\n\t\t\t\tNerdWallet Budgeting App
\n\t\t\t\t\t\t\t<\/h5>\n<\/p>\n\n![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2018\/10\/nerdwallet-logo.jpg\")
<\/div>\n\nProduct Name:<\/strong> NerdWallet Budgeting App<\/p>\nProduct Description:<\/strong> NerdWallet offers a free budgeting app that is available to anyone who registers for an account. It has all the basic features of a budgeting app but lacks a few niceties, like splitting transactions and notifications.<\/p>\n<\/div>\n<\/div>\n\nSummary<\/strong><\/p>\nNerdWallet\u2019s budgeting features help you track your spending, credit score, and net worth. It\u2019s free to use, but you\u2019ll see recommendations for products that are really just ads in disguise.\u00a0<\/p>\n<\/div>\n
\n\nPros<\/strong><\/p>\n\n- Free<\/li>\n
- Solid tracking features for spending<\/li>\n
- Tracks credit score<\/li>\n
- Tracks networth<\/li>\n<\/ul><\/div>\n\n
Cons<\/strong><\/p>\n\n- Not a true budgeting app<\/li>\n
- Ads<\/li>\n
- No custom notifications<\/li>\n
- No custom expense categories<\/li>\n
- Cannot split transactions\u00a0<\/li>\n<\/ul><\/div>\n<\/div>\n
<\/p><\/div>\n
Nerdwallet\u2019s budgeting app is part of a suite of tools available whenever you register for an account on their site. It\u2019s a lesser-advertised benefit.<\/p>\n
In addition to budgeting and monitoring your net worth, you can also get your credit score based on your TransUnion credit report. Not bad for a free app.<\/p>\n
\ud83d\udcd4 Quick Summary:<\/strong> If you register an account on NerdWallet, you can get free access to their basic budgeting and net worth tracking tool as well as a free credit score based on your TransUnion credit report. It\u2019s not a very complex tool but if you just want to keep an eye on your transactions, spending categories, and bills \u2013 it might be a good option for those who don\u2019t want to pay. It is our favorite of the completely free budgeting apps<\/a>.<\/p>\nAt a Glance<\/h2>\n\n- Free<\/li>\n
- More of a financial tracker than a budgeting tool<\/li>\n
- Mobile focused, limited web access<\/li>\n
- Ad heavy<\/li>\n<\/ul>\n
Who Should Use NerdWallet\u2019s Budgeting App<\/h2>\n
If you are new to budgeting, or have tried more complicated budgeting apps and gotten frustrated, NerdWallet\u2019s budgeting app might be a good fit. It\u2019s not a budgeting app, as much as it is a spending tracker. This is perfect for those who aren\u2019t great at keeping up with their budget and really just want to know how they spent their money in the past. <\/p>\n
However, if you want a true budgeting app, where you can set categories and track your spending against your goals, then NerdWallet might not be for you.<\/p>\n
NerdWallet Alternatives<\/h2>\n\n\nTable of Contents<\/summary>\n\n- At a Glance<\/a><\/li>\n
- Who Should Use NerdWallet\u2019s Budgeting App<\/a><\/li>\n
- NerdWallet Alternatives<\/a><\/li>\n
- Signing up for NerdWallet<\/a><\/li>\n
- Cash Flow Tracking<\/a><\/li>\n
\n- Upcoming Bills<\/a><\/li>\n<\/ol>\n
- 50\/30\/20 Budget Tracker<\/a><\/li>\n
- Net Worth Tracking<\/a><\/li>\n
- NerdWallet Mobile App<\/a><\/li>\n
- NerdWallet as a Budgeting Tool<\/a><\/li>\n
- Is It Worth It?<\/a><\/li>\n
- NerdWallet Budgeting App Alternatives<\/a><\/li>\n
\n- YNAB<\/a><\/li>\n
- Lunch Money<\/a><\/li>\n
- Simplifi<\/a><\/li>\n<\/ol>\n
- Bottom Line<\/a><\/li>\n<\/ol>\n<\/details>\n
Signing up for NerdWallet<\/h2>\n
Once you register for an account, you\u2019re prompted to finish two more steps:<\/p>\n
\n- Pull your credit score<\/li>\n
- Connect your first account<\/li>\n<\/ul>\n
![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2024\/03\/nerdwallet-dashboard-welcome-jim.jpg\"\/)
![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2024\/03\/nerdwallet-dashboard-welcome-jim.jpg\")
<\/figure>\nI don\u2019t really care about my TransUnion credit score right now, but right below that image is \u201cYour key numbers<\/strong>\u201d and two intriguing boxes:<\/p>\n![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2024\/03\/nerdwallet-your-key-numbers.jpg\"\/)
![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2024\/03\/nerdwallet-your-key-numbers.jpg\")
