{"id":212674,"date":"2025-04-29T11:31:39","date_gmt":"2025-04-29T11:31:39","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/insurance\/why-data-is-king-in-healthcare-cost-containment-you-cant-fix-what-you-cant-see\/"},"modified":"2025-04-29T11:31:39","modified_gmt":"2025-04-29T11:31:39","slug":"why-data-is-king-in-healthcare-cost-containment-you-cant-fix-what-you-cant-see","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=212674","title":{"rendered":"Why Data Is King in Healthcare Cost Containment: You Can\u2019t Fix What You Can\u2019t See"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div data-elementor-type=\"wp-post\" data-elementor-id=\"58433\" class=\"elementor elementor-58433\" data-elementor-post-type=\"post\">\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-4bd8cd0a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4bd8cd0a\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-549e159\" data-id=\"549e159\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-21c35853 elementor-widget elementor-widget-spacer\" data-id=\"21c35853\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-4e513711 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4e513711\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6a89f940\" data-id=\"6a89f940\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<div class=\"elementor-element elementor-element-1de7f757 elementor-widget elementor-widget-heading\" data-id=\"1de7f757\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">TOPIC<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-79da3727 elementor-widget elementor-widget-heading\" data-id=\"79da3727\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Why Data Is King in Healthcare Cost Containment: You Can&#8217;t Fix What You Can&#8217;t See<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-cd87974 elementor-widget elementor-widget-post-info\" data-id=\"cd87974\" data-element_type=\"widget\" data-widget_type=\"post-info.default\">\n<div class=\"elementor-widget-container\">\n<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n<li class=\"elementor-icon-list-item elementor-repeater-item-8e61aee elementor-inline-item\">\n\t\t\t\t\t\t<a href=\"#molongui-disabled-link\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\"><br \/>\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-user-circle\"><\/i>\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-author\"><br \/>\n\t\t\t\t\t\t\t\t\t\tTaylor Neill\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n<li class=\"elementor-icon-list-item elementor-repeater-item-d2ddae7 elementor-inline-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/roundstoneinsurance.com\/blog\/2025\/04\/22\/\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\"><br \/>\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-calendar-alt\"><\/i>\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\"><br \/>\n\t\t\t\t\t\t\t\t\t\tApril 22, 2025\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n<li class=\"elementor-icon-list-item elementor-repeater-item-cf56312 elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\"><br \/>\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-clock\"><\/i>\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\"><br \/>\n\t\t\t\t\t\t\t\t\t\t4 Minute Read\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n<li class=\"elementor-icon-list-item elementor-repeater-item-c7970bb elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\"><br \/>\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-tag\"><\/i>\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\"><br \/>\n\t\t\t\t\t\t\t\t\t\tCost Containment\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-790ed8f5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"790ed8f5\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4af8bc84\" data-id=\"4af8bc84\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-329b5cd8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"329b5cd8\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5d7dd25c\" data-id=\"5d7dd25c\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<div class=\"elementor-element elementor-element-27192214 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"27192214\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\"><br \/>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-39ddbf90 elementor-widget elementor-widget-heading\" data-id=\"39ddbf90\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Find this article helpful? Share it with others.<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-2fa1251c elementor-widget__width-initial e-grid-align-left elementor-shape-rounded elementor-grid-0 elementor-widget elementor-widget-social-icons\" data-id=\"2fa1251c\" data-element_type=\"widget\" data-widget_type=\"social-icons.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-social-icons-wrapper elementor-grid\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\"><br \/>\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-repeater-item-5741b25\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span><br \/>\n\t\t\t\t\t\t<i class=\"fab fa-facebook\"><\/i>\t\t\t\t\t<\/a><br \/>\n\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\"><br \/>\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-twitter elementor-repeater-item-8457944\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Twitter<\/span><br \/>\n\t\t\t\t\t\t<i class=\"fab fa-twitter\"><\/i>\t\t\t\t\t<\/a><br \/>\n\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\"><br \/>\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-youtube elementor-repeater-item-24e245e\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Youtube<\/span><br \/>\n\t\t\t\t\t\t<i class=\"fab fa-youtube\"><\/i>\t\t\t\t\t<\/a><br \/>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-d24437a elementor-widget elementor-widget-spacer\" data-id=\"d24437a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-303a050d elementor-widget elementor-widget-image\" data-id=\"303a050d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/roundstoneinsurance.com\/wp-content\/uploads\/2025\/04\/Team-analyzing-financial-data-on-a-tablet-and-discussing-reports-at-a-meeting.webp\" title=\"Team analyzing financial data on a tablet and discussing reports at a meeting\" alt=\"Team analyzing financial data on a tablet and discussing reports at a meeting\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-37fbdf67 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"37fbdf67\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-863162e\" data-id=\"863162e\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-1c336ef3 elementor-widget elementor-widget-text-editor\" data-id=\"1c336ef3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p><span style=\"font-weight: 400\">The most common complaint we receive as Regional Practice Leaders comes at renewal time: \u201cEvery year, our premiums go up\u2014and we have no idea why.\u201d\u00a0<\/span><\/p>\n<p>\u00a0<\/p>\n<p><span style=\"font-weight: 400\">That\u2019s where the conversation usually starts. The employer has just received another double-digit increase. They\u2019re frustrated. And their current carrier won\u2019t give them a clear answer about what\u2019s driving the cost.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-6a42c51 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a42c51\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b7f5562\" data-id=\"b7f5562\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-68f52c11 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"68f52c11\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4ec8e665\" data-id=\"4ec8e665\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-750e55e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"750e55e\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1dfa4cfd\" data-id=\"1dfa4cfd\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-22bb039d elementor-widget elementor-widget-heading\" data-id=\"22bb039d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">What Your Clients Don\u2019t Know Is Costing Them<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-4cb3c096 elementor-widget elementor-widget-text-editor\" data-id=\"4cb3c096\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p><span style=\"font-weight: 400\">We suggest recommending to your clients that they ask their mega carrier the following questions:<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-364865b6 elementor-position-left elementor-vertical-align-middle elementor-view-default elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"364865b6\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-icon-box-wrapper\">\n<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon\"><br \/>\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n<div class=\"elementor-icon-box-content\">\n<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<b>What are our top 10 drugs by spend?