{"id":262821,"date":"2025-05-29T19:32:32","date_gmt":"2025-05-29T19:32:32","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/insurance\/how-to-insure-your-hot-tub\/"},"modified":"2025-05-29T19:32:32","modified_gmt":"2025-05-29T19:32:32","slug":"how-to-insure-your-hot-tub","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=262821","title":{"rendered":"How to insure your hot tub"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div itemprop=\"text\">\n<p>Even though the Great British summer isn\u2019t always full of glorious sunshine, it\u2019s thought that 1 in 10 households in the UK have a hot tub! Yes, really \u2013 ever since the pandemic, more and more people have taken the plunge and invested in a hot tub, bringing a little bit of luxury to their back garden. But with any major purchase like this, it\u2019s important to consider how you keep it safe, well-maintained, and protected via your home insurance.<\/p>\n<h2 class=\"wp-block-heading\">Is your garden insured? <\/h2>\n<p>Many people assume that their buildings or contents insurance automatically includes any property in their garden. But this isn\u2019t always the case! \u00a0In fact, many policies have a maximum pay out limit for theft or damage from outbuildings, such as sheds or greenhouses. Some expensive items might not be included in your policy as standard, and it can vary based on the value of the items you need to cover.<\/p>\n<p>And, with the average garden in the UK estimated to be worth around \u00a32,000, being underinsured could be incredibly costly! If you\u2019re not sure what your cover includes, your nearest Howden team will be happy to help you review your policy.<\/p>\n<h2 class=\"wp-block-heading\">How to keep your hot tub, and your belongings safe<\/h2>\n<p>As well as an insurance policy that protects your investment, here\u2019s a few top tips to help you look after your hot tub.<\/p>\n<h3 class=\"wp-block-heading\">Careful positioning\u00a0<\/h3>\n<p>Consider where in your garden your hot tub will be best placed. Avoid it being near to trees that could damage it in a heavy storm, or indeed other garden furniture or equipment that could tip over such as light swing seats and parasols. If you\u2019ve not yet bought a hot tub, make sure installation and training is included.<\/p>\n<h3 class=\"wp-block-heading\">Guard your gadgets<\/h3>\n<p>It might be tempting to relax in the hot tub whilst scrolling through Facebook, Instagram or TikTok, a minor lapse in concentration could see your much-loved device get damaged and waterlogged if it falls in. The same goes for tablets and headphones, and even hearing aids!<\/p>\n<h3 class=\"wp-block-heading\">Remove jewellery<\/h3>\n<p>Sharp objects such as engagement rings have been known to rip linings or covers. And of course, you don\u2019t want to be damaging any non-waterproof watches, so it\u2019s best to remove any items of jewellery that you don\u2019t want to lose or damage. And they might cause damage to your hot tub.<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/blog.howdeninsurance.co.uk\/wp-content\/uploads\/2025\/05\/Inflatable-hot-tub.jpg\"><picture decoding=\"async\" class=\"wp-image-65765\" style=\"width:723px;height:auto\"><source type=\"image\/webp\" srcset=\"https:\/\/blog.howdeninsurance.co.uk\/wp-content\/uploads\/2025\/05\/Inflatable-hot-tub.jpg.webp\" sizes=\"(max-width: 879px) 100vw, 879px\"\/><img loading=\"lazy\" decoding=\"async\" width=\"879\" height=\"586\" src=\"https:\/\/blog.howdeninsurance.co.uk\/wp-content\/uploads\/2025\/05\/Inflatable-hot-tub.jpg\" alt=\"\" srcset=\"https:\/\/blog.howdeninsurance.co.uk\/wp-content\/uploads\/2025\/05\/Inflatable-hot-tub.jpg 879w, https:\/\/blog.howdeninsurance.co.uk\/wp-content\/uploads\/2025\/05\/Inflatable-hot-tub-300x200.jpg 300w, https:\/\/blog.howdeninsurance.co.uk\/wp-content\/uploads\/2025\/05\/Inflatable-hot-tub-768x512.jpg 768w\" sizes=\"auto, (max-width: 879px) 100vw, 879px\"\/>\n<\/picture>\n<\/a><figcaption class=\"wp-element-caption\">Sharp objects like rings can cause tears, especially if you have an inflatable hot tub!<\/figcaption><\/figure>\n<\/div>\n<h3 class=\"wp-block-heading\">Garden gizmos<\/h3>\n<p>If you\u2019re doing a spot of gardening, make sure that your grass strimmer doesn\u2019t take a chunk out of your inflatable, or if you\u2019re carrying out some maintenance on your hot tub, that you don\u2019t damage it with any\u00a0<a href=\"https:\/\/www.aplan.co.uk\/business\/property\/tools-insurance\/\"><strong>tools<\/strong><\/a>\u00a0such as screwdrivers.<\/p>\n<h3 class=\"wp-block-heading\">Safe storage<\/h3>\n<p>As mentioned previously, hot tub theft can and does happen, despite their size and bulk. As costly and often high-end items, some criminals feel it\u2019s worth taking if the right opportunity presents itself.