\n<\/p>\n
The post was originally published here<\/a>.<\/em><\/p>\n\n<\/iframe><\/p>\n<h2><b data-stringify-type=\"bold\">Listen on<\/b><\/h2>\n<p><strong><a href=\"https:\/\/podcasts.apple.com\/us\/podcast\/enrich-your-future-25-stock-crashes-happen-be-prepared\/id1416554991?i=1000695651558\" target=\"_blank\" rel=\"noopener\">Apple<\/a> | <a href=\"https:\/\/www.listennotes.com\/podcasts\/my-worst\/enrich-your-future-25-stock-uIr_6sywlm0\/\" target=\"_blank\" rel=\"noopener\">Listen Notes<\/a> | <a href=\"https:\/\/open.spotify.com\/episode\/3RvH5USMO3zmtlolgDgKAz?si=I-zQU4y_RHqfQh8M91ln7w\" target=\"_blank\" rel=\"noopener\">Spotify<\/a> | <a href=\"https:\/\/youtu.be\/8HJx16l_18Y\" target=\"_blank\" rel=\"noopener\">YouTube<\/a> | <a href=\"https:\/\/myworstinvestmentever.com\/other-platforms\/\" target=\"_blank\" rel=\"noopener noreferrer\">Other<\/a><\/strong><\/p>\n<h2>Quick take<\/h2>\n<p>In this episode of <em>Enrich Your Future,<\/em> Andrew and Larry Swedroe discuss Larry\u2019s new book, <a href=\"https:\/\/amzn.to\/4ebG33x\" target=\"_blank\" rel=\"noopener\"><em>Enrich Your Future: The Keys to Successful Investing<\/em><\/a>. <span style=\"font-weight: 400;\">In this series, they discuss Chapter 25: Battles are Won Before They Are Fought.<\/span><\/p>\n<p><strong>LEARNING:<\/strong>\u00a0Be well-prepared for potential disruptions in the market.<\/p>\n<p>\u00a0<\/p>\n<blockquote>\n<p style=\"text-align: center;\"><strong>\u201cMany investors let emotions drive their decisions, and they end up buying high and selling low\u2014the opposite of what you are doing when rebalancing.\u201d<\/strong><\/p>\n<p style=\"text-align: center;\">Larry Swedroe<\/p>\n<\/blockquote>\n<p>\u00a0<\/p>\n<p>In this episode of <em>Enrich Your Future<\/em>, Andrew and Larry Swedroe discuss Larry\u2019s new book, <a href=\"https:\/\/amzn.to\/4ebG33x\" target=\"_blank\" rel=\"noopener\"><em>Enrich Your Future: The Keys to Successful Investing<\/em><\/a>. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at <a href=\"https:\/\/buckinghamwealthpartners.com\/\" target=\"_blank\" rel=\"noopener\">Buckingham Wealth Partners<\/a> to help investors. You can learn more about Larry\u2019s Worst Investment Ever story on <a href=\"https:\/\/myworstinvestmentever.com\/ep645-larry-swedroe-beware-of-idiosyncratic-risks\/\" target=\"_blank\" rel=\"noopener\">Ep645: Beware of Idiosyncratic Risks<\/a>.<\/p>\n<p>Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 25: Battles are Won Before They Are Fought.<\/p>\n<h2>Chapter 25: Battles Are Won Before They Are Fought<\/h2>\n<p>In this chapter, Larry emphasizes the importance of strategic planning to anticipate market shocks, which occur approximately once every three or four years. This proactive approach ensures that investors are well-prepared for potential disruptions in the market.<\/p>\n<h2>Historical distribution of stock returns<\/h2>\n<p>Gene Fama studied the historical distribution of stock returns and found that the population of price changes if it was strictly normal on any stock, then a standard deviation shift from the mean of five standard deviations should occur about once every 7,000 years.<\/p>\n<p>The reality, though, is it occurs about once every three or four years in the US equity markets. That means the distribution of returns is not normally distributed. To illustrate this, Larry shares evidence of big fat tails in the distribution. From 1926\u20132022, in 26 out of the 97 years, the S&P 500 Index produced negative returns. In 11 of those years, the losses were greater than 10%. In six of the years, the losses exceeded 20%. In three of the years, the losses exceeded 30%. In one year, the loss exceeded 40%.