{"id":246277,"date":"2025-05-18T22:34:21","date_gmt":"2025-05-18T22:34:21","guid":{"rendered":"https:\/\/peraltafinancing.com\/airline\/a-guide-to-the-chase-ink-business-credit-cards\/"},"modified":"2025-05-18T22:34:21","modified_gmt":"2025-05-18T22:34:21","slug":"a-guide-to-the-chase-ink-business-credit-cards","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=246277","title":{"rendered":"A guide to the Chase Ink Business credit cards"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>While Chase offers a robust portfolio of consumer credit cards, the issuer also has a suite of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\">business cards<\/a> tailored to different types of companies and expenses.<\/p>\n<p>Known as the Ink Business family, these credit cards earn either cash-back rewards or Chase <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/redeeming-chase-ultimate-rewards-maximum-value\/\" rel=\"noopener noreferrer\" target=\"_blank\">Ultimate Rewards points<\/a>.<\/p>\n<p>Depending on the card you carry, you may be able to combine your rewards with <a href=\"https:\/\/thepointsguy.com\/guide\/transfer-ultimate-rewards-points-between-accounts\/\">other cards that earn Ultimate Rewards points<\/a> \u2014 such as the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?tid=post&amp;pid=22125056\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Sapphire Preferred\u00ae Card<\/a> (see <a href=\"https:\/\/thepointsguy.com\/apply\/chase-sapphire-preferred-card-rates-and-fees\/?tid=post\">rates and fees<\/a>), <a href=\"https:\/\/thepointsguy.com\/apply\/chase-sapphire-reserve%E2%84%A0\/?tid=post&amp;pid=221211836\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Sapphire Reserve\u00ae<\/a> (see <a href=\"https:\/\/thepointsguy.com\/apply\/chase-sapphire-reserve-rates-and-fees\/?tid=post\">rates and fees<\/a>), <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-flex\/?tid=post&amp;pid=7538\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Freedom Flex\u00ae<\/a> (see <a href=\"https:\/\/thepointsguy.com\/apply\/chase-freedom-flex-rates-and-fees\/?tid=post\">rates and fees<\/a>), or <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-freedom-unlimited%e2%84%a0\/?tid=post&amp;pid=221211281\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Freedom Unlimited\u00ae<\/a> (see <a href=\"https:\/\/thepointsguy.com\/apply\/chase-freedom-unlimited-rates-and-fees\/?tid=post\">rates and fees<\/a>), \u2014 to further boost your earning and redemption options.<\/p>\n<p>There are currently four Ink Business cards available for those interested in applying:<\/p>\n<p>Let&#8217;s examine these four cards and see which works best for your business.<\/p>\n<p><a id=\"chase-ink-business-cards-overview\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Chase Ink Business Cards overview<\/h2>\n<div class=\"jsx-4033173742 tpg-table has-sticky-left-column \">\n<div tabindex=\"0\" class=\"jsx-4033173742\">\n<table class=\"jsx-4033173742\">\n<thead class=\"jsx-4033173742\">\n<tr class=\"jsx-4033173742\">\n<th class=\"jsx-4033173742\"\/>\n<th class=\"jsx-4033173742\"><strong>Ink Business Premier<\/strong><\/th>\n<th class=\"jsx-4033173742\"><strong>Ink Business Cash<\/strong><\/th>\n<th class=\"jsx-4033173742\"><strong>Ink Business Unlimited<\/strong><\/th>\n<th class=\"jsx-4033173742\"><strong>Ink Business Preferred<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"jsx-4033173742\">\n<tr class=\"jsx-4033173742\">\n<td><strong>Annual fee<\/strong><\/td>\n<td>$195<\/td>\n<td>$0<\/td>\n<td>$0<\/td>\n<td>$95<\/td>\n<\/tr>\n<tr class=\"jsx-4033173742\">\n<td><strong>Welcome bonus<\/strong><\/td>\n<td>Earn $1,000 cash back after spending $10,000 on purchases within the first three months of account opening.<\/td>\n<td>Earn up to $750: $350 cash back after spending $3,000 on purchases in the first three months from account opening and an additional $400 after spending $6,000 on purchases in the first six months from account opening.<\/td>\n<td>Earn $750 cash back after spending $6,000 on purchases within the first three months from account opening.<\/td>\n<td>Earn 90,000 points after spending $8,000 on purchases within the first three months from account opening.