{"id":308865,"date":"2025-11-21T14:29:48","date_gmt":"2025-11-21T14:29:48","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/finance\/2026-retirement-contribution-limits-income-phaseouts-updated-by-irs\/"},"modified":"2025-11-21T14:29:48","modified_gmt":"2025-11-21T14:29:48","slug":"2026-retirement-contribution-limits-income-phaseouts-updated-by-irs","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=308865","title":{"rendered":"2026 Retirement Contribution Limits & Income Phaseouts Updated by IRS"},"content":{"rendered":"


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Every year, the IRS updates various limits due to inflation. This covers everything from your tax rates and standard deductions<\/a> to contribution limits for retirement accounts<\/a>.<\/p>\n

Earlier this month, the IRS released the 2026 contribution limits for a variety of retirement accounts and despite their best efforts, it\u2019s formatted like an encyclopedia.<\/p>\n

Here they are in a (hopefully) more easily readable format! \ud83e\udd23<\/p>\n

\nTable of Contents<\/summary>\n
    \n
  1. 401(k), 403(b), 457 & TSP Accounts<\/a><\/li>\n
  2. Individual Retirement Arrangements (IRA)<\/a><\/li>\n
  3. Health Savings Account (HSA)<\/a><\/li>\n
  4. Other Limits and Ranges<\/a><\/li>\n<\/ol>\n<\/details>\n

    401(k), 403(b), 457 & TSP Accounts<\/h2>\n

    The contribution limits for 401(k), 403(b), 457 & TSP has increased to $24,500 \u2013 a $1,000 increase over 2025.<\/p>\n

    The catch-up contribution limit for those 50+ is an additional $8,000 \u2013 a $500 increase over 2025.<\/p>\n

    The super catch-up limit for those 60-63 is an additional $3,250 on top of the $8,000 for a total super catch-up of $11,250.<\/p>\n

    So the limits are now, based on age:<\/p>\n