{"id":130594,"date":"2025-03-13T11:31:20","date_gmt":"2025-03-13T11:31:20","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/finance\/pslf-buyback-delays-timeline-updates\/"},"modified":"2025-03-13T11:31:20","modified_gmt":"2025-03-13T11:31:20","slug":"pslf-buyback-delays-timeline-updates","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=130594","title":{"rendered":"PSLF Buyback Delays: Timeline &amp; Updates"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div class=\"thrv_wrapper thrv-columns\" style=\"--tcb-col-el-width: 880\" data-css=\"tve-u-1958716b2b3\" data-type=\"\">\n<div class=\"tcb-flex-row v-2 tcb--cols--1\" data-css=\"tve-u-1958716b2b4\">\n<div class=\"tcb-flex-col\" data-css=\"tve-u-1958716b2b2\">\n<div class=\"tcb-col\">\n<div class=\"thrv_wrapper tve_image_caption\" data-css=\"tve-u-1958716b2b8\"><span class=\"tve_image_frame\"><img decoding=\"async\" class=\"tve_image tcb-moved-image wp-image-46222\" alt=\"PSLF buyback program | Source: The College Investor\" data-id=\"46222\" width=\"880\" data-init-width=\"1280\" height=\"495\" data-init-height=\"720\" title=\"PSLF_Buyback_Program_1280x720\" loading=\"lazy\" src=\"https:\/\/thecollegeinvestor.com\/wp-content\/uploads\/2024\/04\/PSLF_Buyback_Program_1280x720.png\" data-width=\"880\" data-height=\"495\" style=\"aspect-ratio: auto 1280 \/ 720\" data-css=\"tve-u-1958716e11f\"><\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"thrv_wrapper thrv_contentbox_shortcode thrv-content-box tve-elem-default-pad\" data-css=\"tve-u-1958716b2b5\" data-type=\"\">\n<div class=\"tve-content-box-background\" data-css=\"tve-u-1958716b2ae\" style=\"--tve-border-width: 3px\"><\/div>\n<div class=\"tve-cb\">\n<div class=\"thrv_wrapper thrv-columns\" style=\"--tcb-col-el-width: 840\" data-css=\"tve-u-1958716b2b6\">\n<div class=\"tcb-flex-row v-2 tcb--cols--2 tcb-resized\" data-css=\"tve-u-1958716b2b7\">\n<div class=\"tcb-flex-col\" data-css=\"tve-u-1958716b2af\">\n<div class=\"tcb-col\">\n<div class=\"thrv_wrapper thrv_text_element\">\n<p style=\"text-align: center\" data-css=\"tve-u-1958716b2b1\"><strong>Key Points<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"tcb-flex-col\" data-css=\"tve-u-1958716b2b0\">\n<div class=\"tcb-col\">\n<div class=\"thrv_wrapper thrv_text_element\">\n<ul class=\"\">\n<li>PSLF Buyback allows borrowers to count past deferment or forbearance months toward forgiveness.<\/li>\n<li>A small team at Federal Student Aid (FSA) is manually reviewing applications, which is now uncertain in the face of layoffs.<\/li>\n<li>Processing times are reported to take 60-90 days, with more delays expected.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"thrv_wrapper thrv_text_element\" data-type=\"\" data-css=\"tve-u-1958716b34a\">\n<p>Public Service Loan Forgiveness (PSLF) is a program that erases federal student loan balances for borrowers who have made <strong>120 qualifying monthly payments<\/strong> while working for a government or nonprofit employer.<\/p>\n<p>The <a href=\"https:\/\/thecollegeinvestor.com\/46220\/what-is-the-pslf-buyback-program\/\" target=\"_blank\" class=\"\"><strong>PSLF Buyback program<\/strong><\/a> offers eligible borrowers the chance to retroactively pay for&nbsp;<strong>certain past months<\/strong> spent in deferment or forbearance <strong>to earn PSLF credit,&nbsp;<\/strong>but only if they already have 120 months of approved employment and the buyback will result in loan forgiveness.<\/p>\n<p>The program is meant to help borrowers who were forced into forbearance or deferment, often due to requirements by their loan servicer or the Department of Education, and were left short of qualifying for PSLF.