<\/p>\n<h3 class=\"wp-block-heading\">Maintenance<\/h3>\n<p>General wear and tear won\u2019t be covered on your home insurance policy, so it\u2019s important to keep up regular maintenance on your garden investment.<\/p>\n<h2 class=\"wp-block-heading\">And finally, updating your insurance<\/h2>\n<p>If you\u2019ve forked out a few thousand pounds for a brand new hot tub, you\u2019ll need to let your insurer or\u00a0<a href=\"https:\/\/www.aplan.co.uk\/what-is-an-insurance-broker\/\"><strong>insurance broker<\/strong><\/a>\u00a0know so they can update your policy and ensure you\u2019re fully cover, should something go wrong.<\/p>\n<p>Feel free to drop by your local Howden branch or give us a ring \u2013 we\u2019d be happy to help make sure your home is properly protected.<\/p>\n<p>Sources: Hydropool, Hot Tub Doctors<\/p>\n<h2 class=\"wp-block-heading\">You could also read: <\/h2>\n<p><em>This is a marketing blog by Howden Insurance.<\/em><\/p>\n<p><!-- Simple Share Buttons Adder (8.5.2) simplesharebuttons.com -->\t\t<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Even though the Great British summer isn\u2019t always full of glorious sunshine, it\u2019s thought that 1 in 10 households in the UK have a hot tub! Yes, really \u2013 ever since the pandemic, more and more people have taken the plunge and invested in a hot tub, bringing a little bit of luxury to their [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":262822,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[94],"tags":[888,22058,1776],"dealstore":[],"offerexpiration":[],"class_list":["post-262821","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","tag-hot","tag-insure","tag-tub"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to insure your hot tub - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=262821\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to insure your hot tub - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"Even though the Great British summer isn\u2019t always full of glorious sunshine, it\u2019s thought that 1 in 10 households in the UK have a hot tub! Yes, really \u2013 ever since the pandemic, more and more people have taken the plunge and invested in a hot tub, bringing a little bit of luxury to their [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fivemor.com\/?p=262821\" \/>\n<meta property=\"og:site_name\" content=\"Som2ny Network\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-29T19:32:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/05\/Hot-tub.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"879\" \/>\n\t<meta property=\"og:image:height\" content=\"586\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/fivemor.com\/?p=262821#article\",\"isPartOf\":{\"@id\":\"https:\/\/fivemor.com\/?p=262821\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371\"},\"headline\":\"How to insure your hot tub\",\"datePublished\":\"2025-05-29T19:32:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/fivemor.com\/?p=262821\"},\"wordCount\":624,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/fivemor.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/?p=262821#primaryimage\"},\"thumbnailUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/05\/Hot-tub.jpg\",\"keywords\":[\"Hot\",\"Insure\",\"Tub\"],\"articleSection\":[\"Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/fivemor.com\/?p=262821#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/fivemor.com\/?p=262821\",\"url\":\"https:\/\/fivemor.com\/?p=262821\",\"name\":\"How to insure your hot tub - Som2ny Network\",\"isPartOf\":{\"@id\":\"https:\/\/fivemor.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/fivemor.com\/?p=262821#primaryimage\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/?p=262821#primaryimage\"},\"thumbnailUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/05\/Hot-tub.jpg\",\"datePublished\":\"2025-05-29T19:32:32+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/fivemor.com\/?p=262821#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/fivemor.com\/?p=262821\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/?p=262821#primaryimage\",\"url\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/05\/Hot-tub.jpg\",\"contentUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/05\/Hot-tub.jpg\",\"width\":879,\"height\":586},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/fivemor.com\/?p=262821#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/fivemor.com\/?bp_activities=1\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How to insure your hot tub\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/fivemor.com\/#website\",\"url\":\"https:\/\/fivemor.com\/\",\"name\":\"Som2ny Network\",\"description\":\"Daily Deals\",\"publisher\":{\"@id\":\"https:\/\/fivemor.