<\/b>\t\t\t\t\t<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-631fc4f5 elementor-position-left elementor-vertical-align-middle elementor-view-default elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"631fc4f5\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-icon-box-wrapper\">\n<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon\"><br \/>\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n<div class=\"elementor-icon-box-content\">\n<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<b>What diagnoses are driving our claims this year?<\/b>\t\t\t\t\t<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-2eb073c3 elementor-position-left elementor-vertical-align-middle elementor-view-default elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"2eb073c3\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-icon-box-wrapper\">\n<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon\"><br \/>\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n<div class=\"elementor-icon-box-content\">\n<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<b>Which members are at risk for high-cost conditions next quarter?<\/b>\t\t\t\t\t<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-4c19070e elementor-widget elementor-widget-text-editor\" data-id=\"4c19070e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p><span style=\"font-weight: 400\">In most fully insured plans, the response will be predictable: \u201cThat data isn\u2019t available.\u201d<\/span><span style=\"font-weight: 400\"><br \/><\/span><span style=\"font-weight: 400\">But don\u2019t take that at face value. <\/span><b>Insurance is built on data. <\/b><span style=\"font-weight: 400\">Every premium, every risk model, every forecast\u2014it&#8217;s all based on statistics.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">The problem is not that insurance companies can\u2019t access the data. They just don\u2019t want to share it. (And why would they? They would then have to explain to the insured why so much of their annual premium goes into the carrier\u2019s pockets as profit.)<\/span><\/p>\n<p>\u00a0<\/p>\n<p><span style=\"font-weight: 400\">As an advisor, that puts you in a tough spot. You\u2019re being asked to reduce costs without the visibility to know where savings are even possible. It&#8217;s like being told to patch a leaking boat\u2014without knowing where the leak is.\u00a0<\/span><\/p>\n<p>\u00a0<\/p>\n<p><span style=\"font-weight: 400\">Group captives take a different approach. When you place clients in a group captive program, their data belongs to them. Employers can finally see what\u2019s going on inside their plan so they can take action\u2014and save money.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<div class=\"elementor-element elementor-element-3712c466 elementor-widget elementor-widget-spacer\" data-id=\"3712c466\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-2baf2c7c elementor-blockquote--skin-quotation elementor-blockquote--align-center elementor-blockquote--button-color-official elementor-widget elementor-widget-blockquote\" data-id=\"2baf2c7c\" data-element_type=\"widget\" data-widget_type=\"blockquote.default\">\n<div class=\"elementor-widget-container\">\n<blockquote class=\"elementor-blockquote\">\n<p class=\"elementor-blockquote__content\">\n\t\t\t\tYou\u2019re being asked to reduce costs without the visibility to know where savings are even possible. It\u2019s like being told to patch a leaking boat\u2014without knowing where the leak is.\t\t\t<\/p>\n<\/blockquote><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-57ad9b74 elementor-widget elementor-widget-spacer\" data-id=\"57ad9b74\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-600dceb9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"600dceb9\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e4fd42f\" data-id=\"e4fd42f\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-155e859 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"155e859\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f139d6b\" data-id=\"f139d6b\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-d10602a elementor-widget elementor-widget-spacer\" data-id=\"d10602a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-3d6525dc elementor-widget elementor-widget-image\" data-id=\"3d6525dc\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"660\" height=\"385\" src=\"https:\/\/roundstoneinsurance.com\/wp-content\/uploads\/2025\/04\/Cost-containment-strategy-cuts-70-of-pharmaceutical-expenses-for-manufacturing-firm.webp\" class=\"attachment-large size-large wp-image-58410\" alt=\"Cost-containment strategy cuts 70% of pharmaceutical expenses for manufacturing firm\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a262c88\" data-id=\"a262c88\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-782d6108 elementor-widget elementor-widget-heading\" data-id=\"782d6108\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Why Claims Transparency Is the Foundation of Cost Containment in Healthcare<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-480cd43b elementor-widget elementor-widget-text-editor\" data-id=\"480cd43b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p><span style=\"font-weight: 400\">In a fully insured environment, employers might receive a loss ratio report at renewal, but it won\u2019t tell them where the spend is concentrated or what to do about it. There\u2019s no ability to break out medical vs. pharmacy costs, review diagnoses, or examine utilization patterns.<\/span><\/p>\n<p>\u00a0<\/p>\n<p><span style=\"font-weight: 400\">In a <\/span><a href=\"https:\/\/roundstoneinsurance.com\/blog\/what-is-a-captive\/\"><span style=\"font-weight: 400\">self-funded group captive<\/span><\/a><span style=\"font-weight: 400\"> with Roundstone, claims data is shared openly\u2014and advisors and clients can act on it quickly. They can log into the CSI Dashboard for real-time insights and get proactive guidance from Roundstone\u2019s CSI Team.<\/span><\/p>\n<p>\u00a0<\/p>\n<p><span style=\"font-weight: 400\">That\u2019s how you get from frustration to cost containment.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-780cb160 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"780cb160\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-17a9ec37\" data-id=\"17a9ec37\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-7e317eb5 elementor-widget elementor-widget-spacer\" data-id=\"7e317eb5\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-daff19d elementor-widget elementor-widget-heading\" data-id=\"daff19d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Key Healthcare Cost Drivers Hidden in Fully Insured Plans<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-5a713a82 elementor-widget elementor-widget-text-editor\" data-id=\"5a713a82\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p><span style=\"font-weight: 400\">Once advisors and employers have access to detailed claims data, the trends become impossible to ignore. Most plans have significant cost drivers that go unnoticed\u2014and unmanaged\u2014in the fully insured model.<\/span><\/p>\n<p>\u00a0<\/p>\n<p><span style=\"font-weight: 400\">Below are some common examples.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-9acbe27 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9acbe27\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9446701\" data-id=\"9446701\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-9701193 elementor-section-full_width elementor-section-height-min-height elementor-section-height-default\" data-id=\"9701193\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n<div class=\"elementor-background-overlay\"><\/div>\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6cc9fed\" data-id=\"6cc9fed\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-52ff3b5 elementor-widget elementor-widget-heading\" data-id=\"52ff3b5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Join Our Newsletter<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-01382a7 elementor-widget elementor-widget-text-editor\" data-id=\"01382a7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p>Sign up for fresh insights straight to your inbox.