<\/td>\n<\/tr>\n<tr class=\"jsx-4033173742\">\n<td><strong>Earning rate<\/strong><\/td>\n<td>\n<ul>\n<li>Earn 5% cash back on Lyft rides through Sept. 30, 2027<\/li>\n<li>Earn 5% cash back on travel purchased through Chase Travel\u2120<\/li>\n<li>Earn 2.5% cash back on purchases of $5,000 or more<\/li>\n<li>Earn 2% cash back on all other eligible purchases<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Earn 5% cash back on Lyft rides through Sept. 30, 2027<\/li>\n<li>Earn 5% cash back on the first $25,000 in combined purchases each account anniversary year at office supply stores and on internet, cable and phone services<\/li>\n<li>Earn 2% cash back on the first $25,000 spent in combined purchases each account anniversary year at gas stations and restaurants<\/li>\n<li>Earn 1% cash back on all other eligible purchases<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Earn 5% cash back on Lyft rides through Sept. 30, 2027<\/li>\n<li>Earn unlimited 1.5% cash back on all eligible purchases<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Earn 5 points per dollar spent on Lyft rides through Sept. 30, 2027<\/li>\n<li>Earn 3 points per dollar on the first $150,000 spent in combined purchases each account anniversary year on travel, shipping purchases, internet, cable, phone services and on advertising purchases with social media and search engines<\/li>\n<li>Earn 1 point per dollar on all other eligible purchases<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr class=\"jsx-4033173742\">\n<td><strong>Foreign transaction fees<\/strong><\/td>\n<td>None<\/td>\n<td>3% of each transaction<\/td>\n<td>3% of each transaction<\/td>\n<td>None<\/td>\n<\/tr>\n<tr class=\"jsx-4033173742\">\n<td><strong>Benefits<\/strong><\/td>\n<td>\n<ul>\n<li>Primary car rental insurance when renting for business<\/li>\n<li>Purchase protection<\/li>\n<li>Extended warranty<\/li>\n<li>Trip cancellation and interruption insurance<\/li>\n<li>Baggage delay insurance<\/li>\n<li>Cellphone protection<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Primary car rental insurance when renting for business<\/li>\n<li>Purchase protection<\/li>\n<li>Extended warranty<\/li>\n<li>Baggage delay insurance<\/li>\n<li>Lost luggage reimbursement<\/li>\n<li>Travel and emergency assistance<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Primary car rental insurance when renting for business<\/li>\n<li>Purchase protection<\/li>\n<li>Extended warranty<\/li>\n<li>Baggage delay insurance<\/li>\n<li>Lost luggage reimbursement<\/li>\n<li>Travel accident insurance<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Primary car rental insurance when renting for business<\/li>\n<li>Purchase protection<\/li>\n<li>Extended warranty<\/li>\n<li>Trip cancellation and interruption insurance<\/li>\n<li>Travel accident insurance<\/li>\n<li>Trip delay insurance<\/li>\n<li>Baggage delay insurance<\/li>\n<li>Lost luggage reimbursement<\/li>\n<li>Cellphone protection<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><a id=\"chase-ink-business-cards\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Chase Ink Business cards<\/h2>\n<h3>Ink Business Premier Credit Card<\/h3>\n<p><strong>Welcome bonus: <\/strong>Earn $1,000 cash back after spending $10,000 on eligible purchases within the first three months of account opening.<\/p>\n<p><strong>Annual fee: <\/strong>$195.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/Chase-Ink-Business-Premier_2022_CCHH_2.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/Chase-Ink-Business-Premier_2022_CCHH_2.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/Chase-Ink-Business-Premier_2022_CCHH_2.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/Chase-Ink-Business-Premier_2022_CCHH_2.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/Chase-Ink-Business-Premier_2022_CCHH_2.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/Chase-Ink-Business-Premier_2022_CCHH_2.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/Chase-Ink-Business-Premier_2022_CCHH_2.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/Chase-Ink-Business-Premier_2022_CCHH_2.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/12\/Chase-Ink-Business-Premier_2022_CCHH_2.jpg?width=3840\"\/><\/span><\/div><figcaption class=\"jsx-3874346954 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Rewards: <\/strong>Earn 5% cash back on travel purchased through Chase Travel, 2.5% cash back on purchases of $5,000 or greater and 2% cash back on all other eligible purchases.<\/p>\n<div class=\"EmailSignUp_container__qYzYT tw-border tw-border-gray-2\"><picture class=\"EmailSignUp_graphic__zgpFm tw-opacity-0\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<form class=\"jsx-2618086009 newsletter-form\">\n<div class=\"jsx-2618086009 EmailCapture_confirmation__xasB3 EmailCapture_noCheckbox__n4fsN   \">\n<p class=\"tw-text-xs-regular !tw-text-gray-5 hover:!tw-text-gray-5 tw-max-w-lg\">By signing up, you will receive newsletters and promotional content and agree to our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/terms-of-use\/\" target=\"_blank\">Terms of Use<\/a> <!-- -->and acknowledge the data practices in our<!-- --> <a class=\"!tw-text-gray-5 hover:!tw-text-gray-5\" href=\"https:\/\/thepointsguy.com\/privacy-policy\/\" target=\"_blank\">Privacy Policy<\/a>. You may unsubscribe at any time.<\/p>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<p><strong>Who should apply? <\/strong>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-premier-credit-card\/?tid=post&amp;pid=8489\" rel=\"noopener\" target=\"_blank\">Ink Business Premier<\/a> is the most premium offering in the Chase business card family, carrying a $195 annual fee.