{"id":156154,"date":"2025-03-25T17:59:55","date_gmt":"2025-03-25T17:59:55","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/insurance\/dont-leave-your-childrens-future-to-a-crowdfunding-site-life-happens\/"},"modified":"2025-03-25T17:59:55","modified_gmt":"2025-03-25T17:59:55","slug":"dont-leave-your-childrens-future-to-a-crowdfunding-site-life-happens","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=156154","title":{"rendered":"Don\u2019t Leave Your Children\u2019s Future to a Crowdfunding Site \u2013 Life Happens"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>When it comes to parenting, your to-do list can seem never-ending, from signing up for school activities, to projects around the house, to planning for the future. It seems as soon as you check something off, a few more to-dos jump right on the list.<\/p>\n<p>If you\u2019re a single parent, that list may be even longer\u2014and more complex\u2014especially if you are your children\u2019s \u201cone and only.\u201d And you could be feeling the pressure: <strong>Three quarters say they felt overwhelmed with becoming a single parent<\/strong>, and more than a quarter (27%) admit being <em>very<\/em> overwhelmed, according to Life Happens\u2019 new survey, \u201c<a href=\"https:\/\/lifehappens.org\/research\/single-parents-and-the-financial-future\/\">Single Parents and the Financial Future<\/a>.\u201d<\/p>\n<p>What\u2019s more, single parents say they\u2019d need <strong>a minimum of $332,705 in savings<\/strong>\u00a0to feel at ease about raising their child. In fact, making sure their kids will be OK financially is something that the average single parent thinks about <em>five times a day<\/em> on average.<\/p>\n<p>However, four in 10 single parents admit that they didn\u2019t start planning for their child\u2019s financial future until their kids were 4 to 6 years old\u2014or even later. Only 10% started before their child was born, according to the data.<\/p>\n<h2>Don\u2019t Leave It to Chance<\/h2>\n<p>Does any of this sound like you? If so, have you asked yourself: \u201cWhat would happen if I were no longer in the picture? Where would the money come from to take care of my children?\u201d<\/p>\n<p>More than a quarter of single parents surveyed (28%) say they\u2019d let others raise money on a crowdfunding site to provide for their children. <strong>Only half say they\u2019ve purchased life insurance<\/strong>\u00a0to protect their children\u2019s financial future if someone else had to take care of them.<\/p>\n<p>Given that <a href=\"https:\/\/lifehappens.org\/life-insurance-101\/\">life insurance<\/a> is an affordable solution, why aren\u2019t more single parents considering it? The truth is that most people overestimate the cost of life insurance by three times or more (2023 Insurance Barometer Study by Life Happens and LIMRA). So, it does stand to reason that if people think it would be out of their price range, they wouldn\u2019t even consider it.<\/p>\n<p>But let\u2019s put it into perspective: <strong>A healthy 30-year-old can get a 20-year $250,000 level term life insurance policy for around $200 a year.<\/strong> That works out to about $4 a week. And if something were to happen to you, that $250,000 would go to ensuring your child\u2019s future would be everything you dreamed it would be.<\/p>\n<p>If you need any inspiration (or motivation), <a href=\"https:\/\/lifehappens.org\/videos\/the-responsible-thing-to-do\/\">watch Summer\u2019s story here<\/a>. She was a young single mom who was, tragically, hit by a car and killed when she was just 22. Her son, Nathan, was just nine months old. When she was pregnant, she put a life insurance policy in place for just $12 a month that ensured Nathan\u2019s future would be bright no matter what happened.<\/p>\n<p>Don\u2019t let being unsure of how much or what kind of life insurance to buy stop you from getting coverage. To start, you can do a quick calculation with our <a href=\"https:\/\/lifehappens.org\/life-insurance-needs-calculator\/\">Life Insurance Needs Calculator<\/a> to get a general idea of how much you may need. And if you want help choosing the right kind of policy that fits your budget, you can talk with an insurance professional at no cost or obligation. If you don\u2019t have someone to work with, you can use Life Happens\u2019 <a href=\"https:\/\/lifehappens.org\/agent-locator\/\">Agent Locator here<\/a>.