<\/p>\n<p>However, borrowers attempting to get their loans forgiven have reported long wait times (months), and given the <a href=\"https:\/\/thecollegeinvestor.com\/54872\/trump-moves-to-dismantle-education-department\/\" target=\"_blank\" class=\"\">recent layoffs at the Department of Education<\/a>, there&#8217;s concerns this could be drawn out more.<\/p>\n<\/div>\n<div class=\"thrv_wrapper thrv_text_element\" data-type=\"\" data-css=\"tve-u-1958716b34b\">\n<h2 class=\"\">How Does PSLF Buyback Work?<\/h2>\n<p>PLSF Buyback allows borrowers seeking <a href=\"https:\/\/thecollegeinvestor.com\/22857\/public-service-loan-forgiveness\/\" target=\"_blank\" class=\"\">Public Service Loan Forgiveness<\/a> to make payments for time in forbearance as a lump sum.<\/p>\n<p>Borrowers interested in PSLF Buyback must submit a request through <strong>PSLF Reconsideration<\/strong> and specify that they are seeking to buy back months. If approved, they must make a lump-sum payment equivalent to what they would have owed under an <a href=\"https:\/\/thecollegeinvestor.com\/student-loan-debt\/income-driven-repayment-plan\/\" target=\"_blank\" class=\"\"><strong>Income-Driven Repayment (IDR) plan<\/strong><\/a> for the months they are buying back.<\/p>\n<p><strong>Key details on eligibility:<\/strong><\/p>\n<ul class=\"\">\n<li>Borrowers <strong>must<\/strong> have <strong>120 approved months of qualifying employment<\/strong> before applying.<\/li>\n<li>Only deferment or forbearance periods tied to eligible employment can be bought back.<\/li>\n<li>The buyback amount is calculated based on what the borrower&rsquo;s IDR payment would have been at the time.<\/li>\n<li>Payments must be completed <strong>within 90 days<\/strong> of receiving the buyback agreement.<\/li>\n<\/ul>\n<p>Once the payment is made, the borrower&rsquo;s loan is processed for PSLF forgiveness.<\/p>\n<\/div>\n<div class=\"thrv_wrapper thrv_text_element\" data-type=\"\" data-css=\"tve-u-1958716b34c\">\n<h2 class=\"\">How Long Does PSLF Buyback Take?<\/h2>\n<p>Borrowers have reported <strong>processing times of 60 to 90 days<\/strong>, with some experiencing longer delays. <strong>PSLF Buyback requests are handled manually<\/strong> by a small group at the Department of Education. Each application has to be reviewed, approved, and a custom buyback agreement made for each borrower.<\/p>\n<p>Given the large amounts of forbearance periods due to various lawsuits, a significant number of borrowers have submitted buyback requests.<\/p>\n<p>However, the Trump administration moved to lay off a large number of employees this week at the Department of Education, including over 300 employees in <a href=\"https:\/\/thecollegeinvestor.com\/student-loan-debt\/federal-student-aid-fsa\/\" target=\"_blank\" class=\"\">Federal Student Aid<\/a>. It&#8217;s likely that processing for PSLF Buyback will now take even longer, if they are being processed at all.&nbsp;<\/p>\n<p><strong>Buyback Processing Timeline:<\/strong><\/p>\n<ol class=\"\">\n<li><strong>Request Submitted:<\/strong> Borrowers submit their PSLF Buyback request through PSLF Reconsideration.<\/li>\n<li><strong>Initial Review:<\/strong> FSA manually reviews employment certification and buyback eligibility.<\/li>\n<li><strong>Buyback Agreement Sent:<\/strong> If approved, the borrower receives a buyback agreement detailing the amount owed.<\/li>\n<li><strong>Payment Window:<\/strong> Borrowers have <strong>90 days<\/strong> to make the required payment.<\/li>\n<li><strong>Final Processing:<\/strong> After payment, forgiveness is applied, but it may take several weeks to reflect in the borrower&rsquo;s account.<\/li>\n<\/ol>\n<p>While the program provides a <strong>pathway to faster loan forgiveness<\/strong>, the processing delays mean borrowers should be prepared to wait <strong>at least two to three months (at least)<\/strong> after submitting their request.