{"id":110927,"date":"2025-02-26T09:37:09","date_gmt":"2025-02-26T09:37:09","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/insurance\/protecting-yourself-from-voice-scammers\/"},"modified":"2025-02-26T09:37:09","modified_gmt":"2025-02-26T09:37:09","slug":"protecting-yourself-from-voice-scammers","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=110927","title":{"rendered":"Protecting Yourself From Voice Scammers"},"content":{"rendered":"


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Before we get started, we know what you\u2019re thinking: \u2018what is vishing?\u2019. Let us clarify. \u201cVishing\u201d or \u201cvoice phishing\u201d is the phone\u2019s version of email phishing attacks.<\/p>\n

Still confused?<\/p>\n

It\u2019s those random, fraudulent calls you get that you ignore or quickly answer and hang up. The person on the other end is usually trying to get your secure information and steal your money or identity.<\/p>\n

There are many different ways a person can use vishing to steal your information, but here is one example:<\/p>\n

A person may call and say they are from your bank and your account has been compromised. They may then ask for your account number, birthday, and other personal information to attempt to steal your money.<\/p>\n

Hopefully you aren\u2019t staying on the phone with these callers or sharing any of this personal information because it can be pretty risky to do so.<\/p>\n

But what happens to vulnerable populations, like the elderly, that don\u2019t know these calls are scams? Or when the person on the other end sounds really convincing?<\/p>\n

Here are a few tips to protect yourself before, during, and after a vishing attack:\u00a0<\/p>\n

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  1. Before vishing even happens\u2026<\/b>\n

    Before you ever get a vishing call, make sure you protect yourself with ID Theft Recovery Services. Pekin Insurance offers this coverage through a partnership with cyberscout<\/a>,\u00a0and they have a lot of great information on their site about what this coverage offers.<\/p>\n

    In addition, educate yourself and your vulnerable family members, like elderly individuals, on the dangers of vishing. Provide them with examples of what that might look like and teach them to simply hang up.<\/p>\n<\/li>\n

  2. During a vishing attack\u2026
    \n <\/b><\/p>\n

    Okay, so you answered the phone to a vishing attack. Don\u2019t panic! Quickly hang up and do not reveal any personal information.<\/p>\n

    If you\u2019re unsure if it\u2019s a vishing attack, always err on the side of caution. If you have to question whether it\u2019s a scam call or not, it probably is.<\/p>\n

    If you\u2019re still concerned that it may be a legitimate call, hang up and call the direct number for whatever entity they are claiming to be. For example, if they are claiming to be your bank, give your bank a call after hanging up and confirm
    \n with them.<\/p>\n<\/li>\n

  3. After a vishing attack\u2026
    \n <\/b><\/p>\n

    Phew! The call is over, and you made it through. Now, it\u2019s time to assess what just happened and decide what your best next steps are.<\/p>\n

    Ask yourself questions like\u2026<\/p>\n

    Did I give them any personal information that they can steal? If so, who do I need to contact to help me repair the situation?<\/p>\n

    In addition, block the number they called from so the same scammer can\u2019t call again.<\/p>\n

    We know vishing can be scary, especially for vulnerable populations who aren\u2019t aware of this new wave type of scammer. By following the simple steps above or encouraging your family members to, you will be better prepared and protected for
    \n the next vishing attack.<\/p>\n<\/li>\n<\/ol>\n<\/div>\n