 600w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 600px) 100vw, 600px\"\/><\/p>\n<p id=\"caption-attachment-39167\" class=\"wp-caption-text\">W. C. Sterling (seated) in his office at the Johnston Building \u2013 333 Main St; 1888<\/p>\n<\/div>\n<p>Graham courted and eventually became engaged to Mary Florence Tousey. Florence was the daughter of Charles Tousey. Charles was the heir of Sinclair Tousey, the founder of the American News Company, based in New York City.<\/p>\n<p><strong><u>Shooting Scandal<\/u><\/strong><\/p>\n<p>In the late afternoon of August 29, 1889, Graham Sterling was visiting Charles Tousey\u2019s summer residence in Clinton Corners. Graham and his future father-in law were relaxing on a hammock in the backyard of the estate. Graham was showing a gun to Tousey when it accidently went off, shooting the older man in the side. Thankfully the wound was superficial, the bullet exiting through the skin of his back. Tousey, however, became enraged, and began choking Graham until neighbors were able to break up the fracas.<\/p>\n<p>Charles father, Sinclair, had died in 1887. He immediately thought Graham attempted to murder him. Charles began ranting about how his wife and daughter were also in on the plot to get hold of his money.<\/p>\n<p>Tousey entered a civil suit against Graham for $5,000. Friends and family pleaded for Charles to drop the case, but he wouldn\u2019t.<\/p>\n<div id=\"attachment_39168\" style=\"width: 419px\" class=\"wp-caption alignleft\"><img loading=\"lazy\" data-recalc-dims=\"1\" decoding=\"async\" aria-describedby=\"caption-attachment-39168\" class=\"lazyload size-full wp-image-39168\" src=\"https:\/\/poklib.org\/wp-content\/uploads\/2025\/10\/340-Mary-Florence-Tousey-Sterling.jpg\" alt=\"Florence Tousey (Sterling); Vail Photography Collection\" width=\"409\" height=\"600\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27409%27%20height%3D%27600%27%20viewBox%3D%270%200%20409%20600%27%3E%3Crect%20width%3D%27409%27%20height%3D%27600%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/340-Mary-Florence-Tousey-Sterling.jpg?resize=200%2C293&amp;quality=88&amp;ssl=1 200w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/340-Mary-Florence-Tousey-Sterling.jpg?resize=400%2C587&amp;quality=88&amp;ssl=1 400w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/340-Mary-Florence-Tousey-Sterling.jpg?fit=409%2C600&amp;quality=88&amp;ssl=1 409w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 409px) 100vw, 409px\"\/><\/p>\n<p id=\"caption-attachment-39168\" class=\"wp-caption-text\">Florence Tousey (Sterling); Vail Photography Collection<\/p>\n<\/div>\n<div id=\"attachment_39169\" style=\"width: 383px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" data-recalc-dims=\"1\" decoding=\"async\" aria-describedby=\"caption-attachment-39169\" class=\"lazyload size-full wp-image-39169\" src=\"https:\/\/poklib.org\/wp-content\/uploads\/2025\/10\/340-Mary-Florence-Tousey-Sterling-3.jpg\" alt=\"Florence Tousey (Sterling); Vail Photography Collection\" width=\"373\" height=\"600\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27373%27%20height%3D%27600%27%20viewBox%3D%270%200%20373%20600%27%3E%3Crect%20width%3D%27373%27%20height%3D%27600%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/340-Mary-Florence-Tousey-Sterling-3.jpg?resize=200%2C322&amp;quality=88&amp;ssl=1 200w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/340-Mary-Florence-Tousey-Sterling-3.jpg?fit=373%2C600&amp;quality=88&amp;ssl=1 373w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 373px) 100vw, 373px\"\/><\/p>\n<p id=\"caption-attachment-39169\" class=\"wp-caption-text\">Florence Tousey (Sterling); Vail Photography Collection<\/p>\n<\/div>\n<p>The civil suit finally ended with a verdict over a year later on October 8, 1890. During this time, Charles went on a long European trip and had just returned. Graham and Florence had married, and moved to West Superior, Wisconsin, where Graham became a real estate agent. W.C. Sterling had continued a brisk business on Main Street without his brother. The verdict handed down by the jury was \u201cno cause of action.\u201d It was thrown out of court with no penalty.<\/p>\n<div id=\"attachment_39170\" style=\"width: 610px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" data-recalc-dims=\"1\" decoding=\"async\" aria-describedby=\"caption-attachment-39170\" class=\"lazyload size-full wp-image-39170\" src=\"https:\/\/poklib.org\/wp-content\/uploads\/2025\/10\/The-Tousey-Family-Quarrel-New-York-Times-9-Oct-1890.jpg\" alt=\"New York Times; 9 October 1890\" width=\"600\" height=\"309\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27600%27%20height%3D%27309%27%20viewBox%3D%270%200%20600%20309%27%3E%3Crect%20width%3D%27600%27%20height%3D%27309%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/The-Tousey-Family-Quarrel-New-York-Times-9-Oct-1890.jpg?resize=200%2C103&amp;quality=88&amp;ssl=1 