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b93bdfd\" data-id=\"b93bdfd\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-fbd2648 elementor-widget__width-initial eael-gravity-form-button-custom elementor-widget elementor-widget-eael-gravity-form\" data-id=\"fbd2648\" data-element_type=\"widget\" data-widget_type=\"eael-gravity-form.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"eael-contact-form 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current_page]);window[&#8216;gf_submitting_127&#8217;] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find(&#8216;.GF_AJAX_POSTBACK&#8217;).html();if(!confirmation_content){confirmation_content = contents;}setTimeout(function(){jQuery(&#8216;#gform_wrapper_127&#8217;).replaceWith(confirmation_content);jQuery(document).trigger(&#8216;gform_confirmation_loaded&#8217;, [127]);window[&#8216;gf_submitting_127&#8217;] = false;wp.a11y.speak(jQuery(&#8216;#gform_confirmation_message_127&#8217;).text());}, 50);}else{jQuery(&#8216;#gform_127&#8217;).append(contents);if(window[&#8216;gformRedirect&#8217;]) {gformRedirect();}}jQuery(document).trigger(&#8216;gform_post_render&#8217;, [127, current_page]);gform.utils.trigger({ event: &#8216;gform\/postRender&#8217;, native: false, data: { formId: 127, currentPage: current_page } });} );} );<br \/>\n\/* ]]&gt; *\/<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<div class=\"elementor-element elementor-element-06183a8 elementor-widget elementor-widget-spacer\" data-id=\"06183a8\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-74ff96e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"74ff96e\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-085344d\" data-id=\"085344d\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-e4c94cf elementor-widget elementor-widget-heading\" data-id=\"e4c94cf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h3 class=\"elementor-heading-title elementor-size-default\">High Pharmacy Spending<\/h3>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-3c326a9 elementor-widget elementor-widget-text-editor\" data-id=\"3c326a9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p><span style=\"font-weight: 400\">Specialty medications are a major cost driver, often accounting for over half of total spend. Fully insured carriers typically retain rebates and make it difficult to track which drugs are driving cost. Advisors need data to uncover these opportunities and recommend <\/span><a href=\"https:\/\/roundstoneinsurance.com\/blog\/pharmacy-benefit-managers-your-self-funded-plans-secret-weapon\/\"><span style=\"font-weight: 400\">transparent PBMs<\/span><\/a><span style=\"font-weight: 400\"> or sourcing alternatives.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-8ef232e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8ef232e\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-82774ac\" data-id=\"82774ac\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-aa3d74a elementor-widget elementor-widget-heading\" data-id=\"aa3d74a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h3 class=\"elementor-heading-title elementor-size-default\">Unmanaged Chronic Conditions<\/h3>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-09394bb elementor-widget elementor-widget-text-editor\" data-id=\"09394bb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p><span style=\"font-weight: 400\">Without diagnosis codes or care management data, employers have no way to identify members with conditions like diabetes or renal disease who are at risk of high-cost episodes. This leads to more ER visits, hospitalizations, and downstream spend that could have been prevented.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-3eb9a21 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3eb9a21\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2c45865\" data-id=\"2c45865\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-4025a0d elementor-widget elementor-widget-heading\" data-id=\"4025a0d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h3 class=\"elementor-heading-title elementor-size-default\">Misaligned Plan Design<\/h3>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-e73dc34 elementor-widget elementor-widget-text-editor\" data-id=\"e73dc34\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p><span style=\"font-weight: 400\">Even minor changes to copays or incentives can significantly alter utilization behavior. But advisors can\u2019t recommend those changes without data to back it up.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-e698fe8 elementor-widget elementor-widget-spacer\" data-id=\"e698fe8\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-9722fa1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9722fa1\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ea39ba0\" data-id=\"ea39ba0\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-228d80d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"228d80d\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ab19d12\" data-id=\"ab19d12\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-f4de3af elementor-widget elementor-widget-spacer\" data-id=\"f4de3af\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-8a0dd7a elementor-widget elementor-widget-image\" data-id=\"8a0dd7a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"660\" height=\"385\" src=\"https:\/\/roundstoneinsurance.com\/wp-content\/uploads\/2025\/04\/Plan-adjustment-reduces-ER-utilization-by-30-saving-over-40k-for-a-small-services-firm.jpg\" class=\"attachment-large size-large wp-image-58412\" alt=\"Plan adjustment reduces ER utilization by 30%, saving over $40k for a small services firm\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6943a00\" data-id=\"6943a00\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-7273caa elementor-widget elementor-widget-heading\" data-id=\"7273caa\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">How Captive Benchmarking Supports Smarter Decision-Making<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-e2324df elementor-widget elementor-widget-text-editor\" data-id=\"e2324df\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p><span style=\"font-weight: 400\">Roundstone\u2019s captive is a deep well of actionable data. We have more than 20 years of performance metrics across industries, regions, and demographics to help advisors compare a client\u2019s performance to meaningful benchmarks.<\/span><\/p>\n<p>\u00a0<\/p>\n<p><span style=\"font-weight: 400\">This gives advisors the tools to make confident, data-backed recommendations.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-6acfa7d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6acfa7d\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cb91b30\" data-id=\"cb91b30\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-35b5292 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"35b5292\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ed05702\" data-id=\"ed05702\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-c9ef782 elementor-widget elementor-widget-spacer\" data-id=\"c9ef782\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-c4ddd3c elementor-widget elementor-widget-heading\" data-id=\"c4ddd3c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Turning Data Into Action in Year One<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-3984dca elementor-widget elementor-widget-text-editor\" data-id=\"3984dca\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p><span style=\"font-weight: 400\">The biggest opportunity often comes in the first 6 to 12 months after a client joins the captive. That\u2019s when previously hidden cost drivers are revealed\u2014and advisors can deliver immediate value.<\/span><\/p>\n<p>\u00a0<\/p>\n<p><span style=\"font-weight: 400\">Roundstone provides monthly and quarterly reporting that helps advisors stay in front of emerging trends. When new diagnoses arise or high-cost claims appear, the CSI Team flags them and recommends targeted solutions that can be implemented midyear\u2014not just at renewal.