{"id":215468,"date":"2025-04-30T21:05:20","date_gmt":"2025-04-30T21:05:20","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/investing\/i-finally-cross-700k-networth-after-1-year-4-months\/"},"modified":"2025-04-30T21:05:20","modified_gmt":"2025-04-30T21:05:20","slug":"i-finally-cross-700k-networth-after-1-year-4-months","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=215468","title":{"rendered":"I finally cross $700k networth, after 1 year 4 months"},"content":{"rendered":"


\n<\/p>\n

\n
<\/a><\/div>\n

I wondered how I should kickstart this post – should I be positive or negative about this?<\/p>\n

I am disappointed.\u00a0<\/p>\n

For the past many years, I’ve always been growing my networth, at around $100-$150k\/year.\u00a0I had big plans to hit a net worth of $850k by December 2022, but the universe had other plans for me. Instead, I only managed to reach $646k, leaving me with a $204k gap to my target.\u00a0<\/p>\n

Ever since I became more aggressive in my “investment” portfolio in 2021, being sucked by greed to deploy most of my cash into stocks and crypto, I fell heavily, along with the crashes. Crypto wiped out 5 digits savings, so did the stock market.\u00a0<\/p>\n

To be honest, ever since the crashes and a bad hit to my net worth, I actually didn’t do anything special to improve. I didn’t make drastic spending cuts, I didn’t stop my holidays, I didn’t continue investing (not sure good move or not).\u00a0<\/p>\n

I was just waiting for this day to come. Bit by bit, waiting for my CPF and monthly income to fill the gap.<\/p>\n

I told my husband at the couch that my finances is back to where I was i.e Dec 2021, 1 year 4 months back. He encouraged me to think this way – that I’ve experienced different things for the past 1 year 4 months.<\/p>\n

That is true. I experienced good and bad, but if I were to parcel it – the bad were mainly wrt work, for instance being laid off without good reasoning nor compensation, and being too soft to put up a fight. I trust karma will serve my ex-boss what she deserved. The good is having a new job laid out, going for holidays and living my life as per usual. So far, my new job has been treating me well except for a few political characters which will be present anywhere. I’m not going to let them disturb my peace.\u00a0<\/p>\n

Over the past 1 year 4 months, I’ve also spent a bomb on IVF and fertility treatment. Close to $40k for a chance to carry a child of my own. I failed, but I will try again. That’s another spending to be deployed.\u00a0<\/p>\n

At times I feel stagnant, just like my networth; and aimless. Seeing friends moving on to the next life stage, celebrating their little ones’ achievements make me feel my life isn’t as fruitful. At times, I train my brain to stop thinking too much, to live my life each day at a time, to be present and appreciate what I have.<\/p>\n


So as what my husband said, despite only hitting $700k networth when I should possibly be at $850k, I’ve gained different experiences, some through my money spent, some through life’s curveball.\u00a0<\/p>\n

There are too many things in life to worry about. As long as I’ve my husband by my side, things can be conquered.\u00a0<\/p>\n

May I have more good news to share in my future posts, and stop wallowing in pity.<\/p>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"

I wondered how I should kickstart this post – should I be positive or negative about this? I am disappointed.\u00a0 For the past many years, I’ve always been growing my networth, at around $100-$150k\/year.\u00a0I had big plans to hit a net worth of $850k by December 2022, but the universe had other plans for me. 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