200w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/The-Tousey-Family-Quarrel-New-York-Times-9-Oct-1890.jpg?resize=400%2C206&amp;quality=88&amp;ssl=1 400w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/The-Tousey-Family-Quarrel-New-York-Times-9-Oct-1890.jpg?fit=600%2C309&amp;quality=88&amp;ssl=1 600w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 600px) 100vw, 600px\"\/><\/p>\n<p id=\"caption-attachment-39170\" class=\"wp-caption-text\"><em>New York Times<\/em>; 9 October 1890<\/p>\n<\/div>\n<p><strong><u>Graham Sterling\u2019s Return<\/u><\/strong><\/p>\n<p>Graham and Florence Sterling remained in Wisconsin for eight years, where Graham honed his skills as a real estate agent. The couple kept in touch with friends in Poughkeepsie by returning east to spend their annual summers at the Tousey Estate.<\/p>\n<p>One of Graham\u2019s old acquaintances was Joseph H. Marshall, who\u2019d had a good relationship with the Sterling Family throughout their years on Main Street. Joseph and Graham had enjoyed fishing together, and despite their ages, had been friends.<\/p>\n<p>During the year of Graham\u2019s return in 1897, Joseph had decided to discuss forming a partnership with him. Joseph was in declining health and was looking for a knowledgeable person to continue his business. He would concentrate on their foundational proficiency with both insurance and real estate.<\/p>\n<p>The convergence of talent, experience, and business acumen that was Marshall and Sterling became an entity in 1898. The name still exists today.<\/p>\n<p>Joseph H. Marshall passed away in 1899.<\/p>\n<div id=\"attachment_39171\" style=\"width: 408px\" class=\"wp-caption alignleft\"><img loading=\"lazy\" data-recalc-dims=\"1\" decoding=\"async\" aria-describedby=\"caption-attachment-39171\" class=\"lazyload size-full wp-image-39171\" src=\"https:\/\/poklib.org\/wp-content\/uploads\/2025\/10\/369-71-Joseph-H-Marshall.jpg\" alt=\"Joseph H. Marshall; - 1880\u2019s\" width=\"398\" height=\"600\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27398%27%20height%3D%27600%27%20viewBox%3D%270%200%20398%20600%27%3E%3Crect%20width%3D%27398%27%20height%3D%27600%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/369-71-Joseph-H-Marshall.jpg?resize=200%2C302&amp;quality=88&amp;ssl=1 200w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/369-71-Joseph-H-Marshall.jpg?fit=398%2C600&amp;quality=88&amp;ssl=1 398w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 398px) 100vw, 398px\"\/><\/p>\n<p id=\"caption-attachment-39171\" class=\"wp-caption-text\">Joseph H. Marshall; \u2013 1880\u2019s<\/p>\n<\/div>\n<div id=\"attachment_39172\" style=\"width: 419px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" data-recalc-dims=\"1\" decoding=\"async\" aria-describedby=\"caption-attachment-39172\" class=\"lazyload size-full wp-image-39172\" src=\"https:\/\/poklib.org\/wp-content\/uploads\/2025\/10\/340-Graham-L-Sterling-3.jpg\" alt=\"Graham L. Sterling; Vail Photography \" width=\"409\" height=\"600\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27409%27%20height%3D%27600%27%20viewBox%3D%270%200%20409%20600%27%3E%3Crect%20width%3D%27409%27%20height%3D%27600%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/340-Graham-L-Sterling-3.jpg?resize=200%2C293&amp;quality=88&amp;ssl=1 200w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/340-Graham-L-Sterling-3.jpg?resize=400%2C587&amp;quality=88&amp;ssl=1 400w, https:\/\/i0.wp.com\/poklib.org\/wp-content\/uploads\/2025\/10\/340-Graham-L-Sterling-3.jpg?fit=409%2C600&amp;quality=88&amp;ssl=1 409w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 409px) 100vw, 409px\"\/><\/p>\n<p id=\"caption-attachment-39172\" class=\"wp-caption-text\">Graham L. Sterling; Vail Photography<\/p>\n<\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>By Bill By Bill Kleppel Marshall + Sterling is a diversified insurance company with 36 locations throughout the United States and The Virgin Islands. Did you know this agency has been part of our community for 160 years? Their headquarters is a large, yet unobtrusive brick building down at 110 Main Street. As a business [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":316286,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12032],"tags":[3619,11034,22866,11616,1727],"dealstore":[],"offerexpiration":[],"class_list":["post-316285","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-american-history","tag-company","tag-insurance","tag-marshall","tag-origins","tag-sterling"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Marshall &amp; Sterling Insurance Company \u2013 Origins - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=316285\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Marshall &amp; Sterling Insurance Company \u2013 Origins - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"By Bill By Bill Kleppel Marshall + Sterling is a diversified insurance company with 36 locations throughout the United States and The Virgin Islands. 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