{"id":309109,"date":"2025-11-21T16:45:56","date_gmt":"2025-11-21T16:45:56","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/finance\/how-unlimited-free-stuff-from-amazon-almost-ruined-my-retirement\/"},"modified":"2025-11-21T16:45:56","modified_gmt":"2025-11-21T16:45:56","slug":"how-unlimited-free-stuff-from-amazon-almost-ruined-my-retirement","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=309109","title":{"rendered":"How Unlimited Free Stuff from Amazon Almost Ruined My Retirement"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<div class=\"wp-block-image is-style-default\">\n<figure class=\"aligncenter size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"671\" src=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/potato2-1024x671.jpg\" alt=\"\" class=\"wp-image-19608\" style=\"width:362px;height:auto\" srcset=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/potato2-1024x671.jpg 1024w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/potato2-300x197.jpg 300w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/potato2-200x131.jpg 200w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/potato2-768x503.jpg 768w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/potato2-150x98.jpg 150w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/potato2.jpg 1500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\"\/><figcaption class=\"wp-element-caption\">\u2013<\/figcaption><\/figure>\n<\/div>\n<p>It all started last winter when I innocently posted a review for a heated vest I had bought on Amazon. I was happy with this fun new way to beat the winter and wanted to share it with others, so I gave it five stars. But soon after I clicked \u201cSubmit\u201d, I got an email from Amazon which said something like,<\/p>\n<p><strong><em>\u201cCongratulations! You\u2019ve been selected to join Amazon Vine for writing helpful reviews!\u201d<\/em><\/strong><\/p>\n<p>I was already aware of Amazon Vine since I had seen product reviews from other people in the program \u2013 typically called \u201cVine Voices.\u201d The basic idea of this program is that you can order stuff from Amazon for <em>free, <\/em>as long as you agree to review at least 80% of the things you order.<\/p>\n<p><em><strong>\u201cHey, that\u2019s cool\u201d, I thought, \u201cWho doesn\u2019t like free stuff?<\/strong><\/em><\/p>\n<p><em><strong>Especially since I\u2019ve already been writing product reviews out of the goodness of my heart \u2013 why not be rewarded for it?\u201d<\/strong><\/em><\/p>\n<p>So without giving it much further thought, I clicked \u201caccept\u201d on their terms and conditions and joined the program.\u00a0<\/p>\n<p>And so began a saga that has taken me on a surprising journey over the past nine months causing me to:<\/p>\n<ul class=\"wp-block-list\">\n<li>collect a surprising amount of stuff I wouldn\u2019t have otherwise bought<\/li>\n<li>waste a surprising amount of time reviewing it all<\/li>\n<li>and realize that I actually became a bit addicted to this cycle, despite the fact that I\u2019m already retired and was absolutely not looking for a side hustle.<\/li>\n<\/ul>\n<p>Okay, I\u2019ll admit that there were also some upsides. My original idea was partly to save some money, by getting stuff I genuinely <em>would <\/em>have bought anyway, in a way that sounded fun. And that did happen \u2013 I saved at least a few thousand dollars on tools and materials for my construction business and the <a href=\"https:\/\/mrmoneymustache.com\/hq\/\" data-type=\"link\" data-id=\"https:\/\/mrmoneymustache.com\/hq\/\" target=\"_blank\" rel=\"noreferrer noopener\">MMM-HQ Coworking space<\/a>, for free.\u00a0Plus, at least <em>some <\/em>of the motivation for signing up was to put myself through an experiment so I could write this blog article about it. And if you\u2019re reading this, it looks like that happened too.<\/p>\n<p>But I was still surprised at how powerful the combination of small nudges and incentives from Amazon was able to hijack my frugality instincts \u2013\u00a0 and get me to do a bunch of work that wasn\u2019t really the best use of my time.\u00a0<\/p>\n<p>So I figured if we review my journey and break it down with a bit of Behavioral Science, we could all learn a few valuable things by laughing at Mr. Money Mustache\u2019s folly.