{"id":242541,"date":"2025-05-15T04:29:17","date_gmt":"2025-05-15T04:29:17","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/investing\/huygens-portfolio-review-13-may-2025\/"},"modified":"2025-05-15T04:29:17","modified_gmt":"2025-05-15T04:29:17","slug":"huygens-portfolio-review-13-may-2025","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=242541","title":{"rendered":"Huygens Portfolio Review: 13 May 2025"},"content":{"rendered":"


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\"Huygens<\/p>\n

Time to go home.<\/em><\/p>\n<\/div>\n

Huygens is one of two portfolios using an expanded Asset Allocation (AA) management model.\u00a0 The other is the computer managed Schrodinger or Schwab\u2019s Intelligent Portfolio.\u00a0 Over the past month the Huygens lost a bit of ground to its benchmark, the AOR security.\u00a0 Most likely the AOR is tilted a tad more toward equity holdings whereas the Huygens is more conservative when it comes to the stock\/bond ratio.<\/p>\n

This portfolio has been using the AA model for a year so it is early when it comes to drawing conclusions.<\/p>\n

Huygens Asset Allocation<\/strong><\/p>\n

Below is the current Asset Allocation breakdown for the Huygens.\u00a0 The primary asset class most out of balance is U.S. Equities or VTI.\u00a0 I am not all that concerned as VB, VOO, and VO are also U.S. Equity ETFs.<\/p>\n

The annual income is a respectable 3.1%.<\/p>\n

\"Huygens<\/p>\n

Huygens Rebalancing Recommendations<\/strong><\/p>\n

To rebalance I plan to sell 30 shares of SHV and use that money to set limit orders for 10 shares of VTI and 2 shares of VO.\u00a0 Several asset classes indicate a Buy, but only VTI and VO are below target.\u00a0 When dividends generate additional cash it will be used to bring VTI closer to target.<\/p>\n

\"Huygens<\/p>\n

Huygens Performance Data<\/strong><\/p>\n

Since 12\/31\/2021 the Huygens is in a dead heat with the AOR benchmark.\u00a0 Since the last review this portfolio lost ground to the AOR benchmark.\u00a0 See the link at the bottom of the page for this information.<\/p>\n

\"Huygens<\/p>\n

Huygens Risk Ratios<\/strong><\/p>\n

The two most important ratios, the Jensen Performance Index and Information Ratio, are ahead of where they were a year ago.\u00a0 The positive slope for the Jensen is another positive sign for this Asset Allocation portfolio.<\/p>\n

As I update portfolios, the Huygens actually gained during the month of April.\u00a0 Most ITA portfolios lost money last month.<\/p>\n

\"Huygens<\/p>\n

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Huygens Asset Allocation Portfolio Review: 11 April 2025<\/a><\/p>\n<\/blockquote>\n