Best Business Cards Main Takeaways<\/h2>\n\n- Business credit cards can keep business and personal expenses separate, simplifying bookkeeping and tax filing.<\/li>\n<\/ul>\n
\n- Money has vetted hundreds of credit cards, considering their annual fees, redemption options, insurance coverage and more.<\/li>\n<\/ul>\n
\n- Our picks for the top business cards offer rewards in popular bonus categories, like gas, travel and dining, and other benefits, such as free employee cards.<\/li>\n<\/ul>\n\n\nAds by Money. We may be compensated if you click this ad.<\/span>Ad<\/span>
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<\/span><\/div>\n<\/div>\n<\/div>\nMoney.com has partnered with CardRatings.com for our coverage of credit card products. Money and CardRatings may receive a commission from card issuers. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author\u2019s alone and have not been reviewed, endorsed, or approved by any of these entities. Our top picks are listed strictly in alphabetical order.<\/em><\/p>\n\n\nWhy Trust Us?<\/h3>\n\nDuring the evaluation process, our editors and writers verify current offers from credit card issuers. Additionally, we delve into each card’s fine print to analyze their features and potential value. We review cards independently, ensuring our content is accurate and guided by editorial integrity. Read the full methodology<\/a> to learn more.<\/p>\n
<\/p>\n- 44 business credit cards evaluated<\/li>\n
<\/p>\n
- 10+ data points used, including ongoing fees, reward programs and welcome offers<\/li>\n
<\/p>\n
- 100+ sources reviewed<\/li>\n
\n <\/ul>\n<\/p><\/div>\n<\/div>\n<\/div>\n
\n\n\nOur Top Picks for the Best Business Credit Cards<\/h2>\n<\/div>\n<\/div>\n<\/div>\n\n\nAds by Money. We may be compensated if you click this ad.<\/span>Ad<\/span><\/span><\/div>\n<\/div>\n<\/div>\nBest Business Credit Cards Reviews<\/h2>\nBest business card for flexible reward categories<\/h4>\n\n\n\n- Offers high rewards on gas, transit, U.S. restaurants and more<\/li>\n
- No preset spending limit gives more spending flexibility (Terms apply)<\/li>\n
- Includes car rental, trip delay and baggage insurance*<\/li>\n<\/ul>\n<\/div>\n\n
\n- Statement credits are worth only 0.6 cents per point
\n <\/li>\n
- $375 annual fee
\n
\n
\n <\/li>\n - $150,000 annual cap on the card\u2019s 4x bonus category<\/li>\n<\/ul>\n<\/div>\n<\/div>\n
Terms apply. Click here<\/a> for applicable rates and fees.<\/em><\/p>\n\n\n\n\n\n\nintro_apr_rate,intro_apr_duration<\/span><\/p>\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n\n \n\n\nEarn 4X Membership Rewards\u00ae points on the top two categories in which your business spends the most monthly from this list:<\/p>\n
\n- U.S. media providers for advertising purchases in select media (online, TV, radio)<\/li>\n<\/ul>\n
\n- Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways<\/li>\n<\/ul>\n
\n- U.S. restaurants, including takeout and delivery<\/li>\n<\/ul>\n
\n- U.S. electronic goods retailers and software and cloud system providers<\/li>\n<\/ul>\n
\n- Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.<\/li>\n<\/ul>\n
The 4X reward rate is limited to the first $150,000 spent in combined purchases per year; after that, it drops to 1X per dollar. (Only purchases in your top two spending categories each billing cycle count towards the annual cap.)<\/p>\n
You also earn 3X points on flights and prepaid hotels booked through AmexTravel.com and 1X points on all other eligible purchases.<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n
\n\nRead our review<\/h3>\n\n
- \n
- Money has vetted hundreds of credit cards, considering their annual fees, redemption options, insurance coverage and more.<\/li>\n<\/ul>\n
- \n