<\/p>\n<p>Unfortunately, the Ink Business Premier does not earn fully transferable <a href=\"https:\/\/thepointsguy.com\/points-program\/chase-ultimate-rewards\/\" rel=\"noopener\" target=\"_blank\">Ultimate Rewards points<\/a> like its counterpart, the Ink Business Preferred (more on that below). You also can&#8217;t <a href=\"https:\/\/thepointsguy.com\/guide\/transfer-ultimate-rewards-points-between-accounts\/\" rel=\"noopener\" target=\"_blank\">transfer the rewards<\/a> earned on the Ink Business Premier to other Ultimate Rewards cards.<\/p>\n<p>Instead, Ink Business Premier cardholders can redeem their points for cash back, gift cards, statement credits and more through <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-rewards-travel-portal\/\">Chase Travel<\/a>. As such, this card is geared toward business owners with high operating expenses who want to recoup the $195 annual fee, invest back into their business and aren&#8217;t as concerned with earning travel rewards.<\/p>\n<p>The Ink Business Premier is a niche option that likely won&#8217;t appeal to travel rewards enthusiasts but can be attractive to those who want a simple yet lucrative card with no preset spending limit. For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/chase-ink-business-premier-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Ink Business Premier<\/a>.<\/p>\n<p><strong>Related: <\/strong><a href=\"https:\/\/thepointsguy.com\/guide\/who-should-get-ink-business-premier\/\" rel=\"noopener\" target=\"_blank\"><strong>Who should (and who shouldn&#8217;t) get the Chase Ink Business Premier?<\/strong><\/a><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-premier-credit-card\/?tid=post&amp;pid=8489\" rel=\"noopener\" target=\"_blank\">Ink Business Premier<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h3>Ink Business Cash Credit Card<\/h3>\n<p><strong>Welcome bonus: <\/strong>Earn up to $750: $350 cash back after spending $3,000 on purchases in the first three months from account opening and an additional $400 after spending $6,000 on purchases in the first six months from account opening.<\/p>\n<p><strong>Annual fee: <\/strong>$0.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Ink-Business-Cash%C2%AE-Credit-Cardjpg.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Ink-Business-Cash%C2%AE-Credit-Cardjpg.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Ink-Business-Cash%C2%AE-Credit-Cardjpg.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Ink-Business-Cash%C2%AE-Credit-Cardjpg.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Ink-Business-Cash%C2%AE-Credit-Cardjpg.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Ink-Business-Cash%C2%AE-Credit-Cardjpg.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Ink-Business-Cash%C2%AE-Credit-Cardjpg.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Ink-Business-Cash%C2%AE-Credit-Cardjpg.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Ink-Business-Cash%C2%AE-Credit-Cardjpg.jpg?width=3840\"\/><\/span><\/div><figcaption class=\"jsx-3874346954 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Rewards: <\/strong>Earn 5% cash back on up to $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases.<\/p>\n<p><strong>Who should apply? <\/strong>Despite being one of Chase&#8217;s entry-level business credit cards with no annual fee, the <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?tid=post&amp;pid=22125825\" rel=\"noopener\" target=\"_blank\">Ink Business Cash<\/a> offers a solid return on purchases, though its bonus categories are probably best suited for those who have physical offices. This means people who work from home and have to pick up office supplies or pay for their own phone services or those who have a small office building with employees.<\/p>\n<p>Even if you carry the Ink Business Preferred, you might want to consider this card as well, thanks to the fact that it has no annual fee and earns 2% cash back at gas stations and restaurants, which the Ink Business Preferred does not. Then, you can convert the rewards earned into miles or points with <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-rewards-transfer-times\/\" rel=\"noopener\" target=\"_blank\">Chase&#8217;s airline and hotel partners<\/a>, or redeem them at better rates of 1.25 cents (if you transfer to the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?tid=post&amp;pid=22125056\" rel=\"noopener\" target=\"_blank\">Sapphire Preferred<\/a> or <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?tid=post&amp;pid=221211974\" rel=\"noopener\" target=\"_blank\">Ink Business Preferred<\/a>) or 1.5 cents (if you transfer to the <a href=\"https:\/\/thepointsguy.com\/apply\/chase-sapphire-reserve%E2%84%A0\/?tid=post&amp;pid=221211836\" rel=\"noopener\" target=\"_blank\">Sapphire Reserve<\/a>) toward travel reservations made through Chase Travel.