<\/p>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>When it comes to parenting, your to-do list can seem never-ending, from signing up for school activities, to projects around the house, to planning for the future. It seems as soon as you check something off, a few more to-dos jump right on the list. If you\u2019re a single parent, that list may be even [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":156155,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[94],"tags":[352,64476,15280,4629,2481,18247,3333,10113,64477,64478,64479,64480,64481,7476,7344],"dealstore":[],"offerexpiration":[],"class_list":["post-156154","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","tag-childrens","tag-crowd-funding","tag-crowdfunding","tag-dont","tag-future","tag-leave","tag-life","tag-research","tag-single-dad","tag-single-father","tag-single-mom","tag-single-parents","tag-single-parents-and-the-financial-future","tag-site","tag-survey"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Don\u2019t Leave Your Children\u2019s Future to a Crowdfunding Site \u2013 Life Happens - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=156154\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Don\u2019t Leave Your Children\u2019s Future to a Crowdfunding Site \u2013 Life Happens - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"When it comes to parenting, your to-do list can seem never-ending, from signing up for school activities, to projects around the house, to planning for the future. It seems as soon as you check something off, a few more to-dos jump right on the list. If you\u2019re a single parent, that list may be even [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fivemor.com\/?p=156154\" \/>\n<meta property=\"og:site_name\" content=\"Som2ny Network\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-25T17:59:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/GettyImages-607601978.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1177\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/fivemor.com\/?p=156154#article\",\"isPartOf\":{\"@id\":\"https:\/\/fivemor.com\/?p=156154\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371\"},\"headline\":\"Don\u2019t Leave Your Children\u2019s Future to a Crowdfunding Site \u2013 Life Happens\",\"datePublished\":\"2025-03-25T17:59:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/fivemor.com\/?p=156154\"},\"wordCount\":577,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/fivemor.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/?p=156154#primaryimage\"},\"thumbnailUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/GettyImages-607601978.jpg\",\"keywords\":[\"Childrens\",\"crowd-funding\",\"Crowdfunding\",\"Dont\",\"Future\",\"leave\",\"Life\",\"Research\",\"single dad\",\"single father\",\"single mom\",\"single parents\",\"Single Parents and the Financial Future\",\"SITE\",\"survey\"],\"articleSection\":[\"Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/fivemor.com\/?p=156154#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/fivemor.com\/?p=156154\",\"url\":\"https:\/\/fivemor.com\/?p=156154\",\"name\":\"Don\u2019t Leave Your Children\u2019s Future to a Crowdfunding Site \u2013 Life Happens - Som2ny Network\",\"isPartOf\":{\"@id\":\"https:\/\/fivemor.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/fivemor.com\/?p=156154#primaryimage\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/?p=156154#primaryimage\"},\"thumbnailUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/GettyImages-607601978.jpg\",\"datePublished\":\"2025-03-25T17:59:55+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/fivemor.com\/?p=156154#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/fivemor.com\/?p=156154\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/?p=156154#primaryimage\",\"url\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/GettyImages-607601978.jpg\",\"contentUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/GettyImages-607601978.jpg\",\"width\":2000,\"height\":1177},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/fivemor.com\/?p=156154#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/fivemor.com\/?bp_activities=1\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Don\u2019t Leave Your Children\u2019s Future to a Crowdfunding Site \u2013 Life Happens\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/fivemor.com\/#website\",\"url\":\"https:\/\/fivemor.com\/\",\"name\":\"Som2ny Network\",\"description\":\"Daily Deals\",\"publisher\":{\"@id\":\"https:\/\/fivemor.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/fivemor.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/fivemor.com\/#organization\",\"name\":\"Som2ny Network\",\"url\":\"https:\/\/fivemor.