{"id":261917,"date":"2025-05-29T03:22:41","date_gmt":"2025-05-29T03:22:41","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/investing\/with-spot-prawns-it-pays-to-go-straight-to-the-source-same-goes-for-investing\/"},"modified":"2025-05-29T03:22:41","modified_gmt":"2025-05-29T03:22:41","slug":"with-spot-prawns-it-pays-to-go-straight-to-the-source-same-goes-for-investing","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=261917","title":{"rendered":"With spot prawns, it pays to go straight to the source \u2014 same goes for investing"},"content":{"rendered":"


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\"Spot<\/p>\n

by Scott Ronalds<\/p>\n

Spot prawn season officially opened on the West Coast earlier this month. For a few short weeks in May and June, these sweet, succulent crustaceans that thrive in the coastal waters of B.C. go on sale to the public.<\/p>\n

You can buy them two ways: from your local seafood shop, or directly from the boat.<\/p>\n

For true spot prawn enthusiasts, the direct-to-consumer route (DTC) is the way to go. Buying straight from the boat means no middlemen, no extra commissions, and no packaging fees. It\u2019s fresher, cheaper and offers a uniquely personal experience. More on that in a moment.<\/p>\n

If you\u2019ve ever visited our Vancouver office, you\u2019ll know we\u2019re a stone\u2019s throw away from Granville Island \u2014 home to one of the main marinas where the prawn boats pull in to sell their bounty. I picked up a two-pound bag last week and they didn\u2019t disappoint. Neither did the experience. There\u2019s something to be said about breathing in the salty air, chatting with the fishers, and watching the marine life bustle around the docks.<\/p>\n

Insider tip:<\/strong> flash boil your prawns for 60 seconds, then saut\u00e9 in melted butter with garlic and a finely chopped Thai chili pepper (seeds removed). Cook for an additional minute or two over medium heat, then finish with a healthy squeeze of lemon juice and a sprinkle of rock salt. Serve with a warm sourdough baguette and a B.C. chardonnay. You\u2019re welcome.<\/p>\n

Now, let\u2019s bring this back to investing.<\/p>\n

The DTC model has flourished in industries like apparel, beauty, and farm-to-table food. In the U.S., investment firms like Vanguard have embraced the model, offering their products and services directly to clients and building enormous trust and scale in the process.<\/p>\n

But in Canada, the story\u2019s different. Most financial products are still sold through intermediaries\u2014advisors, brokers, or bank reps. There\u2019s a layer between the client and the investment solution that adds cost, and potential slippage around communication and reporting, which in turn can lead to an inferior client experience.<\/p>\n

Why hasn\u2019t it changed? Because the traditional model is highly profitable \u2014 for the intermediaries and the institutions behind them.<\/p>\n

As one of the few \u201cdirect distribution\u201d investment firms in Canada focused on serving investors with $10,000 to $1 million, we\u2019re able to control every aspect of the client experience. That means:<\/p>\n