<\/p>\n<h2>Prepare to live through a big market downturn<\/h2>\n<p>According to Larry, the data unequivocally shows that stocks are risky assets, with risks that are more prevalent than historical volatility would suggest. Investors must be prepared to face severe losses at some point. It\u2019s not a matter of if these risks will manifest, but when, how sharp the declines will be, and when they will subside.<\/p>\n<p>For investors, Larry underscores the importance of winning the big fat tails battle in the planning stage. Successful investors know that bear markets will happen and that they cannot be predicted with a high degree of accuracy. Thus, they build bear markets into their plans. They determine their ability, willingness, and need to take risks.<\/p>\n<p>Larry notes that, on average, prudent investors prepare to live through a big market shock once every three or four years. They ensure that their asset allocation does not cause them to take so much risk that when a bear market inevitably shows up, they might sell in a panic. They also make sure that they don\u2019t take so much risk that they lose sleep when emotions caused by bear markets run high.<\/p>\n<h2>The best way to invest during crises<\/h2>\n<p>While global diversification across equity asset classes is a prudent strategy that reduces risk over the long term, this benefit diminishes during crises. The only reliable refuge during such periods is high-quality fixed-income investments, such as Treasuries, government agency securities, and FDIC-insured CDs. This emphasis on diversification should instill a sense of security and protection in investors.<\/p>\n<p>Riskier fixed-income assets such as junk and emerging market bonds also suffer from flights-to-quality and liquidity. This is why the prudent strategy is to ensure that your portfolio contains a sufficient amount of safe bonds to dampen the overall portfolio\u2019s risk to an acceptable level\u2014winning the battle before the fight begins.<\/p>\n<h2>Further reading<\/h2>\n<ol>\n<li>Wall Street Journal, \u201c<a href=\"https:\/\/www.wsj.com\/articles\/SB118679281379194803\" target=\"_blank\" rel=\"noopener\">One \u2018Quant\u2019 Sees Shakeout For the Ages\u2014\u201910,000 Years<\/a>,\u2019 August 11-12, 2007.<\/li>\n<li>Roger Lowenstein, <a href=\"https:\/\/amzn.to\/41kK5lN\" target=\"_blank\" rel=\"noopener\">When Genius Failed<\/a>, Random House (1st edition, September 2000).<\/li>\n<li>Worth (September 1995).<\/li>\n<li>Stephen Gould, <a href=\"https:\/\/amzn.to\/41kK4yf\" target=\"_blank\" rel=\"noopener\">Full House<\/a>.<\/li>\n<\/ol>\n<h2><strong>Did you miss out on the previous chapters? Check them out:<\/strong><\/h2>\n<h4><b>Part I: How Markets Work: How Security Prices are Determined and Why It\u2019s So Difficult to Outperform<\/b><\/h4>\n<h4><b>Part II: Strategic Portfolio Decisions<\/b><\/h4>\n<h4><b>Part III: Behavioral Finance: We Have Met the Enemy and He Is Us<\/b><\/h4>\n<h2>About Larry Swedroe<\/h2>\n<p><a href=\"https:\/\/www.linkedin.com\/in\/larry-swedroe-18778267\/\" target=\"_blank\" rel=\"noopener\"><strong>Larry Swedroe<\/strong><\/a> was head of financial and economic research at <a href=\"https:\/\/buckinghamwealthpartners.com\/\" target=\"_blank\" rel=\"noopener\">Buckingham Wealth Partners<\/a>. Since joining the firm in 1996, Larry has spent his time, talent, and energy educating investors on the benefits of evidence-based investing with an enthusiasm few can match.<\/p>\n<p>Larry was among the first authors to publish a book that explained the science of investing in layman\u2019s terms, \u201c<a href=\"https:\/\/amzn.to\/3HC9QnZ\" target=\"_blank\" rel=\"noopener\"><em>The Only Guide to a Winning Investment Strategy You\u2019ll Ever Need<\/em><\/a>.