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png\",\"contentUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png\",\"width\":300,\"height\":86,\"caption\":\"Som2ny Network\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/fivemor.com\"],\"url\":\"https:\/\/fivemor.com\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Don\u2019t Leave Your Children\u2019s Future to a Crowdfunding Site \u2013 Life Happens - Som2ny Network","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fivemor.com\/?p=156154","og_locale":"en_US","og_type":"article","og_title":"Don\u2019t Leave Your Children\u2019s Future to a Crowdfunding Site \u2013 Life Happens - Som2ny Network","og_description":"When it comes to parenting, your to-do list can seem never-ending, from signing up for school activities, to projects around the house, to planning for the future. It seems as soon as you check something off, a few more to-dos jump right on the list. If you\u2019re a single parent, that list may be even [&hellip;]","og_url":"https:\/\/fivemor.com\/?p=156154","og_site_name":"Som2ny Network","article_published_time":"2025-03-25T17:59:55+00:00","og_image":[{"width":2000,"height":1177,"url":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/GettyImages-607601978.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/fivemor.com\/?p=156154#article","isPartOf":{"@id":"https:\/\/fivemor.com\/?p=156154"},"author":{"name":"admin","@id":"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371"},"headline":"Don\u2019t Leave Your Children\u2019s Future to a Crowdfunding Site \u2013 Life Happens","datePublished":"2025-03-25T17:59:55+00:00","mainEntityOfPage":{"@id":"https:\/\/fivemor.com\/?p=156154"},"wordCount":577,"commentCount":0,"publisher":{"@id":"https:\/\/fivemor.com\/#organization"},"image":{"@id":"https:\/\/fivemor.com\/?p=156154#primaryimage"},"thumbnailUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/GettyImages-607601978.jpg","keywords":["Childrens","crowd-funding","Crowdfunding","Dont","Future","leave","Life","Research","single dad","single father","single mom","single parents","Single Parents and the Financial Future","SITE","survey"],"articleSection":["Insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/fivemor.com\/?p=156154#respond"]}]},{"@type":"WebPage","@id":"https:\/\/fivemor.com\/?p=156154","url":"https:\/\/fivemor.com\/?p=156154","name":"Don\u2019t Leave Your Children\u2019s Future to a Crowdfunding Site \u2013 Life Happens - Som2ny Network","isPartOf":{"@id":"https:\/\/fivemor.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/fivemor.com\/?p=156154#primaryimage"},"image":{"@id":"https:\/\/fivemor.com\/?p=156154#primaryimage"},"thumbnailUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/GettyImages-607601978.jpg","datePublished":"2025-03-25T17:59:55+00:00","breadcrumb":{"@id":"https:\/\/fivemor.com\/?p=156154#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fivemor.com\/?p=156154"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/?p=156154#primaryimage","url":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/GettyImages-607601978.jpg","contentUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/GettyImages-607601978.jpg","width":2000,"height":1177},{"@type":"BreadcrumbList","@id":"https:\/\/fivemor.com\/?p=156154#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fivemor.com\/?bp_activities=1"},{"@type":"ListItem","position":2,"name":"Don\u2019t Leave Your Children\u2019s Future to a Crowdfunding Site \u2013 Life Happens"}]},{"@type":"WebSite","@id":"https:\/\/fivemor.com\/#website","url":"https:\/\/fivemor.com\/","name":"Som2ny Network","description":"Daily Deals","publisher":{"@id":"https:\/\/fivemor.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fivemor.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/fivemor.com\/#organization","name":"Som2ny Network","url":"https:\/\/fivemor.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/#\/schema\/logo\/image\/","url":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png","contentUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png","width":300,"height":86,"caption":"Som2ny Network"},"image":{"@id":"https:\/\/fivemor.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png","caption":"admin"},"sameAs":["https:\/\/fivemor.com"],"url":"https:\/\/fivemor.com\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts\/156154","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=156154"}],"version-history":[{"count":0,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts\/156154\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/media\/156155"}],"wp:attachment":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=156154"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=156154"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=156154"},{"taxonomy":"dealstore","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fdealstore&post=156154"},{"taxonomy":"offerexpiration","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fofferexpiration&post=156154"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}