{"id":181774,"date":"2025-04-12T01:58:55","date_gmt":"2025-04-12T01:58:55","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/finance\/onepay-new-account-125-bonus\/"},"modified":"2025-04-12T01:58:55","modified_gmt":"2025-04-12T01:58:55","slug":"onepay-new-account-125-bonus","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=181774","title":{"rendered":"OnePay: New Account $125 Bonus"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>One Finance recently rebranded to OnePay and are now offering a $125 cash bonus through <a href=\"https:\/\/go.wallethacks.com\/rakuten\/77185-onePayBonus\" target=\"_blank\" rel=\"noreferrer noopener sponsored nofollow\">Rakuten<\/a>.<\/p>\n<p>OnePay is a fintech company that works with Coastal Community Bank and Lead Bank (both Member FDIC) to offer banking services. They offer OnePay Cash, which comes with a debit card that offers cash back, no monthly fees, and 3.75% APY on your savings with you use OnePay Cash+ (requires $500+ monthly direct deposit and $5,000+ balance).<\/p>\n<p>If you open an account through Rakuten and meet certain conditions, they\u2019ll send you $125.<\/p>\n<details class=\"block-toc\" open=\"\">\n<summary>Table of Contents<\/summary>\n<ol>\n<li><a href=\"#h-how-to-get-125-from-onepay\">How to get $125 from OnePay<\/a><\/li>\n<li><a href=\"#h-how-does-this-bonus-compare\">How does this bonus compare?<\/a><\/li>\n<\/ol>\n<\/details>\n<h2 class=\"wp-block-heading\" id=\"h-how-to-get-125-from-onepay\">How to get $125 from OnePay<\/h2>\n<p>This bonus is offered through Rakuten, not from OnePay directly, and so you will need to sign up for a <a href=\"https:\/\/go.wallethacks.com\/rakuten\/77185-onePayBonus\" target=\"_blank\" rel=\"noreferrer noopener sponsored nofollow\">Rakuten account<\/a> if you don\u2019t already have one. If you use <a href=\"https:\/\/go.wallethacks.com\/rakuten\/77185-onePayBonus\" target=\"_blank\" rel=\"noreferrer noopener sponsored nofollow\">my referral link<\/a>, you will get an extra $30 cash back when you fulfill this offer.<\/p>\n<p>Once you have an account, go to <a href=\"https:\/\/www.rakuten.com\/shop\/oneapp\" target=\"_blank\">OnePay page on Rakuten<\/a> and review the terms. To get cashback, you have to open an account and complete a direct deposit of $500+ within 45 days of signup. The qualifying first direct deposit must be an automatic payment method, such as a paycheck, gig platform payments, retirement payments, or government benefits. Person to person transfers like Venmo or PayPal won\u2019t count nor will an ACH or debit card funding.<\/p>\n<p>If you run into any problems, you need to reach out to Rakuten for the bonus as it\u2019s being offered through them, not OnePay. <\/p>\n<p>Remember, if you use <a href=\"https:\/\/go.wallethacks.com\/rakuten\/77185-onePayBonus\" target=\"_blank\">this referral link<\/a>, it\u2019s an extra $30 in cash back.<\/p>\n<p class=\"has-secondary-bg-background-color has-background\"><a href=\"https:\/\/www.rakuten.com\/shop\/oneapp\" target=\"_blank\"><strong>\ud83d\udc49 See the OnePay offer on Rakuten<\/strong><\/a><\/p>\n<h2 class=\"wp-block-heading\" id=\"h-how-does-this-bonus-compare\">How does this bonus compare?<\/h2>\n<p>The cash back bonus offer on this varies throughout the year, probably based on how badly OnePay needs new customers. I\u2019ve seen it as high as $250 and $200, so $125 is a bit on the lower side.<\/p>\n<p>For a single $500 direct deposit, the offer is OK. You may want to wait until it\u2019s a bit higher or, if you don\u2019t feel like waiting, pull the trigger now.<\/p>\n<p>Here are some other offers:<\/p>\n<div class=\"block-bordered-box\">\n<div class=\"wp-block-group\">\n<div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group\">\n<div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h4 class=\"wp-block-heading\" id=\"h-u-s-bank-acf-field-bonus-amount-post-id-14202\">U.S. Bank \u2013 up to $400<\/h4>\n<p>Earn up to $400 when you open a new U.S. Bank Smartly\u00ae Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through May 6, 2025. Member FDIC.