<\/p>\n<p><strong>Scarcity Brain and the Online Casino Effect<\/strong><\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"688\" height=\"1024\" src=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/scarcity-brain-688x1024.jpg\" alt=\"\" class=\"wp-image-19627\" style=\"width:220px;height:auto\" srcset=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/scarcity-brain-688x1024.jpg 688w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/scarcity-brain-202x300.jpg 202w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/scarcity-brain-121x180.jpg 121w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/scarcity-brain-101x150.jpg 101w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/scarcity-brain.jpg 712w\" sizes=\"auto, (max-width: 688px) 100vw, 688px\"\/><figcaption class=\"wp-element-caption\">\u2013<\/figcaption><\/figure>\n<\/div>\n<p>One of the most interesting books I\u2019ve read in recent years is Michael Easter\u2019s <a href=\"https:\/\/www.amazon.com\/dp\/B0BRBVCQB9\/ref=nosim?tag=mrmonmus08d-20&amp;th=1\" data-type=\"link\" data-id=\"https:\/\/www.amazon.com\/dp\/B0BRBVCQB9\/ref=nosim?tag=mrmonmus08d-20&amp;th=1\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"text-decoration: underline;\">Scarcity Brain<\/span><\/a>. It\u2019s an exploration of the sneaky ways that modern gambling platforms, marketing and social media algorithms are all built upon two weaknesses in our evolutionary programming:<\/p>\n<ul class=\"wp-block-list\">\n<li>Our desire to double down on hunting and gathering when we get even a small taste of success (because it\u2019s a clue that there might be more food in the area), and<\/li>\n<li>Our desire to gorge on rich food when it is available and stockpile resources whenever we can, even if we already have more than we need.<\/li>\n<\/ul>\n<p>As I look back now, I realize that I fell straight into those same traps, because the Vine program has all the key properties of a casino or a TikTok feed:<\/p>\n<ul class=\"wp-block-list\">\n<li>Unpredictable Rewards<\/li>\n<li>The concepts of scarcity and limited time<\/li>\n<li>Fresh content every time you check back in<\/li>\n<\/ul>\n<p>Every time you log into the exclusive \u201creviewers only\u201d Vine website, you\u2019ll see different stuff available for the taking. Sometimes there is almost nothing worthwhile \u2013 you\u2019ll search for \u201cporcelain plates\u201d and get endless pages of pink plastic disposable party plates instead. You look for a toaster for your kitchen but instead there will be just a toaster <em>cover<\/em> with a cat wearing a witch hat. WTF!?<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"580\" height=\"457\" src=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/09\/image-1.png\" alt=\"\" class=\"wp-image-19606\" style=\"width:461px;height:auto\" srcset=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/09\/image-1.png 580w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/09\/image-1-300x236.png 300w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/09\/image-1-200x158.png 200w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/09\/image-1-150x118.png 150w\" sizes=\"auto, (max-width: 580px) 100vw, 580px\"\/><figcaption class=\"wp-element-caption\">And you thought I made that last one up<\/figcaption><\/figure>\n<\/div>\n<p>But occasionally, there will be genuinely useful things like super nice light fixtures, tools and plumbing parts, an EV charger, and even some clothing. My favorite ridiculous Eagle shirt as featured in the <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.youtube.com\/watch?v=th1pq9FLoDg\" data-type=\"link\" data-id=\"https:\/\/www.youtube.com\/watch?v=th1pq9FLoDg\" target=\"_blank\" rel=\"noreferrer noopener\">Mustachianism music video<\/a><\/span>  was an Amazon Vine find.<\/p>\n<p>As were a whole supply of super-realistic artificial plants, which while tacky in principle, have been amazing for hard-to-water courtyard garden areas at the MMM HQ.<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/rebeldonegans.com\/finance\/rfs\/\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"892\" height=\"1023\" src=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/donegarden-1.jpg\" alt=\"\" class=\"wp-image-19615\" style=\"width:405px;height:auto\" srcset=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/donegarden-1.jpg 892w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/donegarden-1-262x300.jpg 262w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/donegarden-1-157x180.jpg 157w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/donegarden-1-768x881.jpg 768w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/donegarden-1-131x150.jpg 131w\" sizes=\"auto, (max-width: 892px) 100vw, 892px\"\/><\/a><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/rebeldonegans.com\/finance\/rfs\/\" target=\"_blank\" rel=\"noreferrer noopener\">Alan Donegan<\/a> crafts an artificial yet beautiful garden during a visit to the MMM HQ in March<\/figcaption><\/figure>\n<\/div>\n<p>I also had a lot of fun roping in friends and coworkers from HQ to help and share in the bounty. I let them help me request and review stuff that they wanted, and then they got to keep it. This seemed like a win\/win because we shared the work and the fun of laughing at some of the ridiculous products available.