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f8c7f1d\" data-id=\"f8c7f1d\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-ddbb3df elementor-widget elementor-widget-image\" data-id=\"ddbb3df\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"660\" height=\"385\" src=\"https:\/\/roundstoneinsurance.com\/wp-content\/uploads\/2025\/04\/Generic-drug-use-increases-reducing-pharmacy-costs-for-300-employee-healthcare-firm.jpg\" class=\"attachment-large size-large wp-image-58413\" alt=\"Generic drug use increases, reducing pharmacy costs for 300-employee healthcare firm\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-38ab6f88 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"38ab6f88\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-47910631\" data-id=\"47910631\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-fa7b0eb elementor-widget elementor-widget-spacer\" data-id=\"fa7b0eb\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-725a226c elementor-widget elementor-widget-heading\" data-id=\"725a226c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Advisors Don\u2019t Need to Be Analysts\u2014They Need the Right Partner<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-49c371ae elementor-widget elementor-widget-text-editor\" data-id=\"49c371ae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p><span style=\"font-weight: 400\">One of the most common hesitations we hear from advisors is: What if I don\u2019t know how to interpret the data?<\/span><\/p>\n<p>\u00a0<\/p>\n<p><span style=\"font-weight: 400\">That\u2019s where Roundstone makes the difference. The <\/span><a href=\"https:\/\/roundstoneinsurance.com\/roundstone-csi-dashboard\/\"><span style=\"font-weight: 400\">CSI Dashboard<\/span><\/a><span style=\"font-weight: 400\"> is easy to navigate, with clear data categories and trend analysis. But more importantly, our CSI Team works with you to explain what the data means and what to do next.\u00a0<\/span><\/p>\n<p>\u00a0<\/p>\n<p><span style=\"font-weight: 400\">You don\u2019t have to be a clinical expert or a data analyst. You just need a partner that knows how to turn insights into action.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-6cb62ce4 elementor-widget elementor-widget-spacer\" data-id=\"6cb62ce4\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-9a339b8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9a339b8\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-320437a\" data-id=\"320437a\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-720c2c1 elementor-widget elementor-widget-image\" data-id=\"720c2c1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"660\" height=\"248\" src=\"https:\/\/roundstoneinsurance.com\/wp-content\/uploads\/2025\/04\/Implementing-grant-programs-enhances-savings-by-sourcing-specialty-drug-alternatives.jpg\" class=\"attachment-large size-large wp-image-58414\" alt=\"Implementing grant programs enhances savings by sourcing specialty drug alternatives\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-3fe3eea elementor-widget elementor-widget-spacer\" data-id=\"3fe3eea\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-3f2415e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3f2415e\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cdeb661\" data-id=\"cdeb661\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-5b6ba28 elementor-widget elementor-widget-heading\" data-id=\"5b6ba28\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Better Care and Lower Costs Are Not Opposing Goals<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-786a35d elementor-widget elementor-widget-text-editor\" data-id=\"786a35d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p><span style=\"font-weight: 400\">Cost containment doesn\u2019t mean cutting corners on care. The most impactful savings often come from improving access to the right care at the right time.<\/span><\/p>\n<p>\u00a0<\/p>\n<p><span style=\"font-weight: 400\">With data, advisors can help clients:<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-2e500e1 elementor-position-left elementor-vertical-align-middle elementor-view-default elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"2e500e1\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-icon-box-wrapper\">\n<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon\"><br \/>\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n<div class=\"elementor-icon-box-content\">\n<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<b>Launch disease management programs that reduce complications<\/b>\t\t\t\t\t<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-86c717a elementor-position-left elementor-vertical-align-middle elementor-view-default elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"86c717a\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-icon-box-wrapper\">\n<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon\"><br \/>\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n<div class=\"elementor-icon-box-content\">\n<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<b>Promote preventive care and early intervention<\/b>\t\t\t\t\t<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-c30e14d elementor-position-left elementor-vertical-align-middle elementor-view-default elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"c30e14d\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-icon-box-wrapper\">\n<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon\"><br \/>\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n<div class=\"elementor-icon-box-content\">\n<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<b>Incentivize lower-cost, high-quality providers<\/b>\t\t\t\t\t<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-658c684 elementor-position-left elementor-vertical-align-middle elementor-view-default elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"658c684\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-icon-box-wrapper\">\n<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon\"><br \/>\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n<div class=\"elementor-icon-box-content\">\n<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<b>Reduce avoidable ER visits and hospital stays<\/b>\t\t\t\t\t<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-b1bc95e elementor-widget elementor-widget-text-editor\" data-id=\"b1bc95e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p><span style=\"font-weight: 400\">These aren\u2019t just financial wins. They\u2019re quality-of-life improvements for employees. That\u2019s the kind of impact that builds loyalty\u2014and long-term client relationships.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-578911e elementor-widget elementor-widget-spacer\" data-id=\"578911e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-3f38c879 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3f38c879\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-13a7626\" data-id=\"13a7626\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-7f272eaf elementor-widget elementor-widget-heading\" data-id=\"7f272eaf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">What Sets Roundstone Apart for Advisors<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-4107e0c3 elementor-widget elementor-widget-text-editor\" data-id=\"4107e0c3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p><span style=\"font-weight: 400\">Not all captives offer the same experience. Roundstone is built to support advisors\u2014not replace them. Our model is designed to make you more valuable to your clients by giving you tools that drive strategy, retention, and growth.