\u201d He has authored or co-authored 18 books.<\/p>\n<p>Larry\u2019s dedication to helping others has made him a sought-after national speaker. He has made appearances on national television on various outlets.<\/p>\n<p>Larry is a prolific writer, regularly contributing to multiple outlets, including <a href=\"https:\/\/alphaarchitect.com\/blog\/\" target=\"_blank\" rel=\"noopener\">AlphaArchitect<\/a>, <a href=\"https:\/\/www.advisorperspectives.com\/search?q=Larry+Swedroe\" target=\"_blank\" rel=\"noopener\">Advisor Perspectives<\/a>, and <a href=\"https:\/\/www.wealthmanagement.com\/search\/node\/Larry%20Swedroe\" target=\"_blank\" rel=\"noopener\">Wealth Management<\/a>.<\/p>\n<\/p><\/div>\n<p><script>\n!function(f,b,e,v,n,t,s){if(f.fbq)return;n=f.fbq=function(){n.callMethod?\nn.callMethod.apply(n,arguments):n.queue.push(arguments)};if(!f._fbq)f._fbq=n;\nn.push=n;n.loaded=!0;n.version='2.0';n.queue=[];t=b.createElement(e);t.async=!0;\nt.src=v;s=b.getElementsByTagName(e)[0];s.parentNode.insertBefore(t,s)}(window,\ndocument,'script','https:\/\/connect.facebook.net\/en_US\/fbevents.js');\nfbq('init', '706550312838086'); \/\/ Insert your pixel ID here.\nfbq('track', 'PageView');\n<\/script><script>\n!function(f,b,e,v,n,t,s){if(f.fbq)return;n=f.fbq=function(){n.callMethod?\nn.callMethod.apply(n,arguments):n.queue.push(arguments)};if(!f._fbq)f._fbq=n;\nn.push=n;n.loaded=!0;n.version='2.0';n.queue=[];t=b.createElement(e);t.async=!0;\nt.src=v;s=b.getElementsByTagName(e)[0];s.parentNode.insertBefore(t,s)}(window,\ndocument,'script','https:\/\/connect.facebook.net\/en_US\/fbevents.js');\nfbq('init', '382972028760768');\nfbq('track', 'PageView');\n<\/script><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The post was originally published here. Listen on Apple | Listen Notes | Spotify | YouTube | Other Quick take In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry\u2019s new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 25: Battles are Won Before They […]<\/p>\n","protected":false},"author":1,"featured_media":118213,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[96],"tags":[28740,34656,2481,52389,36181,3310],"dealstore":[],"offerexpiration":[],"class_list":["post-118212","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing","tag-crashes","tag-enrich","tag-future","tag-happenbe","tag-prepared","tag-stock"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Enrich Your Future 25: Stock Crashes Happen\u2014Be Prepared - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=118212\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Enrich Your Future 25: Stock Crashes Happen\u2014Be Prepared - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"The post was originally published here. 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<\/iframe><\/p>\n<h2><b data-stringify-type=\"bold\">Listen on<\/b><\/h2>\n<p><strong><a href=\"https:\/\/podcasts.apple.com\/us\/podcast\/enrich-your-future-25-stock-crashes-happen-be-prepared\/id1416554991?i=1000695651558\" target=\"_blank\" rel=\"noopener\">Apple<\/a> | <a href=\"https:\/\/www.listennotes.com\/podcasts\/my-worst\/enrich-your-future-25-stock-uIr_6sywlm0\/\" target=\"_blank\" rel=\"noopener\">Listen Notes<\/a> | <a href=\"https:\/\/open.spotify.com\/episode\/3RvH5USMO3zmtlolgDgKAz?si=I-zQU4y_RHqfQh8M91ln7w\" target=\"_blank\" rel=\"noopener\">Spotify<\/a> | <a href=\"https:\/\/youtu.be\/8HJx16l_18Y\" target=\"_blank\" rel=\"noopener\">YouTube<\/a> | <a href=\"https:\/\/myworstinvestmentever.com\/other-platforms\/\" target=\"_blank\" rel=\"noopener noreferrer\">Other<\/a><\/strong><\/p>\n<h2>Quick take<\/h2>\n<p>In this episode of <em>Enrich Your Future,<\/em> Andrew and Larry Swedroe discuss Larry\u2019s new book, <a href=\"https:\/\/amzn.to\/4ebG33x\" target=\"_blank\" rel=\"noopener\"><em>Enrich Your Future: The Keys to Successful Investing<\/em><\/a>. <span style=\"font-weight: 400;\">In this series, they discuss Chapter 25: Battles are Won Before They Are Fought.