<\/p>\n<p>For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-review-ink-business-cash-credit-card\/\" rel=\"noopener\" target=\"_blank\">full review of the Ink Business Cash card<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ink-preferred-cash-together\/\" rel=\"noopener noreferrer\" target=\"_blank\">Better together: Why the Ink Business Preferred and the Ink Business Cash are a great pair<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?tid=post&amp;pid=22125825\" rel=\"noopener\" target=\"_blank\">Ink Business Cash<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h3>Ink Business Unlimited Credit Card<\/h3>\n<p><strong>Welcome bonus: <\/strong>Earn $750 cash back after spending $6,000 on purchases within the first three months from account opening.<\/p>\n<p><strong>Annual fee: <\/strong>$0.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/04\/Ink-Business-Unlimited-Credt-Card_Update-April-2025.png?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/04\/Ink-Business-Unlimited-Credt-Card_Update-April-2025.png?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/04\/Ink-Business-Unlimited-Credt-Card_Update-April-2025.png?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/04\/Ink-Business-Unlimited-Credt-Card_Update-April-2025.png?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/04\/Ink-Business-Unlimited-Credt-Card_Update-April-2025.png?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/04\/Ink-Business-Unlimited-Credt-Card_Update-April-2025.png?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/04\/Ink-Business-Unlimited-Credt-Card_Update-April-2025.png?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/04\/Ink-Business-Unlimited-Credt-Card_Update-April-2025.png?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/04\/Ink-Business-Unlimited-Credt-Card_Update-April-2025.png?width=3840\"\/><\/span><\/div><figcaption class=\"jsx-3874346954 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Rewards: <\/strong>Earn 1.5% cash back on all purchases. As with the Ink Business Cash card, you have the ability to open up more redemption values and more redemption opportunities if you carry another Chase Ultimate Rewards-earning card, such as the <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?tid=post&amp;pid=22125056\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Sapphire Preferred<\/a>, <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve\/?tid=post&amp;pid=221211836\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Sapphire Reserve<\/a>, or <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%E2%84%A0-credit-card\/?tid=post&amp;pid=221211974\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Preferred<\/a>.<\/p>\n<p><strong>Who should apply? <\/strong>This is an excellent card for freelancers who want a card that earns well on every dollar without having to keep track of bonus categories. It&#8217;s also a great choice for business owners who need a card for their expenses that don&#8217;t fall under a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\" rel=\"noopener\" target=\"_blank\">bonus category<\/a> with their other cards, since you get unlimited 1.5% back on every purchase. For freelancers or those with side hustles, this means maximizing every purchase without juggling multiple cards with annual fees. For established businesses, this is a great card to pair with other Chase cards, covering purchases that don&#8217;t have extra earnings on other cards.<\/p>\n<p>For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/ink-business-unlimited-credit-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Ink Business Unlimited card<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reasons-to-get-ink-business-unlimited-card\/\" rel=\"noopener\" target=\"_blank\">6 reasons to get the Ink Business Unlimited Credit Card<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-unlimited-credit-card\/?tid=post&amp;pid=6218\" rel=\"noopener\" target=\"_blank\">Ink Business Unlimited<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<h3>Ink Business Preferred Credit Card<\/h3>\n<p><strong>Welcome bonus: <\/strong>Earn 90,000 points after spending $8,000 on purchases within the first three months from account opening.<\/p>\n<p><strong>Annual fee: <\/strong>$95.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Ink-Business-Preferred_2.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Ink-Business-Preferred_2.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Ink-Business-Preferred_2.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Ink-Business-Preferred_2.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Ink-Business-Preferred_2.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Ink-Business-Preferred_2.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Ink-Business-Preferred_2.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Ink-Business-Preferred_2.