{"id":181648,"date":"2025-04-12T00:28:18","date_gmt":"2025-04-12T00:28:18","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/real-estate\/best-grants-for-building-buying-or-repairing-a-home\/"},"modified":"2025-04-12T00:28:18","modified_gmt":"2025-04-12T00:28:18","slug":"best-grants-for-building-buying-or-repairing-a-home","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=181648","title":{"rendered":"Best Grants for Building, Buying, or Repairing a Home"},"content":{"rendered":" \r\n<br><p>If you worry that safe, affordable housing is outside your financial reach, it\u2019s worth investigating housing assistance programs.<\/p>\n\n\n\n<p>In general, funding is prioritized for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>First-time home buyers<\/li>\n\n\n\n<li>Low- and very-low-income home buyers or homeowners<\/li>\n\n\n\n<li>The elderly<\/li>\n\n\n\n<li>Veterans or active duty service members with disabilities<\/li>\n\n\n\n<li>Native American home buyers or homeowners<\/li>\n\n\n\n<li>Homeowners or renters impacted by natural disasters or other emergencies<\/li>\n<\/ul>\n\n\n\n<p>Here&#8217;s a breakdown of some of the best grants for building a home, plus programs for buying and repairing.<\/p>\n\n\n\n<div class=\"clever-table border-top border-bot col-1-left\"><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><strong>Program<\/strong><\/th><th><strong>Value<\/strong><\/th><th><strong>Who qualifies?<\/strong><\/th><\/tr><\/thead><tbody><tr><td>HUD\u2019s 203(k) Rehab Mortgage Insurance<\/td><td>For Standard mortgage: At least $5,000 and up to the area\u2019s FHA mortgage limit.<br>For Limited mortgage: Up to $35,000.<\/td><td>Home buyers purchasing a fixer-upper. <a href=\"#203k\">Learn more.<\/a><\/td><\/tr><tr><td>Fannie Mae HomeStyle Renovation<\/td><td>Financing up to 75% of the home\u2019s after-renovation value. As low as a 3% down payment.<\/td><td>First-time home buyers. <a href=\"#homestyle-reno\">Learn more.<\/a><\/td><\/tr><tr><td>VA\u2019s Disability Housing Grants<\/td><td>$8,415\u2013117,014, depending on the type of disability and housing.<\/td><td>Veterans or active duty service members with service-related disabilities. <a href=\"#va-disability\">Learn more.<\/a><\/td><\/tr><tr><td>DOE\u2019s Weatherization Assistance Program<\/td><td>Average savings of $372 on energy bills annually.<\/td><td>Low-income households. <a href=\"#wap\">Learn more.<\/a><\/td><\/tr><tr><td>Fannie Mae\u2019s HomeStyle Energy<\/td><td>Financing up to 15% of the home\u2019s after-renovation value. As low as a 3% down payment.<\/td><td>No special requirements. LTV limit of 97%. <a href=\"#homestyle-energy\">Learn more.<\/a><\/td><\/tr><tr><td>Habitat for Humanity<\/td><td>Varies. Mortgage payments are usually capped at 30% of the gross monthly income.<\/td><td>Low- to moderate-income households. <a href=\"#habitat-for-humanity\">Learn more.<\/a><\/td><\/tr><tr><td>Fannie Mae\u2019s HomePath ReadyBuyer<\/td><td>Up to 3% closing cost assistance. Up to $2,500 in down payment assistance.<\/td><td>First-time home buyers who complete an online course and purchase a HomePath property. <a href=\"#homepath\">Learn more.<\/a><\/td><\/tr><tr><td>Fannie Mae\u2019s HFA Preferred Mortgage<\/td><td>As low as a 3% down payment and reduced mortgage insurance premiums. Grants are available in some cases.<\/td><td>Low- and moderate-income buyers. <a href=\"#preferred-mortgage\">Learn more.<\/a><\/td><\/tr><tr><td>National Homebuyers Fund\u2019s DPA<\/td><td>Up to 5% of the mortgage loan amount.<\/td><td>Any home buyer, plus homeowners looking to refinance. <a href=\"#dpa\">Learn more.<\/a><\/td><\/tr><tr><td>HUD\u2019s Revitalization Areas<\/td><td>Steeply discounted home prices, ranging from $100 to 50% of the listing price.<\/td><td>Home buyers in HUD-designated locations. <a href=\"#revitalization-area\">Learn more.<\/a><\/td><\/tr><tr><td>USDA\u2019s Rural Development Loans<\/td><td>0% down for home buyers.<\/td><td>Home buyers or rehabbers in eligible rural locations. <a href=\"#rural\">Learn more.