{"id":102901,"date":"2025-02-22T07:00:50","date_gmt":"2025-02-22T07:00:50","guid":{"rendered":"https:\/\/peraltafinancing.com\/business\/legal\/bc-supreme-court-judge-unable-to-presume-that-icbc-will-conduct-itself-honourably-moving-forward-bc-injury-law\/"},"modified":"2025-02-22T07:00:50","modified_gmt":"2025-02-22T07:00:50","slug":"bc-supreme-court-judge-unable-to-presume-that-icbc-will-conduct-itself-honourably-moving-forward-bc-injury-law","status":"publish","type":"post","link":"https:\/\/fivemor.com\/?p=102901","title":{"rendered":"BC Supreme Court Judge \u201cUnable to Presume That ICBC Will Conduct Itself Honourably Moving Forward\u201d \u2013 BC INJURY LAW"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div id=\"post-8597\">\n<p>    <meta property=\"name\" content=\"BC Supreme Court Judge \u201cUnable to Presume That ICBC Will Conduct Itself Honourably Moving Forward\u201d\"\/><br \/>\n    <meta property=\"author\" typeof=\"Person\" content=\"ERIK MAGRAKEN\"\/><br \/>\n    <meta property=\"dateModified\" content=\"2024-03-15T19:23:59+00:00\"\/><br \/>\n    <meta class=\"uk-margin-remove-adjacent\" property=\"datePublished\" content=\"2024-03-15T19:19:39+00:00\"\/><\/p>\n<p class=\"uk-margin-top uk-margin-remove-bottom uk-article-meta\">\n                Written by <a href=\"https:\/\/bc-injury-law.com\/author\/emagraken\/\">ERIK MAGRAKEN<\/a> on <time datetime=\"2024-03-15T19:19:39+00:00\">March 15, 2024<\/time>.                Posted in <a href=\"https:\/\/bc-injury-law.com\/category\/uncategorized\/\" rel=\"category tag\">Uncategorized<\/a>.                            <\/p>\n<div class=\"uk-margin-medium-top\" property=\"text\">\n<p>Pointed reasons for judgment released this week by the BC Supreme Court showed just how poorly ICBC fulfilled their obligations to an individual they insured despite making promises to the court that they will be fair.\u00a0 Madam Justice Murray noted she is \u201c<em>unable to presume that ICBC will conduct itself honourably moving forward<\/em>\u201c.<\/p>\n<p>Here is the context. In the recent case (<a href=\"https:\/\/www.bccourts.ca\/jdb-txt\/sc\/24\/04\/2024BCSC0417.htm\">Taylor v. Peters)<\/a> the Plaintiff suffered serious injuries in a 2017 crash.\u00a0 She was not at fault.\u00a0 Back then BC crash victims still enjoyed the right to sue for proper compensation.\u00a0 At trial the plaintiff was awarded $407,000 in total damages.\u00a0 ICBC, the insurer for the at fault driver, could deduct from the award any money the Plaintiff could receive from them directly as a Part 7 benefit.\u00a0 ICBC asked the court to reduce the award by over $141,000 arguing they \u201c<em>will irrevocably, unequivocally, and unconditionally agree to pay the plaintiff, for the items awarded by the court in the Cost of Future Care section in the Reasons for Judgment<\/em>\u201c.\u00a0 They filed an affidavit with the court making this promise.<\/p>\n<p>Despite this promise ICBC time and again failed to pay the Plaintiff benefits the court found were needed as future care costs.\u00a0 ICBC\u2019s own lawyer admitted to the court \u201c<em>that ICBC has failed to handle Ms. Taylor\u2019s claim appropriately but submits that starting now they will do so<\/em>\u201c.\u00a0 The court had no time for this promise.\u00a0 Instead the court found that ICBC\u2019s past actions were the best predictions of their future behavior and refused to give the Defendant\/ICBC the substantial deduction from the award.\u00a0 In doing so Madam Justice Murray provided the following pointed comments:<span id=\"more-8597\"\/><\/p>\n<p class=\"SCJNumber\"><em>[24]\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0It is concerning that Ms. Taylor is unable to continue with therapy. Based on the evidence from medical experts at trial I found that the therapies are required to ameliorate the debilitating injuries suffered when Ms. Taylor was hit by the defendant\u2019s car and assist her to cope with the pain.<\/em><\/p>\n<p class=\"SCJNumber\"><em>[25]\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0In addition to the therapies, in my reasons for judgment I found that Ms. Taylor needed assistance with housekeeping\u2026<\/em><\/p>\n<p class=\"SCJNumber\"><em>[26]\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0To date, Ms. Taylor has not received any reimbursement from ICBC for housekeeping. She has cancelled her housekeeping service due to the problems she has had dealing with ICBC and the cost of having to hire her lawyer to try to obtain her reimbursement.