<\/figure>\nBefore you can use any of those features, they want more information so they can increase their security. They ask one security question and then want you to verify your phone number. This is probably a requirement for Plaid<\/a>, what they use to link your accounts, and you always want two-factor authentication<\/a> for stuff like this.<\/p>\nCash Flow Tracking<\/h2>\n
Using Plaid, I connected our Chase credit cards to see what kind of budgeting features they would offer. NerdWallet wants your account numbers (Chase gives them \u201csubstitutes\u201d that aren\u2019t your actual numbers), account names, balances, transactions, rewards, and contact information.<\/p>\n
I offered up the main credit card we use, the Chase Sapphire Preferred card<\/a>. Incidentally, if you have multiple logins to a single institution, you can only use one. For example, if you have a login for your bank and your partner does too (to a separate account), you can\u2019t log into both accounts.<\/p>\nThose three boxes updated to show this:<\/p>\n![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2024\/03\/nerdwallet-your-key-numbers-live-data.jpg\"\/)
![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2024\/03\/nerdwallet-your-key-numbers-live-data.jpg\")
<\/figure>\nIf you click through, you get the types of things you\u2019d expect:<\/p>\n![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2024\/03\/nerdwallet-spending-details-dashboard.jpg\"\/)
![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2024\/03\/nerdwallet-spending-details-dashboard.jpg\")
<\/figure>\nThe interesting data is in the Recent Transactions:<\/p>\n![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2024\/03\/nerdwallet-transaction-detail.jpg\"\/)
![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2024\/03\/nerdwallet-transaction-detail.jpg\")
<\/figure>\nIf you are using the mobile app, you can click on a transaction, you can edit a lot of the details. This can no longer be done on the website. <\/p>\n![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2024\/03\/nerdwallet-transaction-detail-modal.jpg\"\/)
![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2024\/03\/nerdwallet-transaction-detail-modal.jpg\")
<\/figure>\nThe budgeting features are relatively basic, with a few minor concerns.<\/p>\n
You cannot split a transaction into multiple categories.<\/strong> You can edit the value lower and then add another transaction, which is a few extra steps. <\/p>\nIf you got paid back for a shared expense, you can add a transaction for that, but there\u2019s no way to link it to the original expense.<\/p>\n
If you edit a transaction\u2019s category, it doesn\u2019t know to edit the other transactions from that same vendor to the new category. For the most part, it gets most of the categories right.<\/p>\n
Depending on how particular you like your categories, they can be a little broad. And you can\u2019t add custom categories. What you see is what you get.<\/p>\n
Finally, you can\u2019t manually add a transaction for the future, it\u2019ll default to the current date.<\/p>\n
Upcoming Bills<\/h3>\n
To use the upcoming bills feature, you have to add each bill yourself. NerdWallet will check for recurring charges and suggest ones that might be recurring but it always suggests that it\u2019s a monthly cadence.<\/p>\n![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2024\/03\/nerdwallet-recurring-bills.jpg\"\/)
![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2024\/03\/nerdwallet-recurring-bills.jpg\")
<\/figure>\nIf you click the Plus sign, you can add it after editing the details. You can change the name, amount, next due date, frequency, bill category, and subcategory. For frequency, you can pick weekly, every other week, monthly, every other month, every 3 months, every 6 months, yearly, or one-time.<\/p>\n
When you\u2019re done, scroll down to the \u201cAdd X Bills\u201d button to save it. If you X out the window, it won\u2019t save.<\/p>\n
50\/30\/20 Budget Tracker<\/h2>\n
Do you follow the 50\/30\/20 budget<\/a>? That\u2019s where you spend 50% on needs, 30% on wants, and 20% on savings and debt repayment? <\/p>\nIf so, that\u2019s built into the mobile app. You can get a report each month to see how close you matched those percentages.<\/p>\n
It\u2019s still in beta but eventually they will let you move things around the columns:<\/p>\n![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2024\/03\/nerdwallet-50-30-20-budget.jpg\"\/)