<\/span><\/p>\n<p>\u00a0<\/p>\n<p><span style=\"font-weight: 400\">Roundstone offers:<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-6565df46 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6565df46\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n<div class=\"elementor-widget-container\">\n<ul class=\"elementor-icon-list-items\">\n<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\"><br \/>\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">In-house underwriting and stop-loss claims management<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\"><br \/>\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Transparent PBM access with full rebate pass-through<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\"><br \/>\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">100 percent return of unused premium\u2014$91.8 million and counting<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\"><br \/>\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">The CSI Dashboard with real-time claims data<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\"><br \/>\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Vetted vendor partnerships for pharmacy, care management, and more<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\"><br \/>\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Midyear implementation flexibility\u2014no need to wait for renewal<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\"><br \/>\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Advisor enablement, not competition<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-88287c5 elementor-widget elementor-widget-spacer\" data-id=\"88287c5\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-a623a1e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a623a1e\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-66ac802\" data-id=\"66ac802\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-b0fc65f elementor-widget elementor-widget-heading\" data-id=\"b0fc65f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">FAQs: Higher Deductibles and Self-Funding<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-4dcd086 elementor-widget elementor-widget-accordion\" data-id=\"4dcd086\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-accordion\">\n<div class=\"elementor-accordion-item\">\n<div id=\"elementor-tab-title-8151\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-8151\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span><br \/>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\">What cost drivers can claims data reveal in a self-funded plan with transparent TPAs and PBMs?<\/a>\n\t\t\t\t\t<\/div>\n<div id=\"elementor-tab-content-8151\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-8151\">\n<p>Claims data highlights costly trends\u2014like specialty drug use, unmanaged conditions, and misaligned plan design.<\/p>\n<\/div><\/div>\n<div class=\"elementor-accordion-item\">\n<div id=\"elementor-tab-title-8152\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-8152\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span><br \/>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\">How can an advisor support cost containment in self-funded group captives?<\/a>\n\t\t\t\t\t<\/div>\n<div id=\"elementor-tab-content-8152\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-8152\">\n<p>With tools like Roundstone\u2019s CSI Dashboard, expert support, and continued education from Roundstone, advisors can easily act on data without being analysts.<\/p>\n<\/div><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-fb085d2 elementor-widget elementor-widget-spacer\" data-id=\"fb085d2\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-18af7a7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"18af7a7\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9134a72\" data-id=\"9134a72\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-d26b98b elementor-widget elementor-widget-spacer\" data-id=\"d26b98b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-3bf7def elementor-widget elementor-widget-image\" data-id=\"3bf7def\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"660\" height=\"115\" src=\"https:\/\/roundstoneinsurance.com\/wp-content\/uploads\/2025\/03\/Self-funding-savings-ad-team-collaboration-cost-effective-solution-contact-an-RPL-today-1.jpg\" class=\"attachment-large size-large wp-image-58233\" alt=\"Self-funding-savings-ad-team-collaboration-cost-effective-solution-contact-an-RPL-today.jpg\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-7162293 elementor-widget elementor-widget-spacer\" data-id=\"7162293\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-79b7726 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"79b7726\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cb70ace\" data-id=\"cb70ace\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-4c1bcff elementor-widget elementor-widget-spacer\" data-id=\"4c1bcff\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-a92af85 elementor-widget elementor-widget-heading\" data-id=\"a92af85\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Help Clients Spend Smarter With Data-Driven Solutions<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-f2250e2 elementor-widget elementor-widget-text-editor\" data-id=\"f2250e2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p><span style=\"font-weight: 400\">The fully insured model keeps employers in the dark\u2014and keeps advisors on defense. But when you move to a self-funded group captive with claims transparency, you gain the insight and flexibility to reduce costs and improve care quality.<\/span><\/p>\n<p>\u00a0<\/p>\n<p><span style=\"font-weight: 400\">With Roundstone, you\u2019re not just reacting to another increase. You\u2019re driving a strategy based on real data, real savings, and real results.<\/span><\/p>\n<p>\u00a0<\/p>\n<p><b>Ready to deliver more value to your clients?<\/b><a href=\"https:\/\/roundstoneinsurance.com\/contact-us\/\"> <b>Request a proposal<\/b><\/a><b> and see how Roundstone can help you grow your business through data-driven cost containment.<\/b><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-8e5b5ba elementor-widget elementor-widget-spacer\" data-id=\"8e5b5ba\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-242a4a99 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"242a4a99\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-227982ea\" data-id=\"227982ea\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-3eb02552 elementor-widget elementor-widget-heading\" data-id=\"3eb02552\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">ABOUT THE AUTHOR<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-45f79c81 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"45f79c81\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\"><br \/>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-551d7d73 elementor-author-box--avatar-yes elementor-author-box--name-yes elementor-author-box--biography-yes elementor-author-box--link-no elementor-widget elementor-widget-author-box\" data-id=\"551d7d73\" data-element_type=\"widget\" data-widget_type=\"author-box.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-author-box\">\n<div class=\"elementor-author-box__avatar\">\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/roundstoneinsurance.com\/wp-content\/uploads\/2025\/04\/taylor-neill.png\" alt=\"Picture of Taylor Neill\" loading=\"lazy\">\n\t\t\t\t<\/div>\n<div class=\"elementor-author-box__text\">\n<div>\n<h4 class=\"elementor-author-box__name\">\n\t\t\t\t\t\t\tTaylor Neill\t\t\t\t\t\t<\/h4>\n<\/p><\/div>\n<div class=\"elementor-author-box__bio\">\n\t\t\t\t\t\tRegional Practice Leader at Roundstone. Taylor\u2019s territory is the state of Texas.\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-ed34068 elementor-widget elementor-widget-spacer\" data-id=\"ed34068\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-4ba9c98d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4ba9c98d\" data-element_type=\"section\">\n<div class=\"elementor-background-overlay\"><\/div>\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d51a8bd\" data-id=\"d51a8bd\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-206d00a6 elementor-widget elementor-widget-heading\" data-id=\"206d00a6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Enjoy Reading? <\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-305c0786 elementor-widget elementor-widget-text-editor\" data-id=\"305c0786\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p>Check out these similar posts.