<\/a><\/td><\/tr><tr><td>HUD\u2019s Section 184 Indian Home Loan Guarantee Program<\/td><td>A 1.25% down payment on loans under $50,000, or a 2.25% down payment on loans over $50,000.<\/td><td>American Indian and Alaska Native families. <a href=\"#section-184\">Learn more.<\/a><\/td><\/tr><tr><td>Neighborhood Assistance Corporation of America (NACA) Mortgage<\/td><td>0% down payment, no closing costs, and no mortgage insurance.<\/td><td>Low- to moderate-income home buyers. <a href=\"#naca\">Learn more.<\/a><\/td><\/tr><tr><td>USDA\u2019s Section 504 Home Repair Program<\/td><td>Up to $50,000 in combined loans and grants.<\/td><td>Very-low-income households and elderly homeowners. <a href=\"#section-504\">Learn more.<\/a><\/td><\/tr><tr><td>FEMA Housing Assistance<\/td><td>Varies by need.<\/td><td>Homeowners and renters affected by natural disasters or emergencies. <a href=\"#fema\">Learn more.<\/a><\/td><\/tr><\/tbody><\/table><div class=\"read-more-btn-wrapper\"><span class=\"read-more-btn\">Show more<\/span><\/div><\/figure>\n\n\n\n<p><\/div>.col-1-left td:nth-child(1), .col-1-left th:nth-child(1){text-align:left;} \n\n\n\n<p><span style=\"font-weight: 400\"><div class=\"brxe-block quick-tip button-cta\">  <span class=\"quick-tip-title\">\ud83d\udcb8 Earn 5% back on rent toward your home purchase!<\/span>  <div class=\"quick-tip-content\">\n<p class=\"wp-block-paragraph\">\ud83d\udc4b <strong>Hey, future homeowner!<\/strong> Check out Gravy, the super app for first-time homebuyers, to prepare smarter, buy sooner, and save big on your first home purchase.<\/p>\n<\/div>  <a href=\"https:\/\/www.gravy.co\/?utm_source=clever&amp;utm_medium=content&amp;utm_campaign=cta\" class=\"brxe-button bricks-button lg bricks-background-primary\">Learn More<\/a>  <div class=\"quick-tip-icon\"><\/div><\/div><\/span><\/p>\n\n\n<h2 id=\"building\">Home building grants and home renovation programs<\/h2>\n\n\n<h3 id=\"203k\">HUD\u2019s 203(k) Rehab Mortgage Insurance<\/h3>\n\n\n\n<p>Though fixer-uppers are often available at affordable sale prices, renovation costs can quickly add up. HUD\u2019s <a href=\"https:\/\/www.hud.gov\/program_offices\/housing\/sfh\/203k\/203k--df\" target=\"_blank\" rel=\"noopener noreferrer\">203(k) Rehab Mortgage Insurance program<\/a> is designed to help home buyers purchase and renovate a property \u2014 without the high interest rates and short timelines other loans demand.<\/p>\n\n\n\n<p>For the Standard 203(k) Mortgage, the proposed repairs must cost at least $5,000. But the total value of the property must remain within the local area\u2019s FHA mortgage limit.<\/p>\n\n\n\n<p>If your property qualifies, you can use this program to address a number of costly rehab projects, including structural alterations, improved energy efficiency, installing a well or septic system, and more.<\/p>\n\n\n\n<p>For the Limited 203(k) Mortgage, you can access up to $35,000 to finance smaller repairs, improvements, and upgrades to your home.<\/p>\n\n\n\n<p>Luxury and non-permanent items are generally ineligible for both the Standard and Limited 203(k) Mortgages.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"homestyle-reno\">Fannie Mae HomeStyle Renovation<\/h3>\n\n\n\n<p>Fannie Mae\u2019s <a href=\"https:\/\/yourhome.fanniemae.com\/buy\/youve-got-options-when-it-comes-home-financing\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">HomeStyle Renovation mortgage<\/a> can be used to finance major home improvements and renovations. Down payments are as low as 3% for first-time buyers or buyers combining the renovation with a HomeReady mortgage. You can finance up to 75% of the home\u2019s after-renovation value.<\/p>\n\n\n\n<p>Unlike HUD\u2019s 203(k) Rehab Mortgage, the HomeStyle Renovation mortgage can be used on any type of project, even luxury and non-permanent items.<\/p>\n\n\n\n<p>However, for manufactured homes, financing is capped at either $50,000 or 50% of the property\u2019s after-renovation value, whichever is lower.