{"id":198150,"date":"2025-04-22T06:51:37","date_gmt":"2025-04-22T06:51:37","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/finance\/600-mini-retirements-are-the-new-early-retirement-with-mom-of-six-jillian-johnsrud\/"},"modified":"2025-04-22T06:51:37","modified_gmt":"2025-04-22T06:51:37","slug":"600-mini-retirements-are-the-new-early-retirement-with-mom-of-six-jillian-johnsrud","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=198150","title":{"rendered":"#600: Mini-Retirements Are the New Early Retirement \u2013 with Mom of Six, Jillian Johnsrud"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>Jillian Johnsrud was falling apart. After suffering a miscarriage, she couldn\u2019t pull herself together to return to her job as a youth pastor in DC. She decided to take a month off.<\/p>\n<p>That unexpected break became Jillian\u2019s first \u201cmini-retirement\u201d \u2014 a deliberate step away from work for at least 30 days to focus on something meaningful.<\/p>\n<p>Today, Jillian is a mom of six who has taken more than a dozen mini-retirements with her kids, who currently range in age from 8 to 17.<\/p>\n<p>During her first mini-retirement, she and her best friend piled into her green Honda Civic and drove from DC to Seattle, leaving her 13-year-old son Micah at home with her husband.<\/p>\n<p>A couple years later, Jillian took Micah, then 15, to Glacier National Park in Montana for another mini-retirement. They saw mountain goats, kayaked together, and swam in ice-cold waters.<\/p>\n<p>This trip created irreplaceable memories. Sadly, Micah died six years later.<\/p>\n<p>His death changed how Jillian sees time. She now understands that meaningful moments don\u2019t wait for perfect timing \u2013 they either happen now or vanish forever.<\/p>\n<p>Waiting for \u201csomeday\u201d might mean missing chances forever.<\/p>\n<p>This drives her philosophy about mini retirements \u2014 life contains fleeting seasons that we either embrace now or miss entirely.<\/p>\n<p>\u201cTo be able to share those memories with him there is priceless,\u201d Jillian tells us.<\/p>\n<p>This understanding shapes her approach with her other children too. From a 10-week road trip to 10 national parks in a pop-up camper to a recent six-month journey across the eastern United States with her five younger children (now ages 8-17), Jillian prioritizes experiences that fit each season of family life.<\/p>\n<p>Planning your own mini retirement? Jillian recommends focusing on four key areas: managing your time (pick just 2-3 priorities), addressing career logistics (craft a compelling story for your employer), saving money (about 6.5 percent of your income for a month off every other year), and preparing for emotional revelations.<\/p>\n<p>Jillian emphasizes the importance of separating your mini retirement fund from long-term retirement savings. This separate fund, which she calls the \u201cin-between bucket,\u201d allows you to spend freely on experiences now rather than postponing all enjoyment until traditional retirement age.<\/p>\n<p>As Jillian puts it: \u201cYou can\u2019t postpone every good thing in your life.\u201d<\/p>\n<p>\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014<\/p>\n<p><strong><u>Timestamps:<\/u><\/strong><\/p>\n<p><em>Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths.<\/em><\/p>\n<p>(0:00) Introduction to mini-retirements<\/p>\n<p>(0:59) Definition of mini-retirement: stepping away from work for 30+ days to focus on something meaningful<\/p>\n<p>(3:03) Jillian shares her first mini-retirement story after experiencing personal loss<\/p>\n<p>(8:28) Taking time off to enjoy important life moments before they pass<\/p>\n<p>(12:12) Jillian\u2019s trip to Glacier National Park with her son Micah before he passed away<\/p>\n<p>(20:33) Four components of planning a mini-retirement: time, career, finances, unexpected challenges<\/p>\n<p>(34:14) Time management: choosing 2-3 clear goals rather than trying to do everything<\/p>\n<p>(42:39) Career strategies: how to present your mini-retirement to employers<\/p>\n<p>(1:01:29) Financial planning: saving 