{"id":298657,"date":"2025-06-17T09:01:14","date_gmt":"2025-06-17T09:01:14","guid":{"rendered":"https:\/\/peraltafinancing.com\/uncategorized\/three-cows-tim-gaiser-ms\/"},"modified":"2025-06-17T09:01:14","modified_gmt":"2025-06-17T09:01:14","slug":"three-cows-tim-gaiser-ms","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=298657","title":{"rendered":"Three Cows &#8211; Tim Gaiser MS"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div style=\"text-align: left;\">\u200bAt some point in the past I read a piece about what\u2019s called the Marginal Utility Theory. It supposedly has to do with economics. The article explained the theory as follows: Imagine you have two farmers. Farmer A has three cows. Farmer B has 100 cows. If you give farmer A another cow, it\u2019s a big deal. After all, you\u2019ve just increased his herd by 33%. But if you give farmer B another cow, it doesn\u2019t mean much because you\u2019ve only increased his herd by a measly 1%. The bottom line is that the value of something can be relative to the recipient. At least that\u2019s the way I interpret it.<\/p>\n<p>I witnessed the theory in action during a trip to Albertsons just before Christmas. On that particular day, my daughter Maria, son Patrick, and I had gone shopping for various victuals. We had already loaded up the belt at one of the checkout lines when a kid walked up behind me. In hand he had a couple of Christmas cards and a coffee mug. I asked him if that was all he had. He answered yes and I immediately told him to get in front of us. He did, thanking me in a snucky voice.<\/p>\n<p>The kid got in front of Maria and Patrick and then put the mug and cards on the belt. He was 10 or 11 years-old and definitely on the nerdy side. He also wore a bulky winter jacket, jeans, and running shoes. I noted the shoes because I looked down to discover his feet were huge\u2014close to the same size as mine. He would easily be over six feet tall when he grew into them. Or forever be relegated to looking like a capital \u201cL.\u201d<\/p>\n<p>When it was his turn, the kid told the woman who was our checker that he only had about $20, and that he hoped it would be enough to cover the purchase. At that point Maria turned to me and silently mouthed that he had a bad cold\u2014and maybe not enough money. I told her we would cover the difference.<\/p>\n<p>After the checker rang up the mug and cards, the kid pulled a piggy bank out of his jacket. And not just any piggy bank. It was in the shape of the BB-8 droid from the latest batch of Star Wars movies. As he went to take the rubber stopper out of the bottom, I could hear coins rattling around. Maria and I quickly exchanged one of those silent secret ninja looks that translates as \u201cthis does not look good.\u201d Sure enough, the kid was a couple of bucks short. Maria turned to me again and said, \u201cI got this.\u201d She then told the kid not to worry and that she would take care of it. She quickly pulled out her ATM card and paid for the transaction. The kid was a bit taken aback but visibly grateful. He thanked her profusely. Then he leaned over, thanked me, and wished the three of us a Merry Christmas. And then he left.<\/p>\n<p>As the checker rang up our goods, she thanked us for helping the kid out, saying it was generous. I said something to the effect of \u201cit\u2019s Christmas and it was the right thing to do.\u201d But I was also glad Maria had helped the kid out. I\u2019m sure the recipients, probably family members, appreciated the gifts. And he\u2019ll probably remember it too. Three cows.<\/p>\n<p>The three cows thing comes to mind every time I dine at a restaurant and am presented with a check at the end of the meal. Over the years I\u2019ve made it a habit to tip at least 20%\u2013more if the service is good. If anything, I do this because the person waiting on us is the essence of the three cow farmer. Schlepping food for a living is hard work, regardless of whether one works in an IHOP or a three-star Michelin restaurant. As a server, you\u2019re stuck between a rock and a hard place: more specifically, the kitchen and the paying customers at the table. With the pandemic, the dynamics of both changed dramatically\u2014and not for the better.<\/p>\n<p>With so many places being shuttered during the pandemic, countless industry pros had to throw in the towel and look for work in another unrelated field, leaving a monumental dearth of experienced people working both the front and the back of the house. Gone are many of the pros in the kitchen who beforehand could crank out consistent plates of good food. They\u2019ve been replaced in part by staff with a fraction of the experience. No surprise that in the last couple of years food sometimes takes longer to get out of the kitchen. When it does, it can be inconsistent.<\/p>\n<p>As for the front of the house, inexperience has also been the name of the game. While Maria was home, the four of us had dinner at a popular local Italian joint. As we were munching on apps and yacking away, I watched surreptitiously as what looked to be a manager-type struggled to open a bottle of wine at a four-top. It was like her maiden voyage with a waiter\u2019s friend corkscrew\u2013and the trip was not going well. She managed to make every possible mistake opening and serving the wine, including breaking the cork and dripping wine on the table multiple times. She also repeatedly reached across the table in front of everyone.<\/p>\n<p>On the other side there\u2019s the paying public, some of whom completely lost their dining chops and manners during COVID. Rude and non-tipping customers are now more prevalent than ever. However, our server that night, named Max, was a pro. He definitely had skills. We thanked him for his good service and wished him happy holidays. I also threw in another cow by tipping him almost 30%.<\/p>\n<p>In the end, I may not believe in karma but I do hold stock in the idea that what goes around comes around. So handing out an extra cow is needed now more than ever. When in doubt\u2014and when you can\u2014give them another cow. You\u2019ll be glad you did. They will too. Moo.<\/p>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>\u200bAt some point in the past I read a piece about what\u2019s called the Marginal Utility Theory. It supposedly has to do with economics. The article explained the theory as follows: Imagine you have two farmers. Farmer A has three cows. Farmer B has 100 cows. If you give farmer A another cow, it\u2019s a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":298658,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[22862,130649,6832],"dealstore":[],"offerexpiration":[],"class_list":["post-298657","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-cows","tag-gaiser","tag-tim"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Three Cows - Tim Gaiser MS - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=298657\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Three Cows - Tim Gaiser MS - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"\u200bAt some point in the past I read a piece about what\u2019s called the Marginal Utility Theory. 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