<\/p>\n\n\n<h3 id=\"va-disability\">VA\u2019s Disability Housing Grants<\/h3>\n\n\n\n<p>If you\u2019re a veteran or service member with certain service-connected disabilities, you may qualify for a <a href=\"https:\/\/www.va.gov\/housing-assistance\/disability-housing-grants\/\" target=\"_blank\" rel=\"noopener noreferrer\">US Department of Veterans Affairs disability housing grant<\/a>. These grants can help you buy a home, or renovate your current home to meet your needs.<\/p>\n\n\n\n<p>Depending on your specific disability, you may qualify for one of two grants.<\/p>\n\n\n\n<p>The <strong>Specially Adapted Housing (SAH) grant <\/strong>allows veterans and service members to buy, build, or renovate their homes. In 2024, the maximum grant amount is $117,014, or $47,130 if you\u2019re living in temporary housing.<\/p>\n\n\n\n<p>The <strong>Special Home Adaptation (SHA) grant <\/strong>also provides funding for purchasing, building, or renovating a home. In 2024, the maximum grant amount is $23,444, or $8,415 if you\u2019re living in temporary housing.<\/p>\n\n\n\n<p>If you receive either of these grants, you don\u2019t have to use the funding all at once \u2014 it can be spread over up to six separate transactions over your lifetime.<\/p>\n\n\n<h3 id=\"wap\">DOE\u2019s Weatherization Assistance Program<\/h3>\n\n\n\n<p>Each year, the Department of Energy (DOE) <a href=\"https:\/\/www.energy.gov\/eere\/wap\/weatherization-assistance-program\" target=\"_blank\" rel=\"noopener noreferrer\">Weatherization Assistance Program (WAP)<\/a> helps low-income households reduce their annual energy costs by $372 or more on average.<\/p>\n\n\n\n<p>To qualify, your household income needs to be <a href=\"https:\/\/www.energy.gov\/scep\/wap\/how-apply-weatherization-assistance\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">under 200%<\/a> of the local poverty income guidelines or you must receive Supplemental Security Income. However, some states or territories can choose to base requirements on 60% of the state median income.<\/p>\n\n\n\n<p>Note that the program takes a &#8220;whole-house&#8221; approach to weatherization, often improving older homes\u2019 overall safety. Along with energy-efficient improvements, participants might also receive help remediating mold, fixing roofing, or addressing other health and safety concerns.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"homestyle-energy\">Fannie Mae\u2019s HomeStyle Energy<\/h3>\n\n\n\n<p>Fannie Mae\u2019s <a href=\"https:\/\/singlefamily.fanniemae.com\/originating-underwriting\/mortgage-products\/homestyle-energy-mortgage\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">HomeStyle Energy mortgage<\/a> is another program that provides financing for energy-saving projects around your home. You can get financing for up to 15% of the after-renovation value of your home to use on energy-saving and disaster-resistant improvements, such as HVAC systems, smart thermostats, insulation, storm surge barriers, and fire zones.<\/p>\n\n\n\n<p>Down payments are as low as 3%, and you can bundle the HomeStyle Energy mortgage with your regular mortgage for once-monthly payments.<\/p>\n\n\n\n<p>While there are no special eligibility requirements, improvements above $3,500 may require a Home Energy Reporting System (HERS), Department of Energy (DOE), or similar report. The program also has a maximum loan-to-value (LTV) amount of 97%.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"habitat-for-humanity\">Habitat for Humanity<\/h3>\n\n\n\n<p>Some low- to moderate-income individuals can become homeowners through <a href=\"https:\/\/www.habitat.org\/housing-help\/apply\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Habitat for Humanity<\/a>. To qualify for a Habitat for Humanity home, your income must not exceed 60% of the area median and you must demonstrate a need for safe and affordable housing.<\/p>\n\n\n\n<p>If selected, you\u2019ll need to perform \u201csweat equity,\u201d which usually involves helping to build your own house or other Habitat for Humanity homes. The sweat equity can also include taking homeownership classes or volunteering at a Habitat ReStore.