![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2024\/03\/nerdwallet-50-30-20-budget.jpg\")
<\/figure>\nThe only philosophical gripe you can have with this is that the principle behind the 50-30-20 budget is that you set aside 20% for savings and debt repayment first<\/strong>. <\/p>\nThey calculate it as what is left over after all the other expenses. This is because savings and debt repayment aren\u2019t linked to specific transaction categories. This could be fixed if they made a special category for it, so that you could \u201cpay yourself first<\/a>.\u201d<\/p>\nNet Worth Tracking<\/h2>\n
Since I was mostly interested in the budgeting features, I didn\u2019t go through the effort of adding any investment accounts so the Net Worth page looks barren:<\/p>\n![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2024\/03\/nerdwallet-net-worth-details.jpg\"\/)
![\"\"](\"https:\/\/wallethacks.com\/wp-content\/uploads\/2024\/03\/nerdwallet-net-worth-details.jpg\")
<\/figure>\nI suspect this part of the tool isn\u2019t going to be super sophisticated and even after adding a few manual accounts, with dummy information, what you see is what you get. It collects data and tracks it, similar to what you might get from Empower Personal Dashboard<\/a>, but not much in the way of breakdowns and analysis beyond what categorization.<\/p>\nThey may expand this later but right now it\u2019s rudimentary.<\/p>\n
NerdWallet Mobile App<\/h2>\n
NerdWallet is moving this tool to the mobile app and reducing the features available on the website. <\/p>\n
The app is a convenient way to access your account from your phone, without having to go to the website to do it. The only major difference is the addition of a Marketplace, which is where you can find different products (and sign up for NerdWallet+)<\/p>\n
Having the app also gives you the option to opt into push notifications.<\/p>\n
You can get push notifications for cash flow \u2013 such as \u201cspending updates for large transactions, fees, deposits, and more.\u201d I couldn\u2019t find a way to set up notifications<\/p>\n
NerdWallet\u2019s budgeting tool isn\u2019t so much a budgeting tool as it is a spending tracker. If you just want to pull reports and see how you spent your money in the past, then NerdWallet will be useful. <\/p>\n
However, if you want to plan your spending ahead of time, you\u2019ll find this tool lacking. You can\u2019t create categories and plan spending like you can in most other budgeting apps. For example, you can\u2019t set a \u201cRestaurant\u201d category and then track your spending against it, so you only spend what you have budgeted. <\/p>\n
Is It Worth It?<\/h2>\n
Considering it\u2019s free, they do offer a lot of the basic features you were getting with Mint (but you cannot import transactions).<\/p>\n
The inability to split transactions is one big difference but there\u2019s also no way to force a sync of your accounts<\/strong>. They are going to be synched once a day at whatever cadence NerdWallet has worked out with Plaid. I suspect this is to help keep costs low, which is completely reasonable.<\/p>\nIf you look at reviews online, you\u2019ll hear that some people have had difficulty linking up different accounts, but that\u2019s likely a Plaid issue and not a NerdWallet one. If you\u2019ve had issues with Plaid and your institutions in the past, you\u2019ll have those same issues here.<\/p>\n
NerdWallet Budgeting App Alternatives<\/h2>\nYNAB<\/h3>\n
YNAB is a true budgeting app with a huge following. With YNAB, you create categories and fund those categories as income arrives. You\u2019ll then track your spending against the categories so you always know where you stand. <\/p>\n
It works on the principle of \u201cliving on last month\u2019s income\u201d and helps you get there by encouraging you to fund next month\u2019s categories when possible, thus breaking the paycheck-to-paycheck cycle.<\/p>\n
Here\u2019s our full YNAB review<\/a> for more information. <\/p>\nGo to YNAB<\/a><\/p>\nLunch Money<\/h3>\n
Lunch Money is another true budgeting app. You can set up categories in your budget and indicate how much you\u2019ll spend in each category. As transactions come in, you\u2019ll categorize them and you can see exactly how much you\u2019ve spent so far in each category and compare it to your goals. <\/p>\n
