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PNB Reduces FD Interest Rates for Select Tenures: Check Details<\/strong><\/p>\n Punjab National Bank (PNB<\/strong>) has lowered its fixed deposit (FD<\/strong>) interest rates for certain time periods on deposits less than Rs 3 crore.<\/strong> PNB follows other banks that recently cut rates, including Yes Bank, Canara Bank, Kotak Mahindra Bank, Equitas, and Shivalik Small Finance Bank.<\/strong><\/p>\n After these changes, Punjab National Bank now offers interest rates between 3.50% and 7.10%<\/strong> for regular customers who open FDs lasting between 7 days and 10 years.<\/strong> The best rate you can get is 7.10%<\/strong> if you choose the 390-day deposit period.<\/strong> Previously, the bank\u2019s highest rate was 7.25%<\/strong>, which was available on 400-day deposits.<\/strong> This means the top rate has dropped by 0.15%.<\/strong><\/p>\n PNB has changed rates for many different deposit periods. The 300-day FD rate has dropped from 7.05% to 6.50% (a 0.55% decrease). The 303-day FD now pays 6.40%, down from 7.00% (a 0.60% decrease). For FDs between 2 and 3 years, the rate has been reduced from 7.00% to 6.75% (a 0.25% decrease). The 1204-day deposit rate was cut from 6.40% to 6.15% (a 0.25% decrease). For deposits lasting between 1205 days and 5 years, the rate is now 6.25%, down from 6.50% (a 0.25% decrease). If you choose a deposit period longer than 5 years but less than 1894 days, you\u2019ll get 6.00% instead of the previous 6.50% (a 0.50% decrease). Interestingly, the 1895-day period has seen a surprising change; the rate has decreased markedly from 6.35% to 5.85% (a 0.50% decrease). For very long deposits between 1896 days and 10 years, the rate has been reduced from 6.50% to 6.00% (a 0.50% decrease).<\/p>\n If you\u2019re a senior citizen between 60 and 80 years old, PNB offers you better rates than regular customers. You\u2019ll get an extra 0.50% (or 50 basis points) on top of the normal rates for deposits up to 5 years. For deposits longer than 5 years, you get an even better deal with an additional 0.80% (or 80 basis points). After these new changes, senior citizens can now earn between 4.00% and 7.60% on their fixed deposits. This means that even with the rate cuts, seniors still get preferential treatment to help their savings grow faster.<\/p>\n PNB offers the best rates to super senior citizens who are 80 years or older. These customers get an extra 0.80% (or 80 basis points) on top of the regular rates for all deposit periods. With the latest rate changes, super senior citizens can now earn between 4.30% and 7.90% on their fixed deposits. This higher interest rate is designed to provide more financial security to the oldest customers, who may be fully dependent on interest income from their savings.<\/p>\n Even though the overall rates have been reduced, super senior citizens still receive the bank\u2019s most favourable interest rates across all deposit options.<\/p>\n<\/div>\n Join StudyCafe Membership. For More details about Membership Click Join Membership Button<\/p>\n Join Membership<\/a><\/p>\n In case of any Doubt regarding Membership you can mail us at [email\u00a0protected]<\/span><\/a><\/p>\n<\/div>\n Join Studycafe’s WhatsApp Group or Telegram Channel for Latest Updates on Government Job, Sarkari Naukri, Private Jobs, Income Tax, GST, Companies Act, Judgements and CA, CS, ICWA, and MUCH MORE!”<\/p>\n<\/div>\nLatest PNB FD Interest Rates Now Available<\/strong><\/h2>\n
Changes to Multiple Deposit Time Periods<\/strong><\/h2>\n
Special Rates for Senior Citizens<\/strong><\/h2>\n
Even Better Rates for Super Senior Citizens<\/strong><\/h2>\n
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\n Period<\/strong><\/td>\n Revised Rates for Public<\/strong><\/td>\n Revised Rates for Senior Citizens<\/strong><\/td>\n Revised Rates for Super Senior Citizens<\/strong><\/td>\n<\/tr>\n \n 7 to 14 Days<\/td>\n 3.50%<\/td>\n 4.00%<\/td>\n 4.30%<\/td>\n<\/tr>\n \n 15 to 29 Days<\/td>\n 3.50%<\/td>\n 4.00%<\/td>\n 4.30%<\/td>\n<\/tr>\n \n 30 to 45 Days<\/td>\n 3.50%<\/td>\n 4.00%<\/td>\n 4.30%<\/td>\n<\/tr>\n \n 46 to 60 Days<\/td>\n 4.50%<\/td>\n 5.00%<\/td>\n 5.30%<\/td>\n<\/tr>\n \n 61 to 90 Days<\/td>\n 4.50%<\/td>\n 5.00%<\/td>\n 5.30%<\/td>\n<\/tr>\n \n 91 to 179 Days<\/td>\n 5.50%<\/td>\n 6.00%<\/td>\n 6.30%<\/td>\n<\/tr>\n \n 180 to 270 Days<\/td>\n 6.25%<\/td>\n 6.75%<\/td>\n 7.05%<\/td>\n<\/tr>\n \n 271 Days to 299 Days<\/td>\n 6.50%<\/td>\n 7.00%<\/td>\n 7.30%<\/td>\n<\/tr>\n \n 300 Days<\/td>\n 6.50%<\/td>\n 7.00%<\/td>\n 7.30%<\/td>\n<\/tr>\n \n 301 Days to 302 Days<\/td>\n 6.50%<\/td>\n 7.00%<\/td>\n 7.30%<\/td>\n<\/tr>\n \n 303 Days<\/td>\n 6.40%<\/td>\n 6.90%<\/td>\n 7.20%<\/td>\n<\/tr>\n \n 304 Days to\n<\/td>\n 6.50%<\/td>\n 7.00%<\/td>\n 7.30%<\/td>\n<\/tr>\n \n 1 Year<\/td>\n 6.80%<\/td>\n 7.30%<\/td>\n 7.60%<\/td>\n<\/tr>\n \n > 1 Year to 389 Days<\/td>\n 6.80%<\/td>\n 7.30%<\/td>\n 7.60%<\/td>\n<\/tr>\n \n 390 Days<\/td>\n 7.10%<\/td>\n 7.60%<\/td>\n 7.90%<\/td>\n<\/tr>\n \n 391 Days to 399 Days<\/td>\n 6.80%<\/td>\n 7.30%<\/td>\n 7.60%<\/td>\n<\/tr>\n \n 400 Days<\/td>\n 6.80%<\/td>\n 7.30%<\/td>\n 7.60%<\/td>\n<\/tr>\n \n 401 Days to 505 Days<\/td>\n 6.80%<\/td>\n 7.30%<\/td>\n 7.60%<\/td>\n<\/tr>\n \n 506 Days<\/td>\n 6.70%<\/td>\n 7.20%<\/td>\n 7.50%<\/td>\n<\/tr>\n \n 507 Days to 2 Years<\/td>\n 6.80%<\/td>\n 7.30%<\/td>\n 7.60%<\/td>\n<\/tr>\n \n > 2 Years to 3 Years<\/td>\n 6.75%<\/td>\n 7.25%<\/td>\n 7.55%<\/td>\n<\/tr>\n \n > 3 Years to 1203 Days<\/td>\n 6.25%<\/td>\n 6.75%<\/td>\n 7.05%<\/td>\n<\/tr>\n \n 1204 Days<\/td>\n 6.15%<\/td>\n 6.65%<\/td>\n 6.95%<\/td>\n<\/tr>\n \n 1205 Days to 5 Years<\/td>\n 6.25%<\/td>\n 6.75%<\/td>\n 7.05%<\/td>\n<\/tr>\n \n > 5 Years to 1894 Days<\/td>\n 6.00%<\/td>\n 6.80%<\/td>\n 6.80%<\/td>\n<\/tr>\n \n 1895 Days<\/td>\n 5.85%<\/td>\n 6.65%<\/td>\n 6.65%<\/td>\n<\/tr>\n \n 1896 Days to 10 Years<\/td>\n 6.00%<\/td>\n 6.80%<\/td>\n 6.80%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n