{"id":134665,"date":"2025-03-15T06:56:54","date_gmt":"2025-03-15T06:56:54","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/insurance\/a-guide-to-health-insurance-for-expats\/"},"modified":"2025-03-15T06:56:54","modified_gmt":"2025-03-15T06:56:54","slug":"a-guide-to-health-insurance-for-expats","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=134665","title":{"rendered":"A Guide to Health Insurance for Expats"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>Knowing your health will be looked after means one less thing to worry about. With health insurance, you have a safeguard in place in case you need a medical appointment quickly or want to see a healthcare professional in a particular field.\u00a0<\/p>\n<p>In Malta, the <a href=\"https:\/\/health.gov.mt\/\">Ministry for Healt<\/a><a href=\"https:\/\/health.gov.mt\/\" target=\"_blank\" rel=\"noreferrer noopener\">h a<\/a><a href=\"https:\/\/health.gov.mt\/\">nd Active Ageing<\/a> is responsible for health policy and the provision of healthcare for Maltese citizens and residents. Most services are free for those with citizenship in Malta and it\u2019s funded through workplace contributions.\u00a0<\/p>\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.gasanmamo.com\/app\/uploads\/2025\/03\/a-guide-to-health-insurance-for-expats-infographic.jpg\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/www.gasanmamo.com\/app\/uploads\/2025\/03\/a-guide-to-health-insurance-for-expats-infographic.jpg\" alt=\"\" class=\"wp-image-17217\" srcset=\"https:\/\/www.gasanmamo.com\/app\/uploads\/2025\/03\/a-guide-to-health-insurance-for-expats-infographic.jpg 1000w, https:\/\/www.gasanmamo.com\/app\/uploads\/2025\/03\/a-guide-to-health-insurance-for-expats-infographic-300x150.jpg 300w, https:\/\/www.gasanmamo.com\/app\/uploads\/2025\/03\/a-guide-to-health-insurance-for-expats-infographic-768x384.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\"\/><\/a><\/figure>\n<p>Malta has a reputation for having excellent healthcare facilities and many expats have benefitted from the care and services provided through this system, made possible through their private health insurance.\u00a0<\/p>\n<p>The healthcare system is experienced a little differently depending on the country where you\u2019re a native citizen or resident. For EU and EEA citizens, there may be reciprocal healthcare provision agreements in place. For non-EU nationals, it\u2019s likely that you\u2019ll need a <a href=\"https:\/\/www.gasanmamo.com\/products\/health-insurance\/\">health insurance<\/a> plan to cover any healthcare needs you may encounter.\u00a0<\/p>\n<p>In this article, we discover important aspects of Maltese healthcare to give you the best information in our helpful guide to health insurance for expats in Malta.\u00a0<\/p>\n<h2 class=\"wp-block-heading\"><strong>Contents<\/strong><\/h2>\n<ul class=\"wp-block-list\">\n<li>How does healthcare work for expats in Malta?<\/li>\n<li>A guide to health insurance for expats in Malta.\u00a0<\/li>\n<li>Why choose health insurance with GasanMamo.\u00a0<\/li>\n<\/ul>\n<h2 class=\"wp-block-heading\"><strong>How does healthcare work for expats in Malta?<\/strong><\/h2>\n<p>For some EU citizens that have decided to stay in Malta for a longer period, an S1 entitlement form can be submitted for access to the basic public healthcare system. However, an S1 certificate may not guarantee the availability of a full suite of healthcare services.\u00a0<\/p>\n<p>Evidence suggests that there could be longer wait times with public healthcare, and you may have to navigate unfamiliar services in order to see the right healthcare professionals.\u00a0<\/p>\n<p>Expats living in Malta that are non-EU nationals are required to have a private healthcare policy to access the Maltese healthcare system. It\u2019s also important to know that non-EU nationals have to show their valid health insurance document when they apply for residency and work permits in Malta.\u00a0<\/p>\n<p>So if you\u2019re looking to spend an extended amount of time or want to work in Malta, it makes good sense to have an active health insurance policy to help you enjoy everything Malta has to offer.\u00a0<\/p>\n<h2 class=\"wp-block-heading\"><strong>A guide to health insurance for expats<\/strong><\/h2>\n<p>The Maltese healthcare system is organised like those found in many European countries, with a primary, secondary and tertiary level. The primary level is usually the first point of contact, like your GP or dentist. Secondary healthcare includes planned procedures or emergency care.\u00a0<\/p>\n<p>Finally, the tertiary level includes highly specialised or complex treatments, transplants or other complicated procedures. As an expat, you can go to your chosen GP in Malta and gain access to other services if necessary. For secondary and tertiary care, going to a public hospital will begin the process of securing the health support needed.