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/fivemor.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/fivemor.com\/#organization\",\"name\":\"Som2ny Network\",\"url\":\"https:\/\/fivemor.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png\",\"contentUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png\",\"width\":300,\"height\":86,\"caption\":\"Som2ny Network\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/fivemor.com\"],\"url\":\"https:\/\/fivemor.com\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How to insure your hot tub - Som2ny Network","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fivemor.com\/?p=262821","og_locale":"en_US","og_type":"article","og_title":"How to insure your hot tub - Som2ny Network","og_description":"Even though the Great British summer isn\u2019t always full of glorious sunshine, it\u2019s thought that 1 in 10 households in the UK have a hot tub! Yes, really \u2013 ever since the pandemic, more and more people have taken the plunge and invested in a hot tub, bringing a little bit of luxury to their [&hellip;]","og_url":"https:\/\/fivemor.com\/?p=262821","og_site_name":"Som2ny Network","article_published_time":"2025-05-29T19:32:32+00:00","og_image":[{"width":879,"height":586,"url":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/05\/Hot-tub.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/fivemor.com\/?p=262821#article","isPartOf":{"@id":"https:\/\/fivemor.com\/?p=262821"},"author":{"name":"admin","@id":"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371"},"headline":"How to insure your hot tub","datePublished":"2025-05-29T19:32:32+00:00","mainEntityOfPage":{"@id":"https:\/\/fivemor.com\/?p=262821"},"wordCount":624,"commentCount":0,"publisher":{"@id":"https:\/\/fivemor.com\/#organization"},"image":{"@id":"https:\/\/fivemor.com\/?p=262821#primaryimage"},"thumbnailUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/05\/Hot-tub.jpg","keywords":["Hot","Insure","Tub"],"articleSection":["Insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/fivemor.com\/?p=262821#respond"]}]},{"@type":"WebPage","@id":"https:\/\/fivemor.com\/?p=262821","url":"https:\/\/fivemor.com\/?p=262821","name":"How to insure your hot tub - Som2ny Network","isPartOf":{"@id":"https:\/\/fivemor.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/fivemor.com\/?p=262821#primaryimage"},"image":{"@id":"https:\/\/fivemor.com\/?p=262821#primaryimage"},"thumbnailUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/05\/Hot-tub.jpg","datePublished":"2025-05-29T19:32:32+00:00","breadcrumb":{"@id":"https:\/\/fivemor.com\/?p=262821#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fivemor.com\/?p=262821"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/?p=262821#primaryimage","url":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/05\/Hot-tub.jpg","contentUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/05\/Hot-tub.jpg","width":879,"height":586},{"@type":"BreadcrumbList","@id":"https:\/\/fivemor.com\/?p=262821#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fivemor.com\/?bp_activities=1"},{"@type":"ListItem","position":2,"name":"How to insure your hot tub"}]},{"@type":"WebSite","@id":"https:\/\/fivemor.com\/#website","url":"https:\/\/fivemor.com\/","name":"Som2ny Network","description":"Daily Deals","publisher":{"@id":"https:\/\/fivemor.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fivemor.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/fivemor.com\/#organization","name":"Som2ny Network","url":"https:\/\/fivemor.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/#\/schema\/logo\/image\/","url":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png","contentUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png","width":300,"height":86,"caption":"Som2ny Network"},"image":{"@id":"https:\/\/fivemor.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png","caption":"admin"},"sameAs":["https:\/\/fivemor.com"],"url":"https:\/\/fivemor.com\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts\/262821","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=262821"}],"version-history":[{"count":0,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts\/262821\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/media\/262822"}],"wp:attachment":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=262821"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=262821"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=262821"},{"taxonomy":"dealstore","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fdealstore&post=262821"},{"taxonomy":"offerexpiration","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fofferexpiration&post=262821"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}