<\/p>\n<\/div>\n<div class=\"thrv_wrapper thrv_text_element\" data-type=\"\" data-css=\"tve-u-1958716b34d\">\n<h2 class=\"\">Is Buyback Protected In The Future?<\/h2>\n<p>Despite all the&nbsp;<a href=\"https:\/\/thecollegeinvestor.com\/52394\/republicans-may-propose-cuts-to-federal-student-aid\/\" target=\"_blank\" class=\"\">proposed changes to student loans<\/a>, PSLF buyback does appear safe for now. It has bipartisan support because&nbsp;<strong>borrowers are making payments towards their loans<\/strong>, and that&#8217;s viewed as a good thing.<\/p>\n<p>However, it&#8217;s not guaranteed to exist forever. While PSLF was created by Congress (and thus would require Congressional action to eliminate), PSLF Buyback was created through rulemaking. This means that the current administration could create new rules to change the program or eliminate it.<\/p>\n<p>Since borrowers are making lump sum payments, this currently doesn&#8217;t appear to be under threat. But with the layoffs at the Department of Education, the manual process of PSLF buyback may be facing serious delays.<\/p>\n<p>If you are eligible for PSLF buyback, you should submit your reconsideration request as soon as possible to make sure you&#8217;re in the queue.&nbsp;<\/p>\n<p><strong>Don&#8217;t Miss These Other Stories:<\/strong><\/p>\n<\/div>\n<div class=\"tcb-post-list tve-content-list thrv_wrapper\" data-type=\"\" data-pagination-type=\"none\" data-pages_near_current=\"2\" data-css=\"tve-u-1958716b2b9\" data-no_posts_text=\"There are no posts to display.\" data-total_post_count=\"3\" data-total_sticky_count=\"0\" data-disabled-links=\"1\">\n<article id=\"post-54733\" class=\"post-54733 post type-post status-publish format-standard has-post-thumbnail category-news entry post-wrapper thrv_wrapper thrive-animated-item \" data-id=\"54733\" data-selector=\".post-wrapper\">@media (min-width: 300px){[data-css=&#8221;tve-u-1958716b2b9&#8243;].tcb-post-list #post-54733 [data-css=&#8221;tve-u-1958716b2bf&#8221;]{background-image: url(&#8220;https:\/\/thecollegeinvestor.com\/wp-content\/uploads\/2022\/08\/CollegeInvestor_1280x720__Biden_Student_Loan_Forgiveness-150&#215;150.jpg&#8221;) !important;}}<\/p>\n<div class=\"thrv_wrapper thrv-columns\" data-css=\"tve-u-1958716b2bc\" style=\"--tcb-col-el-width: 260\">\n<div class=\"tcb-flex-row v-2 tcb-row-reversed-mobile tcb-resized tcb--cols--2\" data-css=\"tve-u-1958716b2bb\">\n<div class=\"tcb-flex-col\" data-css=\"tve-u-1958716b2ba\">\n<div class=\"tcb-col\" style=\"max-width: 67%\">\n<div class=\"thrv_wrapper thrv_text_element\">\n<h4 class=\"\"><span class=\"thrive-shortcode-content\" data-attr-link=\"1\" data-attr-rel=\"0\" data-attr-target=\"0\" data-extra_key=\"\" data-option-inline=\"1\" data-shortcode=\"tcb_post_title\" data-shortcode-name=\"Post title\" style=\"font-size: 18px !important\" data-attr-css=\"tve-u-1958716b2c5\" data-attr-static-link='{\"className\":\"\",\"href\":\"https:\/\/thecollegeinvestor.com\/41093\/average-student-loan-debt-by-state\/\",\"title\":\"Average Student Loan Debt By State In 2024\",\"data-css\":\"tve-u-1958716b2c5\",\"class\":\"\"}' data-css=\"tve-u-1958716b2c3\"><a href=\"https:\/\/thecollegeinvestor.com\/54733\/can-trump-block-certain-workers-from-pslf\/\" title=\"Can Trump Block Certain Workers From PSLF?\" data-css=\"tve-u-1958716b2c5\" class=\"\">Can Trump Block Certain Workers From PSLF?<\/a><\/span><\/h4>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"tcb-flex-col\" data-css=\"tve-u-1958716b2bd\">\n<div class=\"tcb-col\">\n<div class=\"tcb-clear\" data-css=\"tve-u-1958716b2c1\"><a href=\"https:\/\/thecollegeinvestor.com\/54733\/can-trump-block-certain-workers-from-pslf\/\" class=\"tve-dynamic-link\" data-shortcode-id=\"54733\"><\/p>\n<div class=\"thrv_wrapper thrv_contentbox_shortcode thrv-content-box tve-elem-default-pad tcb-local-vars-root\" data-css=\"tve-u-1958716b2be\">\n<div class=\"tve-content-box-background\" data-css=\"tve-u-1958716b2bf\"><\/div>\n<div class=\"tve-cb\" data-css=\"tve-u-1958716b2c0\"><\/div>\n<\/div>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"tve-article-cover\"><a class=\"tcb-article-cover-link\" href=\"https:\/\/thecollegeinvestor.com\/54733\/can-trump-block-certain-workers-from-pslf\/\">Can Trump Block Certain Workers From PSLF?