\u00a0<\/p>\n<p>Did you know that the World Health Organisation ranked Malta number 19 in the world\u2019s best healthcare systems in 2023? For a smaller country, this is a significant achievement and demonstrates that expats are well looked after within Malta\u2019s health facilities.\u00a0<\/p>\n<h3 class=\"wp-block-heading\"><strong>Expat health insurance recommendations<\/strong><\/h3>\n<p>It\u2019s worth noting that the Maltese government suggests that expats take out a private health insurance policy to ensure they have efficient and effective access to any health support or treatments they may need.\u00a0<\/p>\n<p>Remember, if you\u2019re a legal resident and have made social security contributions, you can use Malta\u2019s healthcare system. However, it may be the case that you need specialised treatments, prescriptions or consultant services, and within the public healthcare system this will generally take time to organise.\u00a0<\/p>\n<p>Overall, it\u2019s typically recommended that non-EU nationals and expats living in Malta safeguard their health and medical care with a private health insurance plan to help navigate Maltese health services rapidly and successfully.\u00a0<\/p>\n<h2 class=\"wp-block-heading\"><strong>Why choose GasanMamo for your health insurance<\/strong><\/h2>\n<p>When you\u2019re busy, you might not be thinking about your health and how to cover treatment expenses if they occur. That\u2019s why we have a comprehensive health insurance policy that suits expats looking to safeguard wellness during their time in Malta.\u00a0<\/p>\n<p>With years of insurance industry experience, we offer you flexible choices with all of the benefits private health insurance cover can deliver for you. Our friendly team is on hand to listen to your individual needs and offer you the most suitable plan for peace of mind and quality health insurance coverage.\u00a0<\/p>\n<p>Discover the right health insurance for you and your loved ones by searching our <a href=\"https:\/\/www.gasanmamo.com\/personal\/health-insurance\/\">health insurance page<\/a> or <a href=\"https:\/\/www.gasanmamo.com\/support\/contact-us\/\">contact<\/a> our team of experts.\u00a0<\/p>\n<p><em>GasanMamo Insurance is authorised under the Insurance Business Act and regulated by the MFSA.<\/em><\/p>\n<p><em>Photo: \u00a9 by champpixs from Getty Images<\/em><\/p>\n<\/p><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Knowing your health will be looked after means one less thing to worry about. With health insurance, you have a safeguard in place in case you need a medical appointment quickly or want to see a healthcare professional in a particular field.\u00a0 In Malta, the Ministry for Health and Active Ageing is responsible for health [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":134666,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[94],"tags":[11696,2059,597,11034],"dealstore":[],"offerexpiration":[],"class_list":["post-134665","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","tag-expats","tag-guide","tag-health","tag-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>A Guide to Health Insurance for Expats - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=134665\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"A Guide to Health Insurance for Expats - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"Knowing your health will be looked after means one less thing to worry about. With health insurance, you have a safeguard in place in case you need a medical appointment quickly or want to see a healthcare professional in a particular field.\u00a0 In Malta, the Ministry for Health and Active Ageing is responsible for health [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fivemor.com\/?p=134665\" \/>\n<meta property=\"og:site_name\" content=\"Som2ny Network\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-15T06:56:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/a-guide-to-health-insurance-expats-header.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1468\" \/>\n\t<meta property=\"og:image:height\" content=\"825\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/fivemor.com\/?p=134665#article\",\"isPartOf\":{\"@id\":\"https:\/\/fivemor.com\/?p=134665\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371\"},\"headline\":\"A Guide to Health Insurance for Expats\",\"datePublished\":\"2025-03-15T06:56:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/fivemor.com\/?p=134665\"},\"wordCount\":812,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/fivemor.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/?p=134665#primaryimage\"},\"thumbnailUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/a-guide-to-health-insurance-expats-header.jpg\",\"keywords\":[\"ExPats\",\"Guide\",\"Health\",\"insurance\"],\"articleSection\":[\"Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/fivemor.com\/?p=134665#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/fivemor.com\/?p=134665\",\"url\":\"https:\/\/fivemor.com\/?p=134665\",\"name\":\"A Guide to Health Insurance for Expats - 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