\u00a0<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/cold-plunge-1024x1024.jpg\" alt=\"\" class=\"wp-image-19618\" style=\"width:309px;height:auto\" srcset=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/cold-plunge-1024x1024.jpg 1024w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/cold-plunge-300x300.jpg 300w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/cold-plunge-180x180.jpg 180w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/cold-plunge-768x768.jpg 768w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/cold-plunge-150x150.jpg 150w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/cold-plunge-144x144.jpg 144w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/cold-plunge-65x65.jpg 65w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/cold-plunge.jpg 1189w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\"\/><figcaption class=\"wp-element-caption\">This totally-not-photoshopped cold plunge was one of the available scores.<\/figcaption><\/figure>\n<\/div>\n<p>Still, as I went through this experiment this spring and summer and allowed the system to coax me into doing 80 reviews so I could upgrade my account from Vine Silver to Vine Gold*, I noticed something didn\u2019t feel quite right.<\/p>\n<p>\u00a0I was checking the Vine page every day for scores, even when I didn\u2019t actually need anything. It would usually be a bust, but <em>just <\/em>often enough, something I actually wanted would come up, and I\u2019d order it before it was too late. Scarcity and unpredictable rewards at work.<\/p>\n<p>Then the bounty would come, I\u2019d unpack it and photograph it with assembly-line speed so I could batch-write all the reviews once per week or so. For every review I did, I was spending time I\u2019d rather spend doing something else. And for every questionable item I got, I was creating pollution and trash from its manufacturing and packaging \u2013 directly contradicting the main values of my life and my reason for writing this blog. And I saw all of this, yet I kept doing it!<\/p>\n<p><strong>So Was This The Downfall of MMM?<\/strong><\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"613\" height=\"1024\" src=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/amazon-tower-613x1024.jpg\" alt=\"\" class=\"wp-image-19619\" style=\"width:361px;height:auto\" srcset=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/amazon-tower-613x1024.jpg 613w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/amazon-tower-180x300.jpg 180w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/amazon-tower-108x180.jpg 108w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/amazon-tower-768x1282.jpg 768w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/amazon-tower-920x1536.jpg 920w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/amazon-tower-90x150.jpg 90w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/amazon-tower.jpg 950w\" sizes=\"auto, (max-width: 613px) 100vw, 613px\"\/><figcaption class=\"wp-element-caption\">\u2013<\/figcaption><\/figure>\n<\/div>\n<p>During the worst of this consumerism bender, things were dire. I was getting packages almost every day and my recycling bin was overflowing with cardboard. My son and my girlfriend started laughing at some of my more frivolous purchases, so I found myself discreetly tucking away the boxes when they were around to evade scrutiny.<\/p>\n<p>\u00a0But eventually, I moved into a recovery stage. I had been letting this habit continue out of laziness and as a form of procrastination: it\u2019s very easy to order shit online and pretend I\u2019m doing something useful, and much more difficult to get moving to do the things that <em>really <\/em>make my life enjoyable.\u00a0<\/p>\n<p>But I\u2019m old enough to know that hitting the running trails and the gym for my daily workouts, and making progress on all my construction projects, and focusing on the computer as a creative tool rather than an entertainment device so I can get stuff done like this blog post, are the things that bring me the most joy.<\/p>\n<p>Admittedly, some of the sucky factors of the Vine program helped make it easier to recover too. For every genuinely useful thing I found like a contractor-grade extension cord, I had to scan through endless screens of trinkets which not only wasted my time but actually pissed me off at their very existence.