{"id":286941,"date":"2025-06-11T01:26:57","date_gmt":"2025-06-11T01:26:57","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/investing\/the-trick-to-enjoying-a-vacation-and-investing-successfully-oblivious-investor\/"},"modified":"2025-06-11T01:26:57","modified_gmt":"2025-06-11T01:26:57","slug":"the-trick-to-enjoying-a-vacation-and-investing-successfully-oblivious-investor","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=286941","title":{"rendered":"The Trick to Enjoying a Vacation (and Investing Successfully) \u2014 Oblivious Investor"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>Think for a moment about your favorite vacation that you\u2019ve taken in the last 10 years.<\/p>\n<ul>\n<li>Where did you go (i.e., what city or general geographical area)?<\/li>\n<li>Where did you stay (i.e., what did you select for hotel\/lodging)?<\/li>\n<li>Where did you eat?<\/li>\n<li>What activities did you do?<\/li>\n<\/ul>\n<p>This was a vacation that you truly enjoyed. But how likely is it that the vacation you ended up taking was the very best vacation possible for you? Even if you enjoyed it immensely, given how many possible destinations there are, and how many different places to stay, places to eat, and activities to do at any given destination, it\u2019s almost certain that there\u2019s some other possible vacation that you would have enjoyed more. An almost infinite number of better vacations, probably.<\/p>\n<p>And yet, you still had a great vacation. A vacation that you\u2019ll remember for the rest of your life.<\/p>\n<p>Those can both be true. It was an amazing vacation. <em>And<\/em> there were many thousands of other vacations you could have taken instead, which you would have enjoyed even more.<\/p>\n<p>But here\u2019s the critical point: while you\u2019re actually on vacation, if you spend the whole time\u00a0thinking about some <em>other<\/em> vacation you could be on instead, <em>that is not helpful<\/em>. It\u2019s much better to just enjoy the vacation you\u2019re on.<\/p>\n<p>In the context of vacations, most of us know that intuitively. But the same principle applies to your portfolio and investment policy statement (i.e., asset allocation, rebalancing plan, and fund selection).<\/p>\n<p>No matter what you pick, there\u2019s going to be countless other options that would have been better. There\u2019s no avoiding that. That\u2019s just how it works, given how many options there are. But as long as your original decision was reasonably well informed, it\u2019s not helpful to spend a bunch of time looking at other allocations, other mutual funds, or other individual stocks that you could have selected instead. Looking at all the ways you \u201cmissed out\u201d is very likely to lead to regret, and it may lead to performance chasing or other poor decisions.<\/p>\n<p>There are only a handful of questions to ask:<\/p>\n<ul>\n<li>Is your portfolio reasonably diversified?<\/li>\n<li>Is the risk level reasonably appropriate for your needs?<\/li>\n<li>Is it reasonably low cost?<\/li>\n<li>Is it tax-efficient?<\/li>\n<li>Is it simple enough to manage?<\/li>\n<\/ul>\n<p>If those boxes are checked off, you\u2019re all set. Go enjoy your vacation.<\/p>\n<\/div>\n<p style=\"display: inline;\"> &#8220;A wonderful book that tells its readers, with simple logical explanations, our Boglehead Philosophy for successful investing.&#8221;<br \/>\n&#8211; Taylor Larimore, author of <\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>Think for a moment about your favorite vacation that you\u2019ve taken in the last 10 years. Where did you go (i.e., what city or general geographical area)? Where did you stay (i.e., what did you select for hotel\/lodging)? Where did you eat? What activities did you do? This was a vacation that you truly enjoyed. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[96],"tags":[55932,10906,13177,14955,14169,2952,641],"dealstore":[],"offerexpiration":[],"class_list":["post-286941","post","type-post","status-publish","format-standard","hentry","category-investing","tag-enjoying","tag-investing","tag-investor","tag-oblivious","tag-successfully","tag-trick","tag-vacation"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Trick to Enjoying a Vacation (and Investing Successfully) \u2014 Oblivious Investor - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=286941\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Trick to Enjoying a Vacation (and Investing Successfully) \u2014 Oblivious Investor - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"Think for a moment about your favorite vacation that you\u2019ve taken in the last 10 years. 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