It\u2019s claim to fame is that it can easily handle multiple currencies. So if you travel frequently, or get paid in a different currency than you spend in, this app can handle that with no issues. <\/p>\n
Here\u2019s our full Lunch Money review<\/a> for more information. <\/p>\nGo to Lunch Money<\/a><\/p>\nSimplifi<\/h3>\n
Simplifi is Quicken\u2019s budgeting app. It\u2019s simpler than either YNAB or Lunch Money, but provides more budgeting features than NerdWallet\u2019s. So if you want something with more features than NerdWallet offers, but aren\u2019t ready to dive into a full budgeting system, Simplifi might be for you. <\/p>\n
You can set categories each month and track your spending against them but it\u2019s not a feature rich as YNAB or Lunch Money. <\/p>\n
Here\u2019s our full review of Simplifi<\/a> for more information<\/p>\nGo to Simplifi<\/a><\/p>\nBottom Line<\/h2>\n
If you want a basic budgeting app, NerdWallet has a good product at a great price. If you want a little more, there are a few paid budgeting apps that currently offer a lot more features and reporting capabilities. A lot of folks were looking for alternatives to Mint<\/a>, as it shut down in March of 2024, and NerdWallet might be a good option though you cannot import your data.<\/p>\nIf you do have a budgeting to pay for a service, the paid services that seem to get the most praise are Simplifi by Quicken<\/a> and Monarch Money<\/a>.<\/p>\n
<\/div>\nProduct Name:<\/strong> NerdWallet Budgeting App<\/p>\n Product Description:<\/strong> NerdWallet offers a free budgeting app that is available to anyone who registers for an account. It has all the basic features of a budgeting app but lacks a few niceties, like splitting transactions and notifications.<\/p>\n<\/div>\n<\/div>\n Summary<\/strong><\/p>\n NerdWallet\u2019s budgeting features help you track your spending, credit score, and net worth. It\u2019s free to use, but you\u2019ll see recommendations for products that are really just ads in disguise.\u00a0<\/p>\n<\/div>\n Pros<\/strong><\/p>\n Cons<\/strong><\/p>\n <\/p><\/div>\n Nerdwallet\u2019s budgeting app is part of a suite of tools available whenever you register for an account on their site. It\u2019s a lesser-advertised benefit.<\/p>\n In addition to budgeting and monitoring your net worth, you can also get your credit score based on your TransUnion credit report. Not bad for a free app.<\/p>\n \ud83d\udcd4 Quick Summary:<\/strong> If you register an account on NerdWallet, you can get free access to their basic budgeting and net worth tracking tool as well as a free credit score based on your TransUnion credit report. It\u2019s not a very complex tool but if you just want to keep an eye on your transactions, spending categories, and bills \u2013 it might be a good option for those who don\u2019t want to pay. It is our favorite of the completely free budgeting apps<\/a>.<\/p>\n If you are new to budgeting, or have tried more complicated budgeting apps and gotten frustrated, NerdWallet\u2019s budgeting app might be a good fit. It\u2019s not a budgeting app, as much as it is a spending tracker. This is perfect for those who aren\u2019t great at keeping up with their budget and really just want to know how they spent their money in the past. <\/p>\n However, if you want a true budgeting app, where you can set categories and track your spending against your goals, then NerdWallet might not be for you.<\/p>\n Once you register for an account, you\u2019re prompted to finish two more steps:<\/p>\n I don\u2019t really care about my TransUnion credit score right now, but right below that image is \u201cYour key numbers<\/strong>\u201d and two intriguing boxes:<\/p>\n Before you can use any of those features, they want more information so they can increase their security. They ask one security question and then want you to verify your phone number. This is probably a requirement for Plaid<\/a>, what they use to link your accounts, and you always want two-factor authentication<\/a> for stuff like this.