<\/span><\/p>\n<p><strong>LEARNING:<\/strong>\u00a0Be well-prepared for potential disruptions in the market.<\/p>\n<p>\u00a0<\/p>\n<blockquote>\n<p style=\"text-align: center;\"><strong>\u201cMany investors let emotions drive their decisions, and they end up buying high and selling low\u2014the opposite of what you are doing when rebalancing.\u201d<\/strong><\/p>\n<p style=\"text-align: center;\">Larry Swedroe<\/p>\n<\/blockquote>\n<p>\u00a0<\/p>\n<p>In this episode of <em>Enrich Your Future<\/em>, Andrew and Larry Swedroe discuss Larry\u2019s new book, <a href=\"https:\/\/amzn.to\/4ebG33x\" target=\"_blank\" rel=\"noopener\"><em>Enrich Your Future: The Keys to Successful Investing<\/em><\/a>. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at <a href=\"https:\/\/buckinghamwealthpartners.com\/\" target=\"_blank\" rel=\"noopener\">Buckingham Wealth Partners<\/a> to help investors. You can learn more about Larry\u2019s Worst Investment Ever story on <a href=\"https:\/\/myworstinvestmentever.com\/ep645-larry-swedroe-beware-of-idiosyncratic-risks\/\" target=\"_blank\" rel=\"noopener\">Ep645: Beware of Idiosyncratic Risks<\/a>.<\/p>\n<p>Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 25: Battles are Won Before They Are Fought.<\/p>\n<h2>Chapter 25: Battles Are Won Before They Are Fought<\/h2>\n<p>In this chapter, Larry emphasizes the importance of strategic planning to anticipate market shocks, which occur approximately once every three or four years. This proactive approach ensures that investors are well-prepared for potential disruptions in the market.<\/p>\n<h2>Historical distribution of stock returns<\/h2>\n<p>Gene Fama studied the historical distribution of stock returns and found that the population of price changes if it was strictly normal on any stock, then a standard deviation shift from the mean of five standard deviations should occur about once every 7,000 years.<\/p>\n<p>The reality, though, is it occurs about once every three or four years in the US equity markets. That means the distribution of returns is not normally distributed. To illustrate this, Larry shares evidence of big fat tails in the distribution. From 1926\u20132022, in 26 out of the 97 years, the S&P 500 Index produced negative returns. In 11 of those years, the losses were greater than 10%. In six of the years, the losses exceeded 20%. In three of the years, the losses exceeded 30%. In one year, the loss exceeded 40%.<\/p>\n<h2>Prepare to live through a big market downturn<\/h2>\n<p>According to Larry, the data unequivocally shows that stocks are risky assets, with risks that are more prevalent than historical volatility would suggest. Investors must be prepared to face severe losses at some point. It\u2019s not a matter of if these risks will manifest, but when, how sharp the declines will be, and when they will subside.<\/p>\n<p>For investors, Larry underscores the importance of winning the big fat tails battle in the planning stage. Successful investors know that bear markets will happen and that they cannot be predicted with a high degree of accuracy. Thus, they build bear markets into their plans. They determine their ability, willingness, and need to take risks.