<\/em><\/p>\n<p class=\"SCJNumber\"><em>[27]\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Section 83 was not intended to permit ICBC representatives to ignore or revise decisions of the court by refusing to fulfil court ordered awards or to frustrate them. Nor was the Part 7 regime intended to make engaging in much needed therapy financially impossible for insureds because ICBC is not reimbursing them in a timely fashion.<\/em><\/p>\n<p class=\"SCJNumber\"><em>[28]\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0ICBC relies on a comment of the Court in\u00a0Norris v. Burgess, 2016 BCSC 1452 that \u201cICBC is an agent of the government. The Court will not presume that the future conduct of ICBC will be other than honourable.\u201d\u00a0Norris\u00a0involved a much different set of circumstances than before me.<\/em><\/p>\n<p class=\"SCJNumber\"><em>[29]\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Based on the consistent conduct of ICBC toward Ms. Taylor since her accident, I am unable to presume that ICBC will conduct itself honourably moving forward. I am strengthened in this conclusion by the fact that Mr. Haaf only provided his undertaking on January 3, 2024, in an affidavit prepared for this application. If ICBC was truly prepared to accept the court\u2019s ruling and pay to Ms. Taylor the benefits to which she was entitled, why did it not do so immediately after the Court of Appeal\u2019s decision instead of waiting almost three months? And why did ICBC provide payment to Ms. Taylor on the day of the court application when the claim was submitted 18 months prior? This behaviour is consistent with how ICBC has handled this claim. It waits until a lawyer or the court is involved before it fulfills its obligations.<\/em><\/p>\n<p class=\"SCJNumber\"><em>[30]\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Ms. Taylor is not seeking double recovery. She merely wants what she was awarded by the Court so she can engage in therapy and move forward with her life. To that end she is willing to forego the Part 7 benefits that remain available to her.<\/em><\/p>\n<p class=\"SCJNumber\"><em>[31]\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0For the reasons above, I am unable to conclude that ICBC will pay Ms. Taylor her benefits. ICBC has failed to meet its burden.<\/em><\/p>\n<p class=\"SCJNumber\"><em>[32]\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Due to ICBC\u2019s egregious conduct, I order that only the amount that has been paid to Ms. Taylor in Part 7 benefits to date be deducted from the award.\u00a0<\/em><\/p>\n<p><!-- AddThis Advanced Settings above via filter on the_content --><!-- AddThis Advanced Settings below via filter on the_content --><!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons above via filter on the_content --><!-- AddThis Share Buttons below via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content --><!-- AddThis Related Posts below via filter on the_content --><!-- AddThis Related Posts generic via filter on the_content -->                <\/p><\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Written by ERIK MAGRAKEN on March 15, 2024. Posted in Uncategorized. Pointed reasons for judgment released this week by the BC Supreme Court showed just how poorly ICBC fulfilled their obligations to an individual they insured despite making promises to the court that they will be fair.\u00a0 Madam Justice Murray noted she is \u201cunable to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[97],"tags":[22055,410,47558,43264,9579,21177,12685,4237,33971,2835,47557],"dealstore":[],"offerexpiration":[],"class_list":["post-102901","post","type-post","status-publish","format-standard","hentry","category-legal","tag-conduct","tag-court","tag-honourably","tag-icbc","tag-injury","tag-judge","tag-law","tag-moving","tag-presume","tag-supreme","tag-unable"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BC Supreme Court Judge \u201cUnable to Presume That ICBC Will Conduct Itself Honourably Moving Forward\u201d \u2013 BC INJURY LAW - Som2ny Network<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fivemor.com\/?p=102901\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BC Supreme Court Judge \u201cUnable to Presume That ICBC Will Conduct Itself Honourably Moving Forward\u201d \u2013 BC INJURY LAW - Som2ny Network\" \/>\n<meta property=\"og:description\" content=\"Written by ERIK MAGRAKEN on March 15, 2024. 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