\u00a0<\/p>\n<p>I also noticed some of the deliberately reviewer-unfriendly features built into the program which reminded me that we reviewers are definitely just low-wage workers rather than any form of VIP. The search functionality is crap, and there is no way to filter or sort the results, because they <em>want <\/em>you to have to look through everything and they don\u2019t care about the value of your time.\u00a0<\/p>\n<p>Then there is the hilariously bureaucratic AI-based evaluation system which would occasionally flag my totally tame, factual reviews as \u201cNot meeting our Community Standards\u201d without explaining what the problem was. So I\u2019d have to go in and edit my review, randomly changing a couple of words and maybe some punctuation, and suddenly the AI would be pacified and accept my review. Just dumb.\u00a0<\/p>\n<p><strong>This is What \u201cFuck You Money\u201d is For!<\/strong><\/p>\n<p>It dawned on me that for many people, this is just what \u201cwork\u201d looks like. You are given a bunch of tasks and a bunch of rules to follow, in a system you didn\u2019t create and don\u2019t get much say in changing. And then as long as you crank out your TPS Reports without rocking the boat too much, you get your paycheck.\u00a0<\/p>\n<p>It reminded me of the <a href=\"https:\/\/www.mrmoneymustache.com\/2017\/11\/22\/mr-money-mustache-uber-driver\/\" data-type=\"link\" data-id=\"https:\/\/www.mrmoneymustache.com\/2017\/11\/22\/mr-money-mustache-uber-driver\/\" target=\"_blank\" rel=\"noreferrer noopener\">Uber Driving experiment<\/a> I did way back in 2017: as soon as I started working as a driver, I could immediately see dozens of improvements that could be made to the system that would make it function better for both drivers and passengers. But since I wasn\u2019t the boss, nobody wanted to hear my ideas.<\/p>\n<p>Experiences like these remind me that while I love hard work and I love learning new things every day, I greatly prefer <strong>being the boss<\/strong>. And I\u2019ve gotten pretty damned accustomed to it after 20 years of financial independence, so I see no need to give it up.<\/p>\n<p><strong>Final Numbers<\/strong><\/p>\n<p>One interesting \u201cgotcha\u201d of the Vine program is that they do keep track of all the free stuff you get and send you a 1099 for its retail value at the end of the year. So it\u2019s not really free, just discounted to whatever your marginal tax rate is (about 25% for me this year). If we peek into my account right now, this is how my 2025 is looking:<\/p>\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"303\" height=\"172\" src=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/09\/image.png\" alt=\"\" class=\"wp-image-19605\" srcset=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/09\/image.png 303w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/09\/image-300x170.png 300w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/09\/image-200x114.png 200w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/09\/image-150x85.png 150w\" sizes=\"auto, (max-width: 303px) 100vw, 303px\"\/><\/figure>\n<p>So I got about $7000 worth of stuff, and could owe up to $1750 of tax on it. In my case, about 75% of it was \u201csold\u201d to my business for commercial use (construction supplies which I used on jobs or HQ renovations) so it was effectively converted into real income rather than just tax burden. Some of it was stuff I would have bought anyway for my own house which I\u2019ll gladly pay the taxes on. But there is also probably about $1000 of pure nonsense in there as well, for which I\u2019ll owe a tax bill of $250 as penance for my itchy trigger finger on that \u201cOrder\u201d button.<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"664\" height=\"332\" src=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/eaglamp.jpg\" alt=\"\" class=\"wp-image-19635\" style=\"width:572px;height:auto\" srcset=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/eaglamp.jpg 664w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/eaglamp-300x150.jpg 300w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/eaglamp-200x100.jpg 200w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/eaglamp-150x75.jpg 150w\" sizes=\"auto, (max-width: 664px) 100vw, 664px\"\/><figcaption class=\"wp-element-caption\">Friends who know me well won\u2019t be surprised that I fell for this USB rechargeable, magnetic EagLamp.<\/figcaption><\/figure>\n<\/div>\n<p><strong>Exciting update on the taxes! <\/strong><\/p>\n<p>Thanks to some advice from wise readers in the comments (below), I have since learned that in most cases you can mark down this estimated value by 80% before declaring it \u2013 because you have effectively eliminated most of the resale value by opening and reviewing the product. Thus my tax bill will be more like $50 rather than $250. More detail in this Reddit discussion <a href=\"https:\/\/www.reddit.com\/r\/AmazonVine\/comments\/1iq0gze\/reduce_your_tax_liability_with_the_50200_rule_for\/\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>.