<\/p>\n<p>Larry notes that, on average, prudent investors prepare to live through a big market shock once every three or four years. They ensure that their asset allocation does not cause them to take so much risk that when a bear market inevitably shows up, they might sell in a panic. They also make sure that they don\u2019t take so much risk that they lose sleep when emotions caused by bear markets run high.<\/p>\n<h2>The best way to invest during crises<\/h2>\n<p>While global diversification across equity asset classes is a prudent strategy that reduces risk over the long term, this benefit diminishes during crises. The only reliable refuge during such periods is high-quality fixed-income investments, such as Treasuries, government agency securities, and FDIC-insured CDs. This emphasis on diversification should instill a sense of security and protection in investors.<\/p>\n<p>Riskier fixed-income assets such as junk and emerging market bonds also suffer from flights-to-quality and liquidity. This is why the prudent strategy is to ensure that your portfolio contains a sufficient amount of safe bonds to dampen the overall portfolio\u2019s risk to an acceptable level\u2014winning the battle before the fight begins.<\/p>\n<h2>Further reading<\/h2>\n<ol>\n<li>Wall Street Journal, \u201c<a href=\"https:\/\/www.wsj.com\/articles\/SB118679281379194803\" target=\"_blank\" rel=\"noopener\">One \u2018Quant\u2019 Sees Shakeout For the Ages\u2014\u201910,000 Years<\/a>,\u2019 August 11-12, 2007.<\/li>\n<li>Roger Lowenstein, <a href=\"https:\/\/amzn.to\/41kK5lN\" target=\"_blank\" rel=\"noopener\">When Genius Failed<\/a>, Random House (1st edition, September 2000).<\/li>\n<li>Worth (September 1995).<\/li>\n<li>Stephen Gould, <a href=\"https:\/\/amzn.to\/41kK4yf\" target=\"_blank\" rel=\"noopener\">Full House<\/a>.<\/li>\n<\/ol>\n<h2><strong>Did you miss out on the previous chapters? Check them out:<\/strong><\/h2>\n<h4><b>Part I: How Markets Work: How Security Prices are Determined and Why It\u2019s So Difficult to Outperform<\/b><\/h4>\n<h4><b>Part II: Strategic Portfolio Decisions<\/b><\/h4>\n<h4><b>Part III: Behavioral Finance: We Have Met the Enemy and He Is Us<\/b><\/h4>\n<h2>About Larry Swedroe<\/h2>\n<p><a href=\"https:\/\/www.linkedin.com\/in\/larry-swedroe-18778267\/\" target=\"_blank\" rel=\"noopener\"><strong>Larry Swedroe<\/strong><\/a> was head of financial and economic research at <a href=\"https:\/\/buckinghamwealthpartners.com\/\" target=\"_blank\" rel=\"noopener\">Buckingham Wealth Partners<\/a>. Since joining the firm in 1996, Larry has spent his time, talent, and energy educating investors on the benefits of evidence-based investing with an enthusiasm few can match.<\/p>\n<p>Larry was among the first authors to publish a book that explained the science of investing in layman\u2019s terms, \u201c<a href=\"https:\/\/amzn.to\/3HC9QnZ\" target=\"_blank\" rel=\"noopener\"><em>The Only Guide to a Winning Investment Strategy You\u2019ll Ever Need<\/em><\/a>.\u201d He has authored or co-authored 18 books.<\/p>\n<p>Larry\u2019s dedication to helping others has made him a sought-after national speaker. He has made appearances on national television on various outlets.<\/p>\n<p>Larry is a prolific writer, regularly contributing to multiple outlets, including <a href=\"https:\/\/alphaarchitect.com\/blog\/\" target=\"_blank\" rel=\"noopener\">AlphaArchitect<\/a>, <a href=\"https:\/\/www.advisorperspectives.com\/search?q=Larry+Swedroe\" target=\"_blank\" rel=\"noopener\">Advisor Perspectives<\/a>, and <a href=\"https:\/\/www.wealthmanagement.com\/search\/node\/Larry%20Swedroe\" target=\"_blank\" rel=\"noopener\">Wealth Management<\/a>.