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/08\/Ink-Business-Preferred_2.jpg?width=3840\"\/><\/span><\/div><figcaption class=\"jsx-3874346954 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p><strong>Rewards: <\/strong>Earn 3 points per dollar on the first $150,000 spent in combined purchases on travel, advertising purchases made with social media sites and search engines, shipping purchases and internet, cable and phone services each account anniversary year. Earn 1 point per dollar on all other purchases.<\/p>\n<p><strong>Who should apply? <\/strong>This is the only Ink card that earns full-fledged Ultimate Rewards points (those you can transfer to airlines and hotels) on its own rather than cash back. It is also the only Ink card that earns bonus points on travel purchases, specifically. The annual fee is low enough that <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-credit-cards-for-freelancers\/\" rel=\"noopener\" target=\"_blank\">freelancers<\/a> and side hustlers can easily offset the cost, but the higher spending cap on <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\" rel=\"noopener\" target=\"_blank\">business bonus categories<\/a> means it&#8217;s also a nice card for established business owners with offices and employees.<\/p>\n<p>For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ink-business-preferred-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Ink Business Preferred card<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase-ink-business-preferred-bonus-eligibility\/\" rel=\"noopener\" target=\"_blank\">Who is eligible for the Chase Ink Business Preferred card?<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?tid=post&amp;pid=221211974\">Ink Business Preferred<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/><a id=\"which-ink-business-card-is-right-for-you\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Which Ink Business card is right for you?<\/h2>\n<p>Each of these cards offers impressive earnings in at least one category:<\/p>\n<ul>\n<li>The no-annual-fee <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?tid=post&amp;pid=22125825\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Cash<\/a> earns 5% cash back at office supply stores and on telecommunications services \u2014 up to $25,000 of these purchases per card membership year.<\/li>\n<li>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-unlimited-credit-card\/?tid=post&amp;pid=6218\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Unlimited<\/a> racks up 1.5% cash back on all purchases without category restrictions, spending limits, or an annual fee.<\/li>\n<li>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?tid=post&amp;pid=221211974\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Preferred Card<\/a> offers more rewards and benefits that can complement the Ink Business Cash and\/or Ink Business Unlimited while only charging a minimal annual fee.<\/li>\n<li>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-premier-credit-card\/?tid=post&amp;pid=8489\">Ink Business Premier<\/a> is a good option for businesses that spend thousands annually and want to earn a lucrative 2%-2.5% cash-back rate on all eligible purchases.<\/li>\n<\/ul>\n<p>The Ink Business Preferred and the Ink Business Premier set themselves apart with <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-cards-cell-phone-protection\/\" rel=\"noopener noreferrer\" target=\"_blank\">cellphone protection<\/a>, which can be valuable considering the current cost of smartphones.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.75%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/02\/Woman-using-her-credit-card-while-on-laptop-at-home_Rockaa.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/02\/Woman-using-her-credit-card-while-on-laptop-at-home_Rockaa.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/02\/Woman-using-her-credit-card-while-on-laptop-at-home_Rockaa.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/02\/Woman-using-her-credit-card-while-on-laptop-at-home_Rockaa.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/02\/Woman-using-her-credit-card-while-on-laptop-at-home_Rockaa.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/02\/Woman-using-her-credit-card-while-on-laptop-at-home_Rockaa.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/02\/Woman-using-her-credit-card-while-on-laptop-at-home_Rockaa.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/02\/Woman-using-her-credit-card-while-on-laptop-at-home_Rockaa.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2025\/02\/Woman-using-her-credit-card-while-on-laptop-at-home_Rockaa.jpg?width=3840\"\/><\/span><\/div><figcaption class=\"jsx-3874346954 figcaption\">ROCKAA\/GETTY IMAGES<\/figcaption><\/figure>\n<p>If you already carry an <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?tid=post&amp;pid=22125825\">Ink Business Cash<\/a> or <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-unlimited-credit-card\/?tid=post&amp;pid=6218\">Ink Business Unlimited<\/a>, you might want to consider adding the <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?tid=post&amp;pid=221211974\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Preferred<\/a> to your lineup for four main reasons:<\/p>\n<ul>\n<li>The <a href=\"https:\/\/thepointsguy.com\/credit-cards\/3x-ink-business-preferred\/\" rel=\"noopener noreferrer\" target=\"_blank\">ability to earn 3 points per dollar<\/a> on travel and advertising purchases made with social media sites and search engines \u2014 up to $150,000 of these purchases per account anniversary year.