<\/p>\n\n\n\n<p>Finally, you\u2019ll need to pay an affordable mortgage. Habitat for Humanity uses that money to build other houses. Habitat for Humanity says it ensures that mortgage payments will not exceed 30% of your gross monthly income at closing.<\/p>\n\n\n<h2 id=\"buying\">Home buying programs<\/h2>\n\n\n<h3 id=\"homepath\">Fannie Mae\u2019s HomePath ReadyBuyer Program<\/h3>\n\n\n\n<p>The <a href=\"https:\/\/homepath.fanniemae.com\/homebuyers\/how-much-can-i-borrow\" target=\"_blank\" rel=\"noreferrer noopener\">HomePath ReadyBuyer program<\/a> provides up to 3% closing cost assistance and up to $2,500 in down payment assistance to first-time home buyers. To qualify, you\u2019ll need to complete an interactive online course (available in Spanish and English) that will guide you through the home-buying process.<\/p>\n\n\n\n<p>The only catch is that this offer only applies to HomePath properties \u2014 foreclosed homes that are owned by Fannie Mae. These homes are sold as is and may require significant repairs or improvements.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"preferred-mortgage\">Fannie Mae\u2019s HFA Preferred Mortgage<\/h3>\n\n\n\n<p>The <a href=\"https:\/\/homepath.fanniemae.com\/homebuyers\/how-much-can-i-borrow\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">HFA Preferred Mortgage program<\/a> offers down payments of as low as 3% and reduced mortgage insurance premiums for low- and moderate-income home buyers. Unlike the ReadyBuyer program, you don\u2019t need to be a first-time home buyer and there\u2019s no education requirement.<\/p>\n\n\n\n<p>In certain circumstances, lender-funded grants may also be available. However, you&#8217;ll need to work with your state Housing Finance Agency (HFA) or an approved lender, which will set its own income limit requirements. As a result, eligibility varies by state.<\/p>\n\n\n<h3 id=\"dpa\">The National Homebuyers Fund DPA Program<\/h3>\n\n\n\n<p>The <a href=\"https:\/\/www.nhfloan.org\/programs.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">National Homebuyers Fund, Inc. DPA<\/a> program offers assistance with a down payment and\/or closing costs \u2014 two upfront expenses that many buyers struggle to afford. Home buyers can receive up to 5% of the mortgage loan amount.<\/p>\n\n\n\n<p>You don\u2019t need to be a first-time home buyer to qualify, and you may be able to apply to the NHF DPA program to refinance your home. It\u2019s available nationwide and compatible with a variety of common home loans.<\/p>\n\n\n\n<p>However, you&#8217;ll have to meet FICO, debt-to-income ratio, and income limit requirements. You\u2019ll also have to work with one of NHF\u2019s participating lenders.<\/p>\n\n\n<h3 id=\"revitalization-area\">HUD\u2019s Revitalization Areas<\/h3>\n\n\n\n<p>Located across the US, <a href=\"https:\/\/www.hud.gov\/program_offices\/housing\/sfh\/reo\/abtrevt\" target=\"_blank\" rel=\"noopener noreferrer\">Revitalization Areas<\/a> are locations designated by the Department of Housing and Urban Development (HUD) under the National Housing Act.<\/p>\n\n\n\n<p>Single-family homes within these Revitalization Areas may be eligible for two programs that offer discounted sales:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Asset Control Area (ACA) program<\/li>\n\n\n\n<li>Good Neighbor Next Door (GNND) sales program<\/li>\n<\/ul>\n\n\n\n<p>Under the <strong>ACA program<\/strong>, the Federal Housing Administration can offer steeply discounted pricing on certain foreclosed properties. These homes fall into three tiers:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Properties appraised at $25,000 or less can be purchased for $100<\/li>\n\n\n\n<li>Properties appraised at more than $25,000 but less than $50,000 are discounted by $24,900<\/li>\n\n\n\n<li>All other properties are sold at a 50% discount on their appraised value<\/li>\n<\/ul>\n\n\n\n<p>Under the <strong>GNND program<\/strong>, law enforcement officers, teachers, firefighters, and EMTs are eligible to purchase homes at a 50% discount on the listing price (provided that the property is in a Revitalization Area).