{"id":274297,"date":"2025-06-05T06:05:04","date_gmt":"2025-06-05T06:05:04","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/finance\/major-banks-with-atm-fee-reimbursement\/"},"modified":"2025-06-05T06:05:04","modified_gmt":"2025-06-05T06:05:04","slug":"major-banks-with-atm-fee-reimbursement","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=274297","title":{"rendered":"Major Banks with ATM Fee Reimbursement"},"content":{"rendered":"


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I haven\u2019t paid an ATM fee in ages because I use an Ally Bank checking account. They will reimburse me $10 per statement cycle on fees charged by another bank when I use their ATM. They also have a partnership with Allpoint and MoneyPass so I can access my cash through those networks without paying a fee.<\/p>\n

$10 isn\u2019t a lot but I don\u2019t need cash often so it\u2019s actually a perk I rarely use.<\/p>\n

If you\u2019re paying ATM fees for using other banks, you should consider switching to a bank that will reimburse you for those fees. Sadly, many of the best online banks do not offer ATM reimbursement as a perk (I checked Sofi, Capital One, Discover, CIT Bank, and a few more).<\/p>\n

Here are some major banks that offer this and their terms, listed in alphabetical order:<\/p>\n

\nTable of Contents<\/summary>\n
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    1. Alliant Credit Union<\/a><\/li>\n
    2. Ally Bank<\/a><\/li>\n
    3. Axos Bank<\/a><\/li>\n
    4. Betterment<\/a><\/li>\n
    5. Charles Schwab Bank<\/a><\/li>\n
    6. Consumers Credit Union<\/a><\/li>\n
    7. Fidelity Cash Management Account<\/a><\/li>\n
    8. TD Bank<\/a><\/li>\n
    9. TIAA<\/a><\/li>\n
    10. USAA<\/a><\/li>\n
    11. Wells Fargo<\/a><\/li>\n<\/ol>\n<\/ol>\n<\/details>\n

      Alliant Credit Union<\/h3>\n

      Alliant Credit Union is a nationwide credit union that has 80,000+ fee-free ATMs but they will reimburse you up to $20 in ATM fees per month<\/a>. The rebates are deposited into your account at the end of the day they are charged, which is a nice touch.<\/p>\n

      Here is our review of Alliant Credit Union<\/a>.<\/p>\n

      Ally Bank<\/h3>\n

      Ally Bank partners with the Allpoint and Moneypass networks so you get access to thousands of fee free ATMs but they will reimburse you up to $10 each statement cycle<\/a> for fees charged by other ATMs. Ally will not charge you an additional fee though.<\/p>\n

      The checking account interest rate is tiny, which is common, but their savings account currently yields 3.70% APY. It\u2019s not the top rate possible but it\u2019s competitive.<\/p>\n

      Here is our Ally Bank review<\/a>.<\/p>\n

      Axos Bank<\/h3>\n

      Axos Bank, through its various checking products, offers unlimited ATM fee reimbursements, which is quite rare. most banks offer limited reimbursement but Axos goes beyond that. For example, on their Essential Checking<\/a> account, you get early direct deposit, no overdraft, NSF, or monthly maintenance fees on top of unlimited ATM fee reimbursements.<\/p>\n

      The savings account available through Axos currently yields 4.66% APY.<\/p>\n

      Here is our Axos Bank review<\/a>.<\/p>\n

      Betterment<\/h3>\n