<\/li>\n<li>The <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-paying-cell-phone-bill\/\" rel=\"noopener noreferrer\" target=\"_blank\">cellphone protection benefit<\/a> could easily justify the $95 annual fee.<\/li>\n<li>Rewards earned on Chase cash-back cards, such as the Ink Business Cash and Ink Business Unlimited, can be transferred to the card and then used as full-fledged Chase Ultimate Rewards points with travel partners.<\/li>\n<li>The 90,000-point welcome bonus is worth $1,845 based on TPG&#8217;s May 2025 <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\">valuations<\/a>.<\/li>\n<\/ul>\n<p>Suppose your business doesn&#8217;t spend much on the bonus categories of the Ink Business Cash or Ink Business Preferred. In that case, you may be better off simply earning 1.5% cash back on everything with the <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-unlimited-credit-card\/?tid=post&amp;pid=6218\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Unlimited<\/a>.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-complete-chase-business-credit-card-application\/\" rel=\"noopener noreferrer\" target=\"_blank\">How to complete a Chase business credit card application<\/a><\/strong><\/p>\n<p><a id=\"do-i-qualify-for-a-business-credit-card\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Do I qualify for a business credit card?<\/h2>\n<p>Carrying a small-business credit card is an excellent way to keep your personal and business expenses separate. You may be surprised at what <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ways-you-might-be-eligible-for-business-credit-card\/\" rel=\"noopener\" target=\"_blank\">qualifies<\/a> for a business credit card \u2014 no storefront or warehouse is required. An online Etsy store, a freelance writing gig, working as a ride-hailing service driver and many other micro-businesses qualify you for a card.<\/p>\n<p>The best business credit cards generally offer attractive welcome bonuses and high earning potential across multiple categories, which makes them valuable additions to your wallet, no matter the size of your business.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/guide-to-applying-small-business-credit-cards\/\" rel=\"noopener noreferrer\" target=\"_blank\">How to get a business credit card<\/a><\/strong><\/p>\n<p><a id=\"can-i-have-more-than-one-ink-business-credit-card-from-chase\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Can I have more than one Ink Business credit card from Chase?<\/h2>\n<p>The short answer is &#8220;yes.&#8221; This option can be appealing for businesses that are fully invested in the Ultimate Rewards ecosystem and want to maximize purchases across multiple bonus categories.<\/p>\n<figure class=\"jsx-3874346954 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-2453190082 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Man-on-telephone-while-looking-at-computer-and-holding-credit-card-at-home-office_-Rob-Lewine.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Man-on-telephone-while-looking-at-computer-and-holding-credit-card-at-home-office_-Rob-Lewine.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Man-on-telephone-while-looking-at-computer-and-holding-credit-card-at-home-office_-Rob-Lewine.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Man-on-telephone-while-looking-at-computer-and-holding-credit-card-at-home-office_-Rob-Lewine.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Man-on-telephone-while-looking-at-computer-and-holding-credit-card-at-home-office_-Rob-Lewine.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Man-on-telephone-while-looking-at-computer-and-holding-credit-card-at-home-office_-Rob-Lewine.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Man-on-telephone-while-looking-at-computer-and-holding-credit-card-at-home-office_-Rob-Lewine.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Man-on-telephone-while-looking-at-computer-and-holding-credit-card-at-home-office_-Rob-Lewine.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Man-on-telephone-while-looking-at-computer-and-holding-credit-card-at-home-office_-Rob-Lewine.jpg?width=3840\"\/><\/span><\/div><figcaption class=\"jsx-3874346954 figcaption\">ROB LEWINE\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Here&#8217;s how you might approach it:<\/p>\n<ul>\n<li><strong>Ink Business Cash:<\/strong> Use this card at office supply stores and on telecommunication purchases to earn 5% back (or 5 points per dollar spent), and use it at restaurants as well to earn 2% back (or 2 points per dollar spent).