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-4acc26b2 elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts\" data-id=\"4acc26b2\" data-element_type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;3&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\">\n<article class=\"elementor-post elementor-grid-item post-58433 post type-post status-publish format-standard has-post-thumbnail hentry category-advisors category-cost-containment tag-advisors tag-cost-containment-in-healthcare\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/roundstoneinsurance.com\/blog\/healthcare-cost-containment\/\"><\/p>\n<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" loading=\"lazy\" width=\"300\" height=\"200\" src=\"https:\/\/roundstoneinsurance.com\/wp-content\/uploads\/2025\/04\/Team-analyzing-financial-data-on-a-tablet-and-discussing-reports-at-a-meeting-300x200.webp\" class=\"attachment-medium size-medium wp-image-58417\" alt=\"Team analyzing financial data on a tablet and discussing reports at a meeting\" \/><\/div>\n<p>\t\t<\/a><\/p>\n<div class=\"elementor-post__text\">\n<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/roundstoneinsurance.com\/blog\/healthcare-cost-containment\/\"><br \/>\n\t\t\t\tWhy Data Is King in Healthcare Cost Containment: You Can&#8217;t Fix What You Can&#8217;t See\t\t\t<\/a><br \/>\n\t\t<\/h3>\n<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\"><br \/>\n\t\t\tApril 22, 2025\t\t<\/span>\n\t\t\t\t<\/div>\n<\/p><\/div>\n<\/article>\n<article class=\"elementor-post elementor-grid-item post-58248 post type-post status-publish format-standard has-post-thumbnail hentry category-employers\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/roundstoneinsurance.com\/blog\/higher-deductibles-and-self-funding\/\"><\/p>\n<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" loading=\"lazy\" width=\"300\" height=\"200\" src=\"https:\/\/roundstoneinsurance.com\/wp-content\/uploads\/2025\/04\/AdobeStock_868343979-300x200.jpeg\" class=\"attachment-medium size-medium wp-image-58321\" alt=\"Stethoscope symbolizes essential medical care provided within health care system, health insurance plays crucial role in financing treatment and medicine to disease, concept of health management.\" \/><\/div>\n<p>\t\t<\/a><\/p>\n<div class=\"elementor-post__text\">\n<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/roundstoneinsurance.com\/blog\/higher-deductibles-and-self-funding\/\"><br \/>\n\t\t\t\tWhy Higher Deductibles Are Essential for Your Self-Funded Plan\t\t\t<\/a><br \/>\n\t\t<\/h3>\n<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\"><br \/>\n\t\t\tApril 3, 2025\t\t<\/span>\n\t\t\t\t<\/div>\n<\/p><\/div>\n<\/article>\n<article class=\"elementor-post elementor-grid-item post-58105 post type-post status-publish format-standard has-post-thumbnail hentry category-cost-containment category-employers\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/roundstoneinsurance.com\/blog\/cost-containment-self-funding\/\"><\/p>\n<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" loading=\"lazy\" width=\"300\" height=\"200\" src=\"https:\/\/roundstoneinsurance.com\/wp-content\/uploads\/2025\/03\/business-owner-collaborating-with-team-1800x1200-1-300x200.webp\" class=\"attachment-medium size-medium wp-image-58240\" alt=\"A business owner breaking free from a fully insured plan by beginning to self-fund.\" \/><\/div>\n<p>\t\t<\/a><\/p>\n<div class=\"elementor-post__text\">\n<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/roundstoneinsurance.com\/blog\/cost-containment-self-funding\/\"><br \/>\n\t\t\t\tHow Big Insurance Companies Trap Employers Into Overpaying\u2014And How to Break Free\t\t\t<\/a><br \/>\n\t\t<\/h3>\n<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\"><br \/>\n\t\t\tMarch 20, 2025\t\t<\/span>\n\t\t\t\t<\/div>\n<\/p><\/div>\n<\/article><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-638ad5ad elementor-align-center elementor-widget elementor-widget-button\" data-id=\"638ad5ad\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\"><br \/>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more on our blog<\/span><br \/>\n\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-1063fc21 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1063fc21\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-65ee3544\" data-id=\"65ee3544\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-2aabd7c8 elementor-widget elementor-widget-spacer\" data-id=\"2aabd7c8\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-3e014686 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3e014686\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-462c5081\" data-id=\"462c5081\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<div class=\"elementor-element elementor-element-3fce25b8 elementor-widget elementor-widget-heading\" data-id=\"3fce25b8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">TOPIC<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-491ecf7d elementor-widget elementor-widget-heading\" data-id=\"491ecf7d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Blog Topic Title Goes Here<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-6a48a743 elementor-widget elementor-widget-post-info\" data-id=\"6a48a743\" data-element_type=\"widget\" data-widget_type=\"post-info.default\">\n<div class=\"elementor-widget-container\">\n<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n<li class=\"elementor-icon-list-item elementor-repeater-item-8e61aee elementor-inline-item\">\n\t\t\t\t\t\t<a href=\"#molongui-disabled-link\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\"><br \/>\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-user-circle\"><\/i>\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-author\"><br \/>\n\t\t\t\t\t\t\t\t\t\tTaylor Neill\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n<li class=\"elementor-icon-list-item elementor-repeater-item-d2ddae7 elementor-inline-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/roundstoneinsurance.com\/blog\/2025\/04\/22\/\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\"><br \/>\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-calendar-alt\"><\/i>\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\"><br \/>\n\t\t\t\t\t\t\t\t\t\tApril 22, 2025\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n<li class=\"elementor-icon-list-item elementor-repeater-item-cf56312 elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\"><br \/>\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-clock\"><\/i>\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\"><br \/>\n\t\t\t\t\t\t\t\t\t\t8 Minute Read\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n<li class=\"elementor-icon-list-item elementor-repeater-item-c7970bb elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\"><br \/>\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-tag\"><\/i>\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\"><br \/>\n\t\t\t\t\t\t\t\t\t\tCategory Here \t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-637e6d27 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"637e6d27\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2c1f6348\" data-id=\"2c1f6348\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-5d27852e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5d27852e\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3d74db96\" data-id=\"3d74db96\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<div class=\"elementor-element elementor-element-7b417e43 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7b417e43\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\"><br \/>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-41b2136f elementor-widget elementor-widget-heading\" data-id=\"41b2136f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Find this article helpful? Share it with others.<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-68d6c084 elementor-widget__width-initial e-grid-align-left elementor-shape-rounded elementor-grid-0 elementor-widget elementor-widget-social-icons\" data-id=\"68d6c084\" data-element_type=\"widget\" data-widget_type=\"social-icons.