<\/p>\n\n\n<h3 id=\"rural\">USDA\u2019s Rural Development Loans<\/h3>\n\n\n\n<p>The US Department of Agriculture\u2019s <a href=\"https:\/\/www.rd.usda.gov\/programs-services\/single-family-housing-guaranteed-loan-program\" target=\"_blank\" rel=\"noopener noreferrer\">Section 502 Guaranteed Loan Program<\/a> helps low- to moderate-income households buy, build, or renovate a home.<\/p>\n\n\n\n<p>The program allows qualified applicants to purchase a home with no money down by providing a 90% loan note guarantee to approved lenders. To qualify, participants must purchase or own a home in an eligible rural area, use that home as their primary residence, and not have a household income higher than 115% of the area median.<\/p>\n\n\n<h3 id=\"section-184\">HUD\u2019s Section 184 Indian Home Loan Guarantee Program<\/h3>\n\n\n\n<p>HUD\u2019s <a href=\"https:\/\/www.hud.gov\/program_offices\/public_indian_housing\/ih\/homeownership\/184\" target=\"_blank\" rel=\"noopener noreferrer\">Section 184 Indian Home Loan Guarantee Program<\/a> provides financial assistance for American Indian and Alaska Native families, Alaska villages, tribes, or tribally designated housing entities. The program can be used both on and off tribal trust land.<\/p>\n\n\n\n<p>The program allows Native borrowers to secure a home loan with a low down payment of 1.25% on loans under $50,000, or 2.25% on loans over $50,000. (Maximum loan limits vary by location.) This funding can be applied to buying, building, refinancing, or renovating your home.<\/p>\n\n\n\n<p>All loans are 100% guaranteed by the Office of Loan Guarantee within HUD&#8217;s Office of Native American Programs.<\/p>\n\n\n\n<p>If you\u2019re a Native American veteran, or a veteran married to a Native American, you may also qualify for the VA\u2019s <a href=\"https:\/\/www.va.gov\/housing-assistance\/home-loans\/loan-types\/native-american-direct-loan\/\" target=\"_blank\" rel=\"noopener noreferrer\">Native American Direct Loan (NADL) program<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"naca\">Neighborhood Assistance Corporation of America (NACA) Mortgage<\/h3>\n\n\n\n<p>The <a href=\"https:\/\/www.naca.com\/purchase\/\" target=\"_blank\" rel=\"noreferrer noopener\">Neighborhood Assistance Corporation of America (NACA) Mortgage<\/a> provides home loans with no down payments and low interest rates to low- and moderate-income home buyers. There are no closing costs or mortgage insurance requirements.<\/p>\n\n\n\n<p>To qualify, you\u2019ll need to either have an income that\u2019s less than 100% of the median income for the Metropolitan Statistical Area (MSA) or be purchasing a house in a US Census Tract where the median income is under 100% of the median income for that area\u2019s MSA. You\u2019ll also need to attend mandatory homeownership workshops.<\/p>\n\n\n<h2 id=\"repairing\">Home repair grants<\/h2>\n\n\n<h3 id=\"section-504\">USDA\u2019s Section 504 Home Repair Program<\/h3>\n\n\n\n<p>The USDA\u2019s <a href=\"https:\/\/www.rd.usda.gov\/programs-services\/single-family-housing-repair-loans-grants\" target=\"_blank\" rel=\"noopener noreferrer\">Section 504 Home Repair program<\/a> provides up to a $40,000 loan to very-low-income homeowners who can&#8217;t obtain an affordable loan elsewhere. Homeowners can use this funding to repair, improve, or modernize their homes.<\/p>\n\n\n\n<p>Qualifying applicants who are 62 or older and cannot repay a loan may be eligible for a grant of up to $10,000. These funds can only be used to resolve health and safety hazards.<\/p>\n\n\n\n<p>If a qualifying applicant can repay a portion of their loan, they may be eligible for a combination of loans and grants totaling up to $50,000.<\/p>\n\n\n<h3 id=\"fema\">FEMA Housing Assistance<\/h3>\n\n\n\n<p>If your home is damaged by a natural disaster or other emergency, you may be eligible for <a href=\"https:\/\/www.fema.gov\/assistance\/individual\/housing\" target=\"_blank\" rel=\"noopener noreferrer\">housing assistance<\/a> from the Federal Emergency Management Agency (FEMA).