<\/a><\/div>\n<\/article>\n<article id=\"post-9906\" class=\"post-9906 post type-post status-publish format-standard has-post-thumbnail category-student-loans entry post-wrapper thrv_wrapper thrive-animated-item \" data-id=\"9906\" data-selector=\".post-wrapper\">@media (min-width: 300px){[data-css=&#8221;tve-u-1958716b2b9&#8243;].tcb-post-list #post-9906 [data-css=&#8221;tve-u-1958716b2bf&#8221;]{background-image: url(&#8220;https:\/\/thecollegeinvestor.com\/wp-content\/uploads\/2013\/11\/WP_FIRED-150&#215;150.jpg&#8221;) !important;}}<\/p>\n<div class=\"thrv_wrapper thrv-columns\" data-css=\"tve-u-1958716b2bc\" style=\"--tcb-col-el-width: 260\">\n<div class=\"tcb-flex-row v-2 tcb-row-reversed-mobile tcb-resized tcb--cols--2\" data-css=\"tve-u-1958716b2bb\">\n<div class=\"tcb-flex-col\" data-css=\"tve-u-1958716b2ba\">\n<div class=\"tcb-col\" style=\"max-width: 67%\">\n<div class=\"thrv_wrapper thrv_text_element\">\n<h4 class=\"\"><span class=\"thrive-shortcode-content\" data-attr-link=\"1\" data-attr-rel=\"0\" data-attr-target=\"0\" data-extra_key=\"\" data-option-inline=\"1\" data-shortcode=\"tcb_post_title\" data-shortcode-name=\"Post title\" style=\"font-size: 18px !important\" data-attr-css=\"tve-u-1958716b2c5\" data-attr-static-link='{\"className\":\"\",\"href\":\"https:\/\/thecollegeinvestor.com\/41093\/average-student-loan-debt-by-state\/\",\"title\":\"Average Student Loan Debt By State In 2024\",\"data-css\":\"tve-u-1958716b2c5\",\"class\":\"\"}' data-css=\"tve-u-1958716b2c3\"><a href=\"https:\/\/thecollegeinvestor.com\/9906\/8-freaky-ways-student-loans-can-get-you-fired\/\" title=\"8 Ways That Student Loans Can Get You Fired\" data-css=\"tve-u-1958716b2c5\" class=\"\">8 Ways That Student Loans Can Get You Fired<\/a><\/span><\/h4>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"tcb-flex-col\" data-css=\"tve-u-1958716b2bd\">\n<div class=\"tcb-col\">\n<div class=\"tcb-clear\" data-css=\"tve-u-1958716b2c1\"><a href=\"https:\/\/thecollegeinvestor.com\/9906\/8-freaky-ways-student-loans-can-get-you-fired\/\" class=\"tve-dynamic-link\" data-shortcode-id=\"54733\"><\/p>\n<div class=\"thrv_wrapper thrv_contentbox_shortcode thrv-content-box tve-elem-default-pad tcb-local-vars-root\" data-css=\"tve-u-1958716b2be\">\n<div class=\"tve-content-box-background\" data-css=\"tve-u-1958716b2bf\"><\/div>\n<div class=\"tve-cb\" data-css=\"tve-u-1958716b2c0\"><\/div>\n<\/div>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"tve-article-cover\"><a class=\"tcb-article-cover-link\" href=\"https:\/\/thecollegeinvestor.com\/9906\/8-freaky-ways-student-loans-can-get-you-fired\/\">8 Ways That Student Loans Can Get You Fired<\/a><\/div>\n<\/article>\n<article id=\"post-18764\" class=\"post-18764 post type-post status-publish format-standard has-post-thumbnail category-get-out-of-debt entry post-wrapper thrv_wrapper thrive-animated-item \" data-id=\"18764\" data-selector=\".post-wrapper\">@media (min-width: 300px){[data-css=&#8221;tve-u-1958716b2b9&#8243;].tcb-post-list #post-18764 [data-css=&#8221;tve-u-1958716b2bf&#8221;]{background-image: url(&#8220;https:\/\/thecollegeinvestor.com\/wp-content\/uploads\/2020\/09\/WP_DEBT-150&#215;150.jpg&#8221;) !important;}}<\/p>\n<div class=\"thrv_wrapper thrv-columns\" data-css=\"tve-u-1958716b2bc\" style=\"--tcb-col-el-width: 260\">\n<div class=\"tcb-flex-row v-2 tcb-row-reversed-mobile