<\/p>\n Using Plaid, I connected our Chase credit cards to see what kind of budgeting features they would offer. NerdWallet wants your account numbers (Chase gives them \u201csubstitutes\u201d that aren\u2019t your actual numbers), account names, balances, transactions, rewards, and contact information.<\/p>\n I offered up the main credit card we use, the Chase Sapphire Preferred card<\/a>. Incidentally, if you have multiple logins to a single institution, you can only use one. For example, if you have a login for your bank and your partner does too (to a separate account), you can\u2019t log into both accounts.<\/p>\n Those three boxes updated to show this:<\/p>\n If you click through, you get the types of things you\u2019d expect:<\/p>\n The interesting data is in the Recent Transactions:<\/p>\n If you are using the mobile app, you can click on a transaction, you can edit a lot of the details. This can no longer be done on the website. <\/p>\n The budgeting features are relatively basic, with a few minor concerns.<\/p>\n You cannot split a transaction into multiple categories.<\/strong> You can edit the value lower and then add another transaction, which is a few extra steps. <\/p>\n If you got paid back for a shared expense, you can add a transaction for that, but there\u2019s no way to link it to the original expense.<\/p>\n If you edit a transaction\u2019s category, it doesn\u2019t know to edit the other transactions from that same vendor to the new category. For the most part, it gets most of the categories right.<\/p>\n Depending on how particular you like your categories, they can be a little broad. And you can\u2019t add custom categories. What you see is what you get.<\/p>\n Finally, you can\u2019t manually add a transaction for the future, it\u2019ll default to the current date.<\/p>\n To use the upcoming bills feature, you have to add each bill yourself. NerdWallet will check for recurring charges and suggest ones that might be recurring but it always suggests that it\u2019s a monthly cadence.<\/p>\n If you click the Plus sign, you can add it after editing the details. You can change the name, amount, next due date, frequency, bill category, and subcategory. For frequency, you can pick weekly, every other week, monthly, every other month, every 3 months, every 6 months, yearly, or one-time.<\/p>\n When you\u2019re done, scroll down to the \u201cAdd X Bills\u201d button to save it. If you X out the window, it won\u2019t save.<\/p>\n Do you follow the 50\/30\/20 budget<\/a>? That\u2019s where you spend 50% on needs, 30% on wants, and 20% on savings and debt repayment? <\/p>\n If so, that\u2019s built into the mobile app. You can get a report each month to see how close you matched those percentages.<\/p>\n It\u2019s still in beta but eventually they will let you move things around the columns:<\/p>\n The only philosophical gripe you can have with this is that the principle behind the 50-30-20 budget is that you set aside 20% for savings and debt repayment first<\/strong>. <\/p>\n They calculate it as what is left over after all the other expenses. This is because savings and debt repayment aren\u2019t linked to specific transaction categories. This could be fixed if they made a special category for it, so that you could \u201cpay yourself first<\/a>.\u201d<\/p>\n Since I was mostly interested in the budgeting features, I didn\u2019t go through the effort of adding any investment accounts so the Net Worth page looks barren:<\/p>\n I suspect this part of the tool isn\u2019t going to be super sophisticated and even after adding a few manual accounts, with dummy information, what you see is what you get. It collects data and tracks it, similar to what you might get from Empower Personal Dashboard<\/a>, but not much in the way of breakdowns and analysis beyond what categorization.<\/p>\n They may expand this later but right now it\u2019s rudimentary.<\/p>\n NerdWallet is moving this tool to the mobile app and reducing the features available on the website. <\/p>\n The app is a convenient way to access your account from your phone, without having to go to the website to do it. The only major difference is the addition of a Marketplace, which is where you can find different products (and sign up for NerdWallet+)<\/p>\n Having the app also gives you the option to opt into push notifications.