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-social-icons-wrapper elementor-grid\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\"><br \/>\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-repeater-item-5741b25\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span><br \/>\n\t\t\t\t\t\t<i class=\"fab fa-facebook\"><\/i>\t\t\t\t\t<\/a><br \/>\n\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\"><br \/>\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-twitter elementor-repeater-item-8457944\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Twitter<\/span><br \/>\n\t\t\t\t\t\t<i class=\"fab fa-twitter\"><\/i>\t\t\t\t\t<\/a><br \/>\n\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\"><br \/>\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-youtube elementor-repeater-item-24e245e\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Youtube<\/span><br \/>\n\t\t\t\t\t\t<i class=\"fab fa-youtube\"><\/i>\t\t\t\t\t<\/a><br \/>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-26a292bb elementor-widget elementor-widget-spacer\" data-id=\"26a292bb\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-7988b87c elementor-widget elementor-widget-image\" data-id=\"7988b87c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/roundstoneinsurance.com\/wp-content\/uploads\/2025\/03\/AdobeStock_153509466-scaled-1.jpeg\" title=\"AdobeStock_153509466-scaled.jpeg\" alt=\"AdobeStock_153509466-scaled.jpeg\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-215045cc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"215045cc\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3b1ba25\" data-id=\"3b1ba25\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-2708fe20 elementor-widget elementor-widget-text-editor\" data-id=\"2708fe20\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p><b>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus.&nbsp;<\/b><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-568f9fae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"568f9fae\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5a75df26\" data-id=\"5a75df26\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-65ca63ae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"65ca63ae\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-102e3f47\" data-id=\"102e3f47\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-6b248a4b elementor-widget elementor-widget-heading\" data-id=\"6b248a4b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Add Your Heading Text Here<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-46f21b88 elementor-widget elementor-widget-text-editor\" data-id=\"46f21b88\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/p>\n<p><\/p>\n<p><span>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-362d9171 elementor-position-left elementor-vertical-align-middle elementor-view-default elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"362d9171\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-icon-box-wrapper\">\n<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon\"><br \/>\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n<div class=\"elementor-icon-box-content\">\n<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<b>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/b>\t\t\t\t\t<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-4e8bfacb elementor-position-left elementor-vertical-align-middle elementor-view-default elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"4e8bfacb\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-icon-box-wrapper\">\n<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon\"><br \/>\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n<div class=\"elementor-icon-box-content\">\n<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<b>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/b>\t\t\t\t\t<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-6b1192e4 elementor-position-left elementor-vertical-align-middle elementor-view-default elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"6b1192e4\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-icon-box-wrapper\">\n<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span class=\"elementor-icon\"><br \/>\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n<div class=\"elementor-icon-box-content\">\n<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<b>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/b>\t\t\t\t\t<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-5491118d elementor-widget elementor-widget-text-editor\" data-id=\"5491118d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<div class=\"elementor-element elementor-element-3a55b89e elementor-widget elementor-widget-spacer\" data-id=\"3a55b89e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-711d8345 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"711d8345\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-64d5d00f\" data-id=\"64d5d00f\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-423eff65 elementor-section-full_width elementor-section-height-min-height elementor-section-height-default\" data-id=\"423eff65\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n<div class=\"elementor-background-overlay\"><\/div>\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-75abc9ec\" data-id=\"75abc9ec\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-26040d73 elementor-widget elementor-widget-heading\" data-id=\"26040d73\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Join Our Newsletter<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-5a4fca31 elementor-widget elementor-widget-text-editor\" data-id=\"5a4fca31\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p>Sign up for fresh insights straight to your inbox.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-56139f9b\" data-id=\"56139f9b\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-2826c202 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Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-313cf8c0 elementor-widget elementor-widget-heading\" data-id=\"313cf8c0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Add Your Heading Text Here<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-578ab885 elementor-widget elementor-widget-text-editor\" data-id=\"578ab885\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-21afc7e0 elementor-widget elementor-widget-accordion\" data-id=\"21afc7e0\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-accordion\">\n<div class=\"elementor-accordion-item\">\n<div id=\"elementor-tab-title-5651\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-5651\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span><br \/>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\">Accordion #1<\/a>\n\t\t\t\t\t<\/div>\n<div id=\"elementor-tab-content-5651\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-5651\">\n<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/p>\n<\/div><\/div>\n<div class=\"elementor-accordion-item\">\n<div id=\"elementor-tab-title-5652\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-5652\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span><br \/>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\">Accordion #2<\/a>\n\t\t\t\t\t<\/div>\n<div id=\"elementor-tab-content-5652\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-5652\">\n<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/p>\n<\/div><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-3bd945b6 elementor-widget elementor-widget-spacer\" data-id=\"3bd945b6\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-114781b8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"114781b8\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-61547369\" data-id=\"61547369\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-388cdaed elementor-widget elementor-widget-heading\" data-id=\"388cdaed\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Add Your Heading Text Here<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-91dd115 elementor-widget elementor-widget-text-editor\" data-id=\"91dd115\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-1d8631e3 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1d8631e3\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n<div class=\"elementor-widget-container\">\n<ul class=\"elementor-icon-list-items\">\n<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\"><br \/>\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">List Item #1<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\"><br \/>\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">List Item #2<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\"><br \/>\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">List Item #3<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-6e9a7c33 elementor-widget elementor-widget-text-editor\" data-id=\"6e9a7c33\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/p>\n<p><span style=\"background-color: #ffffff\">Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-6df9c18c elementor-widget elementor-widget-spacer\" data-id=\"6df9c18c\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-30039cf8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"30039cf8\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2276936c\" data-id=\"2276936c\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-3de5fe5d elementor-widget elementor-widget-heading\" data-id=\"3de5fe5d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">ABOUT THE AUTHOR<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-73a6c498 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"73a6c498\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\"><br \/>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-58c737da elementor-author-box--avatar-yes elementor-author-box--name-yes elementor-author-box--biography-yes elementor-author-box--link-no elementor-widget elementor-widget-author-box\" data-id=\"58c737da\" data-element_type=\"widget\" data-widget_type=\"author-box.