{"id":129984,"date":"2025-03-13T05:22:30","date_gmt":"2025-03-13T05:22:30","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/insurance\/ep244-ian-gutterman-insurance-hot-potatoes-and-movie-sequels\/"},"modified":"2025-03-13T05:22:30","modified_gmt":"2025-03-13T05:22:30","slug":"ep244-ian-gutterman-insurance-hot-potatoes-and-movie-sequels","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=129984","title":{"rendered":"Ep244 Ian Gutterman: Insurance Hot Potatoes and Movie Sequels"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p class=\"e-date text-gray\"><!----><span class=\"episode-date\">2 days ago<\/span><\/p>\n<div class=\"episode-description\">\n<p>Today\u2019s episode is different because I\u2019m not talking to an industry CEO, but somebody who has made a career of holding industry CEOs to account. <\/p>\n<p>Since before the turn of the millennium Ian Gutterman has been analysing the insurance industry on behalf of investors and in that time has sparred with all the top CEOs and executive teams.<\/p>\n<p>Analysts and journalists are kindred spirits \u2013 we both sit on the outside of the industry looking in and we both tend to speak to the same sorts of people, although we tend to ask different sorts of questions when we do.<\/p>\n<p>After a while we tend to seek each other out to compare notes. <\/p>\n<p>Journalists seek out the smartest analysts with the strongest personalities and the best communication skills and get them to explain some of the more technical and academic questions driving the industry. <\/p>\n<p>Ian is a journalist\u2019s dream because he is incredibly intelligent but also refreshingly direct.<\/p>\n<p>Ian has personality and strong convictions in abundance and in this episode we cover all the big questions affecting the industry today, from when the 15-year bull market for intermediary valuations might come to an end, the wider consequences of the California wildfires and whether the insurers really have a proper handle on cat risk, to whether recent bouts of casualty reserve strengthening are now the end of the matter, or the lessons from the insurtech boom and why Venture Capital and insurance don\u2019t mix.<\/p>\n<p>Ian and I had a lot of fun on this recording. Listen on and I think you will too <\/p>\n<p>Enjoy the podcast<\/p>\n<p><strong>NOTES <br \/><\/strong>Ian writes a really strong insurance blog at <a href=\"https:\/\/iansbnr.com\/\">https:\/\/iansbnr.com\/<\/a> I always read it and I highly recommend you do too. It rarely pulls any punches. <\/p>\n<p><strong>LINKS:<br \/><\/strong>We thank our naming sponsor\u00a0<strong>AdvantageGo<\/strong>:<br \/><a href=\"https:\/\/www.advantagego.com\/\">https:\/\/www.advantagego.com<\/a><\/p>\n<p>We also thank audio advertiser,\u00a0<strong><a href=\"https:\/\/www.the-insurance-network.co.uk\/\">The Insurance Network (TIN)<\/a>,<\/strong>\u00a0organiser of the highly-successful <strong>TINtech <\/strong>events series and <strong>Data Jam<\/strong>. <a href=\"http:\/\/www.tin.events\">www.tin.events<\/a><\/p>\n<\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>2 days ago Today\u2019s episode is different because I\u2019m not talking to an industry CEO, but somebody who has made a career of holding industry CEOs to account. Since before the turn of the millennium Ian Gutterman has been analysing the insurance industry on behalf of investors and in that time has sparred with all [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":129985,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[94],"tags":[56617,56618,888,6571,11034,2581,20594,56619],"dealstore":[],"offerexpiration":[],"class_list":["post-129984","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","tag-ep244","tag-gutterman","tag-hot","tag-ian","tag-insurance","tag-movie","tag-potatoes","tag-sequels"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ep244 Ian Gutterman: Insurance Hot Potatoes and Movie Sequels - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=129984\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ep244 Ian Gutterman: Insurance Hot Potatoes and Movie Sequels - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"2 days ago Today\u2019s episode is different because I\u2019m not talking to an industry CEO, but somebody who has made a career of holding industry CEOs to account. Since before the turn of the millennium Ian Gutterman has been analysing the insurance industry on behalf of investors and in that time has sparred with all [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fivemor.com\/?p=129984\" \/>\n<meta property=\"og:site_name\" content=\"Som2ny Network\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-13T05:22:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/244_Ian_Gutterman_Thumbnail_mefu74_1200x628.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/fivemor.com\/?p=129984#article\",\"isPartOf\":{\"@id\":\"https:\/\/fivemor.com\/?p=129984\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371\"},\"headline\":\"Ep244 Ian Gutterman: Insurance Hot Potatoes and Movie Sequels\",\"datePublished\":\"2025-03-13T05:22:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/fivemor.com\/?p=129984\"},\"wordCount\":342,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/fivemor.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/?p=129984#primaryimage\"},\"thumbnailUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/244_Ian_Gutterman_Thumbnail_mefu74_1200x628.jpg\",\"keywords\":[\"Ep244\",\"Gutterman\",\"Hot\",\"Ian\",\"insurance\",\"MOVIE\",\"potatoes\",\"Sequels\"],\"articleSection\":[\"Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/fivemor.com\/?p=129984#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/fivemor.com\/?p=129984\",\"url\":\"https:\/\/fivemor.com\/?p=129984\",\"name\":\"Ep244 Ian Gutterman: Insurance Hot Potatoes and Movie Sequels - Som2ny Network\",\"isPartOf\":{\"@id\":\"https:\/\/fivemor.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/fivemor.com\/?p=129984#primaryimage\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/?p=129984#primaryimage\"},\"thumbnailUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/244_Ian_Gutterman_Thumbnail_mefu74_1200x628.jpg\",\"datePublished\":\"2025-03-13T05:22:30+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/fivemor.com\/?p=129984#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/fivemor.com\/?p=129984\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/?p=129984#primaryimage\",\"url\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/244_Ian_Gutterman_Thumbnail_mefu74_1200x628.jpg\",\"contentUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/244_Ian_Gutterman_Thumbnail_mefu74_1200x628.jpg\",\"width\":1200,\"height\":628},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/fivemor.com\/?p=129984#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/fivemor.com\/?bp_activities=1\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ep244 Ian Gutterman: Insurance Hot Potatoes and Movie Sequels\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/fivemor.com\/#website\",\"url\":\"https:\/\/fivemor.com\/\",\"name\":\"Som2ny Network\",\"description\":\"Daily Deals\",\"publisher\":{\"@id\":\"https:\/\/fivemor.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/fivemor.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/fivemor.com\/#organization\",\"name\":\"Som2ny Network\",\"url\":\"https:\/\/fivemor.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png\",\"contentUrl\":\"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png\",\"width\":300,\"height\":86,\"caption\":\"Som2ny Network\"},\"image\":{\"@id\":\"https:\/\/fivemor.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/fivemor.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/fivemor.com\"],\"url\":\"https:\/\/fivemor.com\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Ep244 Ian Gutterman: Insurance Hot Potatoes and Movie Sequels - Som2ny Network","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fivemor.com\/?p=129984","og_locale":"en_US","og_type":"article","og_title":"Ep244 Ian Gutterman: Insurance Hot Potatoes and Movie Sequels - Som2ny Network","og_description":"2 days ago Today\u2019s episode is different because I\u2019m not talking to an industry CEO, but somebody who has made a career of holding industry CEOs to account. Since before the turn of the millennium Ian Gutterman has been analysing the insurance industry on behalf of investors and in that time has sparred with all [&hellip;]","og_url":"https:\/\/fivemor.com\/?p=129984","og_site_name":"Som2ny Network","article_published_time":"2025-03-13T05:22:30+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/244_Ian_Gutterman_Thumbnail_mefu74_1200x628.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/fivemor.com\/?p=129984#article","isPartOf":{"@id":"https:\/\/fivemor.com\/?p=129984"},"author":{"name":"admin","@id":"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371"},"headline":"Ep244 Ian Gutterman: Insurance Hot Potatoes and Movie Sequels","datePublished":"2025-03-13T05:22:30+00:00","mainEntityOfPage":{"@id":"https:\/\/fivemor.com\/?p=129984"},"wordCount":342,"commentCount":0,"publisher":{"@id":"https:\/\/fivemor.com\/#organization"},"image":{"@id":"https:\/\/fivemor.com\/?p=129984#primaryimage"},"thumbnailUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/244_Ian_Gutterman_Thumbnail_mefu74_1200x628.jpg","keywords":["Ep244","Gutterman","Hot","Ian","insurance","MOVIE","potatoes","Sequels"],"articleSection":["Insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/fivemor.com\/?p=129984#respond"]}]},{"@type":"WebPage","@id":"https:\/\/fivemor.com\/?p=129984","url":"https:\/\/fivemor.com\/?p=129984","name":"Ep244 Ian Gutterman: Insurance Hot Potatoes and Movie Sequels - Som2ny Network","isPartOf":{"@id":"https:\/\/fivemor.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/fivemor.com\/?p=129984#primaryimage"},"image":{"@id":"https:\/\/fivemor.com\/?p=129984#primaryimage"},"thumbnailUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/244_Ian_Gutterman_Thumbnail_mefu74_1200x628.jpg","datePublished":"2025-03-13T05:22:30+00:00","breadcrumb":{"@id":"https:\/\/fivemor.com\/?p=129984#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fivemor.com\/?p=129984"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/?p=129984#primaryimage","url":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/244_Ian_Gutterman_Thumbnail_mefu74_1200x628.jpg","contentUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/244_Ian_Gutterman_Thumbnail_mefu74_1200x628.jpg","width":1200,"height":628},{"@type":"BreadcrumbList","@id":"https:\/\/fivemor.com\/?p=129984#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fivemor.com\/?bp_activities=1"},{"@type":"ListItem","position":2,"name":"Ep244 Ian Gutterman: Insurance Hot Potatoes and Movie Sequels"}]},{"@type":"WebSite","@id":"https:\/\/fivemor.com\/#website","url":"https:\/\/fivemor.com\/","name":"Som2ny Network","description":"Daily Deals","publisher":{"@id":"https:\/\/fivemor.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fivemor.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/fivemor.com\/#organization","name":"Som2ny Network","url":"https:\/\/fivemor.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/#\/schema\/logo\/image\/","url":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png","contentUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2026\/07\/4a0953c4-logo-300x86-1.png","width":300,"height":86,"caption":"Som2ny Network"},"image":{"@id":"https:\/\/fivemor.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fivemor.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/729ae85bf62b9917e93538db2f2688ca?s=96&r=g&default=https%3A%2F%2Ffivemor.com%2Fwp-content%2Fplugins%2Fbuddypress-first-letter-avatar%2Fimages%2Fdefault%2F96%2Flatin_a.png","caption":"admin"},"sameAs":["https:\/\/fivemor.com"],"url":"https:\/\/fivemor.com\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts\/129984","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=129984"}],"version-history":[{"count":0,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/posts\/129984\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=\/wp\/v2\/media\/129985"}],"wp:attachment":[{"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=129984"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=129984"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=129984"},{"taxonomy":"dealstore","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fdealstore&post=129984"},{"taxonomy":"offerexpiration","embeddable":true,"href":"https:\/\/fivemor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fofferexpiration&post=129984"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}