<\/li>\n<li><strong>Ink Business Preferred:<\/strong> Use this card for travel costs, shipping providers and advertising purchases with social media platforms and search engines to earn 3 points per dollar spent. Plus, use it for all purchases outside the U.S. to avoid foreign transaction fees.<\/li>\n<li><strong>Ink Business Unlimited:<\/strong> Use this card for all other purchases to earn 1.5% back (or 1.5 points per dollar spent) if you want to earn rewards that can be turned into transferable points.<\/li>\n<\/ul>\n<p>If you then combine all of your earnings from these cards under your Ink Business Preferred, you&#8217;ll have a nice balance of fully transferable Ultimate Rewards points. Also consider:<\/p>\n<ul>\n<li><strong>Ink Business Premier:<\/strong> Use this card for all other purchases if you&#8217;re OK with earning cash back or if you need a card with no preset spending limit when making large purchases.<\/li>\n<\/ul>\n<p>The application terms allow you to open each card, earn the welcome bonus on each, and even earn the bonus on each card for each of your separate businesses. However, the issuer&#8217;s standard <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-application-restrictions\/\" rel=\"noopener\" target=\"_blank\">application restrictions<\/a> will apply; if you want to add a new Ink product to your wallet, consider these guidelines to maximize your approval chances.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>As with Chase&#8217;s consumer cards, you can amplify your rewards strategy dramatically by combining two (or more) Ink business cards that offer you the most points and benefits for your business spending. If you plan to apply for one or more of these cards, applying for no more than one personal and one business card with Chase within a 90-day window is recommended.<\/p>\n<p>When planning your strategy, remember <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-guide-chase-5-24-rule\/\" rel=\"noopener\" target=\"_blank\">Chase&#8217;s 5\/24 rule<\/a>, which means that you could be rejected automatically for most Chase cards if you&#8217;ve opened five or more cards in the last 24 months. Opening a new business card from Chase <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business-card-llc-5-24-rule\/\" rel=\"noopener\" target=\"_blank\">will not add to your 5\/24 status<\/a>.<\/p>\n<p>If you aren&#8217;t immediately approved and need to call for reconsideration, you may need to answer questions about your business or provide supporting documents before your application is approved. But that bit of extra effort could be well worth it to reap the rewards these cards offer.<\/p>\n<hr class=\"jsx-4213731811\"\/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%E2%84%A0-credit-card\/?tid=post&amp;pid=221211974\" rel=\"noopener\" target=\"_blank\">Ink Business Preferred Credit Card<\/a><\/strong><br \/><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-unlimited-credit-card\/?tid=post&amp;pid=6218\" rel=\"noopener\" target=\"_blank\">Ink Business Unlimited Credit Card<\/a><\/strong><br \/><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%E2%84%A0-credit-card\/?tid=post&amp;pid=22125825\" rel=\"noopener\" target=\"_blank\">Ink Business Cash Credit Card<\/a><\/strong><br \/><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-premier-credit-card\/?tid=post&amp;pid=8489\" rel=\"noopener\" target=\"_blank\">Ink Business Premier Credit Card<\/a><\/strong><\/p>\n<hr class=\"jsx-4213731811\"\/><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>While Chase offers a robust portfolio of consumer credit cards, the issuer also has a suite of business cards tailored to different types of companies and expenses. Known as the Ink Business family, these credit cards earn either cash-back rewards or Chase Ultimate Rewards points. Depending on the card you carry, you may be able [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":246278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12028],"tags":[907,933,11350,235,2059,22724],"dealstore":[],"offerexpiration":[],"class_list":["post-246277","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-airline","tag-business","tag-cards","tag-chase","tag-credit","tag-guide","tag-ink"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>A guide to the Chase Ink Business credit cards - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=246277\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"A guide to the Chase Ink Business credit cards - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"While Chase offers a robust portfolio of consumer credit cards, the issuer also has a suite of business cards tailored to different types of companies and expenses. 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