<\/p>\n<p><strong>Epilogue<\/strong><\/p>\n<p>So here we are today. While I admit that I didn\u2019t explicitly cancel my account, I used the <a href=\"https:\/\/www.mrmoneymustache.com\/2013\/03\/19\/a-lifetime-of-riches-is-it-as-simple-as-a-few-habits\/\" data-type=\"link\" data-id=\"https:\/\/www.mrmoneymustache.com\/2013\/03\/19\/a-lifetime-of-riches-is-it-as-simple-as-a-few-habits\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"text-decoration: underline;\">\u201cKeystone Habit\u201d trick<\/span><\/a> to override the temptation to view the Vine page \u2013 mapping that browser bookmark to my daily habits list instead, a little chart which I call my \u201cBadassity Tracker\u201d. The net result is that every time I click it, I\u2019m taken straight to a reminder to get up from the computer and do a quick round of exercise, so I do that instead.<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/badassity-tracker.jpg\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"483\" src=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/badassity-tracker-1024x483.jpg\" alt=\"\" class=\"wp-image-19622\" style=\"width:513px;height:auto\" srcset=\"https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/badassity-tracker-1024x483.jpg 1024w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/badassity-tracker-300x142.jpg 300w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/badassity-tracker-200x94.jpg 200w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/badassity-tracker-768x362.jpg 768w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/badassity-tracker-1536x725.jpg 1536w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/badassity-tracker-150x71.jpg 150w, https:\/\/www.mrmoneymustache.com\/wp-content\/uploads\/2025\/10\/badassity-tracker.jpg 1774w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\"\/><\/a><figcaption class=\"wp-element-caption\">The Badassity Tracker \u2013 click for larger version if you want to save a copy!<\/figcaption><\/figure>\n<\/div>\n<p> And of course my writing of this article may be a violation of the terms and conditions of the program (\u201cthe first rule of Vine is to not talk about Vine\u201d), so it might even get canceled on me. (and if so I\u2019ll let you know because that would be funny story as well)<\/p>\n<p>But I learned a lot about habits and addiction, and realized that this same feeling might be what drives people into One More Year Syndrome, as they keep working even when they can afford to quit. I have now coached enough people through this situation to see it is <em>way <\/em>more common than I would have ever guessed.\u00a0<\/p>\n<p>As with all MMM articles, there\u2019s a real life lesson in this story. It\u2019s not really about Vine or me or my habits, it\u2019s about <em>you <\/em>continuing to look at yourself and your life, and always questioning your own assumptions or patterns. And asking the people you trust most for feedback as well:<\/p>\n<ul class=\"wp-block-list\">\n<li>Am I running my life in a reasonably optimal manner, given my goals?<\/li>\n<li>What would you do differently if you were me?<\/li>\n<li>Who are some people that seem to handle these things <em>better <\/em>than me, and what can I learn from them?<\/li>\n<\/ul>\n<p>We will never be perfect, but the great news is we don\u2019t have to be. All it takes is a little bit of self reflection and putting ourselves on a slightly better path, as often as we can as life goes on. We are all on a very long journey, so even a tiny course correction can make a huge difference in where we end up.<\/p>\n<p>\u2014<\/p>\n<p><em>*(Vine Gold is not all that useful as it turns out as 99.9% of the available items seem to be the same trinkets you see in the Silver tier)<\/em><\/p>\n<p><em>** What about the Heated Vest that started it all? Well, I still love that thing and now that fall is coming back it is already helping me be warmer in a cooler house. There are many good choices on Amazon, <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.amazon.com\/dp\/B0CCKZS38Q\/ref=nosim?tag=mrmonmus08d-20&amp;th=1&amp;psc=1\" target=\"_blank\" rel=\"noreferrer noopener\">here\u2019s one of them<\/a><\/span>. Then pick out any <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.amazon.com\/dp\/B08BRDVGP1\/ref=nosim?tag=mrmonmus08d-20&amp;th=1\" target=\"_blank\" rel=\"noreferrer noopener\">USB battery pack<\/a><\/span> to go with it, which also doubles as a very useful travel phone charger.