6.5% of income for monthly breaks every other year<\/p>\n<p>(1:14:34) Handling unexpected challenges that arise during your time off<\/p>\n<p>(1:20:01) How mini-retirements reveal personal issues you\u2019ve avoided through work<\/p>\n<p>(1:33:32) Jillian\u2019s recent family adventures with five children<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-1103\" src=\"https:\/\/affordanything.com\/wp-content\/uploads\/listen-to-afford-anything-on-itunes.png\" alt=\"listen to afford anything on itunes\" width=\"150\" height=\"38\"\/><a href=\"https:\/\/subscribeonandroid.com\/paulaandjaymoney.libsyn.com\/rss\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-1104\" src=\"https:\/\/affordanything.com\/wp-content\/uploads\/subscribe-on-android-afford-anything.png\" alt=\"subscribe on android afford anything\" width=\"110\" height=\"40\"\/><\/a><\/p>\n<hr\/>\n<p>Thanks to our sponsors!<\/p>\n<p><a href=\"http:\/\/www.netsuite.com\/paula\" target=\"_blank\" rel=\"noopener\"><strong>NetSuite<\/strong><\/a><br \/>NetSuite is the number one cloud financial system, bringing accounting, financial management, inventory, HR, into ONE platform, and ONE source of truth. 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Go to\u00a0<strong><a href=\"https:\/\/wayfair.com\/\" target=\"_blank\" rel=\"noopener\">wayfair.com\u00a0<\/a><\/strong><strong>or the Wayfair mobile app<\/strong>\u00a0to shop for Black Friday deals.<\/p>\n<hr\/>\n<p><a href=\"https:\/\/pestie.com\/paula\" target=\"_blank\" rel=\"noopener\"><strong>Pestie<\/strong><\/a><br \/>Pestie gets rid of over 100 types of bugs, from spiders and ants to roaches and scorpions. Protect your home from bugs with Pestie. 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Go to\u00a0<a href=\"https:\/\/www.shopify.com\/free-trial?utm_campaign=paid_audio_-_podcast_-_amer_-_united_states_-_all_-_experimential_-_english_-_awareness&amp;utm_source=podcast&amp;utm_medium=audio&amp;utm_term=paula\" target=\"_blank\" rel=\"noopener\"><strong>shopify.com\/paula<\/strong><\/a>\u00a0for one-dollar-per-month trial period for three months.<\/p>\n<p><span id=\"tve_leads_end_content\" style=\"display: block; visibility: hidden; border: 1px solid transparent;\"\/><\/div>\n<p><script>\n!function(f,b,e,v,n,t,s)\n{if(f.fbq)return;n=f.fbq=function(){n.callMethod?\nn.callMethod.apply(n,arguments):n.queue.push(arguments)};\nif(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';\nn.queue=[];t=b.createElement(e);t.async=!0;\nt.src=v;s=b.getElementsByTagName(e)[0];\ns.parentNode.insertBefore(t,s)}(window,document,'script',\n'https:\/\/connect.facebook.net\/en_US\/fbevents.js');\n fbq('init', '734200020246481'); \nfbq('track', 'PageView');\n<\/script><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jillian Johnsrud was falling apart. After suffering a miscarriage, she couldn\u2019t pull herself together to return to her job as a youth pastor in DC. She decided to take a month off. That unexpected break became Jillian\u2019s first \u201cmini-retirement\u201d \u2014 a deliberate step away from work for at least 30 days to focus on something [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":102563,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[93],"tags":[5508,41079,76332,76331,2722,11077],"dealstore":[],"offerexpiration":[],"class_list":["post-198150","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-early","tag-jillian","tag-johnsrud","tag-miniretirements","tag-mom","tag-retirement"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>#600: Mini-Retirements Are the New Early Retirement \u2013 with Mom of Six, Jillian Johnsrud - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=198150\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"#600: Mini-Retirements Are the New Early Retirement \u2013 with Mom of Six, Jillian Johnsrud - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"Jillian Johnsrud was falling apart. After suffering a miscarriage, she couldn\u2019t pull herself together to return to her job as a youth pastor in DC. She decided to take a month off. 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