{"id":185042,"date":"2025-04-14T23:23:16","date_gmt":"2025-04-14T23:23:16","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/finance\/dave-says-nows-the-time-to-invest-in-you\/"},"modified":"2025-04-14T23:23:16","modified_gmt":"2025-04-14T23:23:16","slug":"dave-says-nows-the-time-to-invest-in-you","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=185042","title":{"rendered":"Dave Says: Now\u2019s the Time to Invest in You"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<h3><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-107790\" src=\"https:\/\/www.savingadvice.com\/wp-content\/uploads\/2023\/02\/personality-dave-ramsey22.png\" alt=\"Dave Ramsey\" width=\"428\" height=\"430\" \/><\/h3>\n<p><strong>Dear Dave,<br \/>\nI\u2019m a sophomore in college studying agriculture business. I grew up on a farm, and recently I decided it\u2019s time to sell a small cattle herd my dad helped me start growing when I was a kid. I don\u2019t have any student loan debt, and I\u2019m paying for school with lots of scholarships and some help from my parents. I can sell the herd for about $20,000, and I was wondering how you think I should invest that money for the future.<br \/>\nColby<\/strong><\/p>\n<p><strong>Dear Colby,<\/strong><br \/>\nYou know what? I think the best investment Colby can make right now is in Colby. By that, I mean I want you to finish your degree debt-free more than I want you to become a professional investor.<\/p>\n<p>If I were in your shoes, I\u2019d park the proceeds from your cattle sale in a high-yield savings account. Think of it as an insurance policy that will enable you to finish up school without taking out\u00a0<a href=\"https:\/\/www.ramseysolutions.com\/debt\/student-loan-debt-hub\">a bunch of student loans<\/a>. I know that doesn\u2019t sound as glamorous as investing, but think about this: Even though that $20,000 might not grow a ton in two or three years, it\u00a0<em>will<\/em>\u00a0grow. And if you don\u2019t need it for school, it\u2019ll be sitting there waiting for you when you\u2019re ready to set up house and start your new life after graduation.<\/p>\n<p>Colby, in your case, finishing school and getting a valuable degree \u2014 one you can actually use to make a future for yourself \u2014 is going to give you a better mathematical return than a mutual fund. Why? Because\u00a0<em>you\u00a0<\/em>are a better investment than a mutual fund. Literally. I\u2019m not talking about just in a philosophical or spiritual sense, but financially. What you\u2019ll be able to do with your life and the money you\u2019ll make in the process is a great return on your hard work and tuition dollars.<\/p>\n<p>I can tell you grew up on a farm, young man. You\u2019re definitely no stranger to real work, planning ahead and thinking about the future. I\u2019m proud of you, buddy!<br \/>\n<strong>\u2014 Dave<\/strong><\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>Dear Dave, I\u2019m a sophomore in college studying agriculture business. I grew up on a farm, and recently I decided it\u2019s time to sell a small cattle herd my dad helped me start growing when I was a kid. I don\u2019t have any student loan debt, and I\u2019m paying for school with lots of scholarships [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":185043,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[93],"tags":[15601,11079,37361,1231],"dealstore":[],"offerexpiration":[],"class_list":["post-185042","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-dave","tag-invest","tag-nows","tag-time"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Dave Says: Now\u2019s the Time to Invest in You - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=185042\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dave Says: Now\u2019s the Time to Invest in You - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"Dear Dave, I\u2019m a sophomore in college studying agriculture business. 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