<\/em><\/p>\n<p><em>FTC: this blog uses affiliate links (including for Amazon) when possible so if you do buy anything through them, it will benefit the website. And thanks!<\/em><\/p>\n<\/p><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>\u2013 It all started last winter when I innocently posted a review for a heated vest I had bought on Amazon. I was happy with this fun new way to beat the winter and wanted to share it with others, so I gave it five stars. But soon after I clicked \u201cSubmit\u201d, I got an [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":309110,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[93],"tags":[2100,807,11077,49568,1115,6890],"dealstore":[],"offerexpiration":[],"class_list":["post-309109","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-amazon","tag-free","tag-retirement","tag-ruined","tag-stuff","tag-unlimited"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Unlimited Free Stuff from Amazon Almost Ruined My Retirement - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=309109\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Unlimited Free Stuff from Amazon Almost Ruined My Retirement - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"\u2013 It all started last winter when I innocently posted a review for a heated vest I had bought on Amazon. I was happy with this fun new way to beat the winter and wanted to share it with others, so I gave it five stars. But soon after I clicked \u201cSubmit\u201d, I got an [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fivemor.com\/?p=309109\" \/>\n<meta property=\"og:site_name\" content=\"Som2ny Network\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-21T16:45:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/11\/eagle-shirt-music-vid.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1254\" \/>\n\t<meta property=\"og:image:height\" content=\"1069\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"12 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/fivemor.com\/?p=309109#article\",\"isPartOf\":{\"@id\":\"https:\/\/fivemor.com\/?p=309109\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371\"},\"headline\":\"How Unlimited Free Stuff from Amazon Almost Ruined My Retirement\",\"datePublished\":\"2025-11-21T16:45:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/fivemor.com\/?p=309109\"},\"wordCount\":2316,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/fivemor.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/?p=309109#primaryimage\"},\"thumbnailUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/11\/eagle-shirt-music-vid.jpg\",\"keywords\":[\"Amazon\",\"Free\",\"Retirement\",\"Ruined\",\"Stuff\",\"Unlimited\"],\"articleSection\":[\"Finance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/fivemor.com\/?p=309109#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/fivemor.com\/?p=309109\",\"url\":\"https:\/\/fivemor.com\/?p=309109\",\"name\":\"How Unlimited Free Stuff from Amazon Almost Ruined My Retirement - Som2ny Network\",\"isPartOf\":{\"@id\":\"https:\/\/fivemor.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/fivemor.com\/?p=309109#primaryimage\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/?p=309109#primaryimage\"},\"thumbnailUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/11\/eagle-shirt-music-vid.jpg\",\"datePublished\":\"2025-11-21T16:45:56+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/fivemor.com\/?p=309109#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/fivemor.com\/?p=309109\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/?p=309109#primaryimage\",\"url\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/11\/eagle-shirt-music-vid.jpg\",\"contentUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/11\/eagle-shirt-music-vid.jpg\",\"width\":1254,\"height\":1069},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/fivemor.com\/?p=309109#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/fivemor.com\/?bp_activities=1\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How Unlimited Free Stuff from Amazon Almost Ruined My Retirement\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/fivemor.com\/#website\",\"url\":\"https:\/\/fivemor.com\/\",\"name\":\"Som2ny Network\",\"description\":\"Daily Deals\",\"publisher\":{\"@id\":\"https:\/\/fivemor.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/fivemor.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/fivemor.com\/#organization\",\"name\":\"Som2ny Network\",\"url\":\"https:\/\/fivemor.