tcb-resized tcb--cols--2\" data-css=\"tve-u-1958716b2bb\">\n<div class=\"tcb-flex-col\" data-css=\"tve-u-1958716b2ba\">\n<div class=\"tcb-col\" style=\"max-width: 67%\">\n<div class=\"thrv_wrapper thrv_text_element\">\n<h4 class=\"\"><span class=\"thrive-shortcode-content\" data-attr-link=\"1\" data-attr-rel=\"0\" data-attr-target=\"0\" data-extra_key=\"\" data-option-inline=\"1\" data-shortcode=\"tcb_post_title\" data-shortcode-name=\"Post title\" style=\"font-size: 18px !important\" data-attr-css=\"tve-u-1958716b2c5\" data-attr-static-link='{\"className\":\"\",\"href\":\"https:\/\/thecollegeinvestor.com\/41093\/average-student-loan-debt-by-state\/\",\"title\":\"Average Student Loan Debt By State In 2024\",\"data-css\":\"tve-u-1958716b2c5\",\"class\":\"\"}' data-css=\"tve-u-1958716b2c3\"><a href=\"https:\/\/thecollegeinvestor.com\/18764\/pay-off-10000-debt-one-year\/\" title=\"How To Pay Off $10,000 Of Debt In One Year\" data-css=\"tve-u-1958716b2c5\" class=\"\">How To Pay Off $10,000 Of Debt In One Year<\/a><\/span><\/h4>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"tcb-flex-col\" data-css=\"tve-u-1958716b2bd\">\n<div class=\"tcb-col\">\n<div class=\"tcb-clear\" data-css=\"tve-u-1958716b2c1\"><a href=\"https:\/\/thecollegeinvestor.com\/18764\/pay-off-10000-debt-one-year\/\" class=\"tve-dynamic-link\" data-shortcode-id=\"54733\"><\/p>\n<div class=\"thrv_wrapper thrv_contentbox_shortcode thrv-content-box tve-elem-default-pad tcb-local-vars-root\" data-css=\"tve-u-1958716b2be\">\n<div class=\"tve-content-box-background\" data-css=\"tve-u-1958716b2bf\"><\/div>\n<div class=\"tve-cb\" data-css=\"tve-u-1958716b2c0\"><\/div>\n<\/div>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"tve-article-cover\"><a class=\"tcb-article-cover-link\" href=\"https:\/\/thecollegeinvestor.com\/18764\/pay-off-10000-debt-one-year\/\">How To Pay Off $10,000 Of Debt In One Year<\/a><\/div>\n<\/article>\n<\/div>\n<div class=\"tcb_flag\"><\/div>\n<div class=\"editor-reviewer\">\n<p><span class=\"edited-by\"><\/p>\n<p>      Editor: <a href=\"https:\/\/thecollegeinvestor.com\/author\/cgraves\/\">Colin Graves<\/a><\/span> <\/p>\n<\/div>\n<p>The post <a rel=\"nofollow\" href=\"https:\/\/thecollegeinvestor.com\/54865\/pslf-buyback-delays-timeline-updates\/\">PSLF Buyback Delays: Timeline &amp; Updates<\/a> appeared first on <a rel=\"nofollow\" href=\"https:\/\/thecollegeinvestor.com\">The College Investor<\/a>.<\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>Key Points PSLF Buyback allows borrowers to count past deferment or forbearance months toward forgiveness. A small team at Federal Student Aid (FSA) is manually reviewing applications, which is now uncertain in the face of layoffs. Processing times are reported to take 60-90 days, with more delays expected. Public Service Loan Forgiveness (PSLF) is a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":130595,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[93],"tags":[9093,11551,19727,53258,13463,12572],"dealstore":[],"offerexpiration":[],"class_list":["post-130594","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-amp","tag-buyback","tag-delays","tag-pslf","tag-timeline","tag-updates"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PSLF Buyback Delays: Timeline &amp; Updates - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=130594\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PSLF Buyback Delays: Timeline &amp; Updates - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"Key Points PSLF Buyback allows borrowers to count past deferment or forbearance months toward forgiveness. A small team at Federal Student Aid (FSA) is manually reviewing applications, which is now uncertain in the face of layoffs. Processing times are reported to take 60-90 days, with more delays expected. Public Service Loan Forgiveness (PSLF) is a [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fivemor.com\/?p=130594\" \/>\n<meta property=\"og:site_name\" content=\"Som2ny Network\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-13T11:31:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/PSLF_Buyback_Program_1280x720.