- Our picks for the top business cards offer rewards in popular bonus categories, like gas, travel and dining, and other benefits, such as free employee cards.<\/li>\n<\/ul>\n\n\nAds by Money. We may be compensated if you click this ad.<\/span>Ad<\/span><\/span><\/div>\n<\/div>\n<\/div>\n
Money.com has partnered with CardRatings.com for our coverage of credit card products. Money and CardRatings may receive a commission from card issuers. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author\u2019s alone and have not been reviewed, endorsed, or approved by any of these entities. Our top picks are listed strictly in alphabetical order.<\/em><\/p>\n
\n\nWhy Trust Us?<\/h3>\n
\nDuring the evaluation process, our editors and writers verify current offers from credit card issuers. Additionally, we delve into each card’s fine print to analyze their features and potential value. We review cards independently, ensuring our content is accurate and guided by editorial integrity. Read the full methodology<\/a> to learn more.<\/p>\n
-
<\/p>\n
- 44 business credit cards evaluated<\/li>\n
<\/p>\n
- 10+ data points used, including ongoing fees, reward programs and welcome offers<\/li>\n
<\/p>\n
- 100+ sources reviewed<\/li>\n
\n <\/ul>\n<\/p><\/div>\n<\/div>\n<\/div>\n
\n\n\nOur Top Picks for the Best Business Credit Cards<\/h2>\n<\/div>\n<\/div>\n<\/div>\n
\n\nAds by Money. We may be compensated if you click this ad.<\/span>Ad<\/span><\/span><\/div>\n<\/div>\n<\/div>\nBest Business Credit Cards Reviews<\/h2>\n
Best business card for flexible reward categories<\/h4>\n
\n\n- \n
- Offers high rewards on gas, transit, U.S. restaurants and more<\/li>\n
- No preset spending limit gives more spending flexibility (Terms apply)<\/li>\n
- Includes car rental, trip delay and baggage insurance*<\/li>\n<\/ul>\n<\/div>\n\n
- \n
- Statement credits are worth only 0.6 cents per point \n <\/li>\n
- $375 annual fee
\n
\n \n <\/li>\n - $150,000 annual cap on the card\u2019s 4x bonus category<\/li>\n<\/ul>\n<\/div>\n<\/div>\n
Terms apply. Click here<\/a> for applicable rates and fees.<\/em><\/p>\n
\n\n\n\n\n\nintro_apr_rate,intro_apr_duration<\/span><\/p>\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
\n\n\n
\n \n<\/colgroup>\n \n \n Earn 4X Membership Rewards\u00ae points on the top two categories in which your business spends the most monthly from this list:<\/p>\n
- \n
- U.S. media providers for advertising purchases in select media (online, TV, radio)<\/li>\n<\/ul>\n
- \n
- Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways<\/li>\n<\/ul>\n
- \n
- U.S. restaurants, including takeout and delivery<\/li>\n<\/ul>\n
- \n
- U.S. electronic goods retailers and software and cloud system providers<\/li>\n<\/ul>\n
- \n
- Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.<\/li>\n<\/ul>\n
The 4X reward rate is limited to the first $150,000 spent in combined purchases per year; after that, it drops to 1X per dollar. (Only purchases in your top two spending categories each billing cycle count towards the annual cap.)<\/p>\n
You also earn 3X points on flights and prepaid hotels booked through AmexTravel.com and 1X points on all other eligible purchases.<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n
\n\nRead our review<\/h3>\n
\n
- Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.<\/li>\n<\/ul>\n
- U.S. electronic goods retailers and software and cloud system providers<\/li>\n<\/ul>\n
- U.S. restaurants, including takeout and delivery<\/li>\n<\/ul>\n
- Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways<\/li>\n<\/ul>\n
- U.S. media providers for advertising purchases in select media (online, TV, radio)<\/li>\n<\/ul>\n
- 44 business credit cards evaluated<\/li>\n
- Our picks for the top business cards offer rewards in popular bonus categories, like gas, travel and dining, and other benefits, such as free employee cards.<\/li>\n<\/ul>\n