<\/p>\n\n\n\n<p>Qualified applicants can receive funding for temporary housing, home repairs, or even home replacement. You may also qualify for help paying for a wide range of other disaster-related expenses, ranging from childcare to medical bills.<\/p>\n\n\n\n<p>Keep in mind that this financial support only applies to needs that are <em>not<\/em> covered by insurance. Applicants will also need to verify their identity and ownership or occupancy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Related links<\/h2>\n\n\n    <div class=\"related-posts\">\n                    <a target=\"_blank\" class=\"related-post\" href=\"https:\/\/listwithclever.com\/home-buyer-rebates\/\">\n                                    <div class=\"related-image\">\n                        <img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"384\" src=\"\/\/www.w3.org\/2000\/svg&#039;%20viewBox=&#039;0%200%20768%20384&#039;%3E%3C\/svg%3E\" class=\"attachment-medium_large size-medium_large bricks-lazy-hidden wp-post-image\" alt=\"\" data-src=\"https:\/\/listwithclever.com\/wp-content\/uploads\/6a46d510-df65-11eb-b449-5fc1dcaca586-home-buyer-rebates-768x384.jpg\" data-type=\"string\" data-sizes=\"(max-width: 768px) 100vw, 768px\" data-srcset=\"https:\/\/listwithclever.com\/wp-content\/uploads\/6a46d510-df65-11eb-b449-5fc1dcaca586-home-buyer-rebates-768x384.jpg 768w, https:\/\/listwithclever.com\/wp-content\/uploads\/6a46d510-df65-11eb-b449-5fc1dcaca586-home-buyer-rebates-360x180.jpg 360w, https:\/\/listwithclever.com\/wp-content\/uploads\/6a46d510-df65-11eb-b449-5fc1dcaca586-home-buyer-rebates.jpg 810w\" \/>                    <\/div>\n                                <div class=\"related-info\">\n                    <h4 class=\"related-title\">\n                        Home Buyer Rebates: Get Cash Back When You Buy!                    <\/h4>\n                    <div class=\"related-excerpt\">\n                        You can get cash back when you buy a home if you receive a home buyer rebate. We&#8217;ll show you where they&#8217;re available and how to get one on your next purchase!                    <\/div>\n                <\/div>\n            <\/a>\n                    <a target=\"_blank\" class=\"related-post\" href=\"https:\/\/listwithclever.com\/real-estate-blog\/cost-to-buy-house\/\">\n                                    <div class=\"related-image\">\n                        <img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"512\" src=\"\/\/www.w3.org\/2000\/svg&#039;%20viewBox=&#039;0%200%20768%20512&#039;%3E%3C\/svg%3E\" class=\"attachment-medium_large size-medium_large bricks-lazy-hidden wp-post-image\" alt=\"\" data-src=\"https:\/\/listwithclever.com\/wp-content\/uploads\/afd8efe0-3647-11eb-810b-1546423a80f5-1607096705208-1.jpg\" data-type=\"string\" data-sizes=\"(max-width: 768px) 100vw, 768px\" data-srcset=\"https:\/\/listwithclever.com\/wp-content\/uploads\/afd8efe0-3647-11eb-810b-1546423a80f5-1607096705208-1.jpg 768w, https:\/\/listwithclever.com\/wp-content\/uploads\/afd8efe0-3647-11eb-810b-1546423a80f5-1607096705208-1-360x240.jpg 360w\" \/>                    <\/div>\n                                <div class=\"related-info\">\n                    <h4 class=\"related-title\">\n                        How Much Does It Cost to Buy a House?                    <\/h4>\n                    <div class=\"related-excerpt\">\n                        Buying a house costs more than just the down payment. Here&#8217;s a comprehensive look at all the expenses associated with buying a house.                    <\/div>\n                <\/div>\n            <\/a>\n                    <a target=\"_blank\" class=\"related-post\" href=\"https:\/\/listwithclever.com\/real-estate-blog\/48k-house-affordability\/\">\n                                    <div class=\"related-image\">\n                        <img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"484\" src=\"\/\/www.w3.org\/2000\/svg&#039;%20viewBox=&#039;0%200%20768%20484&#039;%3E%3C\/svg%3E\" class=\"attachment-medium_large size-medium_large bricks-lazy-hidden wp-post-image\" alt=\"\" data-src=\"https:\/\/listwithclever.com\/wp-content\/uploads\/29e7bb00-1193-11ec-b1d5-4d3fd4454d55-shutterstock593820728-2.pdf\" data-type=\"string\" \/>                    <\/div>\n                                <div class=\"related-info\">\n                    <h4 class=\"related-title\">\n                        How Much House Can You Afford If You Make $48k\u2013$50k a Year?                    <\/h4>\n                    <div class=\"related-excerpt\">\n                        It&#8217;s possible to afford a house worth anywhere from about $149,000\u2013$212,000 on $48k\u2013$50k a year. But income isn&#8217;t the only factor to consider.                    <\/div>\n                <\/div>\n            <\/a>\n                    <a target=\"_blank\" class=\"related-post\" href=\"https:\/\/listwithclever.com\/best-home-buying-websites\/\">\n                                    <div class=\"related-image\">\n                        <img decoding=\"async\" loading=\"lazy\" width=\"768\" height=\"384\" src=\"\/\/www.w3.org\/2000\/svg&#039;%20viewBox=&#039;0%200%20768%20384&#039;%3E%3C\/svg%3E\" class=\"attachment-medium_large size-medium_large bricks-lazy-hidden wp-post-image\" alt=\"\" data-src=\"https:\/\/listwithclever.com\/wp-content\/uploads\/a571d240-bf24-11eb-a51b-e5bc9c143c99-fe871ec0-f45f-11ea-8507-71ed316973d3-15-Best-Websites-for-Home-Buyers-in-2020-768x384.webp\" data-type=\"string\" data-sizes=\"(max-width: 768px) 100vw, 768px\" data-srcset=\"https:\/\/listwithclever.com\/wp-content\/uploads\/a571d240-bf24-11eb-a51b-e5bc9c143c99-fe871ec0-f45f-11ea-8507-71ed316973d3-15-Best-Websites-for-Home-Buyers-in-2020-768x384.webp 768w, https:\/\/listwithclever.com\/wp-content\/uploads\/a571d240-bf24-11eb-a51b-e5bc9c143c99-fe871ec0-f45f-11ea-8507-71ed316973d3-15-Best-Websites-for-Home-Buyers-in-2020-360x180.webp 360w, https:\/\/listwithclever.com\/wp-content\/uploads\/a571d240-bf24-11eb-a51b-e5bc9c143c99-fe871ec0-f45f-11ea-8507-71ed316973d3-15-Best-Websites-for-Home-Buyers-in-2020.webp 810w\" \/>                    <\/div>\n                                <div class=\"related-info\">\n                    <h4 class=\"related-title\">\n                        Best Real Estate Sites for Buyers in 2025                    <\/h4>\n                    <div class=\"related-excerpt\">\n                        We&#8217;ve compiled a list of the best house buying websites so you can quickly find ALL the properties for sale in your area. Jumpstart your home hunting journey today!                    <\/div>\n                <\/div>\n            <\/a>\n            <\/div>\n    \n<p>The post <a href=\"https:\/\/listwithclever.com\/real-estate-blog\/grants-to-build-a-home\/\">Best Grants for Building, Buying, or Repairing a Home<\/a> appeared first on <a href=\"https:\/\/listwithclever.com\">Clever Real Estate<\/a>.<\/p>\r\n<br>\r\n","protected":false},"excerpt":{"rendered":"<p>If you worry that safe, affordable housing is outside your financial reach, it\u2019s worth investigating housing assistance programs. In general, funding is prioritized for: First-time home buyers Low- and very-low-income home buyers or homeowners The elderly Veterans or active duty service members with disabilities Native American home buyers or homeowners Homeowners or renters impacted by [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":181649,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[99],"tags":[2539,10958,3656,1159,3443],"dealstore":[],"offerexpiration":[],"class_list":["post-181648","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate","tag-building","tag-buying","tag-grants","tag-home","tag-repairing"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best Grants for Building, Buying, or Repairing a Home - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=181648\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best Grants for Building, Buying, or Repairing a Home - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"If you worry that safe, affordable housing is outside your financial reach, it\u2019s worth investigating housing assistance programs. 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