<\/p>\n You can get push notifications for cash flow \u2013 such as \u201cspending updates for large transactions, fees, deposits, and more.\u201d I couldn\u2019t find a way to set up notifications<\/p>\n NerdWallet\u2019s budgeting tool isn\u2019t so much a budgeting tool as it is a spending tracker. If you just want to pull reports and see how you spent your money in the past, then NerdWallet will be useful. <\/p>\n However, if you want to plan your spending ahead of time, you\u2019ll find this tool lacking. You can\u2019t create categories and plan spending like you can in most other budgeting apps. For example, you can\u2019t set a \u201cRestaurant\u201d category and then track your spending against it, so you only spend what you have budgeted. <\/p>\n Considering it\u2019s free, they do offer a lot of the basic features you were getting with Mint (but you cannot import transactions).<\/p>\n The inability to split transactions is one big difference but there\u2019s also no way to force a sync of your accounts<\/strong>. They are going to be synched once a day at whatever cadence NerdWallet has worked out with Plaid. I suspect this is to help keep costs low, which is completely reasonable.<\/p>\n If you look at reviews online, you\u2019ll hear that some people have had difficulty linking up different accounts, but that\u2019s likely a Plaid issue and not a NerdWallet one. If you\u2019ve had issues with Plaid and your institutions in the past, you\u2019ll have those same issues here.<\/p>\n YNAB is a true budgeting app with a huge following. With YNAB, you create categories and fund those categories as income arrives. You\u2019ll then track your spending against the categories so you always know where you stand. <\/p>\n It works on the principle of \u201cliving on last month\u2019s income\u201d and helps you get there by encouraging you to fund next month\u2019s categories when possible, thus breaking the paycheck-to-paycheck cycle.<\/p>\n Here\u2019s our full YNAB review<\/a> for more information. <\/p>\n Go to YNAB<\/a><\/p>\n Lunch Money is another true budgeting app. You can set up categories in your budget and indicate how much you\u2019ll spend in each category. As transactions come in, you\u2019ll categorize them and you can see exactly how much you\u2019ve spent so far in each category and compare it to your goals. <\/p>\n It\u2019s claim to fame is that it can easily handle multiple currencies. So if you travel frequently, or get paid in a different currency than you spend in, this app can handle that with no issues. <\/p>\n Here\u2019s our full Lunch Money review<\/a> for more information. <\/p>\n Go to Lunch Money<\/a><\/p>\n Simplifi is Quicken\u2019s budgeting app. It\u2019s simpler than either YNAB or Lunch Money, but provides more budgeting features than NerdWallet\u2019s. So if you want something with more features than NerdWallet offers, but aren\u2019t ready to dive into a full budgeting system, Simplifi might be for you. <\/p>\n You can set categories each month and track your spending against them but it\u2019s not a feature rich as YNAB or Lunch Money. <\/p>\n Here\u2019s our full review of Simplifi<\/a> for more information<\/p>\n Go to Simplifi<\/a><\/p>\n If you want a basic budgeting app, NerdWallet has a good product at a great price. If you want a little more, there are a few paid budgeting apps that currently offer a lot more features and reporting capabilities. A lot of folks were looking for alternatives to Mint<\/a>, as it shut down in March of 2024, and NerdWallet might be a good option though you cannot import your data.<\/p>\n If you do have a budgeting to pay for a service, the paid services that seem to get the most praise are Simplifi by Quicken<\/a> and Monarch Money<\/a>.<\/p>\n\n
\n
At a Glance<\/h2>\n
\n
Who Should Use NerdWallet\u2019s Budgeting App<\/h2>\n
NerdWallet Alternatives<\/h2>\n
Table of Contents<\/summary>\n
\n
\n
\n
Signing up for NerdWallet<\/h2>\n
\n
<\/figure>\n<\/figure>\nCash Flow Tracking<\/h2>\n
<\/figure>\n<\/figure>\n<\/figure>\n<\/figure>\nUpcoming Bills<\/h3>\n
<\/figure>\n50\/30\/20 Budget Tracker<\/h2>\n
<\/figure>\nNet Worth Tracking<\/h2>\n
<\/figure>\nNerdWallet Mobile App<\/h2>\n
Is It Worth It?<\/h2>\n
NerdWallet Budgeting App Alternatives<\/h2>\n
YNAB<\/h3>\n
Lunch Money<\/h3>\n
Simplifi<\/h3>\n
Bottom Line<\/h2>\n