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png\",\"contentUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png\",\"width\":300,\"height\":86,\"caption\":\"Som2ny Network\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/fivemor.com\"],\"url\":\"https:\/\/fivemor.com\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How Unlimited Free Stuff from Amazon Almost Ruined My Retirement - Som2ny Network","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fivemor.com\/?p=309109","og_locale":"en_US","og_type":"article","og_title":"How Unlimited Free Stuff from Amazon Almost Ruined My Retirement - Som2ny Network","og_description":"\u2013 It all started last winter when I innocently posted a review for a heated vest I had bought on Amazon. I was happy with this fun new way to beat the winter and wanted to share it with others, so I gave it five stars. But soon after I clicked \u201cSubmit\u201d, I got an [&hellip;]","og_url":"https:\/\/fivemor.com\/?p=309109","og_site_name":"Som2ny Network","article_published_time":"2025-11-21T16:45:56+00:00","og_image":[{"width":1254,"height":1069,"url":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/11\/eagle-shirt-music-vid.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"12 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/fivemor.com\/?p=309109#article","isPartOf":{"@id":"https:\/\/fivemor.com\/?p=309109"},"author":{"name":"admin","@id":"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371"},"headline":"How Unlimited Free Stuff from Amazon Almost Ruined My Retirement","datePublished":"2025-11-21T16:45:56+00:00","mainEntityOfPage":{"@id":"https:\/\/fivemor.com\/?p=309109"},"wordCount":2316,"commentCount":0,"publisher":{"@id":"https:\/\/fivemor.com\/#organization"},"image":{"@id":"https:\/\/fivemor.com\/?p=309109#primaryimage"},"thumbnailUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/11\/eagle-shirt-music-vid.jpg","keywords":["Amazon","Free","Retirement","Ruined","Stuff","Unlimited"],"articleSection":["Finance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/fivemor.com\/?p=309109#respond"]}]},{"@type":"WebPage","@id":"https:\/\/fivemor.com\/?p=309109","url":"https:\/\/fivemor.com\/?p=309109","name":"How Unlimited Free Stuff from Amazon Almost Ruined My Retirement - Som2ny Network","isPartOf":{"@id":"https:\/\/fivemor.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/fivemor.com\/?p=309109#primaryimage"},"image":{"@id":"https:\/\/fivemor.com\/?p=309109#primaryimage"},"thumbnailUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/11\/eagle-shirt-music-vid.jpg","datePublished":"2025-11-21T16:45:56+00:00","breadcrumb":{"@id":"https:\/\/fivemor.com\/?p=309109#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fivemor.com\/?p=309109"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/?p=309109#primaryimage","url":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/11\/eagle-shirt-music-vid.jpg","contentUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/11\/eagle-shirt-music-vid.jpg","width":1254,"height":1069},{"@type":"BreadcrumbList","@id":"https:\/\/fivemor.com\/?p=309109#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fivemor.com\/?bp_activities=1"},{"@type":"ListItem","position":2,"name":"How Unlimited Free Stuff from Amazon Almost Ruined My Retirement"}]},{"@type":"WebSite","@id":"https:\/\/fivemor.com\/#website","url":"https:\/\/fivemor.com\/","name":"Som2ny Network","description":"Daily Deals","publisher":{"@id":"https:\/\/fivemor.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fivemor.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/fivemor.com\/#organization","name":"Som2ny Network","url":"https:\/\/fivemor.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/#\/schema\/logo\/image\/","url":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png","contentUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png","width":300,"height":86,"caption":"Som2ny Network"},"image":{"@id":"https:\/\/fivemor.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png","caption":"admin"},"sameAs":["https:\/\/fivemor.com"],"url":"https:\/\/fivemor.com\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts\/309109","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=309109"}],"version-history":[{"count":0,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts\/309109\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/media\/309110"}],"wp:attachment":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=309109"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=309109"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=309109"},{"taxonomy":"dealstore","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fdealstore&post=309109"},{"taxonomy":"offerexpiration","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fofferexpiration&post=309109"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}