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/fivemor.com\/?p=130594#article\",\"isPartOf\":{\"@id\":\"https:\/\/fivemor.com\/?p=130594\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371\"},\"headline\":\"PSLF Buyback Delays: Timeline &amp; Updates\",\"datePublished\":\"2025-03-13T11:31:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/fivemor.com\/?p=130594\"},\"wordCount\":867,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/fivemor.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/?p=130594#primaryimage\"},\"thumbnailUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/PSLF_Buyback_Program_1280x720.png\",\"keywords\":[\"Amp\",\"Buyback\",\"delays\",\"PSLF\",\"Timeline\",\"UPDATES\"],\"articleSection\":[\"Finance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/fivemor.com\/?p=130594#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/fivemor.com\/?p=130594\",\"url\":\"https:\/\/fivemor.com\/?p=130594\",\"name\":\"PSLF Buyback Delays: Timeline &amp; Updates - Som2ny Network\",\"isPartOf\":{\"@id\":\"https:\/\/fivemor.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/fivemor.com\/?p=130594#primaryimage\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/?p=130594#primaryimage\"},\"thumbnailUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/PSLF_Buyback_Program_1280x720.png\",\"datePublished\":\"2025-03-13T11:31:20+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/fivemor.com\/?p=130594#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/fivemor.com\/?p=130594\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/?p=130594#primaryimage\",\"url\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/PSLF_Buyback_Program_1280x720.png\",\"contentUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/PSLF_Buyback_Program_1280x720.png\",\"width\":1280,\"height\":720},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/fivemor.com\/?p=130594#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/fivemor.com\/?bp_activities=1\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"PSLF Buyback Delays: Timeline &amp; Updates\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/fivemor.com\/#website\",\"url\":\"https:\/\/fivemor.com\/\",\"name\":\"Som2ny Network\",\"description\":\"Daily Deals\",\"publisher\":{\"@id\":\"https:\/\/fivemor.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/fivemor.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/fivemor.com\/#organization\",\"name\":\"Som2ny Network\",\"url\":\"https:\/\/fivemor.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png\",\"contentUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png\",\"width\":300,\"height\":86,\"caption\":\"Som2ny Network\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/fivemor.com\"],\"url\":\"https:\/\/fivemor.com\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"PSLF Buyback Delays: Timeline &amp; Updates - Som2ny Network","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fivemor.com\/?p=130594","og_locale":"en_US","og_type":"article","og_title":"PSLF Buyback Delays: Timeline &amp; Updates - Som2ny Network","og_description":"Key Points PSLF Buyback allows borrowers to count past deferment or forbearance months toward forgiveness. A small team at Federal Student Aid (FSA) is manually reviewing applications, which is now uncertain in the face of layoffs. Processing times are reported to take 60-90 days, with more delays expected. Public Service Loan Forgiveness (PSLF) is a [&hellip;]","og_url":"https:\/\/fivemor.com\/?p=130594","og_site_name":"Som2ny Network","article_published_time":"2025-03-13T11:31:20+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/PSLF_Buyback_Program_1280x720.png","type":"image\/png"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/fivemor.com\/?p=130594#article","isPartOf":{"@id":"https:\/\/fivemor.com\/?p=130594"},"author":{"name":"admin","@id":"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371"},"headline":"PSLF Buyback Delays: Timeline &amp; Updates","datePublished":"2025-03-13T11:31:20+00:00","mainEntityOfPage":{"@id":"https:\/\/fivemor.com\/?p=130594"},"wordCount":867,"commentCount":0,"publisher":{"@id":"https:\/\/fivemor.com\/#organization"},"image":{"@id":"https:\/\/fivemor.com\/?p=130594#primaryimage"},"thumbnailUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/PSLF_Buyback_Program_1280x720.png","keywords":["Amp","Buyback","delays","PSLF","Timeline","UPDATES"],"articleSection":["Finance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/fivemor.com\/?p=130594#respond"]}]},{"@type":"WebPage","@id":"https:\/\/fivemor.com\/?p=130594","url":"https:\/\/fivemor.com\/?p=130594","name":"PSLF Buyback Delays: Timeline &amp; Updates - Som2ny Network","isPartOf":{"@id":"https:\/\/fivemor.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/fivemor.com\/?p=130594#primaryimage"},"image":{"@id":"https:\/\/fivemor.com\/?p=130594#primaryimage"},"thumbnailUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/PSLF_Buyback_Program_1280x720.png","datePublished":"2025-03-13T11:31:20+00:00","breadcrumb":{"@id":"https:\/\/fivemor.com\/?p=130594#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fivemor.com\/?p=130594"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/?p=130594#primaryimage","url":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/PSLF_Buyback_Program_1280x720.png","contentUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/PSLF_Buyback_Program_1280x720.png","width":1280,"height":720},{"@type":"BreadcrumbList","@id":"https:\/\/fivemor.com\/?p=130594#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fivemor.com\/?bp_activities=1"},{"@type":"ListItem","position":2,"name":"PSLF Buyback Delays: Timeline &amp; Updates"}]},{"@type":"WebSite","@id":"https:\/\/fivemor.com\/#website","url":"https:\/\/fivemor.com\/","name":"Som2ny Network","description":"Daily Deals","publisher":{"@id":"https:\/\/fivemor.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fivemor.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/fivemor.com\/#organization","name":"Som2ny Network","url":"https:\/\/fivemor.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/#\/schema\/logo\/image\/","url":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png","contentUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png","width":300,"height":86,"caption":"Som2ny Network"},"image":{"@id":"https:\/\/fivemor.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png","caption":"admin"},"sameAs":["https:\/\/fivemor.com"],"url":"https:\/\/fivemor.com\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts\/130594","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=130594"}],"version-history":[{"count":0,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts\/130594\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/media\/130595"}],"wp:attachment":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=130594"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=130594"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=130594"},{"taxonomy":"dealstore","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fdealstore&post=130594"},{"taxonomy":"offerexpiration","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fofferexpiration&post=130594"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}