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-author-box\">\n<div class=\"elementor-author-box__avatar\">\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/roundstoneinsurance.com\/wp-content\/uploads\/2025\/04\/taylor-neill.png\" alt=\"Picture of Taylor Neill\" loading=\"lazy\">\n\t\t\t\t<\/div>\n<div class=\"elementor-author-box__text\">\n<div>\n<h4 class=\"elementor-author-box__name\">\n\t\t\t\t\t\t\tTaylor Neill\t\t\t\t\t\t<\/h4>\n<\/p><\/div>\n<div class=\"elementor-author-box__bio\">\n\t\t\t\t\t\tRegional Practice Leader at Roundstone. Taylor\u2019s territory is the state of Texas.\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-7065a575 elementor-widget elementor-widget-spacer\" data-id=\"7065a575\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-spacer\">\n<div class=\"elementor-spacer-inner\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-187ff14e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"187ff14e\" data-element_type=\"section\">\n<div class=\"elementor-background-overlay\"><\/div>\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-30d509de\" data-id=\"30d509de\" data-element_type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-7b61ca41 elementor-widget elementor-widget-heading\" data-id=\"7b61ca41\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h2 class=\"elementor-heading-title elementor-size-default\">Enjoy Reading? <\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-54729f1f elementor-widget elementor-widget-text-editor\" data-id=\"54729f1f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p>Check out these similar posts.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-e702f4d elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts\" data-id=\"e702f4d\" data-element_type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;3&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\">\n<article class=\"elementor-post elementor-grid-item post-58433 post type-post status-publish format-standard has-post-thumbnail hentry category-advisors category-cost-containment tag-advisors tag-cost-containment-in-healthcare\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/roundstoneinsurance.com\/blog\/healthcare-cost-containment\/\"><\/p>\n<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" loading=\"lazy\" width=\"300\" height=\"200\" src=\"https:\/\/roundstoneinsurance.com\/wp-content\/uploads\/2025\/04\/Team-analyzing-financial-data-on-a-tablet-and-discussing-reports-at-a-meeting-300x200.webp\" class=\"attachment-medium size-medium wp-image-58417\" alt=\"Team analyzing financial data on a tablet and discussing reports at a meeting\" \/><\/div>\n<p>\t\t<\/a><\/p>\n<div class=\"elementor-post__text\">\n<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/roundstoneinsurance.com\/blog\/healthcare-cost-containment\/\"><br \/>\n\t\t\t\tWhy Data Is King in Healthcare Cost Containment: You Can&#8217;t Fix What You Can&#8217;t See\t\t\t<\/a><br \/>\n\t\t<\/h3>\n<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\"><br \/>\n\t\t\tApril 22, 2025\t\t<\/span>\n\t\t\t\t<\/div>\n<\/p><\/div>\n<\/article>\n<article class=\"elementor-post elementor-grid-item post-58248 post type-post status-publish format-standard has-post-thumbnail hentry category-employers\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/roundstoneinsurance.com\/blog\/higher-deductibles-and-self-funding\/\"><\/p>\n<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" loading=\"lazy\" width=\"300\" height=\"200\" src=\"https:\/\/roundstoneinsurance.com\/wp-content\/uploads\/2025\/04\/AdobeStock_868343979-300x200.jpeg\" class=\"attachment-medium size-medium wp-image-58321\" alt=\"Stethoscope symbolizes essential medical care provided within health care system, health insurance plays crucial role in financing treatment and medicine to disease, concept of health management.\" \/><\/div>\n<p>\t\t<\/a><\/p>\n<div class=\"elementor-post__text\">\n<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/roundstoneinsurance.com\/blog\/higher-deductibles-and-self-funding\/\"><br \/>\n\t\t\t\tWhy Higher Deductibles Are Essential for Your Self-Funded Plan\t\t\t<\/a><br \/>\n\t\t<\/h3>\n<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\"><br \/>\n\t\t\tApril 3, 2025\t\t<\/span>\n\t\t\t\t<\/div>\n<\/p><\/div>\n<\/article>\n<article class=\"elementor-post elementor-grid-item post-58105 post type-post status-publish format-standard has-post-thumbnail hentry category-cost-containment category-employers\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/roundstoneinsurance.com\/blog\/cost-containment-self-funding\/\"><\/p>\n<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" loading=\"lazy\" width=\"300\" height=\"200\" src=\"https:\/\/roundstoneinsurance.com\/wp-content\/uploads\/2025\/03\/business-owner-collaborating-with-team-1800x1200-1-300x200.webp\" class=\"attachment-medium size-medium wp-image-58240\" alt=\"A business owner breaking free from a fully insured plan by beginning to self-fund.\" \/><\/div>\n<p>\t\t<\/a><\/p>\n<div class=\"elementor-post__text\">\n<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/roundstoneinsurance.com\/blog\/cost-containment-self-funding\/\"><br \/>\n\t\t\t\tHow Big Insurance Companies Trap Employers Into Overpaying\u2014And How to Break Free\t\t\t<\/a><br \/>\n\t\t<\/h3>\n<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\"><br \/>\n\t\t\tMarch 20, 2025\t\t<\/span>\n\t\t\t\t<\/div>\n<\/p><\/div>\n<\/article><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-4f03f210 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4f03f210\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\"><br \/>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more on our blog<\/span><br \/>\n\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section><\/div>\n<p>The post <a href=\"https:\/\/roundstoneinsurance.com\/blog\/healthcare-cost-containment\/\">Why Data Is King in Healthcare Cost Containment: You Can&#8217;t Fix What You Can&#8217;t See<\/a> appeared first on <a href=\"https:\/\/roundstoneinsurance.com\">Roundstone Insurance<\/a>.<\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>TOPIC Why Data Is King in Healthcare Cost Containment: You Can&#8217;t Fix What You Can&#8217;t See Taylor Neill April 22, 2025 4 Minute Read Cost Containment Find this article helpful? Share it with others. Facebook Twitter Youtube The most common complaint we receive as Regional Practice Leaders comes at renewal time: \u201cEvery year, our premiums [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":212675,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[94],"tags":[11403,53147,11488,80591,11603,8678,4391,780],"dealstore":[],"offerexpiration":[],"class_list":["post-212674","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","tag-advisors","tag-containment","tag-cost","tag-cost-containment-in-healthcare","tag-data","tag-fix","tag-healthcare","tag-king"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why Data Is King in Healthcare Cost Containment: You Can\u2019t Fix What You Can\u2019t See - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=212674\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why Data Is King in Healthcare Cost Containment: You Can\u2019t Fix What You Can\u2019t See - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"TOPIC Why Data Is King in Healthcare Cost Containment: You Can&#8217;t Fix What You Can&#8217;t See Taylor Neill April 22, 2025 4 Minute Read Cost Containment Find this article helpful? 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