<\/p>\n<p>Get started with an initial deposit of $25 within 30 days. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.<\/p>\n<p class=\"has-secondary-bg-background-color has-background\"><strong>\ud83d\udc49 <a href=\"https:\/\/go.wallethacks.com\/usbank-checking-promotion\/bankComparisonBox\" target=\"_blank\">Click here to learn more<\/a><\/strong><\/p>\n<\/div>\n<\/div>\n<div class=\"wp-block-group\">\n<div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h4 class=\"wp-block-heading\" id=\"h-bmo-checking-acf-field-bonus-amount-post-id-14471\">BMO Checking \u2013 $350<\/h4>\n<p><a href=\"https:\/\/wallethacks.com\/bmo-harris-bank-promotions\/?utm_source=bankComparisonBox\">BMO<\/a> is offering a $350 bonus* when you open a BMO Checking account and have $4,000 in qualifying direct deposits within 90 days of opening. It is a very straightforward offer that is available nationwide.<\/p>\n<p>*Conditions apply<\/p>\n<p class=\"has-secondary-bg-background-color has-background\"><strong>\ud83d\udc49 <a href=\"https:\/\/wallethacks.com\/bmo-harris-bank-promotions\/?utm_source=bankComparisonBox\">Click here to learn more<\/a><\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-group\">\n<div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<div class=\"wp-block-group\">\n<div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h4 class=\"wp-block-heading\" id=\"h-bank-of-america-acf-field-bonus-amount-post-id-14165\">Bank of America \u2013 $300 Bonus Offer<\/h4>\n<p>Bank of America offers a $300 Bonus Offer cash bonus if you open a new account and Set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking\u00ae for Family Banking accounts are <strong>not eligible<\/strong> for this offer. It has a monthly fee that is easy to have waived.<\/p>\n<p class=\"has-secondary-bg-background-color has-background\"><strong>\ud83d\udc49 <a href=\"https:\/\/wallethacks.com\/bank-of-america-new-account-bonus-promotions\/?utm_source=bankComparisonBox\">Click here to learn more<\/a><\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h4 class=\"wp-block-heading\" id=\"h-chase-total-checking-acf-field-bonus-amount-post-id-18949\">Chase Total Checking<strong>\u00ae<\/strong> \u2013 $300<\/h4>\n<p><a href=\"https:\/\/wallethacks.com\/chase-bank-new-account-bonus-promotions\/?utm_source=bankComparisonBox#chase-225\">Chase Bank will give you $300<\/a> when you open a Total Checking account and set up and receive direct deposits totaling $500 or more within 90 days. There is a $12 monthly fee that is waivable with a monthly direct deposit of just $500, so no gotchas on this deal!<\/p>\n<p class=\"has-secondary-bg-background-color has-background\"><strong>\ud83d\udc49 <a href=\"https:\/\/wallethacks.com\/chase-bank-new-account-bonus-promotions\/?utm_source=bankComparisonBox#chase-225\">Click here to learn more<\/a><\/strong><\/p>\n<\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>One Finance recently rebranded to OnePay and are now offering a $125 cash bonus through Rakuten. OnePay is a fintech company that works with Coastal Community Bank and Lead Bank (both Member FDIC) to offer banking services. They offer OnePay Cash, which comes with a debit card that offers cash back, no monthly fees, and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":181775,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[93],"tags":[3825,10942,71893],"dealstore":[],"offerexpiration":[],"class_list":["post-181774","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-account","tag-bonus","tag-onepay"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>OnePay: New Account $125 Bonus - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=181774\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"OnePay: New Account $125 Bonus - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"One Finance recently rebranded to OnePay and are now offering a $125 cash bonus through Rakuten. 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