<\/p>\n<\/p><\/div>\n<p><script>\n!function(f,b,e,v,n,t,s){if(f.fbq)return;n=f.fbq=function(){n.callMethod?\nn.callMethod.apply(n,arguments):n.queue.push(arguments)};if(!f._fbq)f._fbq=n;\nn.push=n;n.loaded=!0;n.version='2.0';n.queue=[];t=b.createElement(e);t.async=!0;\nt.src=v;s=b.getElementsByTagName(e)[0];s.parentNode.insertBefore(t,s)}(window,\ndocument,'script','https:\/\/connect.facebook.net\/en_US\/fbevents.js');\nfbq('init', '706550312838086'); \/\/ Insert your pixel ID here.\nfbq('track', 'PageView');\n<\/script><script>\n!function(f,b,e,v,n,t,s){if(f.fbq)return;n=f.fbq=function(){n.callMethod?\nn.callMethod.apply(n,arguments):n.queue.push(arguments)};if(!f._fbq)f._fbq=n;\nn.push=n;n.loaded=!0;n.version='2.0';n.queue=[];t=b.createElement(e);t.async=!0;\nt.src=v;s=b.getElementsByTagName(e)[0];s.parentNode.insertBefore(t,s)}(window,\ndocument,'script','https:\/\/connect.facebook.net\/en_US\/fbevents.js');\nfbq('init', '382972028760768');\nfbq('track', 'PageView');\n<\/script><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The post was originally published here. Listen on Apple | Listen Notes | Spotify | YouTube | Other Quick take In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry\u2019s new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 25: Battles are Won Before They […]<\/p>\n","protected":false},"author":1,"featured_media":118213,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[96],"tags":[28740,34656,2481,52389,36181,3310],"dealstore":[],"offerexpiration":[],"class_list":["post-118212","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing","tag-crashes","tag-enrich","tag-future","tag-happenbe","tag-prepared","tag-stock"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Enrich Your Future 25: Stock Crashes Happen\u2014Be Prepared - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=118212\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Enrich Your Future 25: Stock Crashes Happen\u2014Be Prepared - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"The post was originally published here. 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Listen on Apple | Listen Notes | Spotify | YouTube | Other Quick take In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry\u2019s new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 25: Battles are Won Before They […]","og_url":"https:\/\/fivemor.com\/?p=118212","og_site_name":"Som2ny Network","article_published_time":"2025-03-07T17:18:01+00:00","og_image":[{"width":1400,"height":1400,"url":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/Artwork-Larry-Swedroe25.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/fivemor.com\/?p=118212#article","isPartOf":{"@id":"https:\/\/fivemor.com\/?p=118212"},"author":{"name":"admin","@id":"https:\/\/fivemor.com\/#\/schema\/person\/b85e3c3dc0e1daea076524dc8810c371"},"headline":"Enrich Your Future 25: Stock Crashes Happen\u2014Be Prepared","datePublished":"2025-03-07T17:18:01+00:00","mainEntityOfPage":{"@id":"https:\/\/fivemor.com\/?p=118212"},"wordCount":883,"commentCount":0,"publisher":{"@id":"https:\/\/fivemor.com\/#organization"},"image":{"@id":"https:\/\/fivemor.com\/?p=118212#primaryimage"},"thumbnailUrl":"https:\/\/fivemor.com\/wp-content\/uploads\/2025\/03\/Artwork-Larry-Swedroe25.jpg","keywords":["Crashes","Enrich","Future","HappenBe","Prepared","STOCK"],"articleSection":["Investing"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/fivemor.com\/?p=118212#respond"]}]},{"@type":"WebPage","@id":"https:\/\/fivemor.com\/?p=118212","url":"https:\/\/fivemor